EFTA00238942.pdf

SUBS C Statement Wing Period: Payment Due Date Minimum Payment Due 06/27/17 - 07/26/1 August 23,2017 ) $35.00 UBS Visa Signature credit card statement Prepared for GHISLANE MAXWELL Pagel of 4 Customer News Primary Card Number Ending in QueStions7CSI 1.800-762-1000 ubs ccmionlineservices View your card account activity, download credit card statements and Account Summary Activity Summary more at ubs.com.onTuleservices Minimum Payment Due 435.00 I Previous Balance $192.80 Payment Due Date 08/23/17 I IT:Payments Creda one S35.C.:C Purchase, S89.00 Available Credit Line S34,911.0b1 S0.00 Pay Credit Card reminder C ctsh 'ed ice 514.0.;:; ao + Cash Advances $0.00 Do not mail payment Your Available Cash Line 514 000.00 + Fees $0.00 Statement Balance in the amount of :ast DUO Amount_ sc : + Interest $0.00 $89.00 is scheduled to be paid co Overtimit Amount so CO Statement Balance $89.00 8/20/17 from your UBS Account. Thank you. Payment Information* Statement Balance $89.00 Minimum Payment Due S35.00 Payment Due Date 08/23/2017 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to $35.00 and your APRs may be increased to the Penalty APR of 28.24%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance 'cr -stance If you make no additional charges I You will pay off the balance And you will end up paying the using this card and each month shown on this statement in estimated total of... .. you pay..,_ about... Only the Minimum Payment 3 months $91 If you would like information about credit counseling services, call 1-800-762-1000. The phone number for UBS Bank USA is 1-800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1.800.342.3736 or www.dfs.ny.gov • Repayment information is based on your account activity and the APRs on your account as of the dosing date of this statement. Account activity after the dosing date is not reflected. To view your most recent transaction activity online, go to ubs.conVonlineservices. Detach hue riexe make checks payable to ' USS Card Services* and include this payment coupon in the enclosed envelope. Please allow 7 • 10 business days for U.S. Postal Service delivery. If undefre rabic. return to: UBS BANK USA - CARD SERVICES PO 8OX 84040 SUBS Card Number Ending in Minimum Payment Due Statement Balance $35.00 $89.00 COLUMBUS GA 31908.4040 Payment Due Date August 23, 2017 You are enrolled in Automated Pay Credit Card. Sendpayments to: GHISLAINE MAXWELL UBS BANK USA - CARD SERVICES PO BOX 203219 TEANECK NI 07666-0308 DALLAS TX 75310-3119 CONFIDENTIAL UBSTERRAMAR00003592 EFTA00238942 Important information about your EBS credit card Lost or stolen card. Your credit card is issued by UM Bank USA. If Other payment options your card is lost or stolen. please contact us immediately at any time at Online. Visit Iths.cons onhneseracvs to sign up for Pay Credit Card to 1.888-762-1232 for the UBS Visa Infinite credit card or 1.800.762.1000 for the UBS Visa Signature credit card. You will not be liable for any pay your .account online. Payments made through Pay Credit Card will be credited to your account that same day if requested prior to 4:00 p.m. unauthorized use that mars after you notify us. You may, however, be liable for unauthorized use that occurs before your notice to us. In any Eastern time for debits from an external account and 6:00 p.m. Eastern time for debits from a 1185 Resource Management Account (BAIA) or (CBS caw, your liability will not exceed $50. Business Services .Account BSA account. timetable only for cardholders Payment Information. Each billing cycle. you must pay at least the with an Rtt4 or CHS Business Services Account BSA. MinUnum Paymint Due shown on your monthly statement by its Payment Due Date. Both the Minimum Payment Inc and Payment Due Pay by Phone: To make a payment by phone. please call 1.888762.1232 for the PBS Visa Infinite edit card or 1-800.762.1000 Date are noted on your statement. At any time you may pay more than the Minimum Payment Due up to the full amount you owe us, however for the UBS Visa Signature credit card. Payments made from an outside you cannot 'pay ahead" ibis means that if you pay more than the account by 5:00 p.m. Eastern time will be credited to your account same required Minimum Payment Due in any billing cycle or if you make more day. Payments made from your UBS account by 6:00 p.m. Eastern time than one payment in a billing cycle. you will still need to pay the next are also credited same day. Application of any phone payment to your month's required Minimum Payment Due by your next Payment Due credit line may be delayed for up to 7 days. Dale. Remember to make all checks payable to UBS Card Services. Overnight payments : Send overnight courier senice or l'SPS Priority Please allow 7 days for the U.S. Postal Service to deliver your Mail payments to UBS Bank 1.7S.\ • Card Services. 