EFTA00124183.pdf

EZWIFAX CREDIT FILE : Confirmation # Personal Identification Information (This section includes your name, current andprevious Please address all future correspondence to: addresses, and any other identifying information reported by your creditors.) www.equifax.corn/personaUdisputes Name On File: Michael A Thomas Equifax Information Services LLC Social Securi P.O. Box 740241 Atlanta, GA 30374 ta M - F 9:00am to 5:00pm in your time zone. Last Reported Employment DOJ Bureau; Collection Agency Information (This section includes accounts that credit grantors have placed for collection with a collection agency.) Stem Recovery Servcies, Inc.; Collection Reported 08/2019: Assigned 01/2018; Creditor Class - Medical/Health Care; Original Creditor - First Health of the Carolinas; Amount - $125 Status as of 08/2019 - Unpaid; Date of 1st Delinquency 05/2016; Balance as of 08/2019 - $125 ; Individual Account; Account # - 5KQVVS; Address: 415 N Edgeworth St Greensboro NC 27401-2182 : (336) 379-7321 Credit Account Information (For your security, the last 4 digits of account number(s) have been replaced by ) (This section includes open and closed accounts reported by credit grantors) Account Column Tide Descriptions: Account Number - The Account number reported by credit grantor Amount Past Due - The Amount Past Due as of the Date Reported Date Acct. Opened - The Date that the credit grantor opened the account Date of Last Paymnt - The Date of Last Payment High Credit - The Highest Amount Charged Actual Pay Amt - The Actual Amount of Last Payment Credit Limit - The Highest Amount Permitted Sched Pay Amt - The Requested Amount of Last Payment Terms Duration - The Number of Installments or Payments Date of 1st Delinquency - The Date of First Delinquency Terms Frequency - The Scheduled Time Between Payments Date of Last Actvty - The Date of the Last Account Activity Months Reviewed - The Number of Months Reviewed Date Maj Delq Rptd - The Date the 1st Major Delinquency Was Reported Activity Designator - The Most Recent Account Activity Charge Off Amt - The Amount Charged Off by Creditor Creditor Class - The Type of Company Reporting The Account Deferred Pay Date - The 1st Payment Due Date for Deferred Loans Date Reported - Date of Last Reported Update Balloon Pay Amt - The Amount of Final(Balloon) Payment Balance Amount - The Total Amount Owed as of the Date Reported Balloon Pay Date - The Date of Final(Balloon) Payment Status - Condition of Account When Last Updated by Creditor Date Closed - The Date the Account was Closed or Otherwise Account History 1 30-59 Days Past Due 5 150-179 Days Past Due J Voluntary Surrender 2 60-89 Days Past Due 6 180 o More Days Past Due K Repossession Status Code 3 90-119 Days Past Due G Collection Account L Charge Off Descriptions 4 120-149 Days Past Due H Foreclosure ( Continued On Next Page ) Page 6 of 22 9259041182CVJ-002734482- 1- 1- S EFTA00124183  EFTA00124184 When you place a security freeze on your Equifax credit report, you will be provided a 10-digit personal identification number (PIN) to use if you choose to temporarily lift or permanently remove the security freeze from your credit report. To make either request, you can contact Equifax by phone or mail and provide all the following: 1. Proper identification. 2. The unique PIN provided by Equifax when you placed the security freeze. 