EFTA01596977.pdf

SUBS Statement Billing Period: Payment Due Date Minimum Payment Due 03/27/17 - 04/26/17 May 23, 2017 535.00 UBS Visa Signature® credit card statement Prepared for: GHISLAINE MAXWELL Pagel of 4 Customer News Primary Card Number Ending Questions? Call 1-800-762-1000 ubs.corn/onineservices Pay Credit Card reminder Account Summary Activity Summary Do not mail payment. Your tviimmum Payment Due $35.00 Previous Balance $300.00 I Statement Balance in the amount of Payment Due ea, $160.00 is scheduled to be paid on Credit Line $35,000.00 + Purchases $160.00 5/20/17 from your UBS Account. Available Credit Line ter Credits Thank you. Cash Credit Line $14,000.00 Sh Advances $0.00 + Fees S0.00 Past Due Amount $0.00 I + Interest $0.00 `Statement Balance $160.00 I Payment Information• Statement Balance $160.00 Minimum Payment Due $35.00 Payment Due Date 05/23/2017 late • t Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to S35.00 and your APRs may be increased to the Penalty APR of 27.99%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For Instance If you make no additional charges You will pay off the bala sing this card and each month shown on this statement i u pay about... Only the Minimum Payment 5 months $165 If you would like information about credit counseling services, call 1-800-762-1000. The phone number for UBS Bank USA is 1-800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1-800-302-3736 or www.dh.ny.gov Repayment information is based on your account activity and the APRs on your account as of the closing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.conVonlineservices. Detach here. Please make checks payable to • 885 Card Services and include this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U S. Postal Service delivery. UBS BANK USA CARD SERVICES PO BOX 84040 UBS Card Number Ending in Minimum Payment Due Statement Balance $35.00 $160.00 COLUMBUS GA 31908.4040 Payment Due Date May 23, 2017 You are enrolled in Automated Pay Credit Card. Send payments to: GHISLAINE MAXWELL UBS BANK USA - CARD SERVICES PO BOX 203219 DALLAS TX 75320-3219 SDNY_GM_00009055 CONF 0000003500 5 I DE N31111 AL EFTA01596977 Important Intonnetten Lest or stolen card: Your credit card is issued by UBS Bank USA. If pay your account online. Payments made on our website by 6:00 p.m. your card is lost or stolen, please contact us immediately at Eastern time will be credited to your account that same day. Available 1-800-762-1000 at any time. You will not be liable for any only for cardholders with a UBS Resource Management Account 6 unauthorized use that occurs after you notify us. You may, however, be (RMA6 or UBS Business Services Account BSA 6 liable for unauthorized use that occurs before your notice to us. In any case, your liability will not exceed 550. Pay by phone: To make a payment by phone please call 1-800-762-1000. Payments made by 5:00 p.m. Eastern time will be Payment htfennatien: Each billing cycle, you must pay at least the credited to your account same day. Phone payments made from your Minimum Payment Due shown on your monthly statement by its UBS account by 6:00 p.m. Eastern time are also credited same day. Payment Due Date. Both the Minimum Payment Due and Payment Due Application of any phone payment to your credit line may be delayed Date are noted on your statement. At any time you may pay more than for up to 7 days. the Minimum Payment Due up to the full amount you owe us, however you cannot "pay ahead". This means that if you pay more than the Overnight payments: Send overnight courier service or USPS Priority required Minimum Payment Due in any billing cycle or if you make more Mail payments to UBS Bank USA--Card Services, 2975 Regent than one payment in a billing cycle, you will still need to pay the next Boulevard, P.O. Box 203219, Irving, 1X 75063. A payment received at month's required Minimum Payment Due by your next Payment Due 03000000 • 0367 this address by 5:00 p.m. Central time that otherwise meets the Date. Remember to make all checks payable to Card Services. Please requirements of a conforming payment will be credited to your account allow 7 days for the U.S. Postal Stroke to deliver your payment that same day. to us. Upon our receipt, your available credit may not be Increased by the payment amount for up to 7 days to ensure Antentath repayment of cash advances through CashConnect: the funds from the bank on which yes payment Is drawn are The CashConnect feature on your UBS credit card account will collected and not returned. AnIen you provide a check (i: I .:„ I automatically repay new Cash Advances obtained from ATMs and on this Account, you authorize us to either use the information Iran financial institutions (CashConnect Cash Advances), each night, with your check to make a one-time electronic fund transfer from your available funds from your UBS Resource Management Account 6 account a to process the payment as a check transaction. When we use information from your check to make an electronic fund transfer, (RMA6 a your UBS Business Services Account BSA ®(either referred to funds may