EFTA00317155.pdf

C) Certification and Declaration by Trustee \ Complete this section for all cases The undersigned Trustee(s) (Trustee"), solely in its capacity as a trustee and not individually, of the above referenced trust (the "Trust") represents, certifies and declares that the Trust is in full force and effect and that any Trustee is not the sole beneficiary of the Trust The Trustee acknowledges that Massachusetts Mutual Life Insurance Company (the "Insurer") may rely solely on this Certification, as well as the statements and representations made in the associated application, as a basis for issuing and/or performing obligations of the above- referenced policy/contract (the "Policy"), and that the Insurer will not be charged with any knowledge of the terms of the Trust beyond this Certification. The Trustee agrees the Insurer's sole obligation is to perform under the terms of the Policy and that the Insurer shall have no responsibility regarding the use and the application of any funds paid to the Trustee. The Trustee agrees that the Trust is bound by this Certification, and that the Insurer may rely upon the direction of the authorized Trustee(s) until the Insurer receives written notification, at its Home Office, of a change of Trustee. The Trustee agrees to notify the Insurer within a reasonable time after such a change occurs. If the Trust is the Owner of the Policy, the Trustee agrees the Insurer may rely solely on the signature(s) of the authorized Trustee(s) for the exercise of any rights or options with respect to the Policy, including, but not limited to, all ownership rights over the Policy, such as the right to receive cash values, loans, dividends and other benefits; to distribute, assign or sell the Policy; to select investment allocations for variable Policies; or to agree to any release, modification or amendment of the Policy. Furthermore, the Trustee acknowledges it has independently determined the suitability of the Policy for the Trust The Trustee further acknowledges and agrees that (a) neither the Insurer nor any of its agents, employees or representatives are authorized to give legal or tax advice; (b) the Trustee has not relied on any representations or advice of any of the Insurer's agents, employees or representatives with respect to the terms or validity of the Trust and (c) the Trustee has had the opportunity to consult with its own legal and/or tax counsel in preparation of the Certification of Trust. The Trustee acknowledges that the Insurer reserves the right to request and receive pertinent provisions of the Trust if it determines such is necessary. Before the Insurer makes any disbursement pursuant to the terms of the Policy, it may require proof that the Trust is then in full force and effect. The Trustee further certifies that all documents pertaining to this policy/contract be signed by: (check one) ALL authorized Trustees (1) a MAJORITY of authorized Trustees p ANY authorized Trustee (1) DESIGNATED Trustee Trustee Name: Trustee Name: (please print or type) (please print or type) Trustee Signature (Date) Trustee Signature (Date) Trustee Name: Trustee Name: (please print or type) (please print or type) Trustee Signature (Date) Trustee Signature (Date) for Ceram& &wren Title/Capacity of Signatory: Trustee Name: (please print or type) Trustee Signature: X (Date) F6734 REV. 807 EFTA00317155