3. If requesting a temporary lift, specify the period of time for which the credit report is to be available (for example, from March 15, 2018 to March 21, 2018). You can also create or sign into your account on www.equifax.com to authorize the temporary lift or permanent removal of your security freeze from your Equifax credit report. Equifax will authorize the release of your credit report within one hour after receiving the above information if the request is by phone or electronic means or no later than three business days when a written request is submitted. Placing, lifting, and removing a security freeze on your Equifax credit report is free. Page 5 of 22 9259041182CVJ-002734482- 1- 1- S  Advanced Financial Svcs FCU 785 Central Ave New Providence NJ 07974-1136 : • :court Date Oommi High Omit Credt Long 'owns Damn Terms Frocestmey Morten Revd Ardirdly Designator Cmcgter Classdleabon 10/17/2008 56,500 Monthly 47 hone As c &name ArnOunt Dahl of Actual Scheduled Date 011S1 DIM of Dar Mfg. Charge Off Defamed Pay Baloon Pay Balton On Daus Reposed Amours Past Due Last Payson Peron Amount Parson Amami Demsossoy Lan AMMly ON. IM ROM Amount Steel Dona Amami Pay Dail Closed 09/30/2012 SO 09/2012 $194 09/2012 Status - Pays As Agreed; Type of Account - Installment Type of Loan - Unsecured; Whose Account - Individual Account Affinity Federal Credit Union PO Box 621 Basking Ridge NJ 07920-0621: Dam Opened HO Cretin CRAM Limit Tams Perna, Tams Fragrancy Morass Revd AcIlvty Designator Creditor Classecadon 02/26/2019 $27,477 72M Monthly 4 bans As 01 Banos Amman On of Asa/ &NANO Dee of I st Code of Dam Mai Crepe 0 /T Warted Pay Balloon Pay Ballow on Date Rimmed NnOunt Pest Due Last Paymrt Payynnt Amount Payrmt Amount Defigouemy Last Activity Del In Rptd Amours Start Dale Amount Pay Dale Closed 07/31/2019 $25.846 07/2019 $470 $468 07/2019 Status - Pays As Agreed; Type of Account - Installment; Type of Loan - Auto; Whose Account- Individual Account; ADDITIONAL INFORMATION - Auto; Fixed Rate; Historical Account Information Balance Scheduled Actual Date of High Credit Amount Type of Activity Payment Payment Last Credit Limit Past Loan Designator Amount Amount Payment Due 08)19 No Data Available 07/19 $25,846 $468 $470 7/1/2019 $27,477 Auto Additional Information: Fixed Rate 0611!] $26,166 $468 $470 6/1/2019 $27,477 Auto Additional Information: Fixed Rate 05/19 $26,494 $468 $470 5/1/2019 $27,477 Auto Additional Information Fixed Rate 04/19 $26.795 $468 $470 4/1/2019 $27,477 Auto Additional Information: Fixed Rate 03/19 $27.104 $468 $468 3/1/2019 $27,477 Auto Additional Information: Fixed Rate FEB - Retail PO Box 4499 Beaverton OR 970764499: (866) 502-6439 Date Owed Piton Crestl CAM limS Toms Paco Terms Frequency Months Revd Acidly Domonakx Creditor ClassecSbOn 06/16/2019 $2,249 $3.000 Monthly 2 Mena As of Balsa Arrant Dee of Acbsel Stherneed Dela rg lel Detect Date MP. Chill, OR Deferred Pay Blew Pay Elam on Dee Remsted MMus( Pal Dm Last Payrnnt Paymnl anoint Peyrrse Amoure DMIXNenCY "MP/ Dal. I st Roe! Monist Stan Dale Amur( Pay Dale Closed 08/27/2019 $2,002 07/2019 $300 $120 08/2019 Status - Pays As Agreed; Type of Account - Revolving; Type of Loan - Credit Card; Whose Account - Individual Account ADDITIONAL INFORMATION - Credit Card; ( Continued On Next Page ) Page 7 of 22 9259041182CVJ-002734482- 1- 1- S EFTA00124185  Histoncal Account Informationl Balance Scheduled Actual Date of High Credit Amount Type of 1—Activ ee,, Payment Payment Last Credit Limit Past Loan Designa!Cr Amount Amount Payment Due 08/19 No Data Available 07/19 $2,249 $146 1$2,249 $3,000 i Credit Card I 06/19 $0 $0 $3.000 I I Credit Card Fingerhut/Webbank 6250 RidgowoodRd Saint Cloud MN 56303-0820 Date Opened lags Credit Can Land Terms DaS, Tema FrequenCy 