EFTA01578472.pdf

Address Change Request Please provide information below only if the address information on front is incorrect. Street Address: City: State: Zip: 'Home Phone: 'Work Phone E-mail Address: 'When you give us your mobile phone number, we have your permission to contact you at that number about all your Chase or J.P. Morgan accounts. Your consent allows us and companies working on our behalf to use text messaging, artificial or prerecorded voice messages and automatic dialing technology for informational and account service calls, but not for telemarketing or sales calls. Message and data rates may apply. You may L contact us anytime to change these preferences. 0 By Telephone' n ->4 U Send Inquiries to: T S tail Payments to: Weft 1 ur Website P a y W • Into natation About Your Account Cash advance. or check transaction m the amount stand in' our Account Agreement. There a a foreign transaction lee of 3% of tre U donee amount of any foreign Crediting at Payineets: You may make payments by any °I the onions listed beta. transaction for sane accounts. Please see your Account Agreement for information The amount of your payment should be at least your minimum payment Oa haloble about these lest in U.S. dollars and drawn or wane through a U S. financial institution or the U.S. torch of a foreign Marva! meiUnion You cab pay down balances fester by paying kW add VanSaCtiOns and fees to yOUr daily balance m earlier than more runlet minimum swymnent or the total unsure balance on you accost. 11 the date of the Remade., - for new purchases balance transfers, overdrah You may make payments by regular U.S. mat Send your payrrent to the PaymentS advances or cash Weaned,. address shoran on this statement Your parierCS by mail mud comely inth the inStnOtiora on the statement Do net tend cash. Wait your Account number on 2i the date the payee camas the Check - for new cash advance Checks or you' Cheek or money order Payments mat be accompanied by the wren cotton balance transfer checks. in the err/mope provided well our address visa Omagh the envelope window: the Si the date of a related transaction, the date they are POSSKII0 your eb:Ount, of envelope canna contain age than One payrrent or coupern. and there Can be no the last day el the hiring cede. whichever we way Choate - for lee staples, paper clip£ tape Or COrreStOnderCe inyuded web yea Wyman If your payment s in atom:tube mth Out payment indristians and is made available tO ul NM ID MORI Paying latest on Puniness: Your due date al be a minimum 01 21 enemy day by 500 pm. deal time at our Payments addresson tresstalemen. we MI days after the close of each bulling cycle II Stiu Re YOLK account in full each balms credo the payment n year Account is of that day. It your Mann Is in accordance wood by the date and tine due. no avast is charged on feu purchases month with our payment Erstrumrom. but a mate ayailare tobus after 5.03 ens bpi lane IO worth. Alsb. we will not moose interest charges on any porton of a peahen al the Payments agOreSS on Mb, statement, we will credit it to your Account as 01 balance you repay while that balance a annul lo an rileresetree period Steed the next candar day. to any Merest tree period tor new purchases. we tell begin criergng interest from the date a trareacton (includrig any Ware. transfer cash advance Cr omen:kali You may male payments nectionicalty through Our websde snown On IN] statement. advance). tee or wetter dons is added to your Only Dalinal until your ac count n we refine yea Completed wad en our abut by 8 p in. Eastern Tame. we hal is pad m tun g•Xatne we apply payments k eneSs of your minimum payment credit you payrnett as at trot day. II we teceree your recast after 8 p m. Eastern first to higher rate balances you may not to able to aacid indeed charges on new Time. We wie credit WV Payment as d the not calendar day. II you Spicily a lutist purchases 4 you have another balance at a New PIMP rate unless you pay your date rt your request we al crede your payment as of that day. balance in fill each month. for all other terylnentS C. la any Payment type a tow ion whOh you do not follow our Waal lb DO II YON Thin YOu Find A Mistake On Yeer Stalineell payment InStnotions, yelling of your payments may be delayed for iv to 5 days It you think there Is an arca on you stalerrert, nice to us on a separate Sheet ACCOVillaiOnnatean Reported to Caen Bureaus: We may recrod information about at Customer Service. PO Box 15299 Werninaton DE t9850-5219 You may also WV Account to credit bureaus Late payments. missed payments or other defaults contact us on the weer at deem tem. as you, Account may be reflected in your credit report. If you think we have reported 'mourne atornutron to a croon bureau you may wrne to us at Pie Inciumes aerness In your letter gin us the folkreng information' shown on the Salami. • Acecent alternation: Your men and Account rate Molke Aboel EIntent Deck COnieftlet When you pay by check. you authorize • WSW a:mutt: The Win amount et the suspected error. us ether to use inlOwn3tOrt nom your Cheek ea make 4 onetime el0:trOniC Red transfer from your account or to process the pawned as a check transaction When • Onctiption of Pfoblem- II you Hine: there a an error on your bit. crennbe we use infarreion from your died( to make an electronic fund translet funds may what yeas believe