podesta-emails
-----BEGIN PGP PUBLIC KEY BLOCK-----
mQQBBGBjDtIBH6DJa80zDBgR+VqlYGaXu5bEJg9HEgAtJeCLuThdhXfl5Zs32RyB
I1QjIlttvngepHQozmglBDmi2FZ4S+wWhZv10bZCoyXPIPwwq6TylwPv8+buxuff
B6tYil3VAB9XKGPyPjKrlXn1fz76VMpuTOs7OGYR8xDidw9EHfBvmb+sQyrU1FOW
aPHxba5lK6hAo/KYFpTnimsmsz0Cvo1sZAV/EFIkfagiGTL2J/NhINfGPScpj8LB
bYelVN/NU4c6Ws1ivWbfcGvqU4lymoJgJo/l9HiV6X2bdVyuB24O3xeyhTnD7laf
epykwxODVfAt4qLC3J478MSSmTXS8zMumaQMNR1tUUYtHCJC0xAKbsFukzbfoRDv
m2zFCCVxeYHvByxstuzg0SurlPyuiFiy2cENek5+W8Sjt95nEiQ4suBldswpz1Kv
n71t7vd7zst49xxExB+tD+vmY7GXIds43Rb05dqksQuo2yCeuCbY5RBiMHX3d4nU
041jHBsv5wY24j0N6bpAsm/s0T0Mt7IO6UaN33I712oPlclTweYTAesW3jDpeQ7A
ioi0CMjWZnRpUxorcFmzL/Cc/fPqgAtnAL5GIUuEOqUf8AlKmzsKcnKZ7L2d8mxG
QqN16nlAiUuUpchQNMr+tAa1L5S1uK/fu6thVlSSk7KMQyJfVpwLy6068a1WmNj4
yxo9HaSeQNXh3cui+61qb9wlrkwlaiouw9+bpCmR0V8+XpWma/D/TEz9tg5vkfNo
eG4t+FUQ7QgrrvIkDNFcRyTUO9cJHB+kcp2NgCcpCwan3wnuzKka9AWFAitpoAwx
L6BX0L8kg/LzRPhkQnMOrj/tuu9hZrui4woqURhWLiYi2aZe7WCkuoqR/qMGP6qP
EQRcvndTWkQo6K9BdCH4ZjRqcGbY1wFt/qgAxhi+uSo2IWiM1fRI4eRCGifpBtYK
Dw44W9uPAu4cgVnAUzESEeW0bft5XXxAqpvyMBIdv3YqfVfOElZdKbteEu4YuOao
FLpbk4ajCxO4Fzc9AugJ8iQOAoaekJWA7TjWJ6CbJe8w3thpznP0w6jNG8ZleZ6a
jHckyGlx5wzQTRLVT5+wK6edFlxKmSd93jkLWWCbrc0Dsa39OkSTDmZPoZgKGRhp
Yc0C4jePYreTGI6p7/H3AFv84o0fjHt5fn4GpT1Xgfg+1X/wmIv7iNQtljCjAqhD
6XN+QiOAYAloAym8lOm9zOoCDv1TSDpmeyeP0rNV95OozsmFAUaKSUcUFBUfq9FL
uyr+rJZQw2DPfq2wE75PtOyJiZH7zljCh12fp5yrNx6L7HSqwwuG7vGO4f0ltYOZ
dPKzaEhCOO7o108RexdNABEBAAG0Rldpa2lMZWFrcyBFZGl0b3JpYWwgT2ZmaWNl
IEhpZ2ggU2VjdXJpdHkgQ29tbXVuaWNhdGlvbiBLZXkgKDIwMjEtMjAyNCmJBDEE
EwEKACcFAmBjDtICGwMFCQWjmoAFCwkIBwMFFQoJCAsFFgIDAQACHgECF4AACgkQ
nG3NFyg+RUzRbh+eMSKgMYOdoz70u4RKTvev4KyqCAlwji+1RomnW7qsAK+l1s6b
ugOhOs8zYv2ZSy6lv5JgWITRZogvB69JP94+Juphol6LIImC9X3P/bcBLw7VCdNA
mP0XQ4OlleLZWXUEW9EqR4QyM0RkPMoxXObfRgtGHKIkjZYXyGhUOd7MxRM8DBzN
yieFf3CjZNADQnNBk/ZWRdJrpq8J1W0dNKI7IUW2yCyfdgnPAkX/lyIqw4ht5UxF
VGrva3PoepPir0TeKP3M0BMxpsxYSVOdwcsnkMzMlQ7TOJlsEdtKQwxjV6a1vH+t
k4TpR4aG8fS7ZtGzxcxPylhndiiRVwdYitr5nKeBP69aWH9uLcpIzplXm4DcusUc
Bo8KHz+qlIjs03k8hRfqYhUGB96nK6TJ0xS7tN83WUFQXk29fWkXjQSp1Z5dNCcT
sWQBTxWxwYyEI8iGErH2xnok3HTyMItdCGEVBBhGOs1uCHX3W3yW2CooWLC/8Pia
qgss3V7m4SHSfl4pDeZJcAPiH3Fm00wlGUslVSziatXW3499f2QdSyNDw6Qc+chK
