EFTA01505553.pdf

J.P. Morgan Securities Inc. 01 12003 270 Park Avenue New York, NY 10017 JPMorgan Private Bank Account Number Margin Account Portfolio Page 38 of 39 FINANCIAL TRUST COMPANY INC January 01 2003 - January 31 2003 IMPORTANT INFORMATION ABOUT YOUR STATEMENT Contact your client service specialist if you think your statement is incorrect or you require additional MICerrenon about a trantaCtiOn on your statement IMPORTANT INFORMATION ABOUT YOUR JPMSI MARGIN ACCOUNT ll there are any Orrin Or &Mations On MIS Statement. Or if you nave any question abOullk plena Contact your JPMSI ACCOunt Repredentative Or JPMSI COMplaanCe Department at (212)483.2323. Please keep the Asebienng on mod when using this statement b Pack yew JPMSI brokerage aavify This stalenXmloombvXm you general 'reign aCCOunt noth the *pee& TOMOWean account ragweed ty Setter, 220 6 degtotatiOn T As Mgortd by Regulebon T a pev oaten!record or )ors separate account a ava4• 80• 14000 Paine:Weal Important tnfonnaVon about pricing and valuations. Agri same a wad/ regraded by {vend serviced 0, Other sources whith we deem /ebb* are not fp/Manta& to' accvracy or as reoadable.alues Fencredit balances NI >ayaccount pro rot segregated and may by used in Zr. cperation d JP/.45/1 business subject to trio hestahOnS of SEC Rule 15cX.3 Unless OtherreS0 anstuctod !WS, a its agents and eepINT:003 es: hOd dIdt Seeded: Upon your demand JPMSI •Ar pay to you the amount of your fro. ['edit &Nance and will dohe- te ',ILNI fulhdacl SONnIeS hen on ye:Jr behaY Jahns: also Charged on any deb. balance rho method of cab/Wing interest rs erdatted m a Feeler sent to all margin customers Upon nraten request JPMSI wa' supply you with Orr rrostroceM statement resured to be lurn:Shal tOeudatners under SEC Rut. 17a-5(c) Ila porta/cal/is made wth respect to an 'sloe of securities tnetectol inn you, Margin A.-earmt ne wiV &boa* the oaf by a method we deem le, and equitable You should have recaved sepwaleJPIOSI bade contemebons fa each :cavities Sense:ton At bansectcns ere subject to the !erns and condsbons slated on the reverse side &such confematons and ere subject b Jrc constitubon by-laws customs and niereretatens of the rrewketp.bce shoe executed and goiemed by end cons.Vued in *accedence with the laws of the state of New York and all °apical* federal lens and regulations. You must ctompity advise JPMSI of melee! chenges in your investment objectives a financial squaton Unless you mbmJPMSI cMenuse JPMSI oat consider the obtmaten currently in its Wes to be complete and accurate JAMS) is moored by ego toren", to the InternalRevere Sow. aa dividends andior interest income on bonds aed4e0 to your aCcount during calendar ye. Pkose retain atlyou statements bassist you in preparing your income tax returns A Anemia, statement or JPMSI a tadettle Ice Wit personal inspection at Rs *Mon or a copy of. ma be mailed upon you nutten request JAMS; v noI a bona soda* sepwate legal entity from As ben,ta Hun arfAsPos NnAidtrig JPMCB The secutites sold artcrelcrrecommanded ty,IPM9 (I) Pup not insured by the Federal DePOslInstsinCe Capera!on a any other guerre enlel agency (2) Ne not deposits a other obNabona or JPMSI's hem: a Mit arldetes (unless OUVIVOSe indicated) and me not guaranteed by or the feSpOnSibisty Of any WC!, ertiCeles(unless ecolCely stated otherwise) and (3) Imcne iniestrnent rake oc44,02 0053,CaP b$5 d ton tvinGpai inn P9ted JPMSIY banking afIn‘ares maybe lenders to issuers or securities that JPMSI underwrites n Si, Case proceeds 0I Cmengs unlervoMen by JPMS may be used kr the repayment of such bans and you shOuitl refer to the dock acre &Currents rettitag IO parVat" Seatta.9 for docussOn of any such tending reltddoshel The Federal Reerde reeved: that JPMSI obtan your censer% before it con obtan oaten mrametion homes bank a Mr": aff*ates ockidLng mov credit evaluator argot We aid assume that your continuing to transact busness with JPMSI mg/ constitute your consent to the shrug of such chi:error:On by JPMSI and its bank a thrdt alqabs tome *Afoot permitted by Ian JPMorgan Prvato Bank a the nvtionng ram* to ma prrva6a banking business conducted by JP Morgan Chase & Co through ins sueselares wale., do atalLnii JPMCB and -tP4ISI Confidential Treatment Requested by JPMorgan JPM-SDNY-00030535 Chase CONFIDENTIAL SDNY_GM_00299733 EFTA01505553