EFTA01508026.pdf

J.P. Morgan Securities Inc. 0 1 2005 270 Park Avenue. New York. NY 10017 JPMorgan Private Bank Account Number Margin Account Portfolio Page 29 of 29 FINANCIAL TRUST COMPANY INC January 01, 2005 - January 31, 2005 IMPORTANT INFORMATION ABOUT YOUR JPMSIMARGIN ACCOUNT Ifthare are any errant or OmittiOnt on dla stat.mw, Calf yOu have any at...MOO about 14 plane COONCI your suss Actount Representenve or JPASSI Compliance DepaiTilltnt at (21V 483-2323. Please keep the fallowing n mod when usag this statement to Pack yea JAMS: brokerage aeon* rho tastement combines your general largo wean: nsth the spec elmemorandum account requeed by Seaton 220 6Regubtan T As renewed by Regubbon T. a permanent recad 0()w seeable account is seasbbie taco pas itOLSOttl Important Waimea. about Pelting and Vatiattaat Popes some of neat yeprovided by acing arras a other seances *bob no deemrata* eve not guseanteed fa *cosy or ss reMzeade vino". Frey crear bagmen in yea account are not segregate/and may be used in the operation of JPMSIs &anon subject 10 The Insfauns Of SEC Rub 1503-3 Unless otherwise ',bawled. JPM.9 a as agent, and bobcat/bibs war bob/ your aecunbes Upon yew demand AM& wwpay to you the amount of or, free aed1babn0e. and a deafer to you foonyed se0untee hekl On yea baba Intents!!be chested on any debit balance the machod Of°skirl:ging Vitae)t is described ma Mier sent loan rowan custonws Upon soften request JPMS) vol supply you with ov most won/ statement required to be (ams/led fo anslanen under SEC Rub 170-5(c) Ifs petal colis made wen respect so an awe of soaraes included in your anal Account no wel abaft the cam bye method we doom tar and equttebb You snood have reeved separateSAM trade conternabons each socuntos transaction AO tannctcns ea subject both* bans and OSeatOnS ssoad on Zr. rovers. Sided such confemahays and as swayer some OM,Mutn. by-laws aatoms and aberprobtons d the ?mash:Jac* n /Ito executed ✓d governed by and construed a accordance wan by laws of tan state a' New Yin and all apacabb 'oda-aliens and regulabons You most promptly Was* JPIASI d newel changes in)ea annulment obpcbtos*tonne. aluabon Unless you Worm JPMSI carom" JPMSI red consider the internam comently in ITS tiles ro be cornOto and accurate JAMS! b leisured by law to report to the InternedRevenue Same abdrodends arellor rawest inane on bonds gadded to your account Sang calendar yaw Please reran aNyare statemenb to ass 0! your in Preparing you acme tan (awns A TacnaaI statement of JPIASI u *tradable review personal empecben of its onkel a o copy old wilt be mauled upon Yaw waren request. JAMS/ a noI a bank and is a separate legal may fromis bank a tan afrnteeco octane JPMCI3 The saastea sad close a recommended by JPMSI Are not at ed by the Federal Deem,Insurance Caporebon a any other goverronenttOegency 0 Are not deposits or ant.' obegabons d JPIASIS bank or wet afraid., (unless °anywise adcebd) and are not gewambed by ale responsitntrly of my such afgoleauniess ealcely armed otherwase) and (3) IrrycAst abasement risks octane possab lees of the perryoosi invested JPAISIY banking affthates may be lenders to issuers of saccades that JPMSI underwrees in which apse acceeca ce °Asap: underwritten by JAMS, may be usedla Me woman of such bans and you shouti fee to the asobsua documents tasting to particular securtes fa discussion of any such lending realsonships The FederalReserve agares that AWAY Caen yew Consent before a can Obtan peen abnneben bands bank a That effaates acilichng mew credit evarastion of you We wet assume that ow contemn° to trilliaad bu.S.ne3.1 mei JPMSI wit anginaeyour 00nlent 10 the shwyng of such Infermown by JPMSI and its bank a (NA shenbea 101130 e./001.04Winft4 by If. JP4Iongan Pnybie gook is tne maAnng name fa the env** banking Maness co ducted by JP Malign Clob30 6 CO through as SOOMOIMS waldiode. in0Aane 'PUCE end JAWS' Confidential Treatment Requested by JPMorgan JPM-SDNY-00033160 Chase CONFIDENTIAL SDNY_GM_00302358 EFTA01508026