EFTA01269485.pdf

1 First Bank Customer Due Diligence For Additional Signers on Individual Accounts or Authorized Signatures on Business Entities Accounts Existing Account Number Account Number. which Is attached to the Signer r\ICF:r2t‘s-n-iS Ian iaauto 1 Authorized S:gncr hirommtion Name: Cecile ____ Initial: Lai,' h Am. de.c '3' Data of Birth: _ Place of Birth USA _ social Citizenship I MF _ _ _ _ 'form Pinne other L- Physical Address: Mai :-.a Amin... Place of Employment Southern Comny Id. Employreent Address: Occupation: - Red Hook Quarters Ste B3 Work P SC Thomas. VI 00002 Email: Relation MVOS ID 1- Typo Number COMM FaplrationSCOAVY0 1st DL USVI 3,204017 and peeved USA 5/17/201e 7 Income Recurrent Source: O Own Business 0 Private O Government O Gexe. seedy. AnnualWome O S0GI .350,001 0 550,001 - $150,000 O 050.001- $250.000 ❑ Oner $250.000 Client Clasnifiratigri • "Jaw ameer:s its hra mad Care Worley atescont Ter ISM ttratiSaldhS rat vtl Otte elms reseed es *QUM it Pe Da Wawa : CneonshGAhreeFor tVrichek ce Etats ComdereclasHIV Pak ▪ tn.notr:0 Ci9,p, yea iiircivaton from the WS* Cadttl'OrSaSA Dindi is en Mel Yes No A. Irhficate whether the dent's a nonresident eeerc (NAJCS 5 R. 100000 Indict, whether the dent a a resklem alert: (NAILS 0200000) 0 C. Indicate :whether the diem is dad to an decor of a foreigngovernment end dceummt the 0 (NAICSA, COCCOO) typo V relatkitship. 0 4 ir en he alum Syhtem • ‘: e only ar. Cantu,' At e.a, r.tho.1 Name of the Representative who attimcled your call: Response to Social Sec Linty: Veer: Stare: Response on Ind astry Behavior. RcIPOnn 0 on ID. 5 Account Opening Authonz atm n Approved EldmMd ocameetollePolinetw herd . j trtiet r eztur. Ibse ,leery -1111 SD NY_GM_000 13675 CONFIDENTIAL CONFIDENTIAL FirstBankPRO00838 EFTA_00124318 EFTA01269485  Customer Due Diligence For Additional 1 First Bank Signers on Individual Accounts or Authorized Signatures on Business Entities Accounts Exieting Account Number Account Number which Is Method to the Signer 7191317881 lad Oet SI44 Nen: Jeanne. K Last None bowmen Daft of Birth: Placedf Birth: NY CNIzetwhipt USA Home Phonic esy. Pinsk* Address: Nirlg Agerses: 6100 Rod Noe Quitter 83 St Thome VI 00802 Ernployinert Addis: 8100 Red Hook aunt B3 St Thorne& VI 00802 ID TYPO Number County Expiate paivoivvvil 1st DL 0000000054020 USVI 9/2/2017 2nd PaISPOR 446809801 USA lin(02001 1 Income Recurrent Source: O Oes Souses ta Private O Government O Met. weal Annual Income O 1001.150001 0 $50,01.1150,000 O $160,C0t. MOBS] ❑ oviellae0A03 3 Client Cla•uurrenur • ripe raw fte aniCtiltbr btetegpacbm. Y.e Awe"t• conkletedA. AA ereI furrw ecton,a ter*I n eatehnienetue0iera aticidaGledoPosforaserkbels or &RS Cohdtesd as ter Pitt • IBSalio& ChM mm stacesation tom ha CoeyearstiCetertneril$4 bate! Wrung Yes No A. In whether the clan is a ncaresideet flee: (MACS *100000) O 0 t hidicete WISPS the c.:ent n a reseent area: (NMCS *200000) O 0 C. Irdioste whether the diem a wawa to an office- of a foreign gowerrenert are dos:note Its type of rstatonsliip: O El Itar...S1W4000% vent icat- on Syn.tent. e O' .1S,i 001 as C c ccItn.cynt Name of the Representative who attended your call. Response to Social Security: Year: Star: Other: Response on Industry Behavior. Response on ID: Account Opormg AutlIkIntatitm Approved —. 1 1-kciedrefia -— Oar0; Our Coomsara If applicable: IMIS-SaCe-1111 SDNY_GM_00013676 CONFIDENTIAL CONFIDENTIAL FirstBankPRo00839 EFTA_001243 I 9 EFTA01269486  Corp No. 581871 GOVRINIIIIIINT OF THE VIRGIN MANOR OF THE UNITED IMAMS 0 — CHARLOTTE AMAUE, Sr. THOM*, VI 00802 C ie WI to Met gest Seale Skit CoerD 1, the undersigned, LIEUTENANT GOVERNOR, DO hereby certifies that FINANCIAL INFOMATICS, Business Corporation of the Virgin Islands filed in my office on Novem ber 18, 201I as provided for by law, Articles of Incorporation, duly acknowledged. WHEREFORE the persons named in said .Articles . and who have signed the same, and their successors, ate hereby declared to be from the late aforesa id, a Business Corporation by the name and for the purposes set forth in said Articles, with the right of succession as therein stated. Witness my hand and the seal of the Govern ment of the Virgin Islands of the United States, at Charlot te Amalie. St. Thomas, this 8th day ofDecember. 