EFTA00646514.pdf

From: "Peggy Siegal" cj To: "Bauman, Jason S" < ,"Glenn Davis" <1 l>,"Jeffrey Epstein" <jeevacationggrnail.com> Subject: Re:investing money Date: Wed, 12 Dec 2012 23:18:50 +0000 Importance: Normal Glenn/Jeffrey can you help me out here. Peg Peggy Siegal Company From: "Bauman, Jason S" Date: Wed, 12 Dec 2012 16:39:45 -0500 To: Peggysiegalr> Subject: Hi Peggy I hope you're well and happy holidays to you. I want to take a portion of the cash in your account and place it a low risk, low volatility mutual fund that would earn us 3% in interest per year. Currently our cash is earning virtually zero in interest due to the interest rate environment we're in. When you earn 0% and inflation is 2% we're actually losing money on an inflation adjusted basis. I'm happy to discuss this further with you at your earliest convenience but recommend we make the investment before the end of the year. Let me know when a good time to speak would be. I'm leaving my office now for a client holiday dinner but will be in the office all day tomorrow if you're available. Best regards Jason Jason S. Bauman, First Vice President Morgan Stanley Wealth Management Visit my Website: • Morgan Stanley Smith Barney LLC Confidentiality Notice: The information contained in this e-mail and nay attachments may be legally privileged and confidential. If you are not an intendedrecipient. you am hereby notified that any dissemination. distribution. or copying of this e-mail is strictly prohibited. If you have received this e-mail in error, please notify the sender and permanently delete the e-mail and any attachments immediately. You should not retain, copy or use this e-mail or any attachment for any purpose. nor disclose all or any part of the contents to any other person. EFTA00646514 Important Notice to Recipients: Please do not use e-mail to request, authorize or effect the purchase or sale of any security or commodity. Unfortunately, we cannot execute such instructions provided in e-mail. Thank you. The sender of this e-mail is an employee of Morgan Stanley Smith Barney LLC ("Morgan Stanley"). If you have received this communication in error, please destroy all electronic and paper copies and notify the sender immediately. Erroneous transmission is not intended to waive confidentiality or privilege. Morgan Stanley reserves the right, to the extent permitted under applicable law, to monitor electronic communications. This message is subject to terms available at the following link: http:f/www.morganstanley.com/disclaimers/mssbemail.html. If you cannot access this link, please notify us by reply message and we will send the contents to you. By messaging with Morgan Stanley you consent to the foregoing. EFTA00646515