EFTA01269261.pdf

1 First Bank Corporate Resolution Vb din &outs I, the undersigned Secretary, hereby certify to FastBank, that at a meeting of the Board of Directors of Gratitude Medea , LTD. ('Corporation) a corporation organized and existing under the laws of US Virgin rebinds duly called and duly held on the 11 day of Febuary • 2016 the following Resautbns were duly adopted. and that the sald Resolutions have been entered upon the regular Minute books of the Corporation, are in accordance with the By-laws and are now In full force and effect. RESOLVED: 1. The Officers of Corporation, or any one or more of them, are hereby authorized to open a bank account or accounts from time to time with Pasta:ink end its subsidiaries and enlister, (each being hereinafter referred to as 'Bann for and in the name of Corporator) with such title or titles es he or they may designate. 2. The Jeffrey Epstein, President and Darren thdyke, Treasurer Dwain by The istraretstrarrencen, ea. Powannit Tiernan ecolbsece. Of Corporation. signing Siegly Woe purpose of haft" ea, swab. OM b.10. CC) and their successors and any other person hereinafter authorized by any means to sign on behalf of Corporation fAuthonzed Person(s)) are hereby authorized to skim, by hand or by facsimile (including, but not limited to, computer generated) signature(s), CheCks drafts. acceptances and other instruments (hereinafter each collectne) referred to as 'Item(s)). Notwithstanding the above. any Authorized Person Is authorized singly lo: (1) inmate Automated Clearing House rACH, debits without a signature; (2) initiate payments by use of Depository Transfer Cheeks CDTC') without a signature other than the name of Corporation printed on the OTC: or (3) give instructions. by means other than the signing of an nem, with respect to any account transaction. Including. but not limited to, the payment. transfer or withdrawal of funds by wire, computer or other electronic means, or Other/Mo. or of money, credits. items or property al any time held by Bank for account of Corporation rinstructionC). 3. Bank is hereby authorized to honor and pay Items, whether signed by hand or by facsimwe Onduang, but not Ignited to, computer generated) signature(*) N the actual or purported factrimbe signalureS(S), regardless of how or by whom aMxed, resembles the specimens sad with Bank by Corporation and other cyders, DTCs, ACM", and InstructIons, given singly by any Authorized Person. Bank is further authorized to honor.end pay DTCs, ACHs, Instructions, and other orders given singly by any Authorized Person, Including such as may bring about or Increase an overdraft and such as may be payable to or for the benefit of any Authorized Person or other officer or employee individually. without inquiry as to the circumstances of the issuance or the disposition of the proceeds thereof and without Emit as to amount. 4. Bank is hereby authorized to accept for deposit, for credit, or for collection, or otherwise, items endorsed by any person or by stamp or other Impression in the name of Corporation without inquiry as to the circumstances of the endorsement or any lack of endorsement or the • disposition of the proceeds. 6. The Joann Epstein, President and Darren Indyke Treasurer (maaneey Bra person(Oarmonsso loaned loom*,bonus. els.. a.. Pleases Vc•PreVelent *snorers et.) Of Corporation, signing Dually (wkly. Mw wew.,OI Cr. to ea orpert•lh.sbeir. ant Mt. ew) are hereby authorized to effect deans and advances and obtain credit el any time for Corporation from Bank (and guarantee on behalf of Corporation the obligations of others to Bank). secured or unsecured, and for such loans and advances and credit arid guarantees to make. execute and deliver promissory notes and other written obligations Or evidence of Indebtedness of Corporation, applicalons for letters of credit instruments of guarantee and Indemnity and any agreements or undertakings, general or specirc, with- respect to any of the foregoing, and as security for the payment of loans, advances. indebtedness, guarantees and nab' ties of. or credit given to. Corporation or others to pledge, hypothecate, mortgage. assign, transfer, grant liens and security Interests In, give rights with respect to, endorse and delver property Of description. real or personal, and any interest therein and evidence of any thereof at any time held by Corporation, and-to execute mortgages, deeds of twit, security agreements, Instruments of transfer, assignment or pledge. powers of attorney and other agreements or Instruments which may be necessary or desirable in connection therewith; and also to sett to, or discount with, Bank, commercial paper, bills receivable, accounts receivable, stocks, bonds or any other securities or property at any time held by COlperalien, end to that end to endorse, assign, transfer and deliver the same; to execute and delver instruments or agreements of SUb011ftelitel and assignment satisfactory to Bank and also to give any orders or consents for the delivery. sale. exchange or other disposition of any property or interest therein or evidence thereof belonging to Corporation and at any time in the hands of Bank, whether as collateral ore/atomise, and to execute end deliver such other agreements, Instruments and documents and to do such other ads and things as may be necessary or deskabie or required by Bank in connection with any of the foregoing and Bank is hereby authorized to honor, accept and execute any of the transactions described above. 6. M loans. discounts and advances heretofore obtained on behalf of Corporation and at notes and other obligations or evidences thereof of Corporation held by Bank are hereby approved. ratified, and confirmed. 7. Corporation does hereby glee to Bank a continuing bon for the amount of any and all liabilities and oblgations of Corporation to Bank and claims of every nature end dpscnptba of.Bank against Corporation, whether now eidsling or hereafter incurred. originally contracted with... Bank and/or with another or others and now a hereafter owing to or acquired in any metier by.Bank. whether contracted by Corporation alone or jointly and/or severalty with another or others. ablettitror contingent. secured or-unsecured, matured or unmatured-upon any end as moneys. securfieS and any and all other property of Corporation end the proceeds thereof. now or hereafter actual!), or constructively held or received by or In transit In any matter to or frorn Bank. Its correspondents or agents from or for Corporation, whether for safekeeping, custody. pledge, transmission, collection or otherwise oaring into the possession of Bank in any way. Bank shall also have a right of set-off for the amount of the obligations, and Bank may at any time or limes and without notice apply Corporation's deposits (general or special), Corporation's credits with Bank, or Corporation's claims against Bonk. or any parts thereof, to such obligation{ Bed In such amounts as Bank may Ceti, although said obligations may be contingent or unmatured and whether any colateral therefore is deemed adequate or not. e. In case of conflicting claims or disputes, or doubt on Bank's part as to the vardity. extent. modification, revocation or exercise of any of the authoribes herein contained Bank may but need not recognize nor give any effect to any notice from any Officer, or from any other person. purporting to cancel, restrict or change any of tald authorities. or the exercise thereof, unless Bank is required to do co by the judgment, decree or order Of a court having jurisdiction of the subject matter and of the parties to such conflicting claims or disputes. irmeant Wes PAW> is • Dame, ofCisulank Pit,* At Nt41522104:0444 SDNY_GM_000134 14 CONFIDENTIAL CONFIDENTIAL FirstBankPR000577 EFTA_00124057 EFTA01269261  9. Corporation agreesito be bound by the Terms and Conditions for Rosiness Accounts and Salvias, as well as any signature card. deposit ticket, checkbook. passbook, statement of account. receipt Instrument. document or other egrearnonle, such es. but not tinted to. funds (wafer agreements. dethiered or made available to Corporation from Bank and. Cy all !togas Noted •al the ofece.of Bank at *Mob the account of Corporation Is maintained, in each case with the ;erre rata se If each end every term thereof were set-forth In rue heroin end made.a pad hereof: 10. The Officers of Corporation or any one or More of them are hereby Meherited to act for COrpeatton In al otherreatters and transactions relating to any of Its business with Bank Including, but nal Ignited to, the easeution and delivery Warty egreernente or contracts necessary to effect the foregoing Reasfutions. 11. Bank Is hereby raessed horn any Habirity and snail be indermlfialegainst any loss, liatiety or ewense arising from henonfl any of Vase Resolutions. 12. Sublet, to paragraph $eeeve.ectee of the foregoing ResoknOns and the authority thereby conferred shell remain in full force tend affect until written notlereof revocation or modification by proomlitIon of new Corporate ReSoluarant sad. signature cards Mat be received by Bank: provided that such notice shall not be stfective with.rapid to any exercise of said auerentrearuntli Bank shell have had a ra enad. opperturety to act thereon and In no event prior to the recetpl thereof nee will respect to any checks or other instruments.for the Pelmet of money or the withdrawal of funds dared on or prior to the dale of such nolo., but presented to Bank alter the receipt of such nate. The Seaatary or any Assistant Secretary or any other Officer of Corporation is hereby auhorbert and directed ID comfy, under the seal of Corporation or not, but Wkh Ike effect In the letter case, to Bank the foregoing Resolutions. the names of he Officers se Other representative. of Corporation and any changes from Cine to lime in the said Oflicers end represematIves and specimens of their aver:thee signatures. Bank may COnolusialy assume that persons et any time codified to It to to Officers or other representatives of Corporation continue as each sere receipt by Bank of mitten notice to the contrary. 1 FURTHER CERTIFY that the potions rarest designated as Officers of Corporation have been duly elected to and row hold the offices In Corporation set opposite User resPedive names and that the following are the authentic, offiCal signatures of the said respective Off 'of tho named signatories who are pot Corporate Officers. to Wit Nanarrittepatriplecil —0_10Y.BPatokt President Vice President Erika HailerrAis Secrolay Osman Inthrke Treasurer iN WITNESS Vta-IERECF, I have hereunto sel my hand eeSectelary andeked the seal of the said Corporation this 11 day of febroaa , 2016 . SK4ttiel AFFIX (C./RPM/1M ff.:At,/ . HERE • Note: In case the Secretary it authorised to sign by the above Resolution, tna cenikate shoo4 be atrested by a second OTcer of Corporation. - • . ,.• . • , • • • • SDNY_GM_00013415 CONFIDENTIAL CONFIDENTIAL FirstBankPR000578 EFTA_00124058 EFTA01269262  THE UNITED STATES VLROTI TSLANOT OFFICE OF THE LIEUTENANT GOVERNOR DIVISION OF CORPORATIONS AND TRADEMARKS 5049 KonGons Gado I la; King Skeet Charkflle Amalie Vi In Islands 0D802 Chrittbnsted, Vt.& Islands 00820 Rhona PhOne Rix • Fax-_ February 23, 2015 CERTIFICATION OF GOOD STANDING This is to certify that the nonprofit corporation known as GRATITUDE AMERICA, LTD. filed Articles of Incorporation in the Office of the Lieutenant Governor on APRIL 25, 2012 that a Certificate of Incorporation was issued by the Lieutenant Governor on MAY 1, 2012 authorizing the said corporation to conduct business in the Virgin Islands and the corporation is considepd e in good standing. t3enise Jo ' nnes Director, Division of Corporation and Trademarks alas S0NYGM_00013416 CONFIDENTIAL CONFIDENTIAL- FirstBankPR000579 EFTA_00124059 EFTA01269263  INTERNAL REVENUE,SERVICE' DEPARTMENT OF THE TREASURY P.P.o BOX 2508 • CINCINNATI-OH- 45201 E pml er.Identification Number, Date, S E P 2 7:2012 DLN: 17053235311022 GRATITUDE AMERICA LTD Contact Pereen: 9100 ii,AvalOIGHT PORT.OF SALE STE 15 SHERRI Q WAN IDif 31052 ST THOMAS, VI 1)002 Contact Telephone Number: Accounting,Period Ending: December 31 .Effective.Date of Exemption: April -25, -2012 Addeedurl! Applieel No Dear Applicant: . . He Are pleased to inform you that upon review of your..application for tax exempt status we have -determined that you are exempt iron Federal income tax Under..section,501.(c)(3) of the Taternal:-Revenue Code. Contributions to you are :deductible under section 170 of the c'ode, You are alep qualified to Xeceive- tax deductible bequests, devices, transfers, or. gifts under (section 2055, 2106 or -2522 o£.the Code. .because tide letter could help resolve any questiens regarding-your.--exeMpt status, you should keep it in your permanent records. Organizations exempt Under section 501(c)(3) of the Code are further. classified, aseither public charities or Private foundations. 'We determinedthat you.are a private foundation within the meaning of section. 509(a) of the tede. You are required to file Form 990-PP annually. 'Please see enclpsed-PUblication a221-PF,. COMP1iauce0Uide for 501(0(3) Private. Foundations, for.some helptul information about your responsibilities as an .exempt organization. spc" .. y( 3 I) Holly 0. Paz Director, Exempt Organizations Rulings and Agreements Enclosure: Publication4221-PFH Letter 1076 (DO/CG) SDNY_GM_00013417 CONFIDENTIAL CONFIDENTIAL FirstBankPR000580 EFTA_00I 24060 EFTA01269264  ARTICLES OF INCORPORATION OF GRATITUDE AMERICA, LTD. We, the undersigned, do hereby incorporate ourselves under Chapter 3, Tide 13, of the Virgin Islands Code, relating to non-profit corporations, and hereby adopt the following Articles of Incorporation. ARTICLE I NAME The name of said corporation shall be Gratitude America, Ltd., hereinafter called the Corporation. ARTICLE II PRINCIPAL OFFICE A N l) gEsipEtv-r AGENT The principal place of business of the Corporation shall be: Physical Address: 9100 Havensight, Port of Sale, Suite 15-16, Sr. Thomas, U.S. Virgin Islands 00802. Mailing Address: 9100 Havensight. Port of Sale, Suite 15-16, St. Thomas, U.SeVireiti Islands co 00802. a r c: The resident agent shall be Business Basics VI, LIE, whose mailing a4xesesis Sraf0E Havensight, Port of Salt, Suite 15-16, St Thomas, L`.S. Virgin Islands 00801 ant wS5*i' physical address is 9100 Havensight, Port of Sal; Suite 15-16, St. none, VS, VIVgii Islands 00802. b.., =:r a-4 CZt ITO ARTICLE III --1 tV PSOCT. Pi IRPORS AND PQWEPS Section 1: The Corporation is organized and operated exclusively for one or more of the purposes specified in Section 501(c)(3) of the Internal Revenue Code of 1986, as amended, as applicable to the U.S. Virgin Islands (the "Code') including, but not limited to the following: A. To support the expression of gratitude for the idtds of America. B. To carry out any other activities in the U.S. Virgin Islands that may lawfully be carded out by a L'S. Virgin Islands non-profit corporation incorporated uncles Chapter 3, Title 13 of the Virgin Islands Code. Section 2: The Corporation shall not carry on any activities not permitted to be carried on by a corporation exempt from federal taxation under Section 501(c)(3) of the Code. SDNY_GM_00013418 CONFIDENTIAL CONFIDENTIAL FirstBankPR000581 Eirn_oo124061 EFTA01269265  Section 3: No pad of the net earnings of the Corporation shall inure to the benefit of or be distributable to its members, directots or trustees, officers or other private persons, except that the Corporation shall be authorized and empowered to pay reasonable compensation for services rendered and to make payments and distributions in furtherance of the purposes of the Corporation. No substantial pan of the activities of the corporation shall be the carrying on of propaganda, ox otherwise attempting to influence legislation, and the corporation shall not participate in, or intervene in (including the publishing or distribution of statements) any political campaign on behalf of or in opposition to any candidate for public office, Notwithstanding any other provision of the these articles, the corporation shall not carry on any other activities not permitted to be carried on (a) by a corporation exempt from Federal income tax under Section 501(c)(3) of the Internal Revenue Code or (b) by a corporation, contribution which are deductible under section 170(c)(2) of the Internal Revenue Code (or corresponding section of any future Federal tax code.) Section 4: In accordance with Section 508(e) of the Internal Revenue Code, it is the intention that the Cotporation should be exempt from taxation under section 501(a). In furtherance of such intent, the Corporation shall be required to distribute all income for each taxable yen to be distributed in such a manner as to not subject the Corporation to tax under the provisions of Section 4942 of the Internal Revenue Code. In addition, the Corporation is prohibited from engaging in any act of self-dealing (as defined in Section 4941 (d) of the Internal Revenue Code), from retaining any excess bushiest holdings (as defined in Section 4943 (c) of the Internal Revenue Code), from making any investments in such manna as to subject the foundation to tax under Section 4944 of the internal Revenue Code, and from making any taxable expenditures (as defined in section 4945 (d) of the Internal Revenue Code). c; Section 5: Upon the dissolution of the Corporation, its assets re?tnuvuR air2, payment, or provision for payment of all debts and liabilities of the C,orporitibn, all lips r distributed for one or more exempt purposes within the meaning of Section 5Offp)( f tfA CI tin Code (or corresponding section of any future Federal tax code) or shall be distrit&ne to ifs :::: federal government, or to a state or local government, for a public puw • ei,osel.":, j trig m to distribution shall be made in accordance with all applicable provisions of the LiwYjbf t n U.Z Virgin Islands. co c tin .-I Section 6: However, if the named recipient is not then in existence or no longer a qualified distributee, or unwilling or unable to accept the distribution, then the assets of this corporation shall be distributed to a fund, foundation or corporation organized and operated exclusively for the purposes specified in Section 501(c)(3) of the Internal Revenue Code, (or corresponding section of any future Federal tax code.) ARTICLE IV pl.!RATJQrs The Corporation shall commence upon hluig of these Articles. The duration of the Corporation shall be perpetual ARTICLE V SDNY_GM00013419 CONFIDENTIAL CONFIDENTIAL FirstBankPR000582 ETTA_00124062 EFTA01269266  Pstec9-gr-ORATQgS. The names and addresses of the persons forming the Corporation are as follows: Brett Geary 2-11B St. Joseph & Rosendahl, St-Thomas, USVI Greg Ferguson 31-B Estate Peterborg, St. Thomas, USVI Nicole Miller OFF Estate Hull, St. Thomas USVI ARTICLE VI MANAELMEat The management of the Corporation shall be vested in a Board of Directors and its officers The membership of the Board of Directors shall be as established by the By-Laws, but shall not be fewer than three (3) directors. The Incorporators shall appoint the first members of the Board of Directors, who are as follows: President Jeffrey E Epstein Treasurer Dames Inclykc r—' co Secretary Erika A. Kellerbals 0 t—A 0 9 - -P 4, The first Board of Directors shall serve for terms of one (1) year. The Byes stall Bylaws slallatoark c./ 1--..s ac r the terms of and requirements fox Directors thereafter. %) tit *0 2 ...4 -n ctl -- t:j3 Officers shall serve for terms of one (I) year. The following officers sliall9ic clit....sinitsLal officers of the Corporation: President Jeffrey E. Epstein; Treasurer Darren Inablicli, SagasuSII Enka A. Kelleshals. IPA ca., .-s ra ARTICLE VII MEMBERS The membership of the Corporation shall consist of persons who indicate an interest in the object and purposes of the Corporation. The Board of Directors will set requirements for membership in the Bylaws, including any dues. ARTICLE VIII BY LAWS Before transacting any business or acquiting any property, By-Laws shall be adopted by unanimous consent of the Board of Directors of the Corporation. The By-Laws may be altered or amended at any annual meeting or at any duly called meeting for that purpose, provided the notice of the meeting shall set forth the purpose and the proposal amendment to the By-Laws. ARTICLE IX ACEETiriGS_LND OI-TICERS Section 1: The President. who shall also serve as Chairman of the Board of Directors, shall administer the day-to-day affairs of the Corporation. 3 SDNY_GM_00013420 CONFIDENTIAL CONFIDENTIAL FirstBankPR000583 EFTA 00121063 EFTA01269267  Section 2: Following the annual General Meeting of the Board of Directors, the Chairman may appoint temporary Committees a may be required properly to conduct the business of the Corporation. ARTICLE X AMENDMENT OF ARTICLES These Articles may be amended by a two-thirds vote of the members comprising the membership. ARTICLE XI FIRST ANNUAL MEESINg The first annual meeting of the membership of the Corporation shall take place at such other time and place, as the Chairman shall determine. The Chairman shall notify all members of the time, date and place of this meeting. ARTICLE XII INDEIITtLD_Nig$ The Corporation may borrow money and apply for and accept credit to accomplish the objects and purposes of the Corporation. Subject to resolution or wrinat instrument of consent of the Corporation's Directors, the highest amount of indebtedness to which the Corporation shall be at any time subjected shall be Two Hundred and Fifty Thousand Dollars ($250,000.00). ARTICLE XIII c=. 