EFTA01524189.pdf

October 01, 2003 - Ghislaine Maxwell October 31,2003 Primary Account Number JPMorgan Private Bank Page 4 of 4 Important Information about Your Statement Personal accounts are subjet to the Deposit Accounts Agreement or the General Terms For Accounts and Services. Iheiness accounts are subject to the Tams and Conditions for Commercial Accounts or the Genoa' Tams For Accounts and Services Your accounts. unless other rase indicaual on the Statement. are held by JPMorgan Chase Bank (the 'Bank'). Deposit accounts held at the Bank, including checking, savings, CI), and money market accotuus, are FDIC insured. In Case of Errors or Questions About Your Electronic Funds Transfers (personal accounts onM Telephone or wise to the Bank if you think your statement or receipt is wrong. or if you need more munmation about an electronic transaction on a statement or receipt. The phone number for inquiries is printed on the front of this statement The address for inquiries appears below. We must hair fmm you no later than 60 days after we writ you the FIRST statement on which the error or problem appeared. • Tell us your name aid account number. Please direct all inquiries to your Morgan Account Officer at • Describe the erwrt or the transfer you are unsure about. JI'Morgan Private Bank Client Service and explain as clearly as you can why you believe it is an 500 Stanton Christiana Road. IAN'S; ewor or why you need more information. Newark. DIE 19711-2107 • Tell us the dollar amount of the suspected error. We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to do this (20 business days for transactions outside the U.S. and point-of-sale transactions), we will recrcdit your account for the amount you think is in error so that you will have use of the money during the time it takes us to complete our investigation. In Case of Errors or Questions About Non Electronic Transfers Please examine your account at once. If you feel at error has taken place or have que9tons concerning a nonelectronic transaction. telephone or write us within 30 days. The phone number is printed on the front of this statement. The address appears above. If no report is received within this period, your account will be considered correct Mutual Funds/Securities Securities (including Mutual Funds) and annuities are not hank deposits and are not FDIC insured nor are they obligations of or guaranteed by JPMorgan Claw Bank, or its affiliates or any federal or state gm ernm en t or gin ernment agency or government sponsored agency. Securities (including mutual funds) and annuities involve investment risks, including the possible loss of the principal amount Invested. The distributor of the JPMorgan Funds is JPMorgan Fund Distributors, Inc. which is not aftiliatal with the Bank. The Bank and its affiliates receivecompensation nom the WhItapan Funds for ixoviding services to the funds. Read the JI'Morgan Funds prospectuses carefully for details, including fees and expenses before investing or scaling money. 1PMorgan Select Shares of the Connecticut Daily Tax Free Income Fund. Inc. and JPMorgan Select Shares of the New Jitney Daily Municipal Income fund, Inc. are not pan of, or affiliated with, the 3Morgan Family of Mutual Funds. Reich & Tang Distributors Inc. and Reich & Tang Asset Management L.P., which an: unaffiliatal with 1I'Morgase arc the funds' distributors and investment advisor. Reich & Tang Distributors Inc. is a manha NASD. The Bank is not a registered broker-deals. Securities transactions may be through JPMorgan Fund Distributors, Inc a subsidiary of the Bank, is a manlier of NASIYSIPC. IRA Accounts Accounts of the Bank as mom or as discretionary bwestment manager for an ER1SA plan or an IRA that hold Fiduciary Shares (as described below) do not bear any portion of investment. administrative, custodian or other charges paid to the Bank or its affiliates for services to 'Morgan Funds for which a rebate process has boat established since these charges are subject to rebate as defined below. For accounts of the Bank as tnutee, or diwretionary investment manager for an EFUSA plan or an IRA. which hold staves in the 'Morgan Funds other than Fiduciary Shares, the Bank receives fees for services from the JPMorgan Funds but waives account flies with respect to the funds so held. "fiduciary Shares' means shares of JPMorgan Select Funds and Institutional Shoes of the JI'Morgan Bond Fund II. 'Morgan Short-Term Bond Fund 1PMorgan Intermediate Bond Fund II. and 3Morgan Large Cap Equity Fund held in Bank bust accounts or in discretionary investment manag•nnent accoaus at the Bank held by ERISA plans or IRAs. "Rebate' means an amount returned by the Bank to the account which holds the Fiduciary Sham. The rebate amount rantsents the potion of servicing fez paid to the Bank by the mutual fund with respect to Fiduciary Sham. Confidential Treatment Requested by JPM-SDNY-00051974 JPMorgan Chase CONFIDENTIAL SDNY_GM_00321172 EFTA01524189