1Acratha Revd Acavay Cesignew Grader Canna= 07/12/2007 $0 $300 Monthly 20 Paid and Closed name As of Elan. Nnotm Date of Ada Data Radon Amami Scheduled flab of 1st Oat of Deb May Charge Ca Deferred Pay Gal an Pay Balloon Pest Due IAN Penn Parma Amon Pant Amon Delnancy Last Anty ON. 1N Rped Amours Sam Date Amu% Deb 03/19/2014 $0 Pay Date and Status - Pays As Agreed; Type of Account - Revolving; Type of Loan - Charge Account Whose Account - Individual Account ADDITIONAL INFORMATION - Closed or Paid AccounVZero Balance; Charge; Account Closed Due to Inactivity; First Premier 3820 N LOUISE AVE SIOUX FALLS SD 57107-0145: Dale Coen High Ge00 Credit Lord Tams T Wan Terre Fenny Man Revd O Ant, Deagnalar CreanClunsfal UM. 01/15/2014 $800 48 lama As of Balance Paid Anzac Date.' Adult Sawatie4 Cate el tat Date Reported MIC4.nt Past Coll Data 01 Date Ma. Charge est Oran Pay Batton Pay Balloon Date Last Payrnnt Payment Amours Payrnnt Amato, Dolma Last Meaty os.111RIM Amour( Start Data Amara Pay Date Closed 01/06/2018 $0 12/2017 $300 07/207 12/2015 $1,149 Status - Charge Oft Type of Account - Revolving; Type of Loan - Credit Card; Whose Account - Individual Account ADDITIONAL INFORMATION - Account Paid For Less Than Full Balance; Paid Charge Off, Account History 72/2017 11/2017 10/2017 092017 08/2017 07/2017 06/2017 05/2017 04/2017 03/2017 02/2017 01/2017 12/2016 11/2016 10/2016 09/2016 08/2016 07/2016 06/2016 05/2016 L 04/2016 with Status Codes L L L L L L L L L L L L L L L L L L L L 0312016 02/2016 01/2016 12/2015 11/2015 10/2015 09/2015 08/2015 L L L L 4 3 2 1 Historical Account Information Balance Scheduled Actual Date of High Credit Amount Type of Activity 1 Payment Payment Last Credit Limit Past Loan Designator I Amount Amount Payment Due 08/19 No Data Available 07/19 No Data Available 06/19 No Data Available 05/19 No Data Available ( Continued On Next Page ) Page- 8 Cf 22 9259041182CVJ-002734482- 1- 1- S EFTA00124186 Historical Account Information Balance Scheduled Actual Date of High 1 Credit Amount I Type of Activity Payment Payment Last Credit Limit Past Loan Designate • Amount Amount Payment Due 04/19 No Data Available 03/19 I No Data Available 02/191 No Data Available 01/19 No Data Available 12/18 I No Data Available 11118 No Data Available 10/18 No Data Available 09/18 No Data Available 08/18 No Data Available 07/18 No Data Available 06/18 No Data Available 05/181No Data Available 04/18 I No Data Available 03/18 No Data Available 02/18 No Data Available 01/18 No Data Available 12/17 $1,059 11/1/2017 j i $800 $1,059 i Credit Card I 1 $90 Additional Information: Charged Off Account ( Continued On Next Page ) Page 9 of 22 9259041182CVJ-002734482- 1- 1- S EFTA00124187  Histoncal Account Information Balance Scheduled Actual Date of High Credit Amount Type of Activity Payment Payment Last Credit Limit Past Loan Designator Amount Amount Payment Due 11117 $1,149 6/1/2015 $800 $1,149 Credit Card Additional Information, Charged Off Account Flagship Credit Acceptance,llc 3 Christy Dr Ste 201 Chadds Ford PA 19317-9670iiiiii. Water Date Gadd Ural emu Frequency Months Read Aciroty Oesratar Cortbar Classitcatich • °Toned "' Cr"' 08/31/2016 $19,213 73M Monthly 31 Paid and Closed Rem As at Satyr Arnchrt Croat Aar Schelahrl Date oft it Data al Date M. Cher Off Carted Pay Balkan Pay Saban Oat* Date Reportorl Amain Peat Due Last Perri Para* Amount Pahlil AM0UM DaquolOCy Las ActiAty Dint Rota Amount Start Date *moult Pay Dale Char 03/31/2019 $0 03/2019 $12,683 03/2019 03/2019 Status - Pays As Agreed; Type of Account - Installment, Type of