EFTA01418086.pdf

Subject: Re: DB preferred deposits and CDs - increased rates From: Richard Kahn <ffi Date: Wed, 17 Jan 2018 15:28:57 -0500 To: Stewart Oldfield Cc: Paul Barrett Bradley Gillin Cynthia Rodriguez thank you Richard Kahn HBRK Associates Inc. 575 Lexington Avenue 4th Floor New York, NY 10022 On Jan 17, 2018, at 11:25 AM, Stewart Oldfield < =.• wrote: Rich and Paul, Per our recent conversation, I am sending updated rates for Deutsche Bank AG NY preferred deposits and CDs. As of January 16th, the interest rate on our Preferred Banking Account has increased to 1.20% for individuals. This rate also applies to sweep deposits into DB AG NY from linked brokerage accounts. Deutsche Bank AG NY Branch Preferred Certificates of Deposit Deutsche Bank AG New York Preferred Certificates of Deposit (Deutsche Bank AG Preferred CDs) can offer you a balance between your short-term liquidity needs and long-term strategic objectives. We're currently offering a promotional 9-month variable-rate Deutsche Bank AG Preferred CD as well as our standard fixed rate 1-month, 3-month, 6- month, 12-month, 18-month and 24-month Deutsche Bank AG Preferred CDs. Please find below our indicative rates, which are subject to change. Promotional Terms Deutsche Bank is running a promotional campaign through February 28, 2018 on the 6-month and 12-month DB AG New York Preferred CDs. Deutsche Bank AG NY Branch USD Client Promotional Rate (not FDIC-insured) EFTA01418086 and annual percentage yield (as of 1/16/2018). Term Interest Rate Annual Percentage Yield 6-month Personal 2.00% 2.02% 6-month Business 1.90% 1.92% 12-month Personal 2.25% 2.28% 12-month Business 2.15% 2.18% Other Available Terms Deutsche Bank AG NY Branch USD Client Rates (not FDIC-insured) and annual percentage yield (as of 1/16/2018). Tenor Interest Rate Annual Percentage Yield 1-month 1.25% 1.26% 3-month 1.50% EFTA01418087  1.51% 9-month variable rate 1.82%** 1.84%** 18-month 2.40% 2.43% 24-month 2.50% 2.53% The minimum deposit to purchase a Preferred CD and receive the advertised rate is $250,000 (unless you already maintain funds in another Preferred CD and/or a Preferred Banking Account that are equal to or greater than $250,000 in the aggregate). A penalty may be imposed for early withdrawals (see Terms and Conditions Statement for details). There is a maximum deposit of $25 million per client / per term on the Deutsche Bank AG NY Preferred Certificate of Deposit. **The interest rate may change after the account is opened. The interest rate for the 9-month variable rate Deutsche Bank AG Preferred CD will be determined on the first business day of each calendar month during the term of the Deutsche Bank AG Preferred CD. The interest rate for each calendar month will be the Federal Funds effective rate for the first business day of the month as published in the Wall Street Journal + a pre-determined basis point spread (currently 40bps). Please find attached some additional information on our offering, including an overview of Deutsche Bank AG Preferred CDs. Please contact me with any questions or to discuss further. Thanks, Stew <image003.png> Stewart Oldfield, CFA, CAIA Director Deutsche Bank Trust Company Americas Deutsche Bank Wealth Management 345 Park Avenue, New York, NY 10154 EFTA01418088  mai Securities offered through Deutsche Bank Securities Inc. This communication may contain confidential and/or privileged information. If you are not the intended recipient (or have received this communication in error) please notify the sender immediately and destroy this communication. Any unauthorized copying, disclosure or distribution of the material in this communication is strictly forbidden. Please refer to https://db.com/disclosures for additional EU corporate and regulatory disclosures. Deutsche Bank does not render legal or tax advice, and the information contained in this communication should not be regarded as such. <Preferred Banking Account External Rate Sheet 01162018 NEW YORK.PDF><Preferred CD External Daily Pricing Sheet As Of 01162018.pdf><WM178439_DB_AG_NY_Preferred_CD_Overview_External_FINAL.PDF> EFTA01418089