hUFflmAaavtpTqXPk+Lzvtw5SSW+iRGmEQICKzD2chpy05mW5v6QUy+G29nchGDD
rrfpId2Gy1VoyBx8FAto4+6BOWVijrOj9Boz7098huotDQgNoEnidvVdsqP+P1RR
QJekr97idAV28i7iEOLd99d6qI5xRqc3/QsV+y2ZnnyKB10uQNVPLgUkQljqN0wP
XmdVer+0X+aeTHUd1d64fcc6M0cpYefNNRCsTsgbnWD+x0rjS9RMo+Uosy41+IxJ
6qIBhNrMK6fEmQoZG3qTRPYYrDoaJdDJERN2E5yLxP2SPI0rWNjMSoPEA/gk5L91
m6bToM/0VkEJNJkpxU5fq5834s3PleW39ZdpI0HpBDGeEypo/t9oGDY3Pd7JrMOF
zOTohxTyu4w2Ql7jgs+7KbO9PH0Fx5dTDmDq66jKIkkC7DI0QtMQclnmWWtn14BS
KTSZoZekWESVYhORwmPEf32EPiC9t8zDRglXzPGmJAPISSQz+Cc9o1ipoSIkoCCh
2MWoSbn3KFA53vgsYd0vS/+Nw5aUksSleorFns2yFgp/w5Ygv0D007k6u3DqyRLB
W5y6tJLvbC1ME7jCBoLW6nFEVxgDo727pqOpMVjGGx5zcEokPIRDMkW/lXjw+fTy
c6misESDCAWbgzniG/iyt77Kz711unpOhw5aemI9LpOq17AiIbjzSZYt6b1Aq7Wr
aB+C1yws2ivIl9ZYK911A1m69yuUg0DPK+uyL7Z86XC7hI8B0IY1MM/MbmFiDo6H
dkfwUckE74sxxeJrFZKkBbkEAQRgYw7SAR+gvktRnaUrj/84Pu0oYVe49nPEcy/7
5Fs6LvAwAj+JcAQPW3uy7D7fuGFEQguasfRrhWY5R87+g5ria6qQT2/Sf19Tpngs
d0Dd9DJ1MMTaA1pc5F7PQgoOVKo68fDXfjr76n1NchfCzQbozS1HoM8ys3WnKAw+
Neae9oymp2t9FB3B+To4nsvsOM9KM06ZfBILO9NtzbWhzaAyWwSrMOFFJfpyxZAQ
8VbucNDHkPJjhxuafreC9q2f316RlwdS+XjDggRY6xD77fHtzYea04UWuZidc5zL
VpsuZR1nObXOgE+4s8LU5p6fo7jL0CRxvfFnDhSQg2Z617flsdjYAJ2JR4apg3Es
G46xWl8xf7t227/0nXaCIMJI7g09FeOOsfCmBaf/ebfiXXnQbK2zCbbDYXbrYgw6
ESkSTt940lHtynnVmQBvZqSXY93MeKjSaQk1VKyobngqaDAIIzHxNCR941McGD7F
qHHM2YMTgi6XXaDThNC6u5msI1l/24PPvrxkJxjPSGsNlCbXL2wqaDgrP6LvCP9O
uooR9dVRxaZXcKQjeVGxrcRtoTSSyZimfjEercwi9RKHt42O5akPsXaOzeVjmvD9
EB5jrKBe/aAOHgHJEIgJhUNARJ9+dXm7GofpvtN/5RE6qlx11QGvoENHIgawGjGX
Jy5oyRBS+e+KHcgVqbmV9bvIXdwiC4BDGxkXtjc75hTaGhnDpu69+Cq016cfsh+0
XaRnHRdh0SZfcYdEqqjn9CTILfNuiEpZm6hYOlrfgYQe1I13rgrnSV+EfVCOLF4L
P9ejcf3eCvNhIhEjsBNEUDOFAA6J5+YqZvFYtjk3efpM2jCg6XTLZWaI8kCuADMu
yrQxGrM8yIGvBndrlmmljUqlc8/Nq9rcLVFDsVqb9wOZjrCIJ7GEUD6bRuolmRPE
SLrpP5mDS+wetdhLn5ME1e9JeVkiSVSFIGsumZTNUaT0a90L4yNj5gBE40dvFplW
7TLeNE/ewDQk5LiIrfWuTUn3CqpjIOXxsZFLjieNgofX1nSeLjy3tnJwuTYQlVJO
3CbqH1k6cOIvE9XShnnuxmiSoav4uZIXnLZFQRT9v8UPIuedp7TO8Vjl0xRTajCL
PdTk21e7fYriax62IssYcsbbo5G5auEdPO04H/+v/hxmRsGIr3XYvSi4ZWXKASxy
a/jHFu9zEqmy0EBzFzpmSx+FrzpMKPkoU7RbxzMgZwIYEBk66Hh6gxllL0JmWjV0
iqmJMtOERE4NgYgumQT3dTxKuFtywmFxBTe80BhGlfUbjBtiSrULq59np4ztwlRT
wDEAVDoZbN57aEXhQ8jjF2RlHtqGXhFMrg9fALHaRQARAQABiQQZBBgBCgAPBQJg
