EFTA01485364.pdf

J.P.Morgan JEFFREY EPSTEIN ACCT For the Period 9/1/09 to 9/30/09 lenconarn inta net.onftegardueAudn:n Rate Secedes (ARS) ARS med.*: or preerredsocirreas mei en inherit a dividend ratereset poredicolym an aucton Afthough thee may De day weeklyand rronthly resets therers no guarenteelhaf ma'e wit be!Ruddy If Mare are no: enough eds at an soch. on to redeem the secedes aysibblisla sale the result may be a failed aucton In a Wad auctron mere a no assuence that a seconday market rat devotee, Mat the security wit tale atom a any otter price retooled on stair:mimes Accordntot vhieslors should not rely On vfoOng InlamehOn •PpOOrtng an thew slitemients with respect tO ARS you hang 010een a* a We "floe mutual funds you be noted that pose:ens:nth. Plane Money Mahal Seems Fund represent holding, in the JPteorgen Gene Money Martel and. pootens in the FederalMoney Merkel Sweep Fund represent hottangs an the JPMorgan FedarelMoney MarkefFunl and pow:ions m me Tan Eternal Money Medea:GawpFund representhobeGS tel the JPIlagsw Tan Exempt Money ManHO Fund YOuthOold halt received septtanOnOnatmeten* kr seen ainCