EFTA01704193.pdf

DUPLICATE COPY Preparof For CI:meg Doe Page 7 of 10 G MAXWELL 03/09/05 Notice of Changes to Your Agreement We are making Important Changes to your American Express Ca rdmember Agreement ('Agreement') governing the American Express. Card Account identified on this Notice. Unless otherwise indicated below, these changes become effective with billing periods beginning on or after May 1, 2005, whether or not you receive a billing statement. This Notice formally amends your Agreement, and any contrary or conflicting language in that Agreement is replaced fully and completely. Note that the terms of your Account are subject to change (including increasing APRs/DPRs and fees, changing fixed APRs/DPRs to variable APRs/DPRs, and adding new terms) in accordance with the Agreement governing your Account. All terms of the Agreement not amended herein remain In full force and effect. This is an important Notice of changes to your Agreement. We recommend that you carefully review these changes, share them with any Additional Cardmembers on your Account, and keep this Notice for future reference. If you have questions regarding this Notice, please call the telephone number listed on the back of your American Express Card. Determining the Prime Rate Applicable to your Account We are changing the timing of when we determine the Prime Rato used to calculate the variable APRs (and corresponding DPRs) appicable to your Account. Accordingly, we are replacing subsection C of the Finance Charges section of the Sign & Travel' and/or Extended Payment Option Agreement with the following: 'C. The 'Prime Rate' is determined once with respect to each billing period. The Prime Rate for each biting period is the Prime Rate published in the Money Rates section (or successor section) of The Wall Street Journal on (a) the first day of that billing period or (b) the day that is two days prior to the Closing Date of that billing period, whichever is higher. In each case, if such a day is not a customary publication day for The Wall Street Journal, we will substitute the closest preceding day that is a customary publication day. If The Wail Street Journal ceases or suspends publication, we may refer to the Prime Rate published in any other newspaper of general circulation in New York, New York, or we may substiute a similar reference rate at our sole discretion. Any Increase or decrease to an APR resulting from a change in the Prime Rate takes effect as of the first day of the billing period. An increase in the Prime Rate means that the variable APRs (and corresponding DPRs) applicable to your Account wit increase and you may Incur higher Finance Charges and may have a higher Minimum Amount Due? Average Daily Balance Method for Calculation of Finance Charges (Effective May 8, 2005) We are revising the Average Daily Balance Method for Calculation of Finance Charges section of the Sign & Travel® and/or Extended Payment Option Agreement to add the following two sentences to the end of that section: 'In our sole discretion, we also may round any calculations made in determining the Finance Charges on your Account in any way that is convenient to us. Any such rounding may apply to or cause variations in your DPRs.' Arbitration (Effective May 8, 2005) We are amending certain subsections under the Arbitration section of your Agreement as follows (references to subsections below refer to those subsections in the Arbitration section of your Agreement): We we replacing the fest sentence of the Definitions subsection with the following: 'As used in this Arbitration Provision, the term "Claim' means any claim, dispute or controversy between you and us arising from or relating to your Card Account, this Agreement, the Electronic Funds Transfer Services Agreement, the Sign & Travel and/or Extended Payment Option Agreement, and any other related or prior agreement that you may have had with us, or the relationships resulting from any of the above agreements ("Agreements"), except for the validity, enforceability a scope of this Arbitration Provision or the Agreements? We are replacing the Initiation of Arbitration Proceeding/Selection of Administrator subsection with the following: of Arbitration Proceeding/Selection of Administrator: Any Claim shall be resolved, upon the election by you or us, by arbitration pursuant to this Arbitration Provision and the code of procedures of the national arbitration organization to which the Claim Is referred in effect at the time the Claim Is filed (the 'Code'), except to the extent the Code conflicts with this Agreement. Claims shall be referred to either the National Arbitration Forum ('NAP) Of the American Arbitration Association ('AAA-), as selected by the party electing to use arbitration. If a selection by us of either of these organizations is unacceptable to you, you shall have the right within 30 days after you receive notice of our election to select the other organization fisted to serve as arbitration