2011. OORt Y It FRANCIS Lieutenant Governor of the Virgin Islands SONY_GM_00013677 CONFIDENTIAL CONFIDENTIAL FirstBankPR000840 EFTA_00 124320 EFTA01269487  As provided by law, the authorized hod** AuIhtelp License issued hereunder, upon 6ndiog. Sit riegrpt sisal( br e the power to revoke or unpaid any st atsion is in the public Serest provided. that s r.. tste hearing. that swell revocatio n or dull be coaled to a review of the same by the any parsons agpieved by any such decision of this office the date of the decision; provided. Anther, Territoria l Court noon appeal made within (30) days ken that all decisions of this office hereunder upon specific findings by the Court that the same was sisal be final except sensed at by fraud or Wont means If a renewal is desired, the holder 20121 this office It Is the responsibility of istheresponsible for makinng appltasion far sane %mhos.% any notice front a license is to be cancelled or platted Licensee to notify the Di9artmtm in writing within (30) days, what In inactive sown. Failure to do so will vault penalties as authorized by law. in the useasmert of SONY_GM_00013678 CONFIDENTIAL CONFIDENTIAL FirstBankPRO00841 EFTA 00124321 EFTA01269488  GOVERNMENT OF THE VIRGIN ISLANDS OF TH E UNITED STATES -o- CHARLOTTE AMALIE, ST. THOMAS, VI 00802 To Whom These Presents Shall Com e: I, the undersigned, LIEUTENANT GOVERNOR, do hereby certify that FINANCIAL INFOMATICS. INC a Virgin Islands corporation, filed in the Office of the Lieutenant Gove September 21.2Q12 as provided for by rnor on law, Certificate of Amendment Articles Incorporation, duly acknowledged; chan of ging its name to SOUTHERN TRUST COMPANY. INC. WHEREFORE the said Amendment is hereby declared to have been duly this office on the aforesaid and to be in recorded in MI force and effect from that date. Witness my hand and the seal of the Government of the United States Virgin Islands, at Charlotte Amalie, this 31° day of October, A.D. 2012. R. FRANCIS Lieutenant Governor of the Virgin Islan ds CONFIDENTIAL CONFIDENTIAL FirstBankPRO00842 SONY_GM_00013679 EFTA_00124322 EFTA01269489  C07131CATSChallhlhf0T SO MMUS; 000RPORATION Of FIM.NOALINF0ICLIICSJSC. Fixed y tatak% Im e oeqcwe Cr Gentle Corp:rem LeNk e° yy of:Wm tni ery;ira mitt end a 01U:bah (0 -crourite.")00 d..0 fambh AaeMMaw b 0 hetEST COMFY with es buisibe eh* 0 ofha Mien of barque*. bu bon Vhea lotit eak. Gaunt Ccuunthaed b murder.< Is.. hub DX AnUe 1 of lb uutlea N brorou rtha ia b.lbarbobe hb.las hbeo qua". Nub ...rude] delabg • •••••••• ............ =QM Tb Mae bn.bubt rebel unite Tbundarl a tbeau rum ••••••••••••••••••••••••• 0: WITNESS W1000. 0 uheni gul pubs b.. bubo set an' C. Smeary Nd Chase= his he bah» da hquide w". • M ...St*/ «Sant«. 3012....:a .c f PI O1 r. . 74 ....‘: C. • .. 4) al hew Fatah herkkar IV 0 1 > Ft ...I le M `- (C-b • ' . iti*CC x t, •11 cil ca = " )1 0 a Fa o Cee " rn -. - 4 VI -C MTt6SfAT£0! y.a DerMUCT OF SEFOTE ME, he auhr od Whet% eeOia 12— 44 80ehb« upend baby Ebbete of Dunn . rambaY tb: hay tre 0 ;snob wbo 15rod ISM abn bag b we gbh Cb2Y bud. 0001 Ss hued% doCeren, tub at 0 Corponeee abf de the hugest aul Sentry Iblenugs osubel :best »bibs Mae. of Ai:emblem K MARRY I. SELLER NOCan' Pub*. Stare of New York Cwsafitelpal0E485 Recker-dGeW Cornrheon Bens t' ab. 17.201.. SDNY_GA4_00013680 CONFIDENTIAL CONFIDENTIA FirstBankPR000843 EFTA_00 12A323 EFTA01269490  ARTICLES OF INCOR PORATION OF FINANCIAL INFOMAT ICS, We, the undet*ned, fot the business and the promotion proposes of associating to establish a corporatio and conduct of the obj n for the transaction and subject to the require ects and purposes hereina of the ments of the laws of the fter scatted, under the pro "Virgin Islands"), and par Vitg il3 Islands of the Un visions ticulstly the General Cor ited States (heminaftes called Islands Code), as the sam poratio the e may be amended from tim n Law of the Virgin Islands (Chapter 1, Tide 13, Vin in writing and do cagy. e to time, do make and gin file these Articles of Incorp oration A'R"ITCLE The name of the Cospo ntion (bereicaftez referred to as the "Corporation") is Financ ial Infomatics, Inc. ARTICLE U The principal office of the Cor 15.16, St Thomas, U.S Vir poration in the Virgin Islands is located at 9100 Elm gin Islands, 00802 and the er:sight, Port of Sale, Sui Kellezhals Paguson LIP, name of the resident age te whose mailing address is 910 nt of the Corporation Virgin Natt 00802, and 0 Havensight, Post of Sal is whore physical address 910 e,Suite 15-14 St. Thorn Virgin Islands. 