EFTA00197292.pdf

Statements EFTA00197292  CLEARANCE AGENT FRIEDMAN, BILLINGS, RAMSEY a CO.. INC. TO OFFICE SERVICING YOUR ACCOUNT 1001 Nineteenth Street North Arlington. Virginia 22209-1722 Telephone (703) 312 9500 Seer. Steams Socunbes Cap. Cr* Metr0teCh Celle Nen iltdclin. Net Yoe 1120/3559 FBR Fax (703) 312 9501 E-Mail infoggfbrsom FINANCIAL TRUST CO..INC STATEMENT PEMOO November 30.2002 VISIT CUR WESSITE vemv.thr.com THROUGH December 31.2002 ACCOUNT NUMBER Important Message IIIIII 111111111H II TAXPAYER MA SSER On Foe II any information regarding 2002interest. LAST STATEMENT November 29.2002 dividends. miscellaneous income, gross proceeds FINANCIAL TRUST CO., INC or original issue discount is required to be 600 REDHOOK QUARTER STE 6-3 reported to the IRS for this account. a Consolidated Form 1099will be mailed ST THOMAS US to you by January 31.2003w a 1042Sby US VI 00802 March 17.2003. Your Portfolio Holdings EQUITIES Equities & Options ACCT AMR/CET eSTMMED OJRFENr DESCRPRON SYMEICIAVSIP TME OLMMiTY PRICE VNAE ANNA. INCOME YELD FRANKLIN BANK CORP CASH 100,000 Unpriced CL A ACCREDITED INVS Total Equities& Options SD SD TOTAL EQUITIES $0 $0 St Tin sewrorY R for Mommborel pxpose ply Ins re recycled as alm chanter, Tin Rain* should tto reann1to your records Soo meat WA Ice mortar, ricenacan 027 01.01,03:13:47 001 Yth19 EFTA00197293  CLEARANCE AGENT FRIEDMAN. BILLINGS, RAMSEY & CO.. INC. OFFICE SERVICING YOUR ACCOUNT Ow. Steams Swathes Cap. 1001 Nineteenth Street North 0'e metrotech COMO( NORM Arlington. Virginia 22209-1722 fircdam. New Tea 11201.3859 Telephone (703) 312 9500 ERR Fax (703) 312 9501 E-Mail info@fbrsom FINANCIAL TRUST CO..INC 2 STATEMENT PERKO November 30.2002 THROUGH December 31.2002 ACCCUNT NUMBER TAXPAYER MAWR On File Your messages LAST STATEMENT November 29.2002 As part of the National Association of Securities Dealer's (NASD) IMPORTANT NOTICE TO CLIENTS: Investor Education Program, you may obtain information on the Disclosure of Order Execution and Routing Practices NASD's Public Disclosure Program by contacting the NASD at SEC Rule 11aC1-5 (monthly report) requires 'market centers" that telephone number (BOO) 289.9999 or via the intemet address which is trade Nasdaq National Market, Nasdaq Small Cap securities and mvw,nasdr,com, In addition, a brochure explaining the Public exchange-listed securities to make publicly available standardized, Disclosure Program is available from the NASD upon request, monthly statistical information about "covered order' executions, as defined by the rule, Friedman, Billings, Ramsey & Co„ Inc, (FBRC) is an OTC market maker and therefore considered a "market center", Rule11Ac1.5 is intended to promote visibility and competition in order execution quality, In order to enable cross-market comparisons, the Rule establishes uniform measures of execution quality, among them effective spread, rate of price improvement, fill rate and execution speed, The rule also requires the statistics to be categorized by individual security, order type and size (100.499 shares, 500.1999, 2000.4999, 5000.9999), It is important to note that orders for 10,000 shares or more are exempt from the rule and are therefore not included in the statistics, 027 01.171(03:13:47 001 V039 EFTA00197294  CLEARANCE AGENT FRIEDNIAN, BILLINGS, RAMSEY & CO.. INC. TO OFFICE SERVICING YOUR ACCOUNT 1001 Nineteenth Street North Arlington. Virginia 22209-1722 Telephone (703) 312 9500 Sear. Swains S0OLIMPS Cap. ce• metroteth Gene. NOrth fiecciain. New Tea 1120/3559 FBR Fax (703) 312 9501 E-Mail info@fbrsom FINANCIAL TRUST C0..INC 3 or I STATEMENT PERKO November 30.2002 THROUGH December 31.2002 ACCCUNT NUMBER TAXPAYER KISSER 011Foe LAST STATEMENT NOverillaN 29.2002 IOW route SEC Rule 11Act -6 (Quarterly report) requires broker/dealers that orders in equity and option securities to disclose the identities Your Investment Firm and Bear Stearns are pleased to introduce a new Multi-Transaction Confirmation to be rolled out during the first of the execution