administrator. For a copy of the procedures, to file a Claim or for other information about these organizations, contact them as follows: • NAF at P.O. Box 50191, Minneapolis, MN 55405; website: www.arbitration-foruncom. • MA at 335 Madison Avenue, New 'tack, NY 10017; website: www.adr.org." We are replacing the first sentence of the Significance of Arbitration subsection with the following: 'IF ARBITRATION IS CHOSEN BY ANY PARTY WITH RESPECT TO A CLAIM, NEITHER YOU NOR WE WILL HAVE THE RIGHT TO LITIGATE THAT CLAIM IN COURT OR HAVE A JURY TRIAL ON THAT CLAIM." We are adding the following two sentences to the end of the Restrictions on Arbitration subsection: ' No arbitration award or decision will have any preclusive effect as to issues cc clains in any dispute with anyone who is not a named party to the arbitration. Notwithstanding any other provision in this Agreement (including but not limited to the "Continuation' provision below) and without waiving either party's right to appeal such decision, should any portion of this "Restrictions on Arbitration' provision be deemed invalid or unenforceable, then the entire Arbitration Provision (other than this sentence) shall not apply.' We are replacing the second sentence of the Continuation subsection with the following: 'Except as otherwise provided in the "Restrictions on Arbitration" provision above, if any portion of this Arbitration Provision (other than the "Restrictions on Arbitration' provision) is deemed invalid or unenforceable, it shall not invalidate the remaining portions of this Arbitration Provision, the Agreement cc any predecessor agreement you may have had with us, each of which shall be enforceable regardless of such Invalidity.' BP/CO1FYI/0305 T2313 EFTA01704193  DUPLICATE COPY Prewred Foe Page 8 of 10 G MAXWELL Other Important Information About Your Account Annual EFT Error Resolution Notice This notice is to inform you about how you should notify us of errors or questions regarding any electronic fund transfers you initiate using your American Express Card, including Express Cash transactions, or electronic payments you make to American Express using Pay By Phone, Pay By Computer, or any other American Express electronic payment service. In case of errors or questions about your Electronic Transfers, please telephone us at 1-800-IPAY-AXP for Pay By Phone and Pay By Computer questions, and at 1.800-CASH-NOW for Express Cash and Automatic Payment questions. Alternatively, you may write to us at American Express Travel Related Services Company, Inc., Electronic Funds Services, P.O. Box 297815, Ft. Lauderdale, FL 33329-7815, or e-mail us by clicking on the Customer Service link online at www.americanexpress.com. We must hear from you no later than 60 days after we sent the FIRST statement on which the problem or error appeared or question arose. When you contact us, please provide the referring information: (1) Your name and account number. (2) Description of the error or the transfer you are unsure about. Explain as clearly as you can why you believe it is an error or why you need more information. (3) The date and dollar amount of the suspected error. If you notify us by phone, we may require that you send us your complaint or question in writing within 10 business days of the call. We will determine whether an error occurred within 10 business days and will correct any error promptly. If we need more time, however, we may take up to 45 days to Investigate your complaint or question. If we decide to do this, we will credit your account within 10 business days for the amount you think Is In error, so that you will have the use of the money during the timo it takos us to complete our iwestigation. If we ask you to put your complaint or question In writing and we do not receive tt within 10 business days, we may not credit your account For errors involving new accounts, point-of-sale or foreign-initiated transactions, we may take up to 90 days to investigate your complaint or question. We will tell you the results within three business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. Insurance Products Notice We identify insurance providers and products that may be of interest to you. In this role we may act on behalf of the insurance provider, as permitted by law. We receive compensation from insurance providers that may vary by provider and product. Also, we may receive additional compensation or financial benefd when AMEX Assurance Company or another American Express entity acts as the insurer or reinsurer for these products. The arrangements we have vidh providers, including the potential to insure or reinsure products. may also influence what products and providers we identify. BP/C01FYI/0305 T2313 EFTA01704194  DUPLICATE COPY rimaged Fa Amount Warta Cbing Page 9 ol10 G MAXWELL 03/09/05 An Important Notice Concerning Cardmember Privacy This Privacy Notice is addressed to United States holders of personal American Express Charge Cards or