0 Havensight Port of Sale, s, US. Suite 15-16, St. Thoma s, U.S /11311.Calll Without funning in any manner the scope and general hereby provided that the Cor ity of the allowable functio poration shall have the followi ns of the Cappiptims, it ng purposes, ob}eCn is and powers: Cr (1) To came in any lawful , business in the United States Virgin Islands. (2) To enter into and car ry ow any contracts for or in t» relation to the foregoing association, corporation, or goveuttnau or govanment business with imy person-, sd agency. Sn. (3) To conduct its busine ss in the United SLUGS Vir I9 • Virgin Islands. gin Islands and to have offi ces within the Utlrbd Sta tes (4) To borrow or raise mo ney to any amount pewiiuc to guarantee loam, other d by law by the ale or types of indebtedness and issuance of obligations of mortgagee or other liens upo finandng obligations, and any kind, n any and all of the proper to secure the foregoing ty of every kind of the Corpoz by ation. (5) To do all end everything necessary, suitable and pro the attainment of any of the per for the accomplishment objects or the. exercise of any of any of the purposes or connection with other firm of the powers herein set s, individuals, associations forth, either alone or in United States and foreign cou a CO2pOt1IiO115. in the Virgin nuicr, and to do any other blends and elsewhere in out of or connected with the acts or things incidental or the said business, purposes, obj appurtenant to or growin with the laws of the Vugln ects and powers of any par g Islands, and to exercise my t thereof not incons business corporations wheth and all powers now or her istent er expressly enumerated her eafter conferred by law on ein or not. Tire purposes, objects and powers specified in this Art tams of any other subdiv icle shall nor be limited or ision or of any whet article restricted by reference to of these Articles of Incorp the oration cos% • 1° 14 CONFIDENT SDNY_GM_00013681 CONFIDENTIAL ELIKPR000 Fir 84 I I f 4 EFTA_00 l24, 1 EFTA01269491  ?STU:IA.1V The total number of shares of all dame s of stock that the ~non (10,000) dents of common stock at is $.01 par value; no ptefetred stock authoauthonzed to nsue is Ten Thousand rized. The minimum amount of copied with which the Corporation will comm ($1,000). ence business is One Thousand Dollars ARTICLE V The names and places of residence of each of the penons loaning the Corp oration are as folksy/a: NAM RBSIORNCR Erik* A. KeDerhah Gregory J. Ferguson 2E-19 Estate Caret Bay, Sr. Thomas, V.L 00802 Brett Gary 31-B Petabor& St Thomas, V.L 00802 2-11B St. Joseph & Rosendatil, St. Thom as, V.I. 00802 tiPXLCLVii The Coma:anon is to have perpetual existe nce. ågnas VII For the management of the business and for the conduct of the affairs of the creation, definition, limitation and Corporation, and in further regulation of the powers of the Corp stocklelden, it is further provided: oration and of its di/atm./NI (1) The number of directors of the Corporatio n shall be fixed by, or in the tesnaii4ro by-lawa, but in no oase shall the numb itled in, the er be fewer than them (3). The stakholdas. direc%da Maxi not be (2) In Curdle:once and not in limitation of the powers conferred by the laws of and subject at all times to the provisions the Vires Islands, thereof, the Board of Direcents is and <repeat/crab expressly irtatothed (a) To nuke, adopt and amend the by-law s of the Corporation, subject to the stockholders to alter, repeal or modify the powers of the bylaws adopted by the Board of Direc tors. (b) To authorize and issue obligations of the Corporatio therein such provisions as to redeemabil n, secured and unsecured, to include ity, convertibility or otherwise, as the Directors in its sole discoetion may Board of determine, and to authorize the mortg pledging of and to authorise and cause aging or to be executed mortgages and limas upon property of the Corpotanon, real or perso any nal, including after acquired property. (c) To determine whether any and,if any, what pan of the net profits of the of its net assets in excess of its capita Corporation or l shall be declared in dividends stockholders, and to direct and determine and paid to the the use and disposition thereof. 