venues to which they route orders on behalf of quarter of 2003. Multiple transactions executed on the same day customers, and the material aspects of the relationships the will be displayed on a single landscape document and will include broker/dealer may have with those venues, if applicable. In the same categories as your account statement. Should you have accordance with SEC Rule 11Ac1.6, upon request. we will disclose any questions regarding this new confirmation, please feel free to the identity of the venue to which your order was routed for execution contact your Financial Representative. and the time of execution, within the time period of the six months prior to your request. Each market center is required to prepare and make publicly available the monthly and quarterly reports in electronic form, free of charge and available for downloading from an intemet site, This information is available via our website at vvw.fbccorn, This information is presented in accordance with the SEC Rule11Ac1.5 and 1.6 requirements. A written copy of the quarterly report is available upon request. Additional information regarding the rule, interpretations and exemptions can be obtained directly from the SEC at www.cec.gov and the NASD at Imagism. End of Statement 027 01.171(03:13:47 001 VE39 EFTA00197295  CLEARANCE AGENT Bear. Swann SOOLIMIOS Cap. Ce4 Metroteth Genet North Ciro:won. New VC* 11201.3859 FINANCIAL TRUST CO..INC STATEMENT BACKER IS PRINTED ON THIS PAGE 027 01,171(03:13:67 001 V639 EFTA00197296  CLEARANCE AGENT FRIEDSIAN. BILLINGS. RAMSEY 4 CO.. INC. TO OFFICE SERVICING YOUR ACCOUNT 1001 Nineteenth Street North Arlington. Virginia 22209-1722 Telephone (703) 312 9500 Sear. Smarm Secant= Cap. One MetrOteth Cada NOON Eircdtlin. New York 112014859 FBR Fax (703) 312 9501 E-Mail infoOftirsom FINANC0AL TRUST CO..INC VISIT OUR WEBSITE wvAv.lbr.com STATEMENT PEMOO October 26.2002 THROUGH Novernter 29.2002 ACCOUNT NUMBER What's In This Statement IIII II 111111111U II TAXPAYER MAWR On Fee LAST STATEMENT Financial Summary 1 FINANCIAL TRUST CO., INC 600 REDHOOK QUARTER STE 6-3 Your Portfolio Holdings 2 ST THOMAS US Transaction Detail 2 US VI 00802 Cash Flow Analysis THIS KROO Opening Balance $0.00 Securities Sold 1.000.000.00 Amount Credited $1.000.000.00 Securities Bought -1.000.000.00 Amount Debited 6-1.000.000.00 Closing Balance $0.00 Thl s‘rnmarY6 for olamacan pwposio Gay. I Is na Mended as &Kama Thu garnet maid he larded for your recant Sal warm We fa nip:dart ricanaion 027 11100t02:18:63 001 vtsa EFTA00197297  CLEARANCE AGENT FRIEDMAN, 1311.I.INGS, RAMSEY a CO- INC. OFFICE SERVICING YOUR ACCOUNT Bear. Stains S0OLITMOS Cap. 1001 Nineteenth Street North COB MO0OlOth COAIN NORA Arlington. Virginia 22209-1722 EltoatIon. Now York 1120/5859 Telephone (703) 312 9500 FBR Fax (703) 312 9501 E-Mail info@fbrsom FINANCIAL TRUST CO..INC 2 of 3 STATEMENT PEW() October 26.2002 THROUGH November 29.2002 Your Portfolio Holdings *LOOM! NUMBER TAXPAYER MAWR On Fee EQUITIES LAST STATEMENT Equities & Options ACCT MARKET ESTIMATED CURRENT DESORPTION SIMBOUCUSIP TYPE OUANTITT PACE VALUE ANNUAL iNCOIAE YEID N FRANKLIN BANK CORP CASH 100000 Worked CL A ACCREDITED INVS Total Equities& Options $0 $0 TOTAL EQUITIES Transaction Detail INVESTMENT ACTIVITY SETTLEMENT TRADE DATE DATE TRANSICIlDN DESCRIPTION SIMEICLCUSP CREPT M.VUNT 11/04/02 10/29702 BOUGHT FRANKLIN BANK CORP 100.000 10.00000 1.000.000.00 CL A ACCREDITED INNS PROSPECTUS UNDER SEPARATE MIL AS OF 10/29,02 11/05/02 10/29/02 CANCEL BUY FRANKLIN BANK CORP .100.000 10.00000 1,000,000.00 CL A ACCREDITED INVS PROSPECTUS UNDER SEPARATE MML NO SO 11/04/02 AS OF 10/2902 TO CXL PREVIOUS BUY 11/13/02 JOURNAL FRANKLIN BANK CORP 100.000 CL A A FROAA:t-USD • JRL • TOTAL $-1.000.000.00 $1.000.000.00 027 11.3002:18:55001 V6,38 EFTA00197298  CLEARANCE AGENT Bear. Swann SOOLIMIOS Cap. 0'41.4000th COMO. N01N1 fiecciain. New VC* 11201.3859 FINANCIAL TRUST CO..INC 3 01 3 STATEMENT BACKER IS PRINTED ON THIS PAGE 027 11,30902:18:53 001 V638 EFTA00197299