EFTA01726901.pdf

DUPLICATE COPY Prepared Fix JEFFREY E EPSTEIN xxxxh•TrXXX4-31005 Page 8 of 8 Identity Theft Assistance - Free from American Express For more information, visit us online at No matter how careful you are, identity theft can happen to you. But www.americanexpress. here's the good news. With Identity Theft Assistance, we have comridtheftassIstance. representatives on call when you need them--24/7--in case the unexpected does happen. We can help determine if you are a victim (CE 105326) of identity theft, recommend steps for recovery and offer tips on how to protect yourself in the future. On request, we'll also send you a comprehensive package designed to further help you navigate the recovery process. Should you discover that somebody is using your identity online or in shops, you can turn to American Express for help. And more good news--as a valued Cardmember, you automatically receive Identity Theft Assistance, free of charge. Sign Up For Account Alerts from American Express To sign up for Account Alerts visit Get important information pertaining to your account delivered to www.amerlcanexpress. you--whenever and wherever you want. With Account Alerts from tom/alerts. American Express, you can choose to be notified when your payment is due or when it is received, when irregular account activity is (CE 105345) detected or when you are approaching your line of credit/spending limit. Alerts can be sent to your e-mail address, mobile phone, pager or PDA. Use Your Card to Donate to Your Favorite Charity ww.v.amencanexpress. corn/donate. Charitable giving is easy and rewarding when you use your Card at the American Express Donation Site. Search and donate to over (CE 105344) 850,000 U.S. charitable organizations. You can give to multiple charities in one transaction and your donation is 100% tax deductible. Return Protection - We'll Take It Back When Others Won't For more information, visit us online at From time to time, merchants refuse to take back items you purchase www.amencanexpress. at the store or online. That's why it's nice to know if you're dissatisfied comketumprotection. with any eligible purchases you made with the Card and the merchant won't take it back, Return Protection can help. Perhaps the (CE 105327) item is too big. Maybe you don't like the color. Simply contact us within 90 days from the date of purchase and American Express will reimburse you for the purchase price up to $300 per item, excluding shipping and handling. Return Protection refunds are limited to up to $1,000 annually per Card account. Coverage is subject to additional terms, conditions, and exclusions. Enjoy Access To Once-In-A-Lifetime Experiences For a list of By Invitation Only events, call Enjoy exclusive access to once-in-a-lifetime experiences - from sports 1.800-455-1657 from and fine dining to the visual and performing arts. These unique 8 am. • 11 p.m. ET. F:t::::;:r:::::::/, experiences are custom designed for Centurion members and are i unavailable to the general public. Past offerings have included a wine (CE 105347) /,/,'3.• \ ji ms tzWitnace ; . dinner with an appearance by a world-renowned wine critic, and the opportunity to watch a famous artist at work in his private studio. .4 a ' ""”'.1 Transportation and accommodation costs are additional unless otherwise stated. The price indicated covers event costs only. All sales are final and non-refundable and resale is prohibited. Details and prices are subject to change. Packages are available on a first-come first-served basis. Availability is limited. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726901  DUPLICATE COPY 5,968g709 Membership Rewards® Centurion® Card Points A,vailable Statement of Account :at 12/31/04, when charges due are paid in >full and all accounts are in good standng, Preparid For closlm Dab JEFFREY E EPSTEIN 02/28/05 Page 1 of 8 Now Aclwity$ Now Please Pay By prediouslkWaS Paytnint ACWIN $ I Adjustments Balance $ 03/15/05 1,897.00 -1,897.00 +444.51 444.51 Please refer to page 3 for important information regarding your account Contact us at www.americanexpress.com or call Customer Service at 1-877-877-0987. Enjoy Broadway Like Never Before with the Your Reward® Program Standing ovations are guaranteed when you use Membership Rewards® points for an inspiring Broadway excursion. We'll arrange for two house seats to a Broadway show, a romantic dinner for you and your guest, and roundtrip limousine transportation. Let the Your Reward Program make this occasion extra special. Call a Your Reward Specialist today to experience Broadway and an unforgettable evening. To redeem this reward or learn more about all of our experiential rewards, please call 1.800-AXP-EARN (297-3276), 24-hours a day, 7 days a week. Points needed: 265,000. .. • Maw catirg deo Activity Mama A;(141ezersiirei(*IYitgAttigglii,-fliguL7;it . Amounts Due In Full Activity for JEFFREY E EPSTEIN CamIXMOMOMMODS 02/03/05 FREDERIC FEKKAI NY NY 156.20 BARBER/BEAUTY SHOP ROC No. 0000000348 02/22/05 FREDERIC FEKKAI NY NY 288.31 BARBER/BEAUTY SHOP ROC No. 0000003507 Total Due in Full Activity 444.51 Floasofed on the Ferfaalan tecw.cletsh and Mum wth you: parsed Continued on Page 3 Please Pay By: Please enter account Payment Coupon 05 03115/05 number on WI checks and correspondence. Make check payable to American Express. JEFFREY E EPSTEIN 457 MADISON AVE 4FL Total Amount Due To avoidCharges additional on NEW YORK NY 10022-6843 $444.51 Finance Purchases, pay New Balance before Payment Due Date. Iul ..... Check here if your address or telephone number has changed. Note changes on reverse side. Mail Payment to: AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 11111111 IlrrrIllllralll lllllrrlrlrrlrlrlll111f1 ,111,1 EFTA01726902  DUPLICATE COPY Prepared For Mown!MAWS Page 2 of 8 JEFFREY E EPSTEIN )OOO(•)OOOO(4-31005 • Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must be sent to the payment address shown on your statement and must include the remittance coupon from your statement. Payments must be made with a single check or draft drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking tydem, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be inc. ded on all payments. If To Pay By Phone payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed. If we 1-800-472-9297 accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars,. unless a particular rate is required by law. Please do not send post-dated checks. They will be Customer Service and deposited upon receipt. Our acceptance of any payment marked with a restrictive legend will not operate as an accord and satisfaction without our express prior written approval. Authorization for Electronic Debit: We wift process checks Lost or Stolen Card electronically at first presentment and any re-presentments, by transmitting the amount of the check, routing number, 1-877477-0987 account number and check serial number to your financial institution, unless the check is not amasser:to electronically or a 24 hoursi7 days less costly process is available. By submitting a check for payment you authorize us to initiate an electronic debit from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset Express Cash account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or 1.800-CASH-NOW asset account statement. If we cannot coiled the funds electronically we may issue a draft against your bank or asset account for the amount of the check. Authorization for Electronic Payments: Byusing Pay By Computer, Pay By Phone International Collect or any other electronic payment service of ours you will be authorizing us to initiate an electronic debit to the financial 1.954-503.8905 account you specify in the amount you request. Payments received after 5:00 p.m. MST may not be credited until the next day. Allocation of Payments and CredIts: Subject to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our sole discretion. Finance Hearing Impaired Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB (9am-5pm EST) Method to calculate FC on your Account. Under this method, we figure the FC on your Account by applying the Daily TTY: 1.800.221.0050 Periodic Rate (DPR) to the ADB (as described below) for each Feature (including current transactions). Different daily FAX: 1-800-695-9090 periodic rates may be aWied to separate Feature balances. To get the ADB for each feature, we (1) take the beginning In NY: 1-800-552-1897 balance for each day (inWuding unpaid FC from previous billing periods) (2) add any new transactions, debits, or fees (3) subtract any payments or credits, and (4) make any appropriate adjustments. For each day after the first day of the billing period, we also add an amount of interest equal to the previous day's daily balance multiplied by the DPR for the Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next day. If this balance is negative, it is considered to be zero. Then, we add up all the daily balances for the Feature for the billing period and divide the total by the number of days in the billing period. This gives us the ADB for the Feature. For all Correspondence Features the ADB will be considered to be zero if you paid the total Account balance,. if any, shown on your previous month's statement by the Closing Date of the current billing period. If you multiply the ADB for each Feature by the number Customer Service, The of days in the billing period and the DPR for that Feature, the result will be the FC assessed on that Feature except for variations caused by rounding. The total FC for the billing riod is calculated by adding the FC assessed on all Features of Centurion' Card from the Account. This method of calculating the ADS and FOresults in daily compounding of FO. Transactions Made in American Express Foreign Currencies: If you incur a Charge in a foreign currency, it will be converted into US dollars on the date it is P.O. Box 297846 processed by us or our agents. Unless a particular rate is required by applicable law, we will choose a conversion rate that Ft. Lauderdale, FL is acceptable to us for that date. Currently, the conversion rate we use for a Charge in a foreign currency is no greater than 33329-7846 (a) the highest official conversion rate published by a government agency, or (b) the highest interbank conversion rate identified by us from customary banking sources, on the conversion date or the prior business day, in each Instance Customer Service Increased by 2%. This conversion rate may differ from rates in effect on the date of your charge. Charges converted by P.O. Box 297804 establishments (such as airlines) will be billed at the rates such establishments use. Billing Rights Summary: In Case of Ft. Lauderdale, FL Errors or Questions About Your Bill: If you think your bill is incorrect, or if you need more information about a transaction on your bill, write us on a separate sheet of paper at the Customer Service address noted to the right. We must 33329-7804 hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can Payments telephone us at the number indicated on the frontof this statement, but doirgso will not preserve your rights. In your letter, give us the following information: 1. Your name and account number; 2. The dollar amount of the suspected error; 3. P.O. BOX 2855 Describe why you believe there is an error. If you need more information, describe the item you are unsure about. You do NEW YORK NY not have to pay,any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that 10116-2955 are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you.question. If you have authonzed us to pay your bill automatically from your checking or savings account, you can stop the payment on any amount you think is wrong. To stop the payment your letter must reach us three business days before the automatic payment is scheduled to occur. Special Rule for Credit Card Purchases: If you have a problem with the quality of goods or services that you purchased with a credit card, and you have tried In good faith to correct the problem with the merchant, you may not have to pay the remaining amount due on the goods or services. You have this protection only when the purchase price was more than $50 and the purchase was made in your home state or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money owed to you. If you do not make sufficient charges against the aedt balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is $1.00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800.518.8866. Change of Address It coded on load de rd wee Name Company Name Shred. Address City. Slate Lp Core Providing your email Ages Code and address to American Home Phone Express will enable you Area Cede and to receive special offers, Work Phone suitedto your needs. Email EFTA01726903  DUPLICATE COPY Prqaared For Arxounl Itrbse CLAsig DMe Page 3 of 8 JEFFREY E EPSTEIN XXXX-X>0O0(4-31005 02(28/05 Important Notice Please refer to page 2 Information on Flexible Payment Features for further important You may have access to one or more Flexible Payment Features as part of your Card account. The current Annual information regarcing Percentage Rates (APRs) and Daily Period° Rates (DPRs) for the Flexible Payment Features are as follows: your account For Sign & Travel, the APR is 11.13%, the 0PR is 0.0305% EFTA01726904  DUPLICATE COPY Repend For JEFFREY E EPSTEIN )000(-)0000(431005 Page 4 of 8 EFTA01726905  MembelMitHafiads Plus"' Monthly Statement and Page 5 of 8 Program News American Express* For questions about your Statement Period Membership Rewards account, contact December 1, 2004 - December 31, 2004 1-800-AXP-EARN Account activity after this period does not appear on this statement (297-3276) PMPWed for JEFFREY E EPSTEIN Available Points Iminv.americanexpress.comirewards American Express Membership Rewards n al Meter Points are available when charges are 5,968,709 PO Box 297813 paid in full and all your accounts are in Everyday Spend Points Earn Double Points for all Ft. Lauderdale, FL 33329-9785 good standing. earned this period: your Everyday Spend- Available points Include everyday spend points. 27,743 groceries, gas, pharmacy Account Summary Opening points balance 6,202,510 New points earned +166,199 Points transferred or redeemed -400,000 Reinstated points and adjustments 0 New points balance =5,968,709 New Points Earned 12/01/04 • 12/31/04 Points Activity On Everyday Spend Bonus Points Total Pointe Activity Eligible Charges Points Awarded Per Card Centurion 765 0 85 850 3715-657814-31005 CONSUMER CENTURION GROUP COE Platinum 0 0 0 0 3713-818259-32002 Gold 18,593 0 0 18,593 3718.463688.41000 Addl Gold 851 0 0 851 3718.463688.44012 Addl Gold 26,534 0 0 26,534 3718-463688-43030 Addl Gold 0 0 0 0 371846368841042 Business Gold 0 0 0 0 3727-162568-41009 Gold 0 0 0 0 3727-686332-61005 Add'I Gold 44,662 17,186 0 61,848 3727-686332-62011 Add'I Gold 40,190 10,374 0 50,564 3727-686332-63027 Addl Gold 6,776 183 0 6,959 3727-686332-62060 Totals 138,371 27,743 85 166,199 Points Transferred or Redeemed 12/01/04 - 12/31/04 Points Transferred Request or Redeemed Date $1,000 Saks Fifth Avenue Gift Certificate 100,000 12/03/04 Amount 'saber 00101815/8 $1,000 Saks Fifth Avenue Gift Certificate 100,000 12/03/04 Account maim 0010181547 $1,000 Saks Fifth Avenue Gift Certificate 100,000 12/03/04 Account rather 0010811548 $1,000 Saks Fifth Avenue Gift Certificate 100,000 12/03/04 Account unbar 0010181549 Total 400,000 Mentgithlp Rieman:1i PLI pokes owned may be transferred tx redeemed as long ea as emoted Card oxcerts are in geed staning Pants transfewed or roaccnica canna be renewedback into the program. Fond led points can be reinstated tor a fee by calling the number provided below. Emble Cardcharges ere *Pined in the Montero*. Reerant Plus program Tenn: ad Cordite:mins,: Membership Rewards Plus Guido. II you ham questions, pews vac www.arnstIcannacceas.conemembershiprewaraspIus or cal 1-EMAXP-1093 (2974090). Fran overseas, call coke, 205816-2799. Continued on reverse EFTA01726906  Prepared .4merican Expresso for EIRWIPAWATE COPY JEFFREY E rignieepSHIP illiggilAcdcuntNimber Page 6 of 8 Support Tsunami Support Reliefs with Membership Rewards® points Alt flitali EXprref' Use Membership Rewards points to support the Tsunami For more information, MEMBEASNIP Disaster Relief effort. Now through March 31, 2005, you can log on to www.ammicanexpress. 111. redeem points TO MAKE A DONATION TO ANY OF 70 com/rewards. 4 r4 fi niA l" organizations that are providing aid in countries affected by Tsunami. (MR Message 4061) Earn Triple points at American Pearl Afilltetill3 ES 71*$* Choose the beautiful gift of pearls or another unique creation Visit Me M e E for someone special at American Pearl. Packaged in a www.americanpeartcom or call 1.800.847-3275 to distinctive red box, your American Pearl gift is sure to strike 'Ittg ['Ili RD the perfect romantic note. And now, you can earn triple Membership Rewards® points on any purchase of $1,000 or shop and earn points. (Bonus ID 1048) more now through April 30th, 2005. aler valid km December 1.2001 to Ord 30, 2C05 purchases cd $1.000 or mere. To be *tie beam tortes point, ya rrcbt be arced hew PAecnberibp Reward* engem el the One of putteese and you mat Norge yap perch.= a an Node, carded knercan ExTreeet, Ca:elective Orris ?Alb, credted le yew Membenstop Rematch rocountwittin 64 mein Met theses cg:peas on yevr brag ',Werner& &cos ID- lee Redeem points for The Capital Grille Certificates T H E Enjoy gracious service and an elegant and relaxed Log on to atmosphere at The Capital Grille. Nationally acclaimed for www.americanexpress. corn/rewards or call dry-aging steaks on the premises, The Capital Grille serves CAPITAL: classic steakhouse offerings, such as chops, lobsters and 1.800-AXP-EARN (297-3276). G .R.I.L.L.E fresh seafood. The restaurant also features an award-winning wine list with more than 300 wines from which to choose. (MR Message 4012) Redeem points for a $100 or 5250 The Capital Grille certificate. Vote the Membership Rewards® program Your Favorite Rewards program! Now through March 15, 2005, you can vote for the 17th Log on to Annual Freddie Awards. This is your chance to voice your vmnvireddieawards.com to cast your vote now! opinions about your favorite frequent travel program, like the Membership Rewards program. (MR Message 5218) Bloomingdale's Makes Membership Rewards® points More Fashionable Now, when you use your eligible, enrolled American For a store near you, visit daringcties Express® Card*, you can redeem your earned points for vnvw. bloomIngdales. corn or call Bloomingdale's gift cards** that are valid at all 1.800.555-SHOP Bloomingdale's stores and on bloomingdales.com. (555-7467). (MR Message 1014) 'borne roman, imminent and palmed d an annual pecgrem lee. Terms, ccodecce and rrnerkeons accly. —Tema and condors are appkd bsll Cage. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726907  DUPLICATE COPY Repent! Foe Accarg Hinter czoeirg Dam Page 7 of 8 JEFFREY E EPSTEIN >00000000(4-31005 02/28/05 CustomExtras- Support Tsunami Relief Efforts To support tsunami relief, you can donate through At American Express, we are committed to supporting relief efforts in the American Express the Asian countries devastated by the recent earthquake and Tsunami Relief page resulting tsunamis. Given the enormity of the recent disaster in located off of the Southeast Asia, we want to maximize the support given to the many American Express home page at www.american relief organizations that are collecting funds at this time of great need. express.com. Please Therefore, we have decided to waive all fees associated with click on the "Help Support accepting American Express® Card charges for tsunami disaster relief Tsunami Relief Efforts" organizations that have all been recognized by the U.S. government link (CE 105485) as providing assistance to people affected by the earthquake and tsunamis. Year-End Summary Available Online Please call Centurion Your detailed Year-End Summary for 2004 is accessible online with Customer Service at 1.877.877.0987, option 3 increased functionality and flexibility. New this year is the option to with any questions. sort charges as "personal" or "business" for easier tax preparation _ 11:41", ""c`".1 and more efficient expense management. A copy of the summary will (CE 105453) • .3 also be sent to you by mail. Access your Year-End Summary online at ras www.americanexpress.com/yes. Then log in with your Manage Your Card Account user ID and password. Enjoy Early Access to Great Tickets To purchase tickets or gel more information, call Be the first. Get some of the best. At venues in New York, LA, and 1.800.455.1657 daily Miami, Centurion® members get early access to luxury suites and between 8:00am and rereted es-r-s^.-51 ticket sales for certain concerts, sporting events, and more. The seats 11:00pm. are often not available to the general public. Even better, Centurion (CE 105450) ' lice! members frequently have access to VIP areas for a look at the action up close. All sales are final and nonrefundable and resale is prohibited. Details and prices are subject to change. Suites, packages, and tickets are available on a first-come, first-served basis. All ticket orders are subject to service charges. Payment must be made using the Centurion Card from American Express. Ticket limits may apply. Availability is limited. Tickets will be sold in pairs. Great Ski Offers at American Express Selects Visit wvnv.american express.com/ski for great Visit American Express Selects at www.americanexpress.com/ski ski offers. for great ski offers exclusively for American Express® Cardmembers. Whether you want to ski the moguls in Maine or cruise the powder in (CE 105422) Park City, we have valuable offers to help you travel to your favorite resorts for an incredible ski vacation. Now Accepting American Express® Cards! If there are other places where you would like to Life Line Screening - Painless, non-invasive screening for strokes, see the Card accepted, completed in 10 minutes. Coast-to-coast availability. Call please call the Customer 1-800-597-3754 or visit www.lifelinescreening.com. Service number that is located at the top of your statement or the number Princess House - Products that help you cook with confidence, that is on the back of your entertain with ease and dine with distinction. Enhance your home and Card. your life, contact us at www.princesshouse.com. (CE 1ngf4A9) RK - REBECCAS of Greenwich, CT has opened RK...An American Brasserie located at 22 Elm Place in Rye, NY. Modern America Cuisine behind a glass wall kitchen. Call 914-967-8900. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726908  DUPLICATE COPY Proromei For Accost Number Page Sof 8 JEFFREY E EPSTEIN >CO0O0O=4-31005 Pay Your Bills Automatically With the Card Visit www.americanexpress. Pay everything from your cable and telephone bills to your com/abp26 for a list of newspaper subscription and health club membership with your Card. participating providers, or It's a simple way to consolidate your payments and to help ensure to learn more. Start benefiting from the your bills are paid on time. You will have fewer checks to write and convenience of Automatic you will still continue to get a statement from your service provider to Bill Payment today! keep for your records. To learn more, visit www.americanexpress.com/abp26 and find a complete list of (CE 105477) participating providers. Centurion® Concierge - Dedicated to Your Needs Call Centurion Concierge at 1.877.877-0987, option Centurion Concierge can help you with virtually any request, at any 2 to take advantage of the hour, anywhere in the world. Have Centurion Concierge secure professional kiestyle ;V•z.,nenctriverfee41,3 reservations at an international or domestic restaurant for a special assistance available to occasion or upcoming trip, locate goods and services unavailable you. v' Tots OPIT 'mina locally, research entertainment options, arrange for special gifts, and (CE 105478) much more. It's like having a personal assistant with you while at home or while traveling abroad. There is typically no cost to you for most efforts Concierge consultants perform on your behalf, although you are responsible for any purchases and/or shipping charges you authorize. Fees may apply for meetings and event planning. Special Access with Elite Frequent Flyer Benefits To take advantage of these valuable benefits, Without having to meet any mileage requirements, you are entitled to contact Centurion enroll in the Gold Elite level of the frequent-flyer programs of Customer Services at Continental Airlines, Delta Air Lines, and US Airways®. You'll receive 1.677.871.0987, option 3. .,i, ......... . .... s .1.7.. s all of-the current program benefits and accrue miles at an accelerated