is now; and why you Peaty* n is a mistake. be vdttalrewn from your account as soon as thesauri, day we realm your payment. and you will not recehe your check Da O from your Mann Institution Can the You mist contact us within 0) days after the war appeared on soul statement Customer SWAZI number on this sidemen a you ham Questions about P•OtrOMC You Mon us cl any potential errors in seeing or on the 'orb at c haSa.COM. You check colfcrwn or do not net you paymentS collected electronicSY may cal us but it you cb we are not Milted IC iniestone any DoteMial errors and commoner Paynieria: Any payment Crank or Other lam 04 Plyment that you Send you may rune to pay the smart inquestion US for less than the full balance due that 4 marked "pad in full' or cretins a shyer While a Fara dive whether or not Pere has been an error. the folsoming are true: winces ot that you ahem's* tender in lull satisfaction of a deputed amount must he sent to Card Service. P.0 Box 15049. Wilnengeon DE 19350.5049. We • Wecannt try locollect the fl uff induntql1 a reran yOUDS clelnquent on repave al our nchts regarding these payments le.g d it a determined there is no that anyoure. veld await Or I any such Check 03 reamed at any Other address we may EOM the cheek and y)u wit *1 Owe any Ronne's balancer We ray refuse to accept • The charge in question may reman on your statement and we may continue any such payment by feinting t to you. not aching t or deal:Wog e. Al other to Charge you interest On that amount. But m we determine that we made a Vim mistake. you inn not have to pry the amount in question or ary interest or payments that you make should be sent to the remota( Paymen address thown on this statement. otrer lees tented to that amount. • Whin you do rot Pete to pay the amount in Question you we responsible for Anaual Resod Nonek if you Account Agreement has an annul membership lee ardor smear charge la issuance a arallebni of your account it will be bible each the remainder of you' balance year or In monthly or Quarterly installment% This fee 'mono; chair are owed whew( • We can anti any unpaid amount against your OKA Inst. en ml you use your ACCeurd. and you agree to pay them when tided The annual fee and charge are non-refundable unless you notEY em trot you wish to close your Your RtgMs If Yee Art Dissattfead Will Year Credit Card henna account wenn 30 days or one billing cycle pshicheser is lees) after we prone the If you are diSSltinied ugh the goods or series Mat rob rove purchased wth your statement on Muchthe annual fee or charge is bend ad at the seem tins yOU Cal nadecaM, and you have tried in good faiths° erect theprODIern with the merchant your °financing balance in ful. If you do leis, for a charge billed more often than you May halt the right not to pay the remaining account due on the purchase. annually suds as a monthly servin charge, you will not owe the lad billed charge; haweter, prbr baled charges are reprefuniade and rat be pa d as part a paying To use the right allot the following must be true your outstanding balance aft tut You payment of Ire annual lee a charge does roil MIKA Our Kit to close your ACOOunt and to tent you right 10 make tranSKtrons On 1 TM purchase must have been Made n your Mane State or whin 100 nubs your Accost II you Account is dosed by you or us, we rill continue to impose Ito your current mailing address, and the ParChWhe FIG must have been annual lee under charge Orel you par your !outstanding balance intuit and terminate more than 550. (Note: Neither cd these are necessary n your purchase was your Account relationship based on an admilisernent we maned to you of if we arm the Company that sold you the goods a services.) Calcdation of Balance Sullied to interest Rate To figure your periodlc interest charges fa each Sling cycle when a defy perodc Weis) apples. we use the cla Cy 2 You must have used your credit card for the purchase Purchases nude with balance melbcd I'Misting new thansathons) To figure you, ranee interest charges ash advances from an AIM or with a Creek that accesses your Cleat Care foe each berg Cycle when a monthly periodic rates) apples, we use the poyage da Cy Account cep red %any balance method tindudng new transaction). For an explanation of either method or 3 You must net yet have luly paid for the purchase ovetions about a particular interest chaise <Pension On your statement. please chi us al the toe free customer serve* prone number listed above. If all of the criteria above ace met and you ale still dissatisfied with the purchase. contact us In writing at Customer Service. PO. Box 15299 Wilmington. We ukulele periodic interest charges separately la each leant! Oar *vamp b. DE 19850.5249 or on the web at Chase.com purchases. balance trareners Clan a:dal:CIS or overdraft advances''. These cabum/bora may combine Oilmen categories all the same periodic rates. Tanabe Wide we mitigate, the same rules apply to Pie enved amount as discussed rates wit buy with the nutlet based Co the Prime Rate of such Cade} oncrioed above. After we Nish our investigation. we win tell yOu Our decision AI that poet. A in lett Acanunt Agreement There a tranactem See for each barn< Veneer, we think you owe an amass andyou do not Pry We may MOO* YOU as delinquent. MAI 1172013 Confidential Treatment Requested by JPMorgan Chase JPM-SDNY-00057522 EFTA01578472