be withdrawn from your account as soon as the same day as your UBS Account). You will incur no interest charges on we receive your payment, and you will not receive your check back CashConnect Cash Advances, as long as there are sufficient available from your financial institution. For inquiries please call 1-800-762-1000. funds in your UBS Account to repay your CashConnect Cash Advance transaction in full when we first seek payment from your UBS Account. Mad pmenents: A conforming payment received by us by 5:00 If sufficient available funds are not available in your UBS Account to pay p.m. Central time will be credited to your account the day of receipt. A off your CashConnect Cash Advances balance in full, then the APR for "conforming payment" is a payment that 1) is mailed using the Cash Advances will apply as of the original transaction date on any enclosed envelope and payment coupon included with this statement to remaining balance. You will be charged the APR on Cash Advances on UBS Bank USA—Card Services, P.O. Box 203219, Dallas, TX 75320-3210 your remaining CashConnect Cash Advance balance until it is repaid in and 2) is in the form of a single, non-folded check or money order made full. Applicable ATM surcharge fees may apply. No other account payable in US dollars from a US based institution. Any payment that balances are paid through the CashConnect feature. If you choose not does not meet these requirements, or any payment with multiple checks to participate in the CashConnect feature, please contact UBS at or money orders, additional correspondence, staples, paperclips, etc. 1-800-762-1000. Available only for cardholders with a UBS Resource will be considered a "non-conforming payment" which may delay the Management Account or UBS Business Services Account BSA. crediting of the payment for up to 5 days. We can accept late payments, partial payments, checks and money orders marked "Paid in Accrual of interest and how to avoid paying interest on Full" or language having the same effect without losing any of our purchases. rights under this Agreement, and such payments may be sent to the Your due date is at least 23 days alter the close of each billing cycle. On following address: UBS Bank USA—Card Services, P.O. Box 203219, Purchases, interest begins to accrue as of the transaction date. Dallas, TX 75320-3210. However, if you paid the Statement Balance that was shown on your previous billing statement by the Payment Due Date on that statement, Other payment options: then (I) we will not impose interest on Purchases during your current Online: Visit ubs.comIonlineservices to sign up for Pay Credit Card to Continued on back of next page SDNY_GM_00009056 CONFIDENTIAL EFTA01596978  Page 3 of 4 My Choke Rewards Points from UBS Account Summary Total Points Beginning Points this petiod 6.328 Points earned this petiod 160 Bonus points 0 Adjustments 0 Redemptions 0 Ending points balance 6.488 • For more details on your rewards points activity, please visit us online at ubs.com/uscards Activity for GHISLAINE MAXWELL - Card ending in Date Description Amount Payments 04/20 PAYMENT THANK YOU 4300.00 Total Payments Activity -5300.00 Purthases 03/31 NATIONAL REGISTRY EMT 614-888-44840H $15.00 04/03 ZOE HAIR LLC BOSTON MA 535.00 04111 PINCKNEY NAILS SKIN SALONBOSTON MA $75.00 04/14 PINCKNEY NAILS SKIN SALONBOSTON MA 535.00 Total Porrhases_Aamty 5160.00 2017 Totals Year-to•Date Summary of Fen Total Fees Charged in 2017 $0.00 Total Interest Charged in 2017 $0.00 Interest Charge Calculation - 31 Days in Billing Cyde Balance ANNUAL Subject to PERCENTAGE Interest Interest Rate RATE (APR) Charge PURCHASES 50.00 13.99% (v) $0.00 BALANCE TRANSFERS $0.00 13.99% (v) $0.00 CASH ADVANCES $0.00 22.74% (v) $0.00 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate Customer Notifications Access cash at ATMs and banks all over the world With your UBS Visa Signature credit card. For domestic transactions, receive ATM fee rebates. up to $3 per transaction, for an unlimited number of transactions. SDNY_GM_00009057 CONFIDENTIAL EFTA01596979  Page 4 of 4 billing penod if you pay the Statement Balance on the current billing In your letter, give us the ng information: statement by the Payment Due Date in the current billing period, and • Account Information: Your name and account number. (2) we will credit any payment applied toward Purchases as of the first • Dollar amount: • :.n amount of the suspected error. day in your current billing penod if you make a payment by the Payment • Description of problem: If you think there is an error on your Due Date in the current billing period that is less than the Statement ces:rthe . sat you oel.ee is wrong and why you believe it is a Balance. If a Statement Balance was shown on your previous billing mistake. You must contact us within 60 days after the error appeared statement and you did not pay the Statement Balance by the Payment on your statement. Due Date on that statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the You must notify us of any potential errors is wrilfno. You may call us, Statement Balance