accounts, Optima Cards or accounts, and other personal credit card accounts that we issue, and to United States holders of business charge and credit cards from OPEN: The Small Business Network' s from American Express. This Notice explains how we collect and safeguard information about you and how to tell us your opt out choices. In this Notice, American Express Travel Related Services Company, Inc., American Express Centurion Bank, and American Express Bank, FSB are called °American Express; 'we; 'our,' and 'us.' The cards and accounts that we issue are called 'Cards' or 'Card accounts.' Holders of those Card accounts are called "Cardmembers' or 'you.' "Affiliates" refers to other companies in the American Express family, related to us by common control or ownership. What Information Do We Collect? Institutions with whom we jointly offer products We obtain information about you from a variety and services. And we may disclose it to other third of sources. You provide us with information about parties as permitted by law. For example, we disclose yourself, for example, by completing Card applications. Cardmember Information in response to subpoenas, to This Includes your name, address, social security credit reporting agencies, and to help prevent fraud. number, and income and asset information. Your use of the Card and your other transactions with us and our Your Opt Out Choices Affiliates provide us with additional information, such as You have 'opt out' choices about offers that may be your spending and payment history. sent to you and how those offers may be delivered to you. You may also opt out from certain disclosures of Other sources, such as credit reporting agencies and Cardmember Information. Your opt out choices and providers of marketing information, furnish us with how to opt out are explained below. additional information about your credit history, purchasing preferences, and other matters. We also Offers for Products and Services of Other obtain information in connection with our efforts to Companies protect against fraud. We call all of this information We work with other companies, such as merchants that 'Cardmember Information.' accept the Card, so that you may receive offers for their products and services. We use Cardmember What Do We Do with This Information? Information to help make these offers more relevant We use Cardmember Information in connection with and valuable to you. If you respond to one of these delivering products and services to you. To do this it is offers, the other company will know certain information often necessary to share it with our Affiliates and other about you, such as your name, that you are a companies we work with. These include companies that Cardmember, and that you met the qualifications manage Card accounts, offer affinity, frequent-user, and established for the offer. reward programs, companies that perform marketing services and other business operations for us, and Your Choice: You may opt out from receiving these companies whose products or services are provided as offers by calling us at 800-2974378 or by filling out a benefit of your Card account. We may also share the attached form and returning it to the address on Cardmember Information with other financial the form. You may also include the form with your regular payment Please Note: You may receive additional privacy notices that provide information and different opt out choices for other Card accounts that are applicable only to those accounts. Please complete this form if you choose to opt out and wish to mail your response rather If you do not than use the toll-free number, which is 800-297-8378. Return this form to American Express have a payment along with your payment coupon using the payment envelope enclosed with your statement. envelope, mail your response to: American Offers for Products and Services of Offers for American Express Products Express Other Companies and Services Cardmember O Do not use Cardmember Information to O Mail Offers: Do not use Cardmember Information send me offers for products and services Information to mail me offers for American Services of other companies. Express products and services. P.O. Box 299836 Credit Information Provided to El Telephone Offers: Do not contact me by Ft. Lauderdale Our Affiliates telephone to offer me products and services. FL 33329-9836 ID Do not share credit-related information about me (except as described in this Notice) with American Express Affiliates. MU/11.90305 EFTA01704195  DUPLICATE COPY Prepueth Fce Page 10 of 10 G MAXWELL Offers for American Express Products and Services E-Mail Offers We may send you e-mail offers for our products Mail Offers and services, and those of our Affiliates and other We may use Cardmember Information to mail you companies we work with. We don't share e-mail offers for American Express products and services. addresses with other companies for them to market Your Choice: To opt out from receiving these