EFTA01392815.pdf

Notice of Customer identification Policy Important Information To help the government light the funding of terrorism and money laundering activities, Federal law requires all financial Institutions to obtain, verify and record information that identifies each person who establishes an account, investment or other business relationship with a financial institution. Thus means that we will ask for your name, address and other in'orrnation that will allow us to identify you. We may also ask to sae identifying documents such as a certificate of formation or good standing (legal entities) or a passport or other photo Identification (individual*. 3rd EU Notice Governmental rules have also broadened thn scope of the Bank's obligations to aid in the fight against money laundering and terrorist financing; these rules call for an active involvement of both asset management firms and their clients. For new and existinj clients we currently nave a legal obligation to ask our customers questions regarcing their identities, addresses, source of funds and, If necessary, legal representatives, authorized signatories, beneficial owners or control structures and to collect re:Waite documentation to substantiate the information. Also, enhanced anti-money laundering requirements require that should any of the some personal or Institutional informatbn change, our ollents would be ob:iged to Iremedisicly notify us of the change(s) and provide us with relevant documentation to verify these changes. ATM/Debit Service You agree that the retention or use of the ATM/Debi card constitutes acceptance of the terms and conditions of the Cardholder Agreement contained in the Terms end Conditions of Deposit Accounts. Internet Banking Service If you have selected to receive Internet Banking Services, you understand that you will be required to enter Into a separate Internet Banking Services Agreement with DBTCA before you can access the Internet Banking Service. Acknowledgement of Receipt of Privacy Notice By signing below, you acknowledge receipt of DBTCA's Privacy Notice included in the Application Package. Telephone, Facsimile or E-mail Instructions By signing below, you agree that from time to time you may give instructions by telephone. facsimile or e-mail regarding the above captioned socount(s) (defined I train as "Verbal Instructions"). It is understood that the risk of Verbal Instructions being given by person or persons purported to be you is your own. Absent the gross negligence or willful misconduct of DBTCA, you agree to Indemnify and hold harmless DBTCA for any claims, losses. expenses, cops or attorneys' fees resulting from 0BTCA's actor; upon sooh rnisanderatood and unauthorized Verbal Inetructiona You understand tbet DBTCA may, but shall not be required to, seek verification of your verbal, facsimile or email instructions by call beck. In case of doubt, DBTCA may in its sole discretion refuse to execute your Verbal Instructions or any pert thereof, without incurring em liability. DBTCA is under no obligation to execute your Verbal Instructions to transfer funds or securities to any accounts) without written instructions bearing your original signature. Non-U.S. Organizations: Confirmation of Tax and Compliance Responsibilites You confirm that it Is your responsibility to fulfil any tax obligations and any other regulatory reporting duties applicable to it In any relevant jurisdictions that may arise in connection with assets, income or transactions In your account(s) and your business relationship with DBTCA. Furthermore, you confirm that the necessary Information (to the oast of yodr knowledge and capabilities) is made available no lass than annually to the relevant beneficial owner(s), settior(s), beneficiarAiest pertner(s), etc., to enable him/her/them to fulfill any respective tax obligations that may arise for him/her/them in connection with your business relationship with DBTCA. Please complete and attaon separate W-8 or W-9 di:mumention os applicable. Terms end Conditions end Representations By signing below, you acknowledge receipt of the Terms and Conditions for Deposit Accounts attached to this Application and agree to be bound by them. In addition, you agree to notify us imrnediate:y of any material change to the Information provided by you on this Application. You represent and warrant that all of the Information nrovided by you on this Application is saturate. The Terms end Conditions for Deposit Accounts aro supect to chintz's. 2 writiaasit 11424.0721113 CONFIDENTIAL - PURSUANT TO FED. R. CRIM. P. 6(e) DB-SDNY-0098084 CONFIDENTIAL SDNY_GM_00244288 EFTA01392815