EFTA01512525.pdf

J.PMorgan FINANCIAL TRUST COMPANY, INC. ACCT. Q78805001 For the Period 3/1/09 to 381109 The JPMorgan Funds or The JPMorgan Institutional Funds or The American Century Funds Shares cl Me funds we not bank deposits and we not guaranteedby any bank government very or Me FCC Returnand shore pm ma actuate and redempbco webs trey be mare or loss than cognalcost ant Me moody market funds seek to maream a stebb not SUM Waal S1000, snare. Mere • no amoebas:bet they ehT coed,* to do so The estonsKKIendualmoms and dredeed melt flutes kr mutual funds representthe hods' most recent income dmiendennusted The cinInbufor or the Jflforpso Funds a JPLecrgen Debrbubon Semmes Inc. Mast, is an Masa of JP/Japan Chase Bank. NA JPIforgen Chase Bank NA and as agitates worm cormensebon torn JPMorgan Funds for provehng modes AMOCICall Century ImestmaUSseces Inc a the drUnbi4Or Of MP An Century Funds Menton Centuy OrestmentMen•gunselInc saves as .nnialnwes achnsc lo as fon,iVe.bnithend Ian...yard rece,..sccmponseation (rem Mot fund farm fe crowdoverrestrnial advesoryond OO7M SONCOO Important InfohnsbonRegarahmAucbon Rate Secunbos (ARS) ARS are debt or perform]secure-wrath an interest or Mvaited rate resetpercemsaym an auction A/amp Mae may be dada wreAlyand monthly resets Mao is no gunntoothst he. wet be Wacky If Mere wren! enOugh b.ds at en auotton to redeem the secuntes erubblerat safe the reamnay bee faMdauctoe In a ladedauthor, Mere a no esstrancefirst a soccodatymrket we deyetOpOr that the secunty war trade at per or any Other era redeCted On stelenents Accordngty. creatorsshould na rely on pewee elorrnsted impeacher, thew statements with resent:, Arts JPIASIM ihnusbden 14KKI0pbOnS purClultedthrOwn JPIASI Youmust pronely stherseJFIAStof trateralcharmes you, messtmentotmctros or bnencelMuter, Unless ociturramJPAGICtharmSe .IPMSI wA Monier He witty:whoa carrentlyn 42 Sas to be compete and mon* Youshout( herorecemedsoperateJAISJ conhrmbhons for each seantes Vansacbon AV fronsecbons we subject to Me Isms and condemns doted on the rimeone. of such coetrmobses and as strived to the con:Myron. by-teas customs and necepretafons of the rnIthetepleal where Road& and 'Premed by had constued n eCaddance with the bees tithe Slag Of New Yak end et 00004erhodstellen and regiNtarms Further recrmitten min respect b connostons and other Charges related lo be e.ecuton ol transacbons inatadong ocean Oginsmboon has been odid dm coehtmnons mar went prorrxteylanched to you Upon melonmast JPUSI wm emir**supplyrat was the blast such Wanton Sbuidoldersof ceded JPAtoman Funds we chargeda rederrptonMt aquatic 2% of Me proceeds • they *redrew redownshants ofsuch funds wean CO days Cr purchase SuDOCI to CatainexaptiOn3 set WA n Me prospectus or Me applCaPeFund Please consult your JP Mayan toptesentabvafor a list 011ie JPAlagran Funds that impose reciemptort li es JAWS! a • Member of the Secuntes InvestorFroeccinn Ccrpcmston ESOPC-2 a not1cmptcer memtesap caperation handed by brokmmtmews femstsvol with Me Secedes and Exchang•Commaston Sec:mum and cash hold fa r customs.. at JAYS! we protected by SIFC up to S5,2000 pecaonym. ',Yoh NW:Judea up to SI00020 of proledlOn brash WPC does not protect need tosses from fluditattnS in the vetoed the SealAISS Assets held n custody by JPMorgan Chase Sank N A (Me Tette) se not suMect b MFG YouMayON•in infoestron oboe SIM incardteg the SIPC Peocntee on rya webs* at Nom ape ace' or bYainaa00 Mehl el (202) 3714300 70 MO extent epplabe pleeSorearlthe keawm deCbeureS mg*r deg estmeted *roue totem* (EAUMO MibmeledmNd(EY)EAland Dia Oefteritypes OldeamteeseXeit wade a Marna pmcpala Cepaalganis if? WeaCh C040 Me ENond EY noted Co Overstated EN andEYateestimates and the actualmemo and paidnnht be loner or lupe than the estimated amounts EYnanactscay the mono genfladby an "%eittletlf ?Hoe not ha dWaves07 its pee, which may &Ciliate JP Megan Somr ems Inc JPMorgan Chase Soak N A or Met adhates (MVP Morgan Cormanes Jmay treed•adrreusbabve custdce. Sales. distributas or sNrehoIdectuvolts to JPIAorgan Funds. Amman Centmy Funds or funds infakshed sponsored. *dread or managed by bud prides and the JP Mogen Concones may be compensated kr such 'levees Bare products and servces gam offered!Nag!, JP4lovan Chase Bonk NA had Cs •filisles Socrates we adored by .0 P Morgan Sec rtes Inc Account Q78805001 Page 10 of 10 Page 11 of 17 Confidential Treatment Requested by JPMorgan JPM-SDNY-00038372 Chase CONFIDENTIAL SDNY_GM_00307570 EFTA01512525