Yw7SAhsMBQkFo5qAAAoJEJxtzRcoPkVMdigfoK4oBYoxVoWUBCUekCg/alVGyEHa
ekvFmd3LYSKX/WklAY7cAgL/1UlLIFXbq9jpGXJUmLZBkzXkOylF9FIXNNTFAmBM
3TRjfPv91D8EhrHJW0SlECN+riBLtfIQV9Y1BUlQthxFPtB1G1fGrv4XR9Y4TsRj
VSo78cNMQY6/89Kc00ip7tdLeFUHtKcJs+5EfDQgagf8pSfF/TWnYZOMN2mAPRRf
fh3SkFXeuM7PU/X0B6FJNXefGJbmfJBOXFbaSRnkacTOE9caftRKN1LHBAr8/RPk
pc9p6y9RBc/+6rLuLRZpn2W3m3kwzb4scDtHHFXXQBNC1ytrqdwxU7kcaJEPOFfC
XIdKfXw9AQll620qPFmVIPH5qfoZzjk4iTH06Yiq7PI4OgDis6bZKHKyyzFisOkh
DXiTuuDnzgcu0U4gzL+bkxJ2QRdiyZdKJJMswbm5JDpX6PLsrzPmN314lKIHQx3t
NNXkbfHL/PxuoUtWLKg7/I3PNnOgNnDqCgqpHJuhU1AZeIkvewHsYu+urT67tnpJ
AK1Z4CgRxpgbYA4YEV1rWVAPHX1u1okcg85rc5FHK8zh46zQY1wzUTWubAcxqp9K
1IqjXDDkMgIX2Z2fOA1plJSwugUCbFjn4sbT0t0YuiEFMPMB42ZCjcCyA1yysfAd
DYAmSer1bq47tyTFQwP+2ZnvW/9p3yJ4oYWzwMzadR3T0K4sgXRC2Us9nPL9k2K5
TRwZ07wE2CyMpUv+hZ4ja13A/1ynJZDZGKys+pmBNrO6abxTGohM8LIWjS+YBPIq
trxh8jxzgLazKvMGmaA6KaOGwS8vhfPfxZsu2TJaRPrZMa/HpZ2aEHwxXRy4nm9G
Kx1eFNJO6Ues5T7KlRtl8gflI5wZCCD/4T5rto3SfG0s0jr3iAVb3NCn9Q73kiph
PSwHuRxcm+hWNszjJg3/W+Fr8fdXAh5i0JzMNscuFAQNHgfhLigenq+BpCnZzXya
01kqX24AdoSIbH++vvgE0Bjj6mzuRrH5VJ1Qg9nQ+yMjBWZADljtp3CARUbNkiIg
tUJ8IJHCGVwXZBqY4qeJc3h/RiwWM2UIFfBZ+E06QPznmVLSkwvvop3zkr4eYNez
cIKUju8vRdW6sxaaxC/GECDlP0Wo6lH0uChpE3NJ1daoXIeymajmYxNt+drz7+pd
jMqjDtNA2rgUrjptUgJK8ZLdOQ4WCrPY5pP9ZXAO7+mK7S3u9CTywSJmQpypd8hv
8Bu8jKZdoxOJXxj8CphK951eNOLYxTOxBUNB8J2lgKbmLIyPvBvbS1l1lCM5oHlw
WXGlp70pspj3kaX4mOiFaWMKHhOLb+er8yh8jspM184=
=5a6T
-----END PGP PUBLIC KEY BLOCK-----
Here are statements Mukulski and Murray made against the bill in 2005
Ms. MIKULSKI. Mr. President, today I rise to oppose S. 256, the Bankruptcy
Reform Bill. This bill is unfair to the little guy—to families who are
struggling to overcome medical bills, unemployment, or divorce and find
themselves forced to declare bankruptcy. Under the guise of reform it makes
it tougher on families who have done the right thing. That’s not what we
should be doing in the United States Senate. Our job is to make sure we are
protecting middle-class Americans and small businesses who are the
lifeblood of our economy, not hurting them. While some of the reforms of
the bill are good steps it goes too far to favor credit card companies and
corporations over working families. This bill creates such strict standards