shows on the current billing statement by the but if you do we are not required to investigate any potential errors and A Payment Due Date in the current billing period. For Balance Transfers, you may have to pay the amount in question. interest will accrue from the day we send the Balance Transfer to the While we investigate whether or not there has been an error, the payee. For Checks, interest will accrue from the day the payee accepts following are true: the check. For Cash Advances, interest will accrue from the day you • We cannot try to collect the amount in question, or report you as take the Cash Advance. delinquent on that amount. • The charge in question may remain on your statement, and we How we will calculate your balance subject to interest rate. may continue to charge you interest on that amount. But, if we We use a method called "daily balance' (includtny new purchases). To determine that we made a mistake, you will not have to pay the determine the amount of the interest to be charged on your Account amount in question a any interest or other fees related to that we first calculate the "Balance Subject to Interest Rate" separately for amount. 8 Purchases, for Balance Transfers, and for Cash Advances. We apply the • While you do not have to pay the amount in question, you are applicable Daily Periodic Rate (the DPR) (the DPR for each category is responsible for the remainder of your balance. the applicable APR shown on the front of the statement dmded by • We can apply any unpaid amount against your credit limit. 365), to each of the applicable daily balances for 4 Purchases, Balance Transfers and iii) Cash Advances. The daily balances foe Veer rights If you are dissatisfied with year credit card Purchases, for Balance Transfers and for Cash Advances are each pales calculated separately and determined as follows: We take the beginning If you are dissatisfied with the goods or services that you have balances for each transaction type on your Account each day, including purchased with your credit card, and you have tried in good faith to any interest calculated on the previous day's balance, add to the correct the problem with the merchant, you may have the right not to respective balances any new transaction, subtract any payments or pay the remaining amount due on the purchase. To use this right, all of credits and make any other applicable adjustment(s). Your Cardmember the following must be true: Agreement provides for compounding of interest. A credit balance is I. The purchase must have been made in your home state or within treated as a balance of zero. If you multiply the "Balance Subject to 100 miles of your current mailing address, and the purchase price Interest Rate for each balance category as shown on your monthly must have been more than S50. (Note: Neither of these are billing statement by the number of days in the billing penod and then necessary if your purchase was based on an advertisement we multiply each sum by the applicable DPR, the results will be the interest mailed to you, or if we own the company that sold you the goods assessed, except for mince variations caused by rounding. or services.) 2. You must have used your credit card for the purchase. Purchases Credit bureau reports and disputes: We may report information made with cash advances from an ATM or with a check that about your account to credit bureaus. Late payments, missed accesses your credit card account do not qualify. payments, or other defaults on your account may be reflected in your 3. You must not yet have fully paid for the purchase. credit report. If you believe that an entry we have made on your credit report is inaccurate or incomplete, please contact the credit bureau If all of the criteria above are met and you are still dissatisfied with the directly or contact us at UBS Bank USA, Card Operations Division, 1000 purchase, contact us is welling at: Harbor Boulevard, 8th Floor, Weehawken, NJ 07086. We will request UBS Bank USA--Disputes Department your name; your account number; the credit bureau where you received P.O. Box 84040 the credit report; a descnption of the error; and why you believe it is an Columbus, GA 31908 error. We will promptly investigate, notify you of our findings, and send While we investigate, the same rules apply to the disputed amount as an update to the credit bureaus if warranted within 30 days. discussed above. After we finish our investigation, we will tell you our decision. At that point, if we think you owe an amount and you do not Wbat to do If you flask you flood a 'mistake an yam 'tetanal pay, we may report you as delinquent. If you think there is an error on your statement write to us at: UBS Bank USA--Card Operations Denson Please refer to your Cardmember Agreement for additional information 1000 Harbor Boulevard, 8th Floor about the terms of your Account. Weehawken, NJ 07086 C2011 UBS Bank USA SDNY_GM_00009058 CONFIDENTIAL EFTA01596980  SUBS Statement Billing Period: Payinent Due Date Dd!nimum Payment Due 02/27/17 - 03/26/17 April 23, 2017 535.00 UBS Visa Signature® credit card statement