EFTA01578426.pdf

Address Change Request Please provide information below only it the address information on front is incorrect. Street Address: City: State: Zip: Home Phone: Work Phone: E-mail Address: To service and manage any of your account(s). we, our representatives, JPMorgan Chase representatives, and/or affiliates, may contact you al any telep hone number you provide to us. Please refer to your Cardmember Agreement for additional details about the use of your personal information and/or visit our website shown below to provide us with additional contact information. L By Teske/11004r 5 (2] # 6 Send Inquirie to: G E Mail Payments to: Visit l Website: - 6 H • + 0 6 'K L 4 5 % Inmatron About Your Acconl rates will vary with the market based on the Prime Rate or St.Ch aline described in your Account Agreement It arty uttered charge is due we will chirge you al Meting 01 Payments: You may nuke payments by any of the options nil below least a minimum interest dupe of SI 50 or such amount stated in your Account tne impure Of your Derinlenlehould De al lint your nknmunl Day Mint due. Payable Agreement There is a transaction tee for each balance transfer. cash advance or U S doors and dean or payable through a U S financial urination or the U S check transaction in the amount stated in yeti Account Agreement There is a foreign true:hoe a Consign bunco' insIttnon You can pay down balances taster by paying transaction tee Of lik of the U S dollar afealrrit of any Soleyn transaclion for some more than tee minimum pawned or TN total unliad balance on your account accounts Please see your Accou re Agreement for r6ornutron about these fees You may make payments by regular U S mail Send your payment to the Payments We add tranykinnS and CMS to your defy balanOe no earl* than address shone on ths statement You' payments by mail must comply with the MU°dirt On thS statement en rat Send Caen Write yin Anurt number On t) the date of the trans.:Don - for neve purchases balance transfers. overdraft your creek or money order Payments muss be accomoaned by the payment coupon advances or cash advances n IM week*. wooded 'Nth ow address visible through tin envelope sw4ote. the 2) the date the payee deposits the obeli - for hew cash advance checis or nelene Gannet 0Ontari rinse than one payment Cr coupon and Mere an be DO staples paper din tape or correspondence included with your panned If your name transfer cheers payment el n acconlance with our payment instruction's and is made available to us 3) the cheat a related trafililiron. the date they are D061e0 DO your aroma,, u On any day by 5.00 a m lick time at Our Pay merle address on Ins statement wawa the in day of the Oiling cycle. VotnCheVer we may choose - for lees credit the payment.° your Account as ot that day If your Parnell a in accordance without payment mstructiom Outsmart'. available to us tan 500 p m local lane Rota le /meld Paying Interest On Pentates. Your dye date will be a morn, 0121 at the Pennons address on the statement we will erode 4 to your Aocourt as of days after CM elosn 01 each Oiling cycle If you pay you account ti full each tilling the nest calendar day wed by the date arid time due De irteresi is charged on new purchases month to month Also. we will nut JOINS. interest Charge, on any DOOMn 01 a purchase You nay make payments &actually through our ymbute shownonthestatement balance you repay *hat that balance a ssbliel to an intered-tree period Subset we receive your contletid request on our weenie 8,8 p in Eastern Tarn we veil to any interest-free pied foe now purchases. we will begin erliegen interest from credit you payment as of that day If we recent inu request after 8 p m Fasten the elate a transaction tin:Inn° any pewee transfer ash advance Or orreidat Tine we will credit Vete payment as of the nen calendar day II you specify a future advance) fee 01 interest charge is added to your elan/ balance well your account dote in you reopen we will credit ONO payment as of that day is pad in fsil Because we apply payrielltS In eXCeSS of your minimum ;raiment kr all other pawned: or for en/ pa yment IWO above for which you do rot Ifiltrre our first to higher fete Dalton. you may nOt be able to non interest charges on new purchases d' ou hate another balance at a higher interest rate unless YOU Pay Your payment instructicre crediting of your payments may be delayed for up to 5 days bawd/ in lull each month Account Stormabet Reported 10 Credit Bureaus: We may meat intonation about Will To Do IT You Think Too Fad A Mistake MI Your SlaMmonl your Account to elide threads late payments, missed payments or other debuts en your Account mar be relkctedn sour credo report you think we hie reported If you Ihrik Wire is an error on your statement cite to us on a separate sheet nacturate int ernadiontod trent Parade you may WOO 10 us at the loduirali address at Customer San PO Box 15299 Wilmington DE 19850.5299 You may also shwinon the statement comet us on IM web at cruse corn. To Service and manage Any, Your Accoesksh We our representatrits JPMergan In yout nit give us Me tenoned into/matron Chase representatives ardor affiliates may contact you al and lifienone number you provide to us PreaSe refer to you. Cardmember Agreement for additional details • Account itormation Your name and ACOOLte nunber about the use of your personal tliorinalion • Dollar amount The Collar aren't of the impeded error Nona Abort Electronic Check COnVeraloa: When you pay by Cheek vau autrOnn • Desorption of Problem II you