EFTA01511062.pdf

12 1999 Morgan Guaranty Trust Company of New York 345 Park Avenue, New York, NY 10154-1002 JPMorgan Account Number Confidential Page 1 of 6 FINANCIAL TRUST COMPANY, INC. Asset Account Portfolio December 1 - December 31, 1999 J.P.Morgan is pleased to introduce the Private Client Web Site. Through the web site, you can access Table of Contents account information at any time that is convenient for Page you. You can access account balances, positions, transactions, and statements for virtually all of your Portfolio Summary 2 J.P. Morgan Private Banking accounts. For more Cash and Short Term 3 information, and to sign up, please contact your Trade Activity 4 Client Service Specialist. Account Transactions 5 Due to a change in our processing of deposits received by mail, we will no longer be returning a confirmation receipt to you beginning January 3, Account Officers 2000. You may confirm your deposits by accessing your account history via J.P. Morgan's Private Client Service Specialist: SCOTT/DENCKER Web Site or calling your Client Service Specialist. FINANCIAL TRUST COMPANY, INC. C/O AMERICAN YACHT HARBOR 8100 RED HOOK, QUARTERS #2 ST THOMAS US VIRGIN ISLDS 00802 Confidential Treatment Requested by JPMorgan JPM-SDNY-00036876 Chase CONFIDENTIAL SDNY_GM_00306074 EFTA01511062