EFTA01511149.pdf

10 2000 Morgan Guaranty Trust Company of New York 345 Park Avenue. New York. NY 10154-1002 JPMorgan Account Number Confidential Page 1 of 14 FINANCIAL TRUST COMPANY, INC. Asset Account Portfolio October I - October 3 I, 2000 Gift Processing The holiday season will soon be here. If you plan to make securities gifts this year, please notify us before December Table of Contents 1, 2000. This will provide us with sufficient time to Page process your request and meet the year-end deadline. Portfolio Summary 2 Cash and Short Term 3 We are pleased to announce that registered shareholders will be able to receive many of their annual reports and Private Investments 4 proxy materials over the Internet. You can take advantage Trade Activity 6 of this opportunity to receive your meeting materials Account Transactions 8 electronically with your next proxy voting card by going to the web site http://w4wi.proxyvote.com. Use the control number on your proxy voting card to place your vote and follow the instructions for signing up to receive all your future proxy materials electronically. Once you've Account Officers signed up, instructions for accessing the materials will be sent to you, via e-mail, following each record date. Service Specialist: DENCKER/RILEY Also please note that: • This service is available only to registered shareholders • Your consent is entirely revocable • You can still vote your proxy on the Internet whether or not you elect to receive your materials electronically • To receive materials electronically, your consent must be received by the record dates of the annual meetings • Proxy voting by telephone will still be an available option FINANCIAL TRUST COMPANY, INC. C/O AMERICAN YACHT HARBOR 6100 RED HOOK, QUARTERS #2 ST THOMAS 00802 US VIRGIN ISLDS Confidential Treatment Requested by JPMorgan JPM-SDNY-00036963 Chase CONFIDENTIAL SDNY_GM_00306161 EFTA01511149