2975 Regent Boulevard. payment to us. Upon our receipt. your available credit may not P.O. Box 203291. Irving. TX 75063. A payment received at this address he Increased by the pay merit amount for up to 7 days to ensure by 5:00 p.m. Central time that otherwise meets the requirements of a the Rinds from the bank on which your payment Ls drawn are conforming payment will be credited to your account that same day'. collected and not returned. hen you provide a check as payment on this Account. you authorize ter to either use the information from Automatic repayment of cash advances through your check to make a one-time electronic fund transfer from your CashConnea : The CoshConnect feature on your UB.S credit card SWAMI or to process the payment as a check transaction. When we use account will automatically repay new Cash Advanca obtained from information from your check to make an electronic fund transfer, funds ATMs and financial institutions ( CashConnea Cash Advances). each may be withdrawn from your account as soon as the same day we night with available funds from you UBS Resource Management receive your payment, and you will not receive your check back from Account (RMA) or your UBS Business Services Account BSA (either your financial institution. For inquiries, please call 1-888.762.1232 for referred to as your UBS Accotatty When we use your UBS Account to the Lim Visa Infinite credit card or 1.800.762.1000 for the UHS Visa repay your CoshConnect Cash Advance transaction in full, you will not Signature credit card. incur any interest charges. If there are insullicknt funds in your UBS Account to pay off your Cost:Connect Cash Advances balance in full, Mailed Payments. A conforming payment received by us by 5:00 p.m. then the APR for your Cash Advances will apply as of the original Central time will be credited to your account the day of receipt. A transaction date on any remaining balance. You will be charged the APR "conforming payment" is a payment that: I) is mailed using the enclosed on Cash Advances on your remaining CothConnect Cash Advance envelope and payment coupon included with this statement to VHS Bank balance until it is repaid in full. Applicable ATM witchery fees may USA - Card Services. P.O. Box 203219. Dallas.1X 75320-3210 and 2) is apply. No other account balances are paid through the CashConnea in the form of a single. no .folded check or money order made payable feature. If you choose not to participate in the CashConnect feature, in US dollars from a US based institution. Any payment that does not please contact us at 1-888-762-1232 for the UBS Visa Infinite credit card meet these requirements a any payment with multiple checks or money or 1.800.762.1000 for the VBS Visa Signature credit card. Amiable only orders additional correspondence. staples. paperclips. etc. mill be for cardholders with onRUA or Business Services Account BSA. considered a "non.confonning payment." which may delay the crediting of the payment for up to 5 days. We can accept late payments. partial Active] ofInterest and how to avoid paying interest on payments. checks and money orders marked "Paid in Full" or language having the same effect without losing any of our rights under this purchases. Your due date is at least 23 days alter the close of each Agreement and such payments may be sent to the following address: billing cycle. On Purchases. interest begins to accrue at of the VHS Bank USA - Card Services. P.O. Box 203219, Dallas. 1X transaction date. However. if you paid the Statement Balance from your 75320.3210. previous billing statement by the Payment Due Date on that statement. then (1) wc will not impose interest at Purchases dining your current Contnued on back of next page CONFIDENTIAL UBSTERRAMAR00003593 EFTA00238943  Page 3 of 4 My Choke Rewards Points from UEtS Account Summary Total Points Beginning Points this period 6,742 Points earned this period 89 Bonus points 0 Adjustments 0 Redemptions Ending points balance 6,831 • For more details on your rewards points activity, please visit us online at ubs conVuscards Activity fog CH SLAINE /.4AX'A ELL C a d ending ;,) Dor Description Amount Payments ;0 PAYMENT THANT YOU -5192 80 Isgaill0M11011s-Acthrity -5192.80 Purchases ^ • ZOE NAJR LLC BOSTON MA S65 CO 1. • ! LAURENS NAILS BOSTON MA 524 00 Tssaltursbonessbitty $89.00 Total Fees Charged in 2017 Total Interest Charged in 2017 Interest Charge Calculation30 Day.: in P 'I nc, C\c!c: Balance ANNUAL Subject to PERCENTAGE Interest Interest Rate RATE (APR) Charge PURCHASES $0.00 14 24% v SO CC BALANCE TRANSFERS $0 .00 14 24% v $O CC CASH ADVANCES $0.00 22'99% v $0 00 Total Moo Your Annual Percentage Rate APR. is the annual interest rate on your account iv= Variable Rate CONFIDENTIAL UBSTERRAMAR00003594 EFTA00238944  Page 4 of 4 billing period if you pay the Statement Balance on the current billing In your letter. give us the following information: statement b• the Payment Due Dan in the current billing period. and (2) oe Account Information: your name and account number we will credit any payment applied toward Purchases at of the lint day in ao Dollar amount: the dollar amount of the suspected emu- your current billing period if you make a payment by the Paytnan Due ce Description of problem: if you think there is an error on Date in the current billing period that ks less than the Statement Balance. your bill, describe what you believe is wrong and why you If a Statement Balance was shown on your previous billing statement and believe it is a mistake. You must contact us within 60 days you did not pay the Statement Balance by the Payment Due Date on that after the error