Loan - Auto; Whose Account - Individual Account ADDITIONAL INFORMATION - Closed or Paid Account/Zero Balance; Auto; Fixed Rate: Histoncal Account Information Balance Scheduled Actual Date of High !C,ei!t Amount Type of Activity Payment Payment Last Credit , ri, f Past Loan Designator Amount Amount Payment Due 08/19 No Data Available 07/19 No Data Available 06/19 No Data Available 05/19 No Data Available 04/19 No Data Available 03/19 No Data Available 02/19 No Data Available 01/19 $13,224 $338 11/1/2018 $19,213 !Auto i Additional Information Fixed Rate 12/18 $13,136 5338 11/1/2018 $19,213 Auto Additional Information Fixed Rate 11/18 $13,048 $338 5960 11/1/2018 $19,213 Auto Additional Information: Fixed Rate Continued On Next Page ) Page 10 of 22 9259041182CVJ-002734482- 1- 1- S EFTA00124188  Historical Account Information Balance Scheduled Actual Date of High Credit Amount Type of Activity Payment Payment Last Credit Limit Past Loan Designator Amount Amount Payment Due 10/18 $13,921 $338 9/1/2018 $19,213 Auto Additional Information: Fixed Rate 09/18 $13.828 $338 $360 9/1/2018 $19.213 Auto Additional Information: Fixed Rate 08/18 $14,097 $338 $342 8/1/2018 $19.213 Auto Additional Information' Fixed Rate 07/18 I $14,343 $338 $350 7/1/2018 I $19.213 Auto Additional Information: Fixed Rate 06/18 $14,595 $338 $340 6/1/2018 519,213 Auto Additional Information: Fixed Rate 05/18 $14.839 S338 $330 5/1/2018 $19,213 Auto Additional Information: Fixed Rate 04/18 $15.067 $338 $360 4/1/2018 $19.213 Auto Additional Information Fixed Rate 03/18 No Data Available 02/18 $15.897 $338 1/1/2018 1819,213 Auto Additional Information: Fixed Rate 01/18 $15,801 $338 15338 1/1/2018 519,213 Auto Additional Information: Fixed Rate 12/17 $16,031 $338 $261 12/1/2017 519,213 JAuto Additional Information: Fixed Rate 11/17 S16,184 $338 $276 111/1/2017 1519,213 Auto Additional Information Fixed Rate 10/17 516,353 $338 $462 10/1/2017 $19,213 Auto Additional Information: Fixed Rate ( Continued On Next Page ) Page 11 of 22 9259041182CVJ-002734482- 1- 1- S EFTA00124189  Historical Account Information Balance Scheduled Actual Date of High Credit Amount Type of Activity Payment Payment Last Credit Limit Past Loan Designator Amount Amount Payment Due 09/17 $16,703 $338 $340 9/1/2017 $19,213 Auto Additional Information: Fixed Rate LEADERS Financial Company 67 Walnut Ave Ste 110 Clark NJ 07066-1640 . 1 rt Mamb' H7 Goad a Cute Opened Credit Urea Ten= Dtraon Turns Frequency Months Rid Actudy Oftigneta Credeor Oasedcaloon 09/0512010 $9,436 Monthly 32 Paid and Closed hems As al Warne Amami Date of Mb)* &ha:US Oat* of 1st Oat* Of Dee Na Caine Off Deferred Pay Balloon Pay Bellow Cato Deb/ Rapothed Amount Past Cue Last Remus Parrot Amount Perms Moult Detnquency tail NAM'S OH lel RPM MlOset Stitt Da Amon Pay Oslo Closed 02/05/2014 $0 O4/2013 $293 03/2011 04/2013 Status - Pays As Agreed: Type of Account - Installment Type of Loan - Auto; Whose Account - Individual Account ADDITIONAL INFORMATION - Closed or Paid Account/Zero Balance; NYS Dept.Social Serv.