mailings, their own products and services to you. call us at 800-2974378 or fill out the attached form and Your Choice: To opt out from receiving these e-mail return it to the address on the form. You may also offers, enter your preferences at the 'Set E-Mail include the form with your regular payment. Preferences' page of our Internet Privacy Statement at Telephone Offers wviiw.americanexpress.com/preferences. We may contact you by telephone about our products Additional Information About Your Opt Out Choices and services or those that we offer with our business If you are the primary Cardmember on your Card partners. account, your opt out choices will also apply to any Your Choice: To opt out from receiving telephone other Cardmembers on your Card account. If you opt offers, call us at 800-297-8378 or fill out the attached out, we may still include notices and information about form and return it to the address on the form. You may the Card and other products and services when also include the form with your regularpayment. communicating with you about your Card account and related products and services. Information We Share with Our Affiliates Our Affiliates include financial advisors, publishers, Information Security insurers, and travelers cheques issuers. American We take commercially reasonable physical, electronic Express Travel Related Services Company, Inc., and and procedural steps to help safeguard Cardmember American Express Centurion Bank, and American Information. Express Bank, FSB are Affiliates of each other. We may Former Customers disclose certain Cardmember Information to our If you cancel your Card, or your Card account(s) Affiliates to provide services for your Card account and are closed, we will continue to treat and safeguard to develop and send you offers for their products and Cardmember Information about you as described in services. We are permitted by law to share with our this Notice. Affiliates information about our transactions and experiences with you, such as your payment history. For Vermont Cardmembers Only But you can opt out of our sharing with our Affiliates If your Card account has a Vermont billing address,. other credit-related information (such as your credit we will automatically treat your account as if you had history as shown on a consumer report). checked the lower-left hand box on the attached opt out form. We may share your name and contact Your Choice: To opt out from our sharing credit-related information, and information about our transactions or information with our Affiliates (except as permitted by experiences with you, with financial institutions with law) call us at 800-297-8378 or fill out the attached form whom we jointly offer financial products and services and return it to the address on the form. You may also and with our Affiliates. This Notice describes opt out include the form with your regular payment. choices about certain other uses of Cardmember Information. MU/ILE/0305 T3085 EFTA01704196  DUPLICATE COPY Platinum Card® .*.,/40000$0411Ip. Statement of Account at.02_/28/05;4lienehergee due are paid ./Ulkand:atiehkerinta are in gOOCISt424%:,. Propmed For Account Murder mxiinge* G MAXWELL 04/08/05 Page 1 of 8 New Please Pay By Preskius Balance PairselsKaces Nem Chasse' S Balance $ 04/23/05 23,800.60 -23,973.16 19,425.76 19,253.21 Please refer to page 2 ' for important information regarding your account Terms - Payable in full upon receipt of statement. Pay your bill online anytime, anywhere at www.amerIcanexpress.com/paybill. Your Platinum Card account renews next month. For additional information, please refer to the Charge Card and Statement Information section which can be found on page 2. Thank you for your continued Platinum Card membership. For automatic replacement of a lost, stolen, non-received or damaged card, call 1.800-9923404. For automatic balance information, please call 1-800-525-3355 and press option 1-1. Contact us at www.americanexpress.com or call Customer Service at 1-800-525-3355. Book Your Next Cruise Through Cruise Privileges The Cruise Privileges program features eight of the finest cruise lines in the world and special amenities created exclusively to enhance your cruise vacation. The variety of travel options makes it easy to find a style to suit your interests--active or laid back, cozy or grand. And, when you book a qualifying cruise with one of these partners through FTS, you will receive a $300 shipboard credit or two-category room upgrade. To see how Cruise Privileges can complement your voyage, call Platinum Travel Service at 1-800-443-7672. Program terms and conditions apply. For full program information, visit www.americanexpress.com/platinum. Activity -frd""""e ** Rate Curtercy conversbn rake is easerabapossn.seergoe2roedea Fcreian Spend"; Amount New Activ MAXWELL card )ccrx. 03/10/05 AMERICAN COPY MACHINNY NY 467.03 OFFICE EQUIP/SUPPLIES 03/14/05 AMERICAN COPY MACHINNY NY 1,287.21 OFFICE EQUIP/SUPPUES + Meese be cm The