Prepared tor: GHISLANE MAXWELL Page 1 of 4 Customer News Primary Card Number Ending in:M Questions/ Call 1-800-762-1000 ubs.corwonineservices Pay Credit Card reminder Account Summary Activity Summary Do not mail payment. Your Minimum Payment Due $35, Previous Balance $236.40 1 Statement Balance in the amount of Payment Due Date 04/23/17 - Payments $300.00 is scheduled to be paid on Credit Line 335,000 00 + Purchases $300.00 4/20/17 from your UBS Account. Available Credit Line $34,700.00 - Other Credits $0.0O Thank you. Cash Credit Line 414,030.00 + Cash Advances $0.00 Available Cash Line $14,000.00 + Fees $0.00 Shop for your gift -giving needs, and Past Due Amount $0.00 I + Interest use your points to do it, on the My Overlimit Amo s0.00 `Statement Balance $300.00 Choice Rewards website. Find gift cards for fine dining and premium Payment Information* retail, browse the latest in trendy Statement Balance $300.00 goods and gadgets, book your Minimum Payment Due $35.00 summer travel or redeem for a Payment Due Date 04/23/2017 statement credit at Late Payment Warning: If we do not receive your minimum payment by the date listed above, you ubs.com/onlineservices. may have to pay a late fee up to S35.00 and your APRs may be increased to the Penalty APR of 27.74%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For Instance If you make no additional charges You will pay off the balan sing this card and each month shown on this statement i u pay about... Only the Minimum Payment 10 months $317 If you would like information about credit counseling services, call 1-800-762-1000. The phone number for UBS Bank USA is 1-800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1-800-342-3736 or www.dh.ny.gov Repayment information is based on your account activity and the APRs on your account as of the closing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.com/onlineservices. Detach here. Please make checks payable to • UBS Card Servicef and include this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U.S. Postal Service delivery. UBS BANK USA CARD SERVICES PO BOX 84040 UBS Card Number Ending in Minimum Payment Due Statement Balance $35.00 $300.00 COLUMBUS GA 31908.4040 Payment Due Date April 23, 2017 You are enrolled in Automated Pay Credit Card. Send payments to: GHISLAINE MAXWELL UBS BANK USA - CARD SERVICES PO BOX 203219 DALLAS TX 75320-3219 SDNY_GM_00009059 CONF 0000003500 5 I DE N3111 AL5 EFTA01596981 Important Information Lost or stolen card: Your credit card is issued by UBS Bank USA. If pay your account online. Payments made on our website by 6:00 p.m. your card is lost or stolen, please contact us immediately at Eastern time will be credited to your account that same day. Available 1-800-762-1000 at any time. You will not be liable for any only for cardholders with a UBS Resource Management Account 6 unauthorized use that occurs after you notify us. You may, however, be (RMA6 or UBS Business Services Account BSA 6 liable for unauthorized use that occurs before your notice to us. In any case, your liability will not exceed 550. Pay by phone: To make a payment by phone please call 1-800-762-1000. Payments made by 5:00 p.m. Eastern time will be Payment Information: Each billing cycle, you must pay at least the credited to your account same day. Phone payments made from your Minimum Payment Due shown on your monthly statement by its UBS account by 6:00 p.m. Eastern time are also credited same day. Payment Due Date. Both the Minimum Payment Due and Payment Due Application of any phone payment to your credit line may be delayed Date are noted on your statement. At any time you may pay more than for up to 7 days. the Minimum Payment Due up to the full amount you owe us, however you cannot "pay ahead". This means that if you pay more than the Overnight payments: Send overnight courier service or USPS Priority required Minimum Payment Due in any Ming cycle or if you make more Mail payments to UBS Bank USA--Card Services, 2975 Regent than one payment in a billing cycle, you will still need to pay the next Boulevard, P.O. Box 203219, Irving, 1X 75063. A payment received at month's required Minimum Payment Due by your next Payment Due Date. Remember to make all checks payable to Card Services. Please this address by 5:00 p.m. Central time that othervase meets the z requirements of a conforming payment will be credited to your account allow 7 days for the U.S. Postal Stroke to deliver your payment that same day. to us. Upon our receipt, your available credit may not be 8 increased by the payment amount for up to 7 days to ensure 8 Antonsatk repayment of cash advances through CashConnect: the funds from the bank on which year payment Is drawn are The CashConnect feature on your UBS credit card account will collected and not returned. tiOlen you provide a check r I automatically repay new Cash Advances obtained from ATMs and on this Account, you authorize us to either use the information Iran financial institutions (CashConnect Cash Advances), each night, with your check to make a one-time electronic fund transfer from your available funds