-Child SU PO Box 818 New York NY 10013-0818 Aoo iI lanthe Dab/ °WWI High Cent Galt Una Tiffin Duration Terms Frequency Months Rived Aahlty Dedsmatct °Snot Pau/Melon 06/03/2013 $0 54 Items As of Darla Amount Date o Atbild Scluckled Cab/ of TI DOD of Date Alai. Charge Off Defend Pay Ulan Pay Saloon Dale Dale Resoled Amour. Past Out Laµ Payne Naomi Amount Payrtre Anoint Ciainwfarcy Last AcOvIly Cel. 1st RIM Amami Stal Dols Amount Pay CC ClcUM 08/12/2019 $1.044 $1,044 07/2019 $1,257 08/2019 07/2019 Status - Collection Account Type of Account - Open; Type of Loan - Family Support; Whose Account - Individual Account: ADDITIONAL INFORMATION - Child/Family Support; Collection Account Account History 07/2019 OW2015 with Status Codes G 4 Histoncal Account Information Balance Scheduled Actual Date of High Credit Amount Type of Activity Payment Payment Last Credit Limit Past Loan Designator Amount Amount Payment Due 08/19 $1,044 $1,257 7/1/2019 $0 $1,044 Family Support Additional Information: Collection Account 07/19 $1,481 $1,257 7/1/2019 $0 $1,481 Family Support Additional Information: Collection Account 06/19 $0 $738 6/1/2019 SO Family Support 05/19 $0 $738 5/1/2019 $0 Family Support 04/19 $0 $738 4/1/2019 $0 Family Support ( Continued On Next Page ) Page 12 of 22 9259041182CVJ-002734482- 1- 1- S EFTA00124190  Histoncal Account Information Balance Scheduled Actual Date of High Credr! Amount Type of Activity Payment Payment Last Credit Limit Past Loan Designator Amount Amount Payment Due 03/19 No Data Available 02/19 $0 $738 2/1/2019 $0 Family Support 01/19 $0 $738 1/1/2019 $0 Family Support 12/18 $0 1$738 12/1/2018 $0 Family Support 11/18 $0 $738 11/1/2018 SO Family Support 10/18 $0 5738 I 10/1/2018 $0 Family Support 09/18 $0 $738 9/1/2018 $0 Family Support 08/18 $0 $738 8/1/2018 $0 I Family Support 07/18 50 $738 7/1/2018 $0 I Family Support 06/18 50 $738 6/1/2018 $0 Family Support 05/18 $0 $738 5/1/2018 50 Family Support 04/18 $0 $738 4/1/2018 50 Family Support 03/18 $0 $738 2/1/2018 SO Family Support 02/18 No Data Available 01/18 $0 $738 1/1/2018 $0 Family Support 12/17 $0 $738 12/1/2017 $0 Family Support 11/17 $0 5738 11/1/2017 50 Family Support 10/17 $0 5738 10/1/2017 $0 Family Support ( Continued On Next Page) Page 13 of 22 9259041182CVJ-002734482- 1- 1- S EFTA00124191  Historical Account Information Balance Scheduled Actual Date of High Credit Amount Type of Activity Payment Payment Last Credit Limit Past Loan Designator Amount Amount Payment Due 09/17 $0 $738 8/1/2017 $0 Family Support USAA Savings Bank PO Box 33009 San Antonio TX 78265-3009 as Opened Hit Credit Coati Latt Terms Prawn Tens rrequency lanais Revd Aelvis DeargnalOr Croaks Preseason Mit Henn AS Or Manse Amami 07/28/2016 $1,991 Deie Of Actual $2,600 Sdwnsd Dam at Ise Monthly Dab or Da Msj 36 Dane Off Deferred Pay Balloon Pay SIROon Dale Dale Repated Aroma Para Da Lost PeTroor arrant Amoun Rayrivt Moult Dahaspaanay Lest Maya/ Del 1a Raid Amara Sort Deb AmOunt Pay Date Closed 08/26/2019 $1,582 08/2019 $500 $48 08/2019 Status - Pays As Agreed; Type of Account - Revolving; Type of Loan - Credit Card; Whose Account - Individual Account; ADDITIONAL INFORMATION - Credit Card; Histoncal Account Information Balance Scheduled Actual Date of High Credit Amount Type of Activity Payment Payment Last Credit Limit Past Loan Designator Amount Amount Payment Due 08/19 No Data Available 07/19 $1,721 $44 $300 7/1/2019 $1,982 $2.800 I Credit Card 06/19 $1,661 $42 $79 5/1/2019 $1,982 $2.800 Credit Card 05/19 $1,384 $35 $33 4/1/2019 $1,982 $2,800 Credit Card 04/19 $1,336 S33 2/1/2019 $1,982 $2.800 Credit Card I 03/19 No Data Available 02/19 $775 $22 $500 2/1/2019 $1,982 $2,800 Credit Card 01/19 $982 $24 12/1/2018 $1,982 $2,800 Credit Card 12/18 No Data Available 11/18 $1,426 534 $293 10/1/2018 $1,982 $2,800 Credit Card 10/18 No Data Available 09/18 $1,306 $30 $430 8/1/2018 $1,982 $2,000 Credit Card ( Continued On Next Page ) Page 14 of 22 9259041182CVJ-002734482- 1- 1- S EFTA00124192  Historical Account Information Balance Scheduled Actual Date of High Credit Amount Type of Activity Payment Payment