that many of our nation’s most vulnerable families are treated unfairly
when they are forced to file bankruptcy because of the loss of a job, the
high cost of health care or a divorce. This bill does nothing to address
the problems these individuals are having, the problems that have driven
them to bankruptcy and it provides virtually no discretion for courts
dealing with these bankruptcy claims. I have supported bankruptcy reform
legislation in the past—but it was not this bill and it was not this
process. This bill was rushed through Committee with the promise that
amendments would be considered on the floor, that there would be debate and
an opportunity to improve the bill. Yet, none of the amendments were truly
considered, most were opposed by Republicans marching in lock step to
defeat every amendment to the existing bill. In short, there was no real
opportunity to improve the bill. What came to the floor leaves the floor
virtually unchanged and truly unfair to many of our citizens who are forced
to file bankruptcy because of unforeseen circumstances like job loss,
divorce or medical costs. Half of all families filing for bankruptcy have
faced illness or high medical costs. Medical costs, especially for seniors,
are one of the fastest growing causes of bankruptcy. These are not folks
who use their credit cards to buy fancy suits, designer wares or other
luxury goods. They are paying for the basic necessities of their lives with
their credit cards. They are putting their food, clothing and medical bills
on the credit cards. Nearly 9 out of 10 people file bankruptcy because of
health care problems, job loss or divorce. These individuals don’t want to
file bankruptcy—in fact, they have tried to avoid bankruptcy. That’s why
they pay those medical bills with credit cards when they simply can’t
afford any other way. Or they skip going to the doctor all together because
they know have no means to pay. And what happens—they get sicker, incur
greater costs for catastrophic care and that sends them spiraling further
into debt and forcing many into bankruptcy. We ought to be doing something
to help those individuals—not creating a law that will make matters worse.
