EFTA01512507.pdf

J.PMorgan FINANCIAL TRUST COMPANY, INC. ACCT. For the Period 2/1/09 to 2/28/09 The JPMwpan funds or The JPMorgan Instiblional Funds or TM American Century Funds Shares cl Me funds we not bank deposits and we not guaranteedby any bank government°fay or he FCC Return and share boos ma Abuse and redempbcn yobs trey be mare a less than originalcoat ant the money market funds seek to merntarn a state net SUM Waal SI W pa snare. Mere is no smattererWaal they me cennnue to do so The estereKKIannualname and desiend yea:Ileums kr mutual tuna rterbentthe lade most Went etem• dredged!ennuated The cinInaufor of the JPUorgen Funds a JPLeargan Delaubon Serves Inc. want, is en abbe of JP/Japan Chase Bonk. NA !Meagan Chase Bank NA and as agitates redeem correensatron ton!beaver Funds for probing mobs Amerlean Century IneretrnaUSereoes Inc a the drstardor d It. Amman Century Funds AowanCanby IneerstmentUaregernontInc saves as rnmsbneedadescr lo Cs temscbredund lame/are recerescunpensetron from that fund lamb to proven; brostmant advaorysed Mew SONCOO Important Infounabon AegarangAucbon Rate Secunbes (ARS) ARS are debt or peteredsecure-rex ran an interest or dwderd rate resetpercdcreyrn an action A/amp Mae may be dadl weekly end monthly resets there is no gunners:eat he. wet be buddy If Mare arenol enough bds at an baron to redeem the secuntes eyebblerb sale the reset nay bee fared web, In a fadedbate Mere a no essaanceIASI a soccodayrbket wee debropor that the secuay net trade at or any other price redactedon atelenents Accordngte swestors shoed Oct rely on prang wearnbon appwngn therstaVerents with respect to ARS JPOASUS Neaisteen a letblOptana pubulsedttarown JPIASI Youmust pronely adyrseJPUSIofmetenalchebes in your bestment *barb or Irmingersmarten Uness your/um JPACIetherwee JPMS/ we wader Me eirenerboncurentlyrn 42 Res to be compete and accurate Youshould heyereceeredseparate-MfASJ cambers:eons tu eachmantes Vansacbon AV tensercbons we subject to The Isms and condbens steed on the neer osstre of such ccnArrnobsns and as subject to the consttutoat byeas customs and beepreafons of the rnIflerepbewhere treadedand governed by and COnSbed n eCardance with the law, OM. Stele Of New TOM and at applartreISOMNews and remeedens Further ardematen min seasea SO CommeSens end alb Charges fasted to Me erecutfon ol tranumbons tncludmv oceans Minsectrona has been 'named in cubmebons ear woreprevousylanclerd to you Upon warrenmast JPUSI reel proirpaysupplynsu warm the Abel such bonbon Sberboldersot bare dPMorgan Funds are chargeda redone:fonfee equallo 2% of Me proceeds • they eraebbe rodbershares a awn ands wenn CO days of purchase subsea to certainexceptionsset fob in Me prospectus of Me apprcabFuncl Please consult your JP beganrepesentebbor a tat of the JPMontan Funds that impose roderreborr tees JAWS! a a member of the Secretes InvestarRotecton Corporaon EMPC"). • noaceprcee memtesap caperation herded by brokercrearws remstevol with Me Socunres and EschangoComnassan Secebb and cash be for a customer at JAYS! we protected by SIFC up to 3620,000 prer ustorner. ebb includes up to SIO0C00 of recede° ter cash &Mews not protect beret tosses from fluctuations in the bursa/Me seasdes. Assets had in custody by JPIinagion Chase Bank N A (Me Terre) ere not sated to S/PC Toumayobbn informerombout $JPC, marding ine S/PC Peocntee on Bev webs* at Nom ape erg' a bYainaa00 Mum al (202) 3n-630ff TO MO extent eppabbe pleberied the kebab deCbstees remr deg estmeled annual totem* (EAter4 rffibmeledmad(EY)EAland EYfa Oblern types Of deautetts coed wade a islandpintasla Cepaalganis n whoCh C040 Me EAtend EY nand Co Overstated EN andEnee estimates and the actual MOTOOne paleMehl be pewee a hap*, then the es:meted amounts EY/enacts Co* a genfladby n imastment Hans not rolloachtmgos n its pnca which may fluctuate JP Morgan Secedes Ix !Mb -gen Chase Banked a Met abates (the P Megan Convenes Jmay provde radmnbabye custdrat sales. distributco of sNrehobeterverss to JUN.:nen Funds. Arnercan Cobb Funds or funds Webbed sponsored. brand or managed by Med pates and Me JP Morgan Condones by be compensated fa such stubs Bank products and services ore offered burgh JPeloyan Chase Sena NA end ds &Nab Securthes we offered by., P Mogen Socuntes Inc Account Page 12 of 12 Page 13 of 19 Confidential Treatment Requested by JPMorgan JPM-SDNY-00038354 Chase CONFIDENTIAL SDNY_GM_00307552 EFTA01512507