Last Credit Limit Past Loan Designator Amount Amount Payment Due 08/18 $1,407 $33 566 8/1/2018 $1,982 $2,000 Credit Card 07/18 $1,162 $34 5251 7/1/2018 $1,982 $2,000 Credit Card 06/18 No Data Available 05/18 $1,564 15210 5/1/2018 $1,982 182,000 Credit Card 1551 04/18 $1,699 1554 15320 4/1/2018 $1,982 152,000 I 1Credit Card 03/18 $1,832 $56 I $151 13/1/2018 I $1,894 152,000 I 'Credit Card 02/18 51,757 554 1S81 11/1/2018 $1,890 152,000 I 1 Credit Card 01/18 $1,803 $52 1552 112/1/2017 $1,890 152,000 1 Credit Card 12/17 No Data Available 11/17 $1,826 1$55 $169 110/1/2017 151,890 152,000 1 'Credit Card 10/17 $1,838 $57 1590 110/1/2017 151,890 152.000 I Credit Card A request for your credit history is called an Inquiry. There are two types of inquiries - those that may impact your credit rating/score and those that do not Inquiries that may impact your credit rating/score. These are inquiries made by companies to whom you have applied fora loan or credit They may remain on your the up to 2 years. Company Information Inquiry Datea Comcast- Philadelphia 06/09/2019 4008 N Dupont Hwy New Castle. DE 19720-6314 Phone: Capital One 02/26/2019 P.l ti 259407 CREDIT BUREAU DISPUTE PIANO. DC 75025 Phone USAA FSB CC 08/15/2018 3773 Howard Hughes Maw Las Vegas. NV 89169-0949 Your Ex e D to Report was used to generate an Insight Score which was resold by Equifax. Therefore, you are entitled to a copy of your Exchange Data Report. To order your data report or Insight Score call ( Continued On Next Page ) Page 15 of 22 9259041182CVJ-002734482- 1- 1- S EFTA00124193  Inquiries that do not impact your credit rating/score. These are inquiries, for example, from companies making promotional offers of credit, periodic account reviews by an existing creditor or your own requests to check your credit flit They may remain on your tile for up to 2 years. Company Information - Prefix Descriptions: AM OR AR - Inquiries with these prefixes indicate a periodic review of your credit history by one of your creditors. CAR RENT - Inquiries with this prefix are from rental car companies regarding debit card payment acceptance. COLLECT - Inquiries with this prefix are for collection purposes and may be from the lender, a party collecting on the lenders behalf, or a company that purchased your debt. CONS RPT - Inquiries with this prefix are from your requests for your own report or requests you have authorized as part of a service or product. DDA - Inquiries with this prefix relate to a review of your consumer report for the opening of a deposit account. EMPL OR ND EMPL - Inquiries with this prefix indicate an employment inquiry. EQUIFAX OR EFX - Inquiries with these prefixes indicate Equifax's activity in response to your contact with us for a copy or your credit file or a research request. FIN PLAN - Inquiries with this prefix relate to a review of your consumer report for financial counseling or planning. INS - Inquiries with this prefix are from insurance companies regarding a review of your consumer report for insurance underwriting purposes. MEDICAL - Inquiries with this prefix are from medical service providers. ND - Inquiries with this prefix are general inquiries that do not display to creditor grantors. ND MR - Inquiries with this prefix indicate the reissue of a mortgage credit report containing information from your Equifax credit file to another company in connection with a mortgage loan. NON APPL - Inquiries with this prefix are used when companies review the consumer report of a spouse who is not a co-applicant. PR - Inquiries with this prefix