EFTA01551275.pdf

JPMorgan Chase Bank, N.A. P 0 Box 6076 Newark, DE 19714 - 6076 Primary Account: For the Period 11/1/11 to 11/30/11 J.P. Morgan Team Janet Young ZORRO TRUST ATTN DARREN K INDYKE NEW YORK NY 10065-6298 Gina M Swetra For assistance after business hours, 7 days a week. Hearing Impaired Online access: www.morganonline.com JPMorgan Classic Business Checking Checking Account Summary Instances Beginning Balance Deposits & Credits Checks Paid Ending Balance 1 1 2 Amount 1,246.69 60,000.00 (60,167.61) $1,079.08 Pae1of6 EFTA01551275 ZORRO TRUST Primary Account: For the Period 11/1/11 to 11/30/11 Checks Paid Check Number 1006 ^ Date Paid 11/18 Total Checks Paid An image of this check is available at MorganOnline.com. To enroll in Morgan Online, please contact your J.P. MorganTeam. Transaction Detail Date 11/01 11/18 11/30 Total Description Beginning Balance 11/10 Funds Transferred From DDA Ac# To DDA Ac# As Requested Check # 1006 Ending Balance $60,000.00 ($60,167.61) 60,000.00 60,167.61 Deposits & Credits Transfers & Withdrawals Balance 1,246.69 61,246.69 1,079.08 $1,079.08 Amount 60,167.61 ($60,167.61) Page 2 of 6 EFTA01551276 Primary Account: For the Period 11/1/11 to 11/30/11 JPMor an Classic Business Checking ZORRO TRUST NOV 18 $60,167.61 NOV 18 $60,167.61 Please note that you can view your historical check images online and easily enroll in eDelivery by going to www.MorganOnline.com. EFTA01551277 Primary Account: For the Period 11/1/11 to 11/30/11 Important information about your Business Checking Account Statements Starting November 14, 2011, we are making it easier to track your business ATM and debit card transactions. On your deposit statement, look for a new section called "ATM and Debit Card Summary" to see all of your ATM and debit card transactions organized by each authorized cardholder. Please note that any ATM or debit card transactions that post to your account before November 14, 2011 will not show under this new section. The "ATM and Debit Card Withdrawals" section will not change and will continue to display all of your ATM and debit card transactions in date order. If you have any questions, please contact your J.P. Morgan team. IMPORTANT INFORMATION ABOUT YOUR JPMORGAN CLASSIC BUSINESS CHECKING ACCOUNT We appreciate your business and continuously strive to enhance your banking experience with us. To this end, effective November 1, 2011, we have eliminated the following transaction fees associated with your JPMorgan Classic Business Checking account: - Non-Chase ATM withdrawal, transfer and inquiry fees* - Stop payment fees - Online ACH monthly maintenance fees - Insufficient funds fees - Returned item fees - Deposited item returned fees - Overdraft protection transfer fees - Statement photocopy fees - Domestic collection item fees All other terms and conditions of your Deposit Account Agreement still apply. If you have any questions or would like additional information, please contact your J.P. Morgan team. Thank you for your trust and confidence in J.P. Morgan. Page 4 of 6 EFTA01551278 Primary Account: For the Period 11/1/11 to 11/30/11 *Usage fees may be charged by the institution that owns the ATM. Additional fees may apply when using an ATM outside of the United States, Puerto Rico or the U.S. Virgin Islands. Page 5 of 6 EFTA01551279 Primary Account: For the Period 11/1/11 to 11/30/11 Important Information About Your Statement In Case of Errors or Questions About Your Electronic Funds Transfers Call or write to the Bank (Consumers should use the phone number and address on front of statement and non-consumers their J.P. Morgan Team contact information.) if you think your statement or receipt is incorrect, or if you need more information about an electronic transaction on a statement or receipt. We must hear from you no later than 60 days after we sent you the FIRST statement on which the error or problem appeared. Tell us your name and account number. Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an error or why you need more information. Tell us the dollar amount of the suspected error. We will investigate your complaint and will correct any error promptly. If we take more than 10 business days (or 20 business days for new accounts) to do this, we will credit your account for the amount you think is in error so that you will have use of the money during the time it takes us to complete our investigation. In Case of Errors or Questions About Non-Electronic Transfers (Checks or Deposits): Contact the Bank immediately if your statement is incorrect or if you need more information about any non-electronic transactions (checks or deposits) on this statement. If any such error appears, you must notify the bank in writing as soon as possible after the statement was made available to you. For more complete details, see the applicable account agreements and appendices that govern your account. Deposit products and services are offered by JPMorgan Chase Bank, N.A. Member FDIC Mutual Funds/Securities JPMorgan Funds are distributed by JPMorgan Distribution Services, Inc., which is an affiliate of JPMorgan Chase & Co. Affiliates of JPMorgan Chase & Co. receive fees for providing various services to the funds. Bank products and services are offered by JPMorgan Chase Bank, N.A. and its affiliates. Securities are offered by J.P. Morgan Securities LLC, member NYSE, FINRA and SIPC. Investment Products: Not FDIC insured • No bank guarantee • May lose value Page 6 of 6 EFTA01551280