EFTA01482371.pdf

March 01, 2003 - Jeffrey E Epstein March 31,2003 Primary Account Number 739-110438 ° JPMorgan Private Bank Page 10 of 10 Important Information about Your Statement Personal accounts arc subject to the Deposit Accounts Agreement or the General Tams For Accounts ;tad Services. Business amounts are subject to the Terms and Conditions for Commercial Accounts or the General Tams For Accounts and Services. Your accounts, unless otherwise indicated on the statement. are held by JPMorgan Chase Bank (the -13ratk"). Deposit accounts held at the Bank, including checking. savings, CD, and money market accounts, arc FDIC insured. In Case of Errors or Questions About Your Electronic Foods Transfers (personal accounts only! Telephone or ante to the. Bank if you think your stemma or receipt is wrong. or it you need more Yormation about an electronic transaction on a statement or receipt The phone number for inquiries is pnnted on the front of this weeny! The address for inquiries appears below. We must hear from you no later than 60 days alter we sent you the rattsT statement on which the error or problem appeared. • Tell us sour name and account manly. Plan: direct all inquiries to your Morgan Accent Officer at • IMscrille the error or the nsaisfa sou arc unsure AEOLIC JPMorgan Private Bank Client Service and explain as clearly as you can why you believe it is an 500 Stanton Christiana Road, I/OPS3 error or why you need more information. Newark, DE 19713-2107 • Tell us the dollar amount of the suspected error. We will investigate your complaint arid will correct any error pimply If we take more than 10 business days to do this (20 business days for transactions outside the (1.5. and point-of-sale transactions), we will nxredit your account for the amount you think is in error so that you will have use of the money dwrng the tune it takes us to complete our investigation. In Case of Erron or Questions About Non Electronic Transfers Please examine your account al once if you feel an error has taken place or have questions concerning a nonelectronic transaction. telephone or write us within 30 days. The phone number is printed on the front of this statement. The address appears above. If no report is received within this period. your account will be considered correct. Mutual Rinds/Securities Securities (including Mutual Rinds) and annuities are not bank deposits and are not FDIC insured nor are they obligations of or guaranteed by JPMorgan Chase Bank, or its affiliates or any federal or state government or government agency or government sponsored agency. Securities (Including mutual fund') and annuities involve investment risks, including the possible loss of the principal amount Invested. The distributor of the JPMorgan Funds is JPMorgan Fund Distributors, Inc. which is not affiliated with the Bank. Ile Bank and its affiliates receive compensation from the JPMorgan Funds for providing services to the funds. Read the ;Morgan Funds prospectuses carefully for details. including fees and avulses before investing or wilding money. JPMorgan Select Shares of the Connecticut Daily Tax Free Income Fund. Inc. and JPMorgan Select Shams of the New Jersey Daily Municipal Income Fund. Inc. arc not part of, or affiliated with, the JPIslorgan Family of Mutual Funds. Reich et Tang Distributors Inc. and Reich R Tang Asset Management L.P., which are unaffilisiel with JPMorgan, are the fund? distributors and investment advisor. Reich th Tang Distributors Inc. is a menhir NASD. The Bank is not a registered broker-dealer. Securities transactions may be through JPMorgan Fund Distributors. Inc. a subsidiars of the Bank. is a member of NASD/SIPC. IRA Accounts Accounts of the Bank as trustee, or as discretionary investment manager for an ERISA plan or an IRA that hold Fiduciary Shares (as described below) do not bear any portion of investmet, athninistrative, custodian or other charges paid to the Bank or its affiliates for services to JPMorgan Funds for which a rebate process has been established since these charges are subject to rebate as derma below. For accounts of the Bank as trustee, or discretionary investment manager for an IERISA plan or an IRA. which hold shams in the JPMorgan Funds other than Fiduciary Shares, the Bank receives fees for services from the JPMorgan Funds but waives account foes with respect to the fads so held. "fiduciaty Shams" twins shares of IPMorgan Select Funds and Institutional Shares of the JPMorgan Bond Fund II, JPMorgan Short-Term Bond Fund II. JPMorgan Intermediate Bond Fund II. and JPMorgan Large Cap Equity Fund held in Bank trust accounts or in discretionruy investment management accounts at the Bank held by ERISA plans or IRAs. "Rebate means an amount returner by the Bank to the account which holds the Fiduciary Shares The rebate amount represents the portion of servicing fees paid to the Bank by the mutual fund with respect to Fiduciary Shares. Confidential Treatment Requested by JPM-SDNY-00003510 JPMorgan Chase CONFIDENTIAL SDNY_GM_00272708 EFTA01482371