0 r4; Any person made a party to any action, suit, or proceeding, by reason of g facpha ' 7 he or she is or was an officer, director, or employee of the Corporation, shall be AlernpSiaC by the Corporation against the reasonable expenses, including attorneys' fees, aaalerlind:c m necessarily incurred by him in connection with the defense of such aetiorq suirn proceedings, or in connection with any appeal thaein, except in relation to matfers Zs) to :2 rj which it shall be adjudged in such action, suit, or proceeding, or in coartec-tionciassidelny C,s's appeal therein that such officer, director, or employee is liable for willful inisconctsp itshe performance of his duties. The foregoing right of indemnification shall not be cleated exclusive of any other rights to which any officer, director, or employee may be entitled apart from the provisions of this Article. 4 SDNY_GM_00013421 CONFIDENTIAL CONFIDENTIAL FirstBankPR000584 En_ool 24064 EFTA01269268  IN WONESS WHEREOF, we have affixed our aamea this lst day of April, 2012 as the Incorporators. Nicok Killer, Inoorporator o OF THE U.S. VIRGIN ISLANDS 0 TERRITORY 0 .:X1 o c DISTRICT OF ST. THOMAS/ST. JOHN t -w —t o to '"Ils SAC": t •,:; :.•• On this the I 131- day of Apt11, 2012, before me personally came and appeared Brer„Goty. n Greg Ferguson, and Nicole Miller, to me koown and known to me to be the inalvidlts m named in and who executed the foregoing Articles of Incesporation and wf& digs acknowledged tome that they maned the same fix the purposes therein contained, -4 ra IN WITNESS WHEREOF, I have Itereuoto set my hand and official seal Notary PuFlic My Commission SDNY_GM_00013422 CONFIDENTIAL CONFIDENTIAL FirstBankPR000585 EFTA_00 I 24065 EFTA01269269  Corp No. 582530 GOVERNMENT OF THE VIRGIN ISLANDS OF THE UNITED STATES — 0 -- CHARLOTTE AMALIE, ST. THOMAS, VI 00802 Z11 to 3:Mom 'Itbelt fireriente febail Come: ) I, the undersigned, LIEUTENANT GOVERNOR, DO hcrchv certifies that GRATITUDE AMERICA, LTD. Non-Profit Corporation of the virgin Islands filed in my office on April 25, 2012 as provided for by law, Articles of Indorporation, duty acknowledged. WBEN.EEORE,thesersonsnamed in said Articles, and who ha‘c signed the same, and their successors, arc hereby declared to be from the late aforesaid, a Non-Profit Corporation by the name and for the purposes set forth in said Articles, with the right of succession as therein stated, A 1! . .p. Witness my :hand .and:the seal of the Government of the Virgin Islands of the United•States, at Charlotte Amalie, St. Thomas,.this 1st day of May, 2012. RV R. FRANCIS Lieutenant Governor of the Virgin Islands SONY_GM_00013423 CONFIDENTIAL CONFIDENTIAL FirstBankPR000586 EF1A_00124066 EFTA01269270  _SIg :i Dale: OMMEFtCIAL9CKING ACCT 1 l 02r28/2015 15 16 HOME: 100 HAVENGGHT PORT OF SALE STE WORK: T THOMAS. VI 00802-0000 CTRY- VI SSN ame: GRATITUDE AMERICA. LTD ID Type: No. 5S14: ID Type: No. SSN: ID Type: No. SSN: 0: ID Type: No. .44/1 NA hereby acknowledge having weaved Deposit Amsed Agreement. the First Prepared by: EUDEAN VIDAL rØ Irdormatbn Sharing end Privacy AuModded by: 4 " lc! kg".- .W. del lee evact 9 1.1 Sign. Req. Dele: MMERCIAL CHECKING ACCT 1 COM 0212612016 HOME: 1C0 HAVENSIGHT PORT OF SALE STE 15 16 WORK: T THOMAS, VI 008024000 CTRY- VI SSN: Me: GRATITUDE AMERICA, LTD D Type: No. SSN: mo: ID Type: No. SSN: me: ID Type: No. SSN: ID Type: No. Istabyadtrowledge hadng rateNad Depute Acorns* Agreement, the Flr Prepare d by: EUDEAN VIDAL Informaeon Sharing and Privacy . ,, __, , ,. and be product rates ate lees. nImanzau 1,Y: Sign. Req. Date: OMMERCIAL CHECKING ACCT 1 COM 02/211/2015 HOME: 100 HAVENSIGHT PORT OF SALE STE 15 16 WORK: THOMAS, VI 00802-0000 CTRY- VI SSN: me: GRATITUDE AMERICA. LTD 10 Type: No. SSN: me: ID Type: No. SW ID Type: No. • SSN: 'FA ID Type: No. Al Me hereby acknowledge lwring waived Prepared by. EUDEAN VIDAL the Uepodt Account AgNeftlent Ihe nnt by: GenCorp Inlorrnagen Sharing and Privacy Authorized and the product rates ard lees. Poesy, ate Imamnos stem SDNY_GM_00013424 CONFIDENTIAL FirstBankPR000587 EFTA_00124067 EFTA01269271  Account ` , ): Account Number: Sig .at. Date: Commercial Checking Account I COM 2/ As fi;r• Addrns: 9100 Havering), t Port of S . St. Thomas, VI 00802 Nemo; Gratitude America, LTD EIN: Nam Darrell K IrldYke SSN: ....___ 1 / c ID Type: PP i ---‘)h•A