The Senate should be on the side of those Americans who are facing hard
times and hard decisions. We should be addressing the lack of health care
and working to ensure that we are creating good, high paying jobs. I am
opposing this version of the Bankruptcy Reform Bill because it creates
needless and unfair hoops for these individuals to jump through and the
rigid means test puts those in real need of relief at a disadvantage. It
imposes new burdens on families already overburdened by the debt they must
shoulder. Certainly we all agree that those who can afford to should pay
their creditors back—that they should be responsible for their debt. Those
debtors who charge thousands of dollars on luxury goods, new cars and the
like, only to then declare bankruptcy, should be held accountable. Many of
us can remember a mother or father who taught us about debt, taught us the
dangers of getting into debt and to be responsible for paying all our debts
back. But we need to be fair in how we calculate who can pay. And we need
to make sure that the provisions are not so rigid that they allow courts no
discretion to take into account the circumstances that lead to the
bankruptcy. The legislation that the Senate considers today is different
from past versions that I have supported. There is obviously the removal of
the Schumer amendment which held those who block access to abortion clinics
accountable for the court judgments that they have incurred. But it also
gives women, single parents, families and those living in poverty less
opportunity to overcome their hardships and get a fresh start. This bill
punishes people, assumes that all those filing for bankruptcy have
purposefully created their debt problems, imposes a strict standard that
does not take into account the circumstances surrounding the bankruptcy and
the real means of individuals to pay their debt back. That’s not fair, it’s
not right, and it makes life tougher on working families. I urge my
colleagues to join me in standing up for women, children and working
families by opposing this bill. [Congressional Record, 3/10/05
<https://www.congress.gov/crec/2005/03/10/CREC-2005-03-10-pt1-PgS2462-2.pdf>
]
Mrs. MURRAY. Mr. President, today I voted against a bankruptcy bill that
puts credit card companies and politics ahead of ordinary Americans. Rather
than providing balanced reform, this bill punishes those who have fallen on
hard times—particularly our military families and those who are struggling
under the weight of soaring medical bills. I have heard from residents
across Washington State that the cost of medical care is forcing them into
bankruptcy. In fact, a report last summer by the Working for Health
Coalition found that half of Washington State bankruptcies were due to
rising health care costs. Most of these families are working and more than
half have health insurance, but the growing cost of health care is so
overwhelming it pushes them into bankruptcy. A national study last month
found that 61 percent of bankruptcy filers did not seek the medical care
they needed. These families deserve help, but instead this bill punishes
them for circumstances beyond their control. This bill also fails to
adequately protect our military families, particularly our Guard and
Reserve members. These patriotic families have had to struggle with half
their normal income during long—and often extended—deployments. Many have
seen their businesses collapse at home while they have served overseas. I
have met with Washington State Guard and Reserve families and have seen how
they are struggling to meet the financial burdens of long deployments. They
deserve a lifeline, not more paperwork, legal fees, and threats from
collection agencies. The Senate had an opportunity to protect our soldiers
through Senator DURBIN’s amendment, but that was rejected for a Republican
amendment that falls far short. Our military families deserve better. If
Republicans had been willing to make the bill less punitive toward ordinary
Americans, they would have adopted a number of reasonable amendments in
committee and on the Senate floor, but they refused. For example,
Republicans blocked an amendment that would have protected workers and
retirees if their company files for bankruptcy. Republicans also voted down
amendments to ensure the elderly don’t lose their homes and to discourage
predatory lending. And they even failed to protect people who have had
their identities stolen by criminals who then run up huge credit card
bills. These are all examples of how Republicans are protecting corporate
interests at the expense of vulnerable individuals. This bankruptcy bill
also stacks the deck against women and children. For example, this bill
will make it harder for single mothers to collect the pastdue child support
they and their children are owed. I am also disappointed that the Senate
rejected the Schumer amendment, which would have assured that those who
commit violent crimes at reproductive-health facilities against women and
doctors do not escape paying their debts and fines by declaring bankruptcy.