from your UBS Resource Management Account 6 account a to process the payment as a check transaction. When we use information from your check to make an electronic fund transfer, (RMA6 a your UBS Business Services Account BSA ®(either referred to funds may be withdrawn from your account as soon as the same day as your UBS Account). You will incur no interest charges on we receive your payment, and you will not receive your check back CashConnect Cash Advances, as long as there are sufficient available from your financial institution. For inquiries please call 1-800-762-1000. funds in your UBS Account to repay your CashConnect Cash Advance transaction in full when we first seek payment from your UBS Account. Melted poyarents: A conforming payment received by us by 5:00 If sufficient available funds are not available in your UBS Account to pay p.m. Central time will be credited to your account the day of receipt. A off your CashConnect Cash Advances balance in full, then the APR for "conforming payment" is a payment that 1) is mailed using the Cash Advances will apply as of the original transaction date on any enclosed envelope and payment coupon included with this statement to remaining balance. You will be charged the APR on Cash Advances on UBS Bank USA—Card Services, P.O. Box 203219, Dallas, TX 75320-3210 your remaining CashConnect Cash Advance balance until it is repaid in and 2) is in the form of a single, non-folded check or money order made full. Applicable ATM surcharge fees may apply. No other account payable in US dollars from a US based institution. Any payment that balances are paid through the CashConnect feature. If you choose not does not meet these requirements, or any payment with multiple checks to participate in the CashConnect feature, please contact UBS at or money orders, additional correspondence, staples, paperclips, etc. 1-800-762-1000. Available only for cardholders with a UBS Resource will be considered a "non-conforming payment" which may delay the Management Account or UBS Business Services Account BSA. crediting of the payment for up to 5 days. We can accept late payments, partial payments, checks and money orders marked "Paid in Accrual of interest and how to avoid paying interest on Full" or language having the same effect without losing any of our purchases. rights under this Agreement, and such payments may be sent to the Your due date is at least 23 days alter the close of each billing cycle. On following address: UBS Bank USA—Card Services, P.O. Box 203219, Purchases, interest begins to acaue as of the transaction date. Dallas, TX 75320-3210. However, if you paid the Statement Balance that was shown on your previous billing statement by the Payment Due Date on that statement, Other payment options: then (I) we will not impose interest on Purchases during your current Online: Visit ubs.comIonlineservices to sign up for Pay Credit Card to Continued on back of next page SDNY_GM_00009060 CONFIDENTIAL EFTA01596982  Page 3 of 4 My Choke Rewards Points from UBS Account Summary Total Points Beginning Points this petiod 6,028 Points earned this period 300 Bonus points 0 Adjustments 0 Redemptions 0 Ending points balance 6.328 • For more details on your rewards points activity, please visit us online at ubs.com/uscards ActMty for GHISLAJNE MAXWELL - Card using Si MI Date Desoipticn Arrcuni Payments 03/20 PAYMENT THANK YOU 4236.40 Total Payments Activity 4236.40 Purchases 03/08 LAUREN'S NAILS BOSTON MA $94.00 03/09 JENNIFER'S NAILS AND BOSTON MA 53400 03/09 ZOE HAIR LLC BOSTON MA $59.00 03/16 PINCKNEY NAILS SKIN SALONBOSTON MA $42.00 03/20 ESPA CORP NEW YORK NY $70.00 Total Purchases Activity S300.00 II.E17 Totals Year-to-Date Summary of Fees and Interest Total Fees Charged in 2017 $0.00 Total Interest Charged in 2017 $0.00 Interest Charge Calculation - 28 Days in Billing Cyde Balance ANNUAL Subject to PERCENTAGE Interest Interest Rate RATE (APR) Charge PURCHASES $0.00 13.74% (v) $0.00 BALANCE TRANSFERS $0.00 13.74% (v) $0.00 CASH ADVANCES $0.00 22.49% (W $0.00 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate SDNY_GM_00009061 CONFIDENTIAL EFTA01596983  Page 4 of 4 billing penod if you pay the Statement Balance on the current billing In your letter, give us the • ng information: statement by the Payment Due Date in the current billing period, and • Account Information: Your name and account number. (2) we will credit any payment applied toward Purchases as of the first • Dollar amount: • ..: war amount of the suspected error. day in your current billing penod if you make a payment by the Payment • Description of problem: If you think there is an error on your Due Date in the current billing period that is less than the Statement cesythe rvaat you oel.ee is wrong and why you believe it is a Balance. If a Statement Balance was shown on your previous billing mistake. You must contact us within 60 days after the error appeared statement and you did not pay the Statement Balance by the Payment on your statement. Due Date on that statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the You must notify us of any p