EFTA01370248.pdf

Deutsche Bank Compliance The analysis included in this document is based on the population of transactions with a "bookdate" between 3/1/2011and 3/31/2011. Total number of pre-authorized debits for this period: 20,538. In 1Q 2012, about 1% or, 186 of 20.538 pre-authorized debit transactions were captured in a repetitive alert. Total it Avg. Debit per account accounts with a accounts with 1 % of aCtOuntS Week Week Avg. debi per account (exd. accoun s with only 1 avg/trx preauthorized debit with 1 debit dc) debits Vol Amt Vol Amt 1 924 497 54% 1 2.286797 511,445.61 3.784543326 $ 11,752.68 $ 2.973.32 2 819 415 51% 2 1.937729 519,576.67 2.900990099 $ 29,411.91 $ 10.13858 3 628 344 55% 3 2.052548 510,844.71 3.327464789 513,640.55 $ 4,099.38 4 618 336 54% 4 2.150485 510,456.21 3.521276596 5 16,285.79 $ 4.624.97 5 843 471 56% 5 2.161329 512,52585 3.63172043 $20,485.35 $ 5.640.67 6 768 413 54% 6 2.151042 $ 9,89829 3.490140845 $ 14,695.58 $ 4,210.60 7 722 401 56% 7 2.114958 $12,292.34 3.507788162 523,127.92 $ 6,593.30 8 552 303 55% 8 2.036232 $14,626.81 3.297188755 $ 19,037.60 $ 5,773.89 9 933 561 60% 9 2.037513 511,409.51 3.602150538 519,752.11 $ 5.483.42 10 698 342 49% 10 2.265043 512,393.60 3.480337079 516,449.06 $ 4,72628 11 831 401 48% 11 2.322503 517,184.59 3.555813953 5 24,241.40 $ 6.817.40 12 621 341 55% 12 2.062802 $10,721.52 3.357142857 $ 15,664.77 $ 4.666.10 13 655 364 56% 13 2.140458 511,913.44 3.567010309 $ 19,598.90 $ 5,494.49 avg 739.3846154 399.1538462 54% avg 2.132265 $12,717.63 3.463351364 $18,741.82 $ 5,41147 On average, pre-authorized debts are issued from about 739 Private Bank accounts every week. More than half of those accounts (-399) of those accounts have only 1pre-authorized debit per week. The average PWM account with pre-authorized debits has 2 of these transactions per week and the average size of the transaction is $5.964.38 (512,717.63/2). More than 83% (17.060 of 20,538) of all pre- authorized debits are less than $5.000. RECOMMENDATION No changes recommended. Current parameters are sufficient. Rule Name Additional Details/Parameter Settings RepTranln2 4 Incoming Transfers exceeding $95,000. Runs weekly. The rule is designed to flag accounts that have 4 or more incoming transfers of at least S95,000 each within 7 days. The analysis included in this document is based on the population of transactions with a "bookdate between 3/1/2011and 3/31/2011. Total number of incoming transfers for this period: 9,671. In 1Q 2012. about <1% or, 10 of 9,671 incoming transfers were captured in a repetitive alert. http7/-db.com// 27 CONFIDENTIAL - PURSUANT TO FED. R. CRIM. P. 6(e) DB-SDNY-0062912 CONFIDENTIAL SDNY_GM_00209096 EFTA01370248