Looking at the big picture, this bill fits a pattern of Republican
proposals that turn the tide against average Americans. Last month,
Republicans tipped the scales of justice against working families by
limiting their ability to seek compensation for a death or injury caused by
a company’s negligence. On Monday, Republicans rejected a proposal to raise
the minimum wage. Taken together, these actions will make life harder for
working families and represent a dangerous trend that threatens average
Americans. In the past, I have voted for bankruptcy reform legislation, but
today families find themselves in a much different place financially
because of the costs of healthcare and military service. Congress should
not punish them for things beyond their control with this unbalanced,
unfair bill. American families deserve reform, not retribution.
[Congressional Record, 3/10/05
<https://www.congress.gov/crec/2005/03/10/CREC-2005-03-10-pt1-PgS2462-2.pdf>
]
*From:* Ann O'Leary [mailto:[email protected]]
*Sent:* Sunday, February 7, 2016 6:08 PM
*To:* Tony Carrk <[email protected]>
*Cc:* Kristina Schake <[email protected]>; Jennifer Palmieri <
[email protected]>; Jake Sullivan <[email protected]>;
Mandy Grunwald <[email protected]>; Christina Reynolds <
[email protected]>; Maya Harris <[email protected]>;
John Podesta <[email protected]>
*Subject:* Re: Bankruptcy follow up
Hi all -
Here is a full update on where we are:
(1) Mikulski, Murray and Boxer - Talked to all three of COSs. Mikulski and
Murray COSs are reaching out to their bosses to ask them to do supportive
statement and make clear that we all were working to make changes for women
and children and voted to move the bill forward and work to continue to
strengthen it. Boxer didn't vote because of a family situation, but
unfortunately told the LA Times
<http://articles.latimes.com/2001/mar/16/news/mn-38491> that she would have
voted against it. So we shouldn't proactively put her out there, but if
asked or called upon she will praise HRC for the work they did on the
credit card amendment and make clear that she understands why all of the
other women Democratic Senators voted for the bill.
(2) Women's Groups - We cannot put something out proactive here b/c the
record just isn't good. But, if called, Judy and Marcia are also prepared
to say that Hillary fought really hard for changes, was with the other
women Senators, and committed to keep working with them to strengthen the
bill. Here are the statements that they put out in 2001 that don't help us:
https://web.archive.org/web/20010520143637/http://nwlc.org/details.cfm?id=640§ion=newsroom
<https://web.archive.org/web/20010520143637/http:/nwlc.org/details.cfm?id=640§ion=newsroom>
https://web.archive.org/web/20010711180022/http://www.nwlc.org/details.cfm?id=637§ion=newsroom
<https://web.archive.org/web/20010711180022/http:/www.nwlc.org/details.cfm?id=637§ion=newsroom>
So .... next steps - waiting for final sign off from Mikulski and Murray.
Also, Tony, their team wants any statements they made in 2005 too and wants
to confirm they voted against it when it came back.
Jen/Kristina - Do you need to get this out tonight or is tomorrow morning
ok? Both COS are working to get them on record today, but both Senators are
in home districts doing events.
