EFTA01514101.pdf

December 31, 2005 - NEW YORK STRATEGY GROUP, LLC January 31,2006 JPMorgan 0 Primal). Account Number. Bank Private Page 7 of 7 Important Information about Your Statement Accounts arc subject to the General Tants For Accounts and Services and applicable appendices and account agreements. Your accounts. unless otherwise indicated on the statement, are held by JPMorgan Chase Bank, N.A. (the *Bank-) Deposit accounts held at the Bank. including checking. savings, CD, and money market accounts, are FDIC instant In Case of Errors or Questions About Your Electronic Rinds Transfers (personal accounts only) telephone or write to the Bank d you think your statement or receipt is wrong. or if you nail more mlonnation about an electronic transaction on a statanent or nxeiga. The phone number for inquiries is prnitol on the front of this strioncnt The oldies for inquiries appairs below. We must hair from you no Inter then 60 days aria we sent you the FIRST statement on which the aim or problem appeared. • Tell is your name and account number. Please direct all inquiries to your Morgan Account Officer at • Describe the erns or the transfix you are unsure about. JPMorgan Private Bank Client Service and ciplain as clearly as you can why you believe it is an 500 Stanton Christiana Road, 11OP53 nor or why you need more information. Newark, DE 19713-2107 • Tell us the dollar amount of the suspected aim We will investigate your complaint and will corona any error promptly. If we take more than 10 business days to do this (20 business days for transactions outside the U.S. and point-of-mle transactions). we wilt recredit your account for the amount you think is in error so that you will have we of the money during the time it takes its to complete our investigation. hi Case of Errors or Questions About Non Electronic Transfers liaise examine your account at once. If you feel an error has taken place or have questions concerning a nonailixtrome transaction, telephone or write us within in days The phone number is printed on the front of Nis statement. 'the address appears above. lino raison is received within this period, your account "ill be considered Correa Mutual Rinds/Securitles Securities (including Mutual Funds) and annuities are not bank deposits and are not FDIC insured nor are they obligations of or guaranteed by JPMorgan Chase Bank, N.A. or its affiliates or any federal or state government or government agency or goi ernment sponsored agency. Securities (including mutual funds) and annuities int oh e ins estment risks, including the possible loss of the principal amount Invested. The distributor of the IPMortian Funds is JPMorgan Distribution Services. Inc.. which is an affiliate of JPMorgan Chase Bank. N.A.. JPMorgan Chase Bank, N.A.. and its affiliates receive compen.sation from JPMorgan Funds for providing smites. Read the JPMorgan Funds prospoctusa carefully for details, including Ma and expensva before investing or sending money. JPMorgan Select Shares of the Connecticut Daily Tax Free Income Fund, Inc. and JI'Morgan Select Shares of the New Jersey Daily Municipal Income Fund, Inc. are not part of. or affiliated with, the JPMorgan Family of Mulual Funds. Reich & Tang Distributors Inc. and Reich & Tang Axis/ Management L.P., which are unaffiliated with JPMorgan, arc the funds' distributors and investment advisor, respectively. Reich & Tang Distributors Inc. is a amber NASD. IRA Accounts Accounts where the Bank serves as motet or as discretionary investment manager for an ERISA plan or an IRA that hold Fiduciary Shares (as described below ) do not bear any portion of investment, administrative, custodian or other charges paid to the Bank or its affiliates for services to the applicable JPMorgan Funds since these charges are subject to rebate as defined below. For accosts where the Bank serves as trustee. or dimmtionary investment managa for an ERISA plan or an IRA, which hold shares in the IPMormin Funds other than Fiducimy Shares, the Bank receives funs for Siatkei from the JPMorgan Funds but waives account fees with respect to the funds so held. Fiduciary Shara are shares in the Select Shares class of JPMorgan Tax Aware Large Cap Value Fund, JPMorgan US Equity Fund. JPMorgan Tax Aware US Equity Fund, NJ/foram Tax Aware Large Cap Growth Fund. JPMorgan Mid Cap Equip Fund. JPMorgan "trust Small Cap Equity Fund, 'Morgan Fleming International Equity Fund. IPMorgim Short Tam Bond Fund II, JPMorgan Bond Fund II. JPMorgan Tax Aware Enhanced Income Fund, JPMorgan Tax Aware Shari-Intermediate Income Fund. JPMorgan Immediate Tax-Free Income Fund, JPMorgan Tax-Fee Income Fund, JPMorgan California Bond Fund. JPMorgan NY Intermediate Tax Free Income Fund and 'Morgan NJ Tax Free Income Fund held in the Ranks trust accounts or in the Bank's investment management accounts for ERISA plans or IRAs. 'Rebate means an amount returned by the Bank to the account which holds the Fiduciary Shares. The rebate amount represents the portion of servicing It paid to the Bank by the mutual fund with respect to Fiduciary Shares. Confidential Treatment Requested by JPM-SDNY-00040255 JPMorgan Chase CONFIDENTIAL SDNY_GM_00309453 EFTA01514101