EFTA01186608.pdf

IFirst Bank] Transfer Application

BRANCH NO. PREFIX TEST KEY DA IL I IML


TRANSFER TYPE:
[E] WIRE El CABLE ❑ DRAFT O Mail to Customer O Mail to Payee L Semi to Branch
REP SIGNATURES (Complete appropriate boxes):
KEY MODIFY MODIFY APPROVE


IF TRANSFERRING FOREIGN CURRENCY:
CONTRACT NO VALUE DATE CONVERSION RATE CONVERTED BY (Initials)


TRANSFER AMOUNT (FOR BANK USE ONLY)
FOREIGN CURRENCY , Amount) TRADER'S NAME
u.S. DOLLARS 78,000.00
NOTE: Foreign currency amount multiplied by the exchange rate = U.S. dollar Amount ADDITIONAL FEES I $
U.S. Dollar amount divided by the exchange rate = Foreign Cisrency Amount.
TOTAL AMOUNT $ 78,000.001
METHOD OF PAYMENT: INTERMEDIARY CORRESPONDENT BANK: (If necessary)
DEBIT BRANCH/DEPT. NO. ABA ROUTING NO./SWIFT CODE
062006330
NAME ACCOU NT BANK NAME
FT REAL ESTATE, INC ALOSTAR BANK OF COMMERCE
MAILING ADDRESS: ADDRESS
6100 RED HOOK QTR B3 3680 GRANDVIEW PARKWAY, SUITE 200
PHYSICAL ADDRESS:

CITY, STATE, ZIP CODE, COUNTRY CITY, STATE, ZP CODE, COUNTRY
ST. THOMAS USVI 00802 BIRMINGHAM, AL 35243
TO: PAYEE/BENEFICIARY'S BANK FOR: PAYEE/ACCOUNT OF ULTIMATE BENEFICIARY
BANK CODE
2000001806 WM
BANK NAME NAME/ACCOUNT TITLE
MERCHANTS COMMERCIAL BANK KFK GLOBAL INVESTMENTS
ADDRESS ADDRESS
4608 TUTU PARK MALL SUITE 100 9053 ESTATE THOMAS, SUITE 101
CITY, STATE, ZIP CODE, COUNTRY CITY, STATE, Zia CODE, COUNTRY
ST. THOMAS, USVI 00802 ST. THOMAS USVI 00802
ORIGINATOR REFERENCE: BENEFICIARY REFERENCE:
I I I 1 1 1 1 1 1 1 1 1 1 1 1
SPECIAL INSTRUCTIONS: (Optional)
Real Estate Transaction
THE UNDERSIGNED AGREES TO THE CONDITIONS ON THE REVERSE SIDE OF THIS APPUCATION.
CUSTOMER'S TELEPHONE NO. DATE OF APPLICATION: 4/7/2016


Customer's Signature Customer's Signature (IfApplicable)

FOR BANK USE ONLY




L
CUSTOMER'S TRANSFER REQUEST: (ComplepimDroplets boxes)
FAX Ft
IN PERSON PHONE riMAIUMESSENGER I.D. USED (Do not leave Wang I:Telephone/Fax agreement on file
CALLBACK IF OVER $ LIMIT: ci One time only transaction
By laSpoke to El Time ci Hold placed
TAKEN IN BY (Print Name) INITIALS TEST KEY CALCULATED BY (If different than taken in by) INITIALS

BRANCH AUTHORIZED SIGNER (Print Name)


BRANCH TELEPHONE NO.: ( ) - BRANCH AUTHORIZED SIGNATURE
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EFTA01186608
 CONDITIONS APPLICABLE TO FUNDS TRANSFERS CONDITIONS APPLICABLE TO INTERNATIONAL
DRAFTS
Definitions: 'V. 'me", .my
or means the person who has issued, or on
whose behalf there has been issued, the payment order described in the
Transfer Application. Tank" means FirstBank, 'Beneficiary" means the Definitions: T. 'me", or "my means the person who has purchased
person identified in my payment order that is to be paid by Beneficiary's
the Draft described in the Transfer Application. 'Bank' means FirstBank.
Bank. 'Beneficiary's Bank' means the bank identified in my payment
order that is to pay Beneficiary. intermediary Bank" means any bank in 'Check" means a payment instrument issued by Bank. 'Drawee" means
the kinds transfer to which a payment order is issued, other than the Bank the institution upon which the Check is drawn. "'payee" means the
or Beneficiary's Bank.
person to whom the Drafts is payable.
Agreement to Conditions: I agree that my Transfer Application is
subject to the conditions set forth below. Agreements to Conditions: I agree the Check that Bank issues and
Instructions to Bank: All information on the Transfer Application, as sells to me is subject to the conditions set forth below and that Bank is
applicable, must be completed, including my designation of any only obligated to do those acts stated in this agreement or otherwise
Intermediary Bank. My completion of the Transfer Application for a funds
required by law.
transfer shall constitute a payment order instructing Bank to execute or
pay the order. My payment order shall not be subject to cancellation or
amendment unless I notify Bank in writing, at the branch to which my Bank Duties: Upon Bank's acceptance of my payment for the amount
Transfer Application has been delivered by 4:00 P.M., on the banking day
preceding the date on which Bank is to execute or pay my order. of the check plus any fees or commissions (of which I have been
informed), Bank shall issue the Check and shall arrange to make
What Bank Will Do: Bank shall execute my payment order by issuing
available to the Drawee funds in an amount equal to that appearing on the
its own order, in furtherance of and in comformity with my order, to
Intermediary Bank, if applicable, or directly to Beneficiary's Bank, or Bank face of the Check If I request that the Check be issued in a currency
shall pay Beneficiary if Bank is also Beneficiary's Bank. Bank shall other than U.S. dollars. the Check will be valued in the foreign currency
execute or pay my order In same day kinds, except if Bank is also
Beneficiary's Bank then Bank shall pay in next day funds if so request and rate quoted by Bank on the day the Check is purchased. less any fees or
Bank agrees. Except where a later date is specified in the Special commissions charged by Bank.
Instructions field on the Transfers Application, bank shall execute or pay
my order on the Date of Application if received prior to 2:30 P.M. or on the
next banking day if received after 2:30 P.M. If a later date is specified. Cashing the Check: The Check may be presented for deposit or
Bank shall execute or pay my order on that date. Unless otherwise encashment at the Drawee or at other accepting institutions. The
arranged. Bank shall debit my account for the amount of the payment
order and for the Bank's charges, of which I have been informed. Bank institution at which the Check is presented may impose fees and
reserves the right to refuse or delay execution of my order in the event I commissions and may determine the rate of exchange at which the value
do not have sufficient funds available for withdrawal in my account to be
debited or I have not otherwise paid Bank for the transfer, in the event my of the Check is to be calculated in the event it is presented for payment in
order is unclear or incomplete of for other reasons satisfactory to Bank. a currency other than the currency in which it is drawn. I agree to comply
with all local currency restrictions and nay other local law governing the
Payment in Foreign Currency: In the event the funds transfer is to
be made in a currency other than U.S. dollars, Bank shall purchase the transaction.
foreign currency, and I shall pay Bank the U.S. dollar equivalent of the
amount of the foreign currency transferred, at the exchange rate advised
to me by Bank. I understand, further, that if Beneficiary's Bank is Refunds: Bank shall honor requests for stop payment, recall or refunds,
instructed to pay in a currency other than its local currency, payment will except in the following circumstances. If the check is not delivered to the
normally be made by Beneficiary's Bank at its rate of exchange on the Payee or is returned by the Payee to me, Bank will refund either the face
date of its payment. I shall comply with all local currency restrictions and
any other local laws governing the transactions. amount of the check if in U.S. dollars or the value computed at an
exchange rate quoted by Bank on the day the Check is returned for
Further Agreements: I agree to be bound by the rules of all funds
refund if in foreign currency, provided, however, when I return the Check
transfer systems and communications systems in which Bank participates.
such as Fedwire, CHIPS and S.W.I.F.T., in connection with the funds to Bank for the purpose of cancellation, that I properly endorse it, if
transfer. Bank may use whatever funds transfer system and methods of required, and that I certify (I) that I have a legal right to the Check and (ii)
payment are appropriate in its judgment in connection with the funds
transfer. I agree that Bank may rely upon the identifying number (e.g.. any signatures which appear on it are genuine. If the Check is lost. stolen
Fedwire number or account number) of any person on entity as instructed or destroyed, Bank will make a refund to me or issue a replacement check
in the Transfer Application, be it Intermediary Bank, Beneficiary's Bank or
if the Check has not been paid and I provide to Bank such certifications
Beneficiary, even if it identifies a person or entity different from that
identified by name. I shall be responsible for any inconsistency between and/or indemnification as Bank shall require.
the name and identifying number of any such person or entity as set forth
in the Transfer Application and shall be liable for any loss, liability.
expense or damage, including attorney's fees and litigation expenses. Limitation on Damages: To the maximum extent permitted by law,
Bank may incur as a result of, or in any way connected with such Bank shall not be liable for events or circumstances beyond Bank's
inconsistency.
reasonable control or for indirect, special or consequential damages, even
Limitation on Damages: To the maximum extent permitted by law.
Bank shall not be liable for events or circumstances beyond Bank's if Bank is advised as to the possibility of such damages.
reasonable control or for indirect, special or consequential damages. even
if Bank is advised as to the possibility of such damages.
Governing Law: The agreement shall be governed by the laws of the
Governing Law: The agreement shall be governed by the laws of the Territory of the United States Virgin Islands.
Territory of the United States Virgin Islands.



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EFTA01186609