EFTA01524185.pdf

August 30,2003 - Ghislaine Maxwell September 30,2003 Primary Account Number JPMorgan Private Bank Page 4 of 4 Important Information about Your Statement Personal accounts are subject to the Deposit Accounts Agmement or the General Terms For Accotmts and Services. Business accounts are subject to the Tams and Conditions for Commercial Accounts or the General Tams For Accounts and Services Your accounts. unless otherwise indica...Ion the Statement. are held by JPMorgan Chase Bank (the -Bank'). Deposit accounts held at the Bank, including checking, savings, CI), and money market accounts, are FDIC insured. In Case of Errors or Questions About Your Electronic Funds Transfers (personal accounts onM Telephone or write to alre Bank if you think your statement or receipt is wrung. or if you need more 'rumination about an electronic transaction on a riatanent or receipt. The phone number for inquiries is printed on the front of this gateman. The address for inquiries appears below. We must hair fmm you no later than 60 days aria we rent you the FIRST cadential on which the error or problem appeared. • Tell us your name and account number. Please direct all inquiries to your Morgan Account Officer at • Describe the error or the transfer you are unsure about. JI'Moigan Private Bank Client Service and explain ascii:arty as you can why you believe it is an 500 Stanton Christiana Road, I AlIPS3 error or why you need mote information. Nan & DIE 19711-2107 • Tell us the dollar amount of the suspected error. We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to do this (20 business days for transactions outside the U.S. and point-of-sale tran.sactions), we will reardit your account for the amount you think is in arm so that you will have use of the money during the time it mites us to complete our investigation. In Case of Errors or Questions About Non Electronic Transfers Please examine your account at once. If you feel an error has taken placeor have questions concerning a norielectrome transaction. telephone or write us within 30 days. The phone number is printed on the front of this suitanait. The address appears above. If no report is received within this period, your account will be considered correct. Mutual Funds/Securities Securities (including Mutual Funds) and annuities are not hank deposits and are not FDIC insured nor are they obligations of or guaranteed by JPMorgan Claw Bank or its affiliates or any federal or state gm erom en t or cos ernment agency or government sponsored agency. Securities (including mutual funds) and annuities involve investment risks, including the possible loss of the principal amount Invested. The distributor of the JPMorgan Funds is JPMorgan Fund Distributors, Inc. which is not affiliatal with the Bank. The Bank and its affiliates receive compensation from the Whloman Tunas for providing services to the funds. Read the JI'Morgan Funds prospectuses carefully for details, including fors and expanses, before investing or sending money. JPMorgan Select Shares of the Connecticut Daily Tax Free Income Fund. Inc. and 'Morgan Select Shares of the New Jitney Daily Municipal Income Fund, Inc. are not pan of, or affiliated with, the 3Morgan Family of Mutual Funds. Reich & Tang Distributors Inc. and Reich & Tang Asset Management L.P.. which an: unaffiliatal with JI'Morgat are the funds' distributors and investment advisor. Reich & Tang Distributors Inc is a manba NASD. The Bank is not a registered broker-Jailer. Securities transactions may be through JPMorgan Fund Distributors, Inc a subsidiary of the Bole, is a member of NASIMSII'C. IRA Accounts Accounts of the Bank as mom, or ns discretionary bwestment manager for an ERISA plan or an IRA that hold Fiduciary Shares (as described below) do not bear any portion of investment. administrative, custodian or other charges paid to the Bank or its affiliates for services to 'Morgan Funds for which a rebate moss has berm established since these charges are subject to rebate as defined below. For accounts of the Bank as trustee, or dimretionao investment manager for an ERISA plan or an IRA. which hold staves in the JPMorgan Funds other than Fiduciary Shares, the Bank receives fees for services from the JPMorgan Funds but waives account fees with respect to the funds so held. 'fiduciary Shares' means shams of JP/slorgim Select Funds and Institutional Shwa of the Jl'Morgan Bond Fund II. JPMorgan Short-Tam Bond Fund II. JPMorgan Intermediate Bond Fund II. and Worsen Large Cap Equity Fund held in Bank tout aCCOUMS or in discretionary investment management accoaus at the Bank held by ERISA plans or IRAs. "Rebate' means an amount returned by the Bank to the account which holds the Fiduciary Shan. The rebate amount mime:its the portion of servicing fen paid to the Bank by the mutual fund with respect to Fiduciary Shams. Confidential Treatment Requested by JPM-SDNY-00051970 JPMorgan Chase CONFIDENTIAL SDNY_GM_00321168 EFTA01524185