EFTA01585175.pdf

JPMorgan 0 /PMorgart Chase Bank. N A Private Bank 07 L. 345 Pad. Avenue. New York, NY 10154-1002 Account Number Asset Account Portfolio Page S of 22 FINANCIAL TRUST COMPANY INC July W. 2006 - July 31.2006 Equity Research Ratings Independent. Odd party restanh is tot IS months eller Indorses Secuteics, Inc ierrninsies 4Aritriet Mans can access this mouth pricatcclitnt ipmorgan com or can call thew ',Morgan represensuitc al thew toll free number to request lbw away of bus itettarch be sent to them Equity Research Remits fur any company where IPMSI hat terminated coverage are etcluded brier For explanation of JPSISI ratings, sec ddicternier Setlialt ei end of starement for cram party rating% cyslegns, we specific third party reams-eh al saw privatcclicril Jpmergan cum Lowly Holdings in A 1phabetical Order Confidential Treatment Requested by JPMorgan Chase tkmalWthiw Maio TWELN IIIWCS -NC MB JPIMS1 NEUTRAL tatfINGSTAR I star PrOViCk1111 ARGUSRES • Argus Research emporiums. ROE SECR • ROE Securities. MRNGSTAR • allonungstat REN CAP • Renaissance Ganda& S&P • Standard & Poor's 4Z I.99000-ANCIS-Wdr EFTA01585175