EFTA01501182.pdf

Primary Account: For the Period 12/1/12 to 12/31/12 We will be making the following changes to the Deposit Account Agreement for Chase checking and savings accounts, effective March 24. 2011 We have: - Added the following language to the Important Definitions section: Debit card transaction: Includes any purchase from a merchant using your ATM card or debit card. • Modified the agreement to clarify that we will only send one copy of any notice relating to your account, even if the account has more than ono owner. - Revised our Funds Availability Policy. Under Longer Delays May Apply. we describe circumstances whore funds may not be available until the seventh business day after the day of deposit. We are deleting the sentence saying that the first $200 from your deposit will be available on the next business day. so if we delay availability in those cases the delay may apply to the full amount of the deposit. All other terms of your account agreement remain the same. If you have questions about the changes, please call us at the number on this statement or visit your nearest branch. There has been no active°, on war aocotatt airing this statement period You may not recelw a statement through the mail in thefuture Ifthere is no mils*, onyour account. You can almom view your aCCOUlli activity andstatement by logging on toyour account through chase con?. Oyuhme questims. please call as at the number on this statement. Please note this account lad to acthio, during this marmottperked The date oftau activityfor this account war 11/28112. J.P.Morgan Page 2 at 4 Confidential Treatment Requested by JPMorgan JPM-SDNY-00025407 Chase CONFIDENTIAL SDNY_GM_00294605 EFTA01501182