appeared on your statement. statement. then we will not impose Interest Charges on any Purchases during the current billing period if you pay the Statement Balance shown You must notify as of any potential errors In writing . You may call us, on the current billing statement by the Payment Due Date in the current but if you do we arc not required to investigate any potential errors and billing period. For Balance Transfers. interest will accrue from the day we you may have to pay the amount in question. send the Balance Transfer to the payee. For Checks, interest will accrue While we investigate whether or not there has been an error: from the day the payee accepts the check. For Cash Advances, interest will accrue from the day you take the Cash Advance. re We carmot try to collect the amount in question. or report you as delinquent on that amount. How we will calculate your balance subject to Interest rate. cc The charge in question may remain on your statement. and we We use a method called "daily balance" (including new purchases). To may continue to charge you interest on that amount. But if determine the amount of interest to be charged on your Account we we determine that we made a mistake. you will not have to tint calculate the *Balance Subject to Interest Rate" separately tbr pay the amount in question or any interest or other fees Purchases, for Balance Transfers, and for Cash Advances. We apply the related to that amount. applicable Daily Periodic Rate or the DPR (the DPR for each category is While you do not have to pay the amount in question, you arc the applicable APR shown on the front of the statement divided by 36S). responsible for the remainder of your balance. to each of the applicable daily balances for 0 Purchases. ii) Balance aa We can apply any unpaid amount against your credit limit. Transfen, and iii) Cash Advances. 'the daily balances for Purchases, for Your rights if you are dissatisfied with your credit card Balance Transfers, and for Cash Advance% are each calculated separately purchases and determined as follows: We take the beginning balances for each II' you are dissatisfied with the goods or services that you have purchased transaction type on your Account each day, including any interest with your credit card and you have tried in good faith to correct the calculated on the previous day's balance. add to the respective balances problem with the merchant, you may have the right not to pay the any nen transaction. subtract any payments or credits and make any remaining amount due on the purchase. To use this right all of the other applicable adjustment(s). Your Cardmember Agreement provides following must be true: for compounding of interest. A credit balance is treated as a balance of I. The purchase must have been made in your home state or zero. If you muhiply the 'Balance Subject to Interest Rate" for each within 100 miles of your current mailing addresse, and the balance category as shown on your monthly billing statement by the purchase price must have been more than S50. (Note: Neither number of days in the billing period and then multiply each sum by the of these are necessary if your purchase was based on an applicable DPR. the results will be the interest assessed, except for minor advertisement we mailed to you, or if we own the company variations caused by rounding. that sold you the goods or services.) 2. You must have used your credit card for the purchase. Credit bureau reports and disputes. We may report information Purchases made with Cash Advance% from an ATM or with a about your account to credit bureaus. late payments, missed payments, check that accesses your credit card account do not qualify. or other defaults on your account may be reflected in your credit report. 3. You must not yet have fully paid for the purchase. If you believe that an entry we have made on your credit report is inaccurate or incomplete. please contact the credit bureau directly or If all the criteria above arc met and you are still dissatisfied with the contact us at UBS Rank USA. Card Operations Division, 1000 Ilarbor purchase. contact us In writing at: Boulevard. 8th Floor. Weehawken. NJ 07086. We will request your mane: your account lumber, the credit bureau where you received the UBS Bank USA • Disputes Department credit report a description of the error: and why you believe it is an P.O. Box 84040 error. We will promptly investigate, notify you of our findings. and, if Columbus, OA 31908 warranted send an update to the credit bureaus within 30 days. While we investigate, the same rules apply to the disputed amount as referenced above in the section covering errors on your statement. Alter What to do If you think you find an error on your statement we finish our investigation, we will notify you of our decision. At that If you think there is an error on your statement, please write to as at: point if we think you owe an amount and you do not pay that amount. 1135 Bank USA • Card Operations Division we may report you as delinquent. 1000 Harbor Boulevard. 8 th Floor Please refer to your Cardmember Agreement for additional information Weehawken. NJ 07086 about the terms of your Account. 02011 UBS Bank USA CONFIDENTIAL UBSTERRAMAR00003595 EFTA00238945