EFTA01382694.pdf

S-1/A Table of Contents Category Sente Description Benefits Fraud Solutions Fraud Protection Advanced fraud protection that enables financial • Real-time, critical non-monetary decisioning Solutions institutions to reduce fraud levels and costs by capability DefenseEdge. detecting fraud on monetary and non-monetary RiskShield transactions (e.g.. change of address. request for new • Easy customization with robust rule-creation PIN) basal on customized business rules. features • Allow clients to define their own decision elements and calculations (specific to fraud on their portfolio) • Ability to identify true fraud and reduce false positives • Help prepare for future fraud detection issues (new technology such as mobile and EMV) PC!Rapid Comply Online tool that helps businesses achieve and maintain • Comprehensive support to complete the required PC1 compliance more quickly and easily. annual PCI questionnaire Integrated Solution that enables financial institution issuers to • Enable financial institutions to participate in high Token Services have their card accounts enabled within mobile profile mobile wallets wallets (including Apple Pay) through the creation of a token stored on the device. • Increase transaction security using state-of-the- art tokenization technology • Reduce the risk of a data breach and fraud losses • Increase customer choice of payment methods and technologies TeleCheck Fast, safe, and flexible payment option that enables • Convert checks to electronic transactions at the businesses to lower the risk of check acceptance, or POS to streamline processing eliminate that risk entirely with a guarantee solution. • Save time and reduce expenses by depositing checks electronically • Reduce risk of returned checks • Enable customers to make secure payments over the phone from their checking accounts • Protect customers' personal information from identity theft • Set up customers' pre-arranged recurring payments from their checking account • Significantly lower processing costs compared to other payment types 134 http://vanv.see.gov/Archivecledgaddataht83980/000119312515334479/d31022dsla.html10/14/2015 9:06:38 AM] CONFIDENTIAL - PURSUANT TO FED. R. CRIM. P. 6(e) DB-SDNY-0082153 CONFIDENTIAL SDNY GM_00228337 EFTA01382694