indicate that a creditor reviewed your account as part of a portfolio they are purchasing. PREQAUTO - Inquiries with this prefix are used when you have provided consent to be prequalified for an auto loan or lease. PREQCARD - Inquiries with this prefix are used when you have provided consent to be prequalified for a credit card. PREQCOMM - Inquiries with this prefix are used when you have provided consent to be prequalified for telecommunications products or services. PREQHE - Inquiries with this prefix are used when you have provided consent to be prequalified for a home equity loan or line of credit, PREQIL - Inquiries with this prefix are used when you have provided consent to be prequalified for an installment loan other than auto, mortgage or home equity. PREQINS - Inquiries with this prefix are used when you have provided consent to be prequalified for an insurance quote. PREQMTG - Inquiries with this prefix are used when you have provided consent to be prequalified for a mortgage loan. PREQOD - Inquiries with this prefix are used when you have provided consent to be prequalified for an overdraft line of credit. PREQ - Inquiries with this prefix are used when you have provided consent to be prequalified for credit or services, not specific to auto, credit card, telecommunications, home equity, installment loan, insurance, mortgage or overdraft services. PRM - Inquires with this prefix indicate that only your name and address were given to a credit grantor so they can provide you a firm offer of credit of insurance. REFRESH - Inquiries with this prefix relate to the use of a consumer report in the period of time between underwriting and closing of a mortgage loan to ensure no new debt is identified. SUPPORT - Inquiries with this prefix are used by a social service agency related to a government benefit or child support. UTILSERV - Inquiries with this prefix are used when requesting utility services. Company Information Inquiry Date S Equifax 09/1612019 11/14/2017 11/14/2017 PO Box 740241 Atlanta, GA 30374-0241 Phone: UTILSERV-Southern Gas Company 08/30/2019 1844 WFerry Rd Naperville, IL 60563-9662 PRM-Liberty Mutual Insurance 08/03/2019 157 BERKELEY ST BOSTON, MA 02116-510 ( Continued On Next Page ) Page 16 of 22 9259041182CVJ-002734482- 1- 1- S EFTA00124194  Company Inlormallon Inquiry Date PRM-Discover Financial Services 07/19/2019 07105/2019 06/27/2019 06/21/2019 06/14/2019 06/07/2019 05/23/2019 04/26/2019 2500 Lake Cook Rd Riverwoods, IL 60015-3851 Phone: 04/19/2019 04112/2019 04/05/2019 03/28/2019 03/22/2019 03/15/2019 03/08/2019 02/28/2019 02/22/2019 02/07/2019 02)01/2019 12/21/2018 12/13/2018 12/06/2018 11/29/2018 PRM-Citi Cards CBNA 07/01/2019 06/01/2019 04/27/2019 03/30/2019 02/23/2019 12/29/2018 11/27/2018 10/26/2018 PO BOX 6142 SIOUX FALLS, SD 57117-6142 Phone: 09/25/2018 PRM-Capital One Bank USA Na 06/29/2019 05/28/2019 04/30/2019 03/26/2019 12/25/2018 11/27/2018 09/25/2018 PO Box 85015 Richmond, VA 23285-5015 Phone: PREQCARD-Fortivalrbom 06/16/2019 PO BOX 105555 ATLANTA, GA 30348-5555 Phone: DIC-C,omcast-Philadelphia 06/09/2019 4008 N Dupont Hwy New Castle, DE 19720-6314 PRM-Amica Mutual Insurance CO 02/28/2019 P 0 Drawer 6008 10 Weybosset St Providence RI 02903-2818 Phone: PRM-Capital One Auto Finance 02/2642019 01/29/2019 3901Dallas Pkwy Plano, DC 75093-7864 Phone: — End of Credit File "n Page 17 of 22 9259041182CVJ-002734482- 1- 1- S EFTA00124195  EFTA00124196 Para infomacion en espanol, visite www.consumerfinance. • ov/learnmore o escribe a la Consumer Financial Protection Bureau, 1700 G Street N.W