EFTA01532879.pdf

JPMorgan Chase Bank, N.A. P 0 Box 6076 Newark, DE 19714- 6076 Primary Account: For the Period 4/1/11 to 4/29/11 00012816 DPB 802 165 12011 - NNNNNNNNNNN T 1 000000000 D1 0000 J.P. Morgan Team Janet Young EPSTEIN INTERESTS ATTN DARREN K INDYKE 301 EAST 66TH STREET, SUITE 10B NEW YORK NY 10065-6298 Pauline F Esposito For assistance after business hours, 7 days a week. Hearing Impaired Online access: www.MorganOnline.com (800) 576-6209 (800) 242-7383 (800) 634-1318 JPMorgan Classic Business Checking Checking Account Summary Instances Beginning Balance Ending Balance 0 Amount 108,913.03 $108,913.03 Please note this account had no activity during this statement period. The date of last activity for this account was 12/14/10. Page 1 of 4 00128160201000000022 EFTA01532879 Primary Account: For the Period 4/1/11 to 4/29/11 Important Information Regarding Your Deposit Account (s) Unless indicated below, all other terms and conditions of your Combined Terms and Conditions still apply. To further clarify interest computation on your checking and savings accounts, we are replacing the last two sentences of the next to the last paragraph and the last paragraph in the section entitled, Interest: Checking and Savings Accounts on page 28 with the following: Interest is credited monthly. Depending on the type of account, interest may be compounded daily or monthly and is computed on a 360- or a 365-day basis. We reserve the right not to pay interest on any deposited item that is returned to us unpaid. The interest rate, annual percentage yield, compounding and computation method applicable to your Account on the date your Account is opened will be set forth on a separate Yrate sheetY or other interest rate disclosure provided to you when your Account is opened. That interest rate disclosure is considered a part of this Agreement. If you have any questions, please contact your 3.P Morgan team. Page 2 of 4 EFTA01532880 Primary Account: For the Period 4/1/11 to 4/29/11 Important Information About Your Statement In Case of Errors or Questions About Your Electronic Funds Transfers Call or write to the Bank (Consumers should use the phone number and address on front of statement and non-consumers their J.P. Morgan Team contact information.) if you think your statement or receipt is incorrect, or if you need more information about an electronic transaction on a statement or receipt. We must hear from you no later than 60 days after we sent you the FIRST statement on which the error or problem appeared. Tell us your name and account number. Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an error or why you need more information. Tell us the dollar amount of the suspected error. We will investigate your complaint and will correct any error promptly. If we take more than 10 business days (or 20 business days for new accounts) to do this, we will credit your account for the amount you think is in error so that you will have use of the money during the time it takes us to complete our investigation. In Case of Errors or Questions About Non-Electronic Transfers (Checks or Deposits): Contact the Bank immediately if your statement is incorrect or if you need more information about any non-electronic transactions (checks or deposits) on this statement. If any such error appears, you must notify the bank in writing as soon as possible after the statement was made available to you. For more complete details, see the applicable account agreements and appendices that govern your account. Deposit products and services are offered by JPMorgan Chase Bank, N.A. Member FDIC Mutual Funds/Securities JPMorgan Funds are distributed by JPMorgan Distribution Services, Inc., which is an affiliate of JPMorgan Chase & Co. Affiliates of JPMorgan Chase & Co. receive fees for providing various services to the funds. Bank products and services are offered by JPMorgan Chase Bank, N.A. and its affiliates. Securities are offered by J.P. Morgan Securities LLC, member NYSE, FINRA and SIPC. Investment Products: Not FDIC insured • No bank guarantee • May lose value Page 3 of 4 10128160202000000062 EFTA01532881 Primary Account: For the Period 4/1/11 to 4/29/11 This Page Intentionally Left Blank Page 4 of 4 EFTA01532882