2 CONFIDENTIA SDNY_GM_000136.32 CONFIDENTIAL FirslEankPR000845 EFTA_00124325 EFTA01269492  To set apart a reserve or reserves, and to abolish such such other provisions, if any, reserve or reserve, or to as the Board of Directors make for miffing capital, for may deem necessary or addition; improvements advisable equipment, for expansion of the and bettenneuts to plan business of the Corporation (mi t and real and personal property nding the acquisition of for this purpose) and for Corpowion. any other purpose of the (t) To establish bonus, prof n•sharin compensstion or rethement plan g, pension, thrift and other types of incentive, s employees who see also director for the officers and empkqees (including officers and s) of the Corporation, and be disntleted or shared or to fix the amount of profits to contributed sad the amounts otherwise to be devoted thereto, of the Coxpontion's fund and to determine the pers s ox plans and the amounts of their ons to participate in any such respective participations. (1) To issue or grant options for the purchase of shams of officers and employees (including stock of the Co:pots:ion to office= and employees who Corporation and on such tam axe also directors) of the s and conditions as the Board to time determine. of Directors may from time (g) To enter into reenacts for the man agement of the business of not exceeding five (5) yens. the Corporation for terms (b) To exercise all the powers of the Corporation, except such these Articles of Incorporation as are conferred by taw, or by or by the by-laws of die stockholders. Corporation upon the ( To issue such classes of stoc k and series within any class voting powers and with such of stoc designations, preferences and relat k with such value and or other special tights, and qual ive, panicipang, optional fications, limitations or restrictio the resolution or resolutions ns dreteo is stated in residing for the issue of such of Directors and duly filed with stock adeptecilily the Board the office of the Lt. Gomm:to accordance with Sections 91 and t of the Vita Islands in 97, Chapter 13, Virgin Islands Cod amended from time to time e, as the same may be s via No stockholder shall sell, convey, assign or otherwise Manske offering the same to the Corpora any of his or ha shares of stoc tion at the lowest price at whic k without Gist same, and the Corporation shall have thirt h the stockholder is willing to y (30) days within which to accept clupcse of the the stock's...Mem of its election in writ same: the Corporation shall noti ing. If accepted by the Corpora fy the shares of stock to the Cor tion, the stockholder shall poration, and the Corporation promptly assign rejects the offer, then the stockho shall promptly pay therefor. lder shall offer the stock to the If the Cor as offered to the Corporation; and remaining stockholders under the poration the remaining stockholders shal same terms collectively or individually accept l have thirty (30) days with the same in writing. If the in which to stockholder shall have the right to remaining stockholders reject sell the stock at the same or a grea the offer, then the the Corporation. If the stockholder ter price than that at which it shall desire to sell the stock at * was offered to the Corporation, the stockholder lesser price than that originall must y quoted to and the stockholders in tem. Shares then repeat the process of offering the stock for sale to the of stock in this Corporation Corporation transfer has been reported to the Boa shall not be transferred or sold rd of Directors and approved by until the sale or them 3 CONFIDENTIAL CONFIDENTIA FirstBankPRO00846 SONV_GM_00013683 EFTA 00124326 EFTA01269493  No stockholder shall pledge as collateral for indebtedness any shar consent of a majority of the disinteres es of stock without fiat obta ted menthas of the Board of ining the written Directors of the Corporation. lain= At all elections of directors, each votes that (except for such prov stockholder shall be entitled to votes as shall equal the artif ision as to cumulative voting) the act of election of directors with resp ect to his or her shores of stoc stockholder would be entitled to east for the elected. The stockholder may an k multiplied by the number of all directors to be them as be or she may see fit. At leas votes for a single director or distribute thou among any t ten (10) days notice shill be two or mote of waive notice of the meeting as prov give ided by law. Furthermore, the n, however the shareholders are entitle to dispensed with, if all of the stockhol meeting and vote of stockhol were held, shall consent in writ ders who would have been ders may be ing to such corporate action bein entitled to vote upon the action if such meeting g taken. oRTICLE X Subject to the provisions of Section 71, Tide 11Virgin Islands Cod or otherwise =sat business with e, one or more of its &atom or the Corporation may enter into contacts which one or mote of its directors