Thanks,
Ann
On Sun, Feb 7, 2016 at 5:34 PM, Tony Carrk <[email protected]>
wrote:
Here is Murray's floor statement. Mulkulski does not appear to have made one
Mrs. MURRAY. Mr. President, I rise to express my support for the bankruptcy
reform legislation. This legislation offers an imperfect but fairly
balanced approach to reforming the bankruptcy system. Through the amendment
process we have improved the bill, but it could be more fair to all sectors
of our society. I am disappointed some good amendments that would have
improved the legislation were rejected. The bankruptcy reform legislation
that passed the House a couple of weeks ago is less friendly to individuals
in adverse circumstances not of their own doing. If this bankruptcy reform
bill is weakened in conference, I will have a hard time supporting it. I
will likely oppose a conference agreement that looks at all like the House
bill. In recent years, consumer bankruptcy filings have dramatically
increased. We debated bankruptcy reform in the last two Congresses. Those
discussions showed our desire to elevate personal responsibility in
consumer financial transactions; to prevent bankruptcy filings from being
used by consumers as a financial planning tool; and, to recapture the
stigma associated with a bankruptcy filing. It is clear the system is
broke, and bankruptcy reform is needed. I voted for bankruptcy reform in
both the 105th and 106th Congresses, and I plan to vote for this bill.
Despite these votes, I have reservations about how the unintended
consequences of this bill will affect the less fortunate. The bill will
have an enormous impact on women and child support. The largest growing
group of filers are women, usually single mothers. The bill’s overall
philosophy of pushing debtors from chapter 7 to chapter 13 will have an
unintended effect on women. They usually have fewer means and are more
susceptible to crafty creditors seeking to intimidate and reaffirm their
debts. They need the protection of chapter 7, but could be pushed into
chapter 13. Women will also be disadvantaged by provisions in this bill
that fail to prioritize domestic obligations. Under the provisions of this
bill, women will find themselves competing with powerful commercial
creditors for necessary resources, such as past-due child support, from
spouses who are in bankruptcy. It is unfair to place the critical needs of
families and single mothers trying to survive behind those of welloff
commercial creditors. Another problem with this bill is the new filing
requirements are very complex, which could result in unintended
discrimination against lower-income individuals and families. Many
low-income families don’t have the means to combat most creditors. Because
debtors must prove they are filing for legitimate reasons, those without
the means to combat powerful commercial interests will be placed at an
unfair disadvantage. I was also disappointed that the U.S. Senate failed to
adopt some very good amendments that would have significantly improved the
bill. Senator KOHL offered an amendment that would have limited the
practice of wealthy debtors shielding themselves from creditors in
bankruptcy behind State homestead exemption laws that allow them to shelter
large amounts of money in a new home. His amendment would have placed a
national cap on this exemption, and limited the abusive practice of
sheltering large amounts of money in large homes. I supported this needed
amendment, but it was rejected on the floor of the Senate. Several
amendments were also offered that would have restricted the marketing to
and use of credit cards by young people. Credit card companies are
aggressively marketing to young people, and many young people are getting
into massive debt. Companies should only be allowed to offer credit cards
to those who can pay for them. Finally, I am disappointed that amendments
were rejected that would have limited predatory lending practices. Some of
these predatory loans can have interest rates over 100%. I was pleased to
see that the bill included language to end the practice of using the
bankruptcy code to escape civil punishment for violence, intimidation or
threats against individuals using family planning services. This provision
was added in the Judiciary Committee and greatly improves the bill. It
ensures that those who violate the law cannot escape justice through the
bankruptcy laws. This critical provision of this bill that must not be
stripped or drastically changed in conference. Overall, this is a decent
bill that will improve on the current abuses of the bankruptcy system.
While I have concerns over many of this bill’s provisions, I hope they can
be dealt with in conference or in future legislation. This bill should be
strengthened in conference, not weakened as has happened to other versions
of bankruptcy legislation. I will closely examine a conference agreement
with this in mind before voting to send this legislation to the President.
[Congressional Record, 3/15/01
<https://www.gpo.gov/fdsys/pkg/CREC-2001-03-15/pdf/CREC-2001-03-15-pt1-PgS2343.pdf#page=32>
]
Sent from my iPhone
On Feb 7, 2016, at 4:19 PM, Ann O'Leary <[email protected]> wrote:
She said women groups were all pressuring her to vote for it. Evidence does
not support that statement.
If anyone can jump on call, I'm in the line.
718-737-9168, NO PIN
Ann O’Leary
Sent from my iPhone
(510) 717-5518 (cell)
On Feb 7, 2016, at 1:16 PM, Kristina Schake <[email protected]>
wrote:
What did she say that was wrong?
On Sun, Feb 7, 2016 at 4:15 PM, Ann O'Leary <[email protected]>
wrote:
Hi all -
We have a problem. HRC overstayed her case this morning in a pretty big
way. Marcia, Judy and I have been figuring out what we could say that
doesn't contradict their 2001 statement. But my other idea is to have women
Senators who all voted for it to put out statement.
Mandy, Gary and I jumping on phone at4:15. If folks can join, please dial
in:
718-737-9168, NO PIN
Ann O’Leary
Sent from my iPhone
(510) 717-5518 (cell)
On Feb 7, 2016, at 1:08 PM, Jennifer Palmieri <[email protected]>
wrote:
Hi, Ann. Have you been able to reach them? Really hoping to get this out
today.
*From:* Ann O'Leary [mailto:[email protected]]
*Sent:* Sunday, February 7, 2016 12:11 PM
*To:* Jennifer Palmieri <[email protected]>
*Cc:* Jake Sullivan <[email protected]>; Mandy Grunwald <
[email protected]>; Tony Carrk <[email protected]>; Kristina Schake <
[email protected]>; Christina Reynolds <
[email protected]>; Maya Harris <[email protected]>;
John Podesta <[email protected]>
*Subject:* Re: Bankruptcy follow up
Good idea. Let me call them this morning and get on it.
On Sun, Feb 7, 2016 at 11:59 AM, Jennifer Palmieri <
[email protected]> wrote:
Adding Ann O'Leary. Can you help us get Judy L and Marcia G to put out a
statement backing HRC up on bankruptcy bill.
Sent from my iPhone
On Feb 7, 2016, at 11:51 AM, Jake Sullivan <[email protected]>
wrote:
We should.
On Feb 7, 2016, at 11:38 AM, Mandy Grunwald <[email protected]> wrote:
Since HRC spent so much time on 2001 bankruptcy bill today, should we get
Marcia Greenberger and Judy Lichtman and other women's group advocates to
put out statements backing up her story and attacking BS?
Mandy Grunwald
Grunwald Communications
202 973-9400
On Feb 7, 2016, at 7:14 AM, Tony Carrk <[email protected]> wrote:
To be ready for them to air the clip
*ELIZABETH WARREN:* She voted in favor of it.
*BILL MOYERS:* Why?
*ELIZABETH WARREN:* As Senator Clinton, the pressures are very different.
It’s a well-financed industry. You know a lot of people don’t realize that
the industry that gave the most money to Washington over the past few years
was not the oil industry, was not pharmaceuticals. It was consumer credit
products. Those are the people. The credit card companies have been giving
money, and they have influence.
*BILL MOYERS:* And Mrs. Clinton was one of them as senator.
*ELIZABETH WARREN:* She has taken money from the groups, and more to the
point, she worries about them as a constituency.
*BILL MOYERS:* But what does this mean though to these people, these
millions of people out there whom the politicians cavort in front of as
favoring the middle class, and then are beholden to the powerful interests
that undermine the middle class? What does this say about politics today?
*ELIZABETH WARREN:* You know this is the scary part about democracy today.
It’s… We’re talking again about the impact of money. The credit industry on
this bankruptcy bill has spent tens of millions of dollars lobbying, and as
their profits grow, they just throw more into lobbying for how they can get
laws that will make it easier and easier and easier to drain money out of
the pockets of middle class families.
--
Ann O'Leary
Senior Policy Advisor
Hillary for America
Cell: 510-717-5518
--
Kristina Schake | Communications
Hillary for America
--
Ann O'Leary
Senior Policy Advisor
Hillary for America
Cell: 510-717-5518
ℹ️ Document Details
SHA-256
2b4ba0fa3848c4d18aed448eb51fdfe090a6ae1cd2667eaa104a7e9db9256ea4
Dataset
podesta-emails
Document Type
email
Comments 0