pavilion Wow, detach aid Man via your parnent Continued on Page 3 Payment Coupon Please Pay By: Please enter account 04123/05 number on all checks and correspondence. Payable in U.S. Dollars upon receipt will a bank in the U.S. or money order, processable through the Total Amount Due U.S. banking system. $19,253.21 To Pay by Phone call 1-800-I-PAY-AXP or 1.800.472.9297. Check here if address or telephone number has changed. Note changes on reverse side. Mail Payment to: AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 EFTA01704197  DUPLICATE COPY Prepared ro. Account Naito Page 2 of 8 G MAXWELL Payments: Payments received after 12:00 noon may not be cradled until the next day. Payments must be sent to the payment address shown on your statement and must include the remittance coupon from your statement. Payments must be made with a single check or draft drawn on a US bank and payable in US dollars, or with a negotiable instrument payatie in US dollars and clearable through the US banking system, or through an electronic payment method payable m US dollars and clearable through the US banking system. Your Account number must be included on all payments. If To Pay By Phone payment does not conform to these requirements, crecRing may be delayed and additional Charges may be imposed. If we 1.800472.9297 accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rale is required by law. Please do not send -dated checks. They will be deposited upon receipt. Our acceptance of any payment marked with a restrictive legend will not operate as an accord and Customer Service, Lost satisfaction without our express prior written approval. Authorization for Electronic Debit: We will process checks or Stolen Card and all electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, other services account number and check serial number to your financial institution, unless the check is not processatte electronically or a 1.800.525.3355 less costly process is available. By submitting a check for payment, you authorize us to initiate an electronic debit from your 24 hours/7 days bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset account as soon as the same day we receive your check, and you wdl not receive that cancelled check with your bank or Car Rental Loss and asset account statement. If we cannot collect the funds electronic* we may issue a draft against your bank or asset Damage Insurance account for the amount oldie check. Authorization for Electronic Payments: By using Pay By Computer Pay By Phone or any other electronic payment service of ours you wil be authorizing us to initiate an electronic debit to the financial 1-800-338-1670 account you specify in the amount you request. Payments received after 5:00 p.m. MST may not be credited until the next day. Allocation of Payments and Credits: Subject to applicaole law, we will apply and allocate payments between your Hearing Impaired Card Account and your Sign & Travel and/or Extended Payment Option Account Of that account has been activa ntn (9am-5pm ES1) ("Extended Payment Account)(referred to as "Account' in the Sign & Travel and/or Extended Payment Option Agreement TTY: 1-800-221-9950 and, within each of these accounts, to Charges in any order and manner determined by us in our sole discretion. In FAX: 1.800.695.9090 cases, if you have a credit balance on your Card Account we wil not apply or allocate any part of that credt balance to In NY: 1.800-522-1897 any Extended Payment Account unless you contact us at a time the credit balance exists and instruct us In writing how you want us to apply that credit balance. Charge Card and Statement Information: The Annual fee is 00or the Basic Travel Emergency and Card and $175.00or each Additional Card. An additonal $5 is charged for billing addresses outside the US. Payment is due Worldwide Personal on receipt of your statement. You may discontinue your membershp by contacting Customer Service. Transactions Made In Foreign Currencies: If you incur a Charge in a foreign currency, it will be converted into US dollars on the date Assistance and Fine it is processed by us or our agents. UrVess a particular rate ts required by applicable law, we will choose a conversion rate Dining that is acceptable to us for that date. Currently, the conversion rate we use for a Charge in a foreign currency is no greater 1-800-345-AMEX than (a) the highest offidal conversion rate published by a government agency, or (to) tne highest interbank conversion rate identified by us from customary banking sources, on the conversion dale or the prior business day, In oath Instance Platinum Card Travel Increased by 2%. This conversion rate may differ from rates in effect on the date of your charge. Charges converted by Service and Fine Weis, establishments (such as airlines) will be tilled at the rates such establishments use. Billing Rights Summary: Resorts & Spas In Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or it you need more information 1-800.443-7672 about a transaction on your bill, write us on a separate sheet of paper at the Customer Service address noted to the right. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can Platinum Card telephone us at the number indicated on the front of this statement, but doing so will not preserve your rights. In your letter, give us the following information: 1. Your name and account number; Z. The dollar amount of the suspected error; By Invitation Only 3. Describe why you believe there is an error. If you need more information, describe the item you are unsure about. You do 1-800-321-RSVP not have to pay any, amount in question while we are Investigating, but you are still obligated to pay the parts of your bill that are not in question. White we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authorizedus to pay your bit automatically from your chethng or savings account, you can stop the payment on any amount you think is wrong.To stop the payment your letter must reach us thee business days before the automatic payment is scheduled to occur. Special Rule for Credit Card Purchases: If you have a problem with the quality of goods or services that you purchased with a credit card, and you have tried in good faith to correct the Corespondent* problem with the merchant, you may not have to pay the remaining amount due on the goods or services. You have this protection only when the purchase price was more than $50 and the purchase was made in your home state or within 100 Customer Service miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property P.O. Box 7825 C.S or services, all purchases are covered regardless of amount or location of the purchase.) Credit Balance: If a aea Ft: Lauderdale, FL balance (designated CR) isshownon this statement, it represents money owed to you.If you do not make sufficient charges 33329-7825 against the credit balance or request a refund, we will, within 30 days after expiration ofthe six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is $1.00 or more. Important Notice to North Dakota Residents: If the Account is past due for two or more biting periods, Express Cash a late payment fee of 1.75%of all past due amounts will be added. Operations P.O. Box 297815 Ft. Lauderdale, FL 33329.7815 Payments P.O. BOX 2855 NEW YORK NY 10116-2855 Chango of Addross If edict.or nod do not tno Nara Oxrpany I I I Nacre Stoat Addams I I Ciy, Vale Zip Code Providing your email Alta Code and address to American Homo Phone Express willenable you Area Code and to receive special offers, wort Phone suited to your needs. Email EFTA01704198  DUPLICATE COPY Fo Cloirg Dede Page 3 of 8 6 MAXWELL 04/08/05 Forego Sp<rcirg Amount S New Activity Continued rb=3,1274,174""w .sorr;21740s,. 03/15/05 JETBLUE SALT LAKE UT 1,074.40 From: To: Carrier: Class: J F KENNEDY PR NY SAN JUAN PUERTO RI B6 J F KENNEDY MP NY Ticket Number..1 Date of Departure: 03/18 Passenger Nine Document Type: KET 03/15)05 WWTE TRAVEL RES 800.397.3342 WA 1,085.48 INTERNET 03/17)05 PEEPERS.COM 8009555788 MN 83.73 GENERAL MERCHANDISE 03/18)05 AMERICAN AIRUNES MIAMI FL 175.00 From: To: Caner: Class: MIAMI FL LAGUARDIA INTL A/P AA Y2 Ticket Number: 00121926969304 Date of Departure: 03/18 Passenger Mn: Document Type: ADDITIONAL COLLECTION 03/19M5 EYE OF THE NEEDLE PAPAUA BEACH FL 1,049.03 MISC APPAREUACCESSORY FOR CUSTOMER SERVICE CALL 561.8334533 03/21/05 TRAVELOCITY.COM SAN ANTONIO TX 624.80 CONTINENTAL AIRUNES From: To: Carrier: Class: WEST PALM BEACH FL HOUSTON TX IAH CO NR SAN ANTONIO TX CO NR HOUSTON TX IAH CO NR WEST PALM BEACH FL CO NR Ticket Number: Dale of Departure: 03124 Passenger Document Type: PASSENGER TICKET 03/21/05 TRAVELOCITY.COM SAN ANTONIO TX 460.90 US AIRWAYS From: To: Cartier: Class: WEST PALM BEACH FL PHILADELPHIA PA US QQ WEST PALM BEACH FL US 1-10 Ticket Number: 03711 1 4 Dale of Departure: 03/24 Passenger Name: Document Type: P 03/21/05 TRAVELOCITY.COM 800-256-9089 TX 5.00 SERVICE FEE AND OTHER 03/21/05 TRAVELOCITY.COM 800.256.9089 TX 5.00 SERVICE FEE AND OTHER 03/23/05 LA MODE NEW YORK NY 40.00 DRY CLEANING Total of New Activity for G MAXWELL New Charges 6,357.58 Payments/Crecks -23,800.60 New Activ Ord AVID MULLEN 03/16/05 MARKET NEW YORK NY 247.55 09GROCERIES 03/17/05 FOOD EMPORIUM 8703 NEW YORK CITY NY 11.77 GROCERIES 03/17/05 ECKERD DRUG #5556 NEW YORK NY 40.74 HEALTH/BEAUTY/PERSONAL 03/17/05 GRACE'S MARKET NEW YORK NY 82.50 09GROCERIES 03/17/05 DEAN&DELUCA MADISON NEW YORK NY 151.80 GROCERIES/SUNDRIES I Connived on reverse EFTA01704199 EFTA01704200 的1d j甘엮'U口 PenU叩的 雙茹a上V크H上크납口끄기dN아.1아Y1 18 V'fl寸＜JM.<0己N비S呵Vd00IN沁小｛M占0批/t心 i告二A；在璘染-I俎人荇名교k万iA꾜n佾；恥白d立二＄越蛇카二끄r 『畔醬聽議／90 裂饑謝彗蘿蘊描豁箏쁑 汶刃a 口차） 戶VM日N ！시10VMON JO I口40j N크11flVJ 01MG JOJ 人｝ $켸d了x赳0以｝ 人N 거80人 M크N i크거8Vy S月3V80 드 （WLOIPO S引d0NflS后긔8크308日 人N N닙0人 M크N NO없avri von月OVNY크a 9아｛0／中0 S크｝8크3'긔SOW 人t寸 >180人M크N 上크)I8VYI s.aov납9 9아印作0 000J.1크wdfl （均 II SNOD 1-109 VflVd 비HOttYE上 b 乳勾아to 크9VH크八as ONY 000크 나YUJ. 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