think there a an er ror on you bill, ckschte us other to use reformation from your chock to make a one-lime electronic fund what you baleen is among and 'Or, you NM'e at es a mistake transfer from you: account Of lo process the payment as a check Inns:Won When we use nfornution from your check to make an Nether.: turd transfer tuts may You must contact us within 80 days alter the error appeared on your stkernent he nethinon from your account as soon as the same day we reefs vs you payment. You must DOOR us deny nertial errors inwntin3 or on the web at ChaSe corn You VII YOU will MI recent your check back from your hone& institution Call the may call us,, Out it you done are not retuned to investigate any potential errors arid customer Service number on this statement d you hive pinions about ehearcni: check collection or Co not want your payments colededelectroncally you may have lo pay the amount n Question Where we investigate whether or not there has been an error, the Naming are true Glifillaal Payments: Any payment check or other IOU!) of payment that you serd us for less than the full baiancedue Trot es marked 'pad in full- or contains a smiler • We cannot to to elite' the arroure inme:ton or report you as rediequent on rotation or that you otherwise tender in full satisfaction of a disputed acne& that amount must be sent to Card &traces PO Box 15049 Wilmolion DP 19850.5049 We resent al Our nights regarOrg these payments leg d n a determined there a In • The charge in question may remain on you staleromt and we may canton uld depute or d are, such cheek a rented at any ether actress we may accept to charge you infest on that atTOUll But it we deterrent that we rode a the check and you will Still Oie any remaining balance' We nlif refuse to accept mist**. you net rot hays to pay the amour. in Question a any tenter or any such payment by column; 4 Co you. Mt cashing el or deelferying t All other other fees related to that amount payments that you make noun he sere to the regd./ Payment address churn en • While you do not have to Pay the anntrit in Question you are respond° for this staterni IN, remainder 01 your balance Antral Reams' Nona: It your Account Agreement has an annual marbership fee • We can apply any unpaid amount against your credit lint ardor similar charge for issuance or amilabil4yot you account. Wil be billed each Year or In monthly or Quarterl, installments Trin lee anddr Claude we owed needier YOut Reghb II Wm Are Denallinect With lin Credit Cant Purchases Cr Mt you use your Ann and you agree to pay them when billed. The annul fee and charge are nonaefundable unless you racily is that you wish to dose your If you are dessalnled win the nds a services that you have purchased with your account within 30 days or CM billing cycle (whichever is less) after we provide the credit card. and you haw tried in good faith to correct the problem mth I he merchant Statement on welch tee annual lee or charge is b lWA and at the same time you pay you may rave the right rot to toy the reinanng amount due on the purchase your outstailing balance in full. If you do this for a charge Med more often than To use this right al 01 the fashving mud be true annually such as a intwah seance °herr you will not owe the last bleed ch ow. arena, tear bitted Charges are nOnf linen. and must be Dad as pail 01Payilag 1 The purchase must tore been made in y011l home State or win 100 mikes 'your outstanong interim in full Your payment of the annual fee Of charge does not of your current main° address, and the purchase pnce must have been abed our lajltet lactose your Account anotormil your right to make transactions on more than 550 mai slater or these are necessary if your purchase was Your ACODurt II your ACCOunt IS elllicl Wien a us we will continue 10 indOSe the based on an advertisement we mailed to you or pf we ownthe comae I hat animal fee ander charge Mil you pay your outstanding balance in full and termrote SOU ',au the gccds Or SeetiCeS I nut Account ratio:hip 2 You must ha ve used your Geedt card for the purchase Purchases mode with takalatiOn of Bala. Sidled to Interest Rale: to haute your periodic 'tared ash advances from an ATM or with a check That accesses 'your credit Gaol charges for each bitting Cycle when a daily periodic rains, applies, we use Me daily Account do not quality balance method 'preluding current transactions) To !gyre your periodic interest 3 You mud not yet have fully pad tor the purchase. charges for each °ling Cycle nen a monthly periodic raters) aocces rue use the averages daly balance method once-slog current transactions) for an alianabon of If all of the erten. abate are met and you are still discattched with the ouches., either method or questions about a Weeder interest charge calculation on your contact us in ailing al Customer Seine PO Box 15299 Wilmnlion CE StatemOM as. Call us at the toll fret °unmet Woof phone number lisle:lain hisso-s2e9 or on the web at chest Coin We eakubte periodic wryest charges separate, for each !nature nor example. Whin we 'arnica:, the same rule. apply to the deputed arnourt as disc ussed purchases balance transfers cash advances or overdraft 3th2PeeSI These anomie Alter we Wirth our inlistigaton. we nil tell you ott decision At Pat poet it calculations may comboy different categories oily Its Saint PerliChe rates Variable we tank "CU owe an amount and you 00 not Pay vie may report' ou as llebnCluef4 MAI1042011 Confidential Treatment Requested by JPMorgan Chase JPM-SDNY-00057420 EFTA01578426