EFTA01507754.pdf

10 2004 JPMorgan Chase Bank 345 Park Avenue. New York. NY 10154-1002 II3 JPMorgan Private Bank Account Number O 30171-00-5 Asset Account Portfolio Page 71 of 74 FINANCIAL TRUST COMPANY INC October 01, 2004 - October 31, 2004 In case of errors a questions about your statement. Including your line of credit. If )ou Moe that oat statement a neared a I you need more inkanshon about a Sensate:on on sow steterrent onctudng a use of credt Yansacbon you mks; write to us on a separate sheet desabeng the era and send! to JFAtagan Toyota Bane. 500 Stanton Christiana Road IhrOPS3. Newark DE 19713.2107 Ws must hew ban you notate! than 60 days after the statement On mkt* the error a problem appeared as sent You Gen contact low client sane 'Aeneast but dong so manor aesave yaw rights. In your letter pease's/andsthe thymic intamestion (I) low memo and account numbs; (2)tha dear count of the suspeckd once and (3)•doseriphon sore once and explenatch d you can why you &dem more is an am' If you need rnae mknnshon you fruit describe the tens you we ensure about The JPMorgan Funds a The JP/4wpm Institutional Funds or The American Century Funds Shores d the funds we r, 74 04^A der-4 ,2 end we not 4ii4e4,7,etdey any bank owernmerlenbty a the FOC Return wig snareace me eructs* and rederrkkhcn vta‘m fray be more or less then ongnalcost Wore the money market funds seek to manta°a stela, nal asset vakreof SI 00 per shore Meets no assurencethat they ova contotue to do se The estimated annual income and chedendrek bases fa mutual funds reFersentthe funds' most recentencorneMwder4anentaktrod JP Hagan Funds Ekstrietdor. Inc ss are cletribula of the JPMorgan Funds end FrnwcenCeoluiy investment Senors Inc rs the d.seabitta or the AmencanCenturyFuna JP Magian Investment ManagemeM Inc and AmencenCenkry Invest Mena)mientl seryeas arrestmentedosas Vies roved/re turd lamgesand receyecompensakon from thee respective fund fannieske aovdng investment advocryand ether services It you have chosen one or Me sweep ',Must funds you we rotted that pos4ons .n the Prime Money (tweet Sweep Fund reeresenthddrogs en the JPMorgan Prone Money Market Fund poe,bons n the Federal Money Markel Sweep Fund representn:4d ngs n the JPMorgan FodoraMonoy Mend Fund and postons m me Tot Exerre:Monoy MarkotSktop Ford represent holdings in the JP'S/organ Tax ExemptMorey Market Fund JAMS, is the custolan at Asted opens and mono_ mutual funds matting MEd pony entrust funds purchased 'trough JAWS! JPMSI is a rromborottne Soeurges tmostorProtechon Capaabol FS/FC7 a nohla.prokmsmbeeshocapctatron f uniod by beerkohdeabstaogeSerednrth the SocuMes and ExchangeConnsson Securities and cashIva:Ikea curJomor &coati: at JAMS, aro acme tad up to Me taal net equity& each ocean! Merest 1400000 of praecton *hair includes up to $100000 of protecbon to. casks groveled by &PC As of March 2004. the balanced the protection a probed by a secevaNExcems SIM Surer/Bond issued by Customer Asset ProNctron Company. SIPC eat excess &PC aotecton do not protect against losses from Actuationsin the wahvot the seo.vrtes Assets held .n ousted" by!Mktg.., ChaseBenk NA (Me Bana7tre not subject to &PC°, excess &PC protection JP Mogan Seattle MC JP%krgenChaseElank NA a they affaafes (the 'Maven Companies may provde adnmaVativecuslodel saesdayituona sales shwenolderservoesto JPMorgan Funds AmencenCenturyFunds a funds estabeshed sponsored echoed a managed by Med poles andMe Morgan Companies may be cartoon:ad foe such services Explanation of JPMSI Ratings: JPMorgan used the tottemgratog system Overweight: Over the nett sou to Make months we ...pea Ms stook me ovNerforo the erne* total return of the stooks rn the analyst's (a the analyst's leama)coverege universe Neutral: Ora the ned sic to Melte months. we expect Mb stock wet esteem in toe or ith the teenage total return of Me Nooks to the anaiyes (a the onahAtIS team's) cortrerge rowers. Underweight On. the nth( so to Make monMs we epect Mu sock nkt trodermerfam the *move toad return d the steels as theanalysts (of the enolysta team's) covempe unverse Independent Research &War JPIASI does not endorse a otherwise adopt Me IndeponlentResoarchlAandaresearch ander rabngs Othrentfons use a conchal ratings awns as war as d.florentratags systems to desate that recommendatons JAM& uses a "rebtve'rator system as described ad:we tRPs may use a difietentratorgs system such es as en liesonae'reames system end use such terms as they' 'hoar or "set Snce heestineand "aboaute , akngs systems reeturkeensentek1relareot yOu shOud reed cereal), the &Amnon: of a4 tangs used n the JPMSI and IRPresoarch that is included in the research tea Foe this reason and soxp the research cO1tms the basis kr the fames as wain as aompiete ionametion concerning tin an fists vans you should road caretuhf the roseatchand not rote es contents from the teeny atone JPMorgan Potato Bank u the marketing name for the private banking baseness conducted by JP Mclean Chase S Co Wasp ifs subsdence xceklecle nauchng JPIAagan Chase Bank NA JP Morgan Trust Company NA and JP Morgan &cartes Inc Confidential Treatment Requested by JPMorgan JPM-SDNY-00032834 Chase CONFIDENTIAL SDNY_GM_00302032 EFTA01507754