EFTA01143804.pdf

Southern Trust Money Market CD Rates vs Mone Market Amount Time Period Money Promo CD Additional Market Rates Income 10,000,000 7 months 8,750 32,083 23,333 0.15% 0.55% 15,000,000 ' 7 months 13,125 48,125 35,000 0.15% 0.55% 20,000,000 7 months 17,500 64,167 46,667 0.15% 0.55% 10,000,000 12 months 15,000 90,000 75,000 0.15% 0.90% 15,000,000 12 months 22,500 135,000 112,500 0.15% 0.90% 20,000,000 12 months 30,000 180,000 150,000 0.15% 0.90% 10,000,000 18 months 22,500 157,500 135,000 0.15% 1.05% 15,000,000 18 months 33,750 236,250 202:500 0.15% 1.05% 20,000,000 18 months 45,000 315,000 270,000 0.15% 1.05% NOTES 1) Cash Balance in account as of 4-30-2015 was 77,210 254 2) Overall Cash per 4-30-2015 report was 214,496,307 3) CD's are not FDIC insured 4) Maximum amount that can be invested is 50,000,000 EFTA01143804 Deutsche Asset & \Nea!th Management Deutsche Bank AG New York Preferred Certificates of Deposit (CDs) In times of economic uncertainty, traditional banking products offer a predictable rate of return. Deutsche Bank AG New York Preferred CDs "Deutsche Bank AG Preferred CDs" offer a balance between your short-term liquidity needs and long-term strategic objectives, allowing you to purchase one or many deposits with a variety of maturities and interest rates. Deutsche Bank AG Preferred CD Client Rates (Not FDIC Insured) As of May 12. 2015 Tenor Interest Rate' Annual Percentage `nee' 1-month 0.19% 0.19% 3-month 0.27% 0.27% 6-month 0 40% 0 40% 24-month 1.15% 1.16% Deutsche Bank AG Preferred CD Promotional Client Rates (Not FDIC Insured) Available March 09.2015 to June 12, 2015 Tenor Interest Rate' Annual Percentage Yteki' 7month 0.55% 12-month (0 0.90% 18-month 1.05% 1.06% • Note: These rates are only applicable as of the date shown Rates are subject to change Interest earned on the Preferred CDs with original maturities of one year or less than one year will be past at the maturity of such Preferred CD and interest earned on Preferred CDs with o%inat maturities of more than one year will be pale annually and at maturity Interest begins to accrue on me date that Deutsche Bank AG NY Branch receives proceeds in amount equal to the principal amount of the Preferred CDs that you purchase which will be on the business day on which you agree to purchase the brewed CD EFTA01143805 Terms Issuer Deutsche Bank AG New York Branch Minimum Investment 6250.000 Asset Protection Not FDIC insured Currency USD denomination only Available Terms 1-month. 3-month. 6-month and 24-month Promotional Terms 7-month. 12-month, and 18-month Early Wilndravials, No additional deposits or partial withdrawals may be made. No early withdrawals will be available but may be permitted by Deutsche Bank AG NY Branch in its sole discretion. Deutsche Bank is required to impose a penalty if a full withdrawal is requested within the first six days after opening and funding the Preferred CD The penalty will equal seven days of simple interest on the amount withdrawn Additionally, a penalty will be imposed if you withdraw the deposited funds before the maturity date. The penalty will equal 30 days of simple interest on the principal amount of the Preferred CD if the CD has a maturity of one year or less or all the interest if the CD has a maturity of less than one month. If the Preferred CD has a maturity greater than one year, the penalty will equal three months of simple interest on the pnncipal balance of the CD. Acid,Ilona, Informatton At maturity, the pnnapal and accrued interest will be transferred to your DBTCA deposit account established on or about the date of your purchasing the Preferred CD. No interest will accrue after maturity of the Preferred CD. This material has been prepared for drscussron purposes only and is not intended to be an offer or solicitation or the basis for any contract to purchase or sea any product. or for Deutsche Bank to enter into or arrange any type of transaction as a consequence of any information contained herein. No product or service offered by any entity within Deutsche Bank is guaranteed by any other entity within Deutsche Bank unless speaficaly agreed in writing Banking deposit products are offered through Deutsche Bank AG New York Branch. Deutsche Bank AG, including its subsdianes and affiliates does not provide legal lax or accounting advice. This COmMunsCabon was not intended or written to be used. and cannot be used or relied upon. by any taxpayer for purposes of avoiding any U.S federal tax penalties. The recipient of this communication should seek advice from an independent tax advisor regarding any tax matters addressed herein based on thee particular arcurnstances. This efformation also is not financier advice or a solicitation Recipients should consul their applicable professional advisors prior to acting on any information set forth herein. Pursuant to IRS regulations. we inform you that any tax advice contained in this communication (including any attachments) is not intended or written to be used for purposes of 0) avoiding tax retated penalties. or fie promoting. marketing or recommending to another party any transaction or matter referred to herein. 'Deutsche Bank'• means Deutsche Bank AG and its affiliated comparues Deutsche Asset 8 Wealth Management represents the asset management and wealth management activities conducted by Deutsche Bank AG or its subsidiaries Clients are provided Deutsche Asset Wealth Management products or services by one or more legal entities that are identified to clients pursuant to the contracts. agreements. offering matenats or other documentation relevant to such products or services. Brokerage services are offered through Deutsche Bank Securities Inc . a registered broker•deaer and investment aderser. which conducts investment banking and securities activities in the United States. Deutsche Bank Securities Inc.is a member of FINRA. NYSE and SIPC °maul coils 2 Deutsche Bank AG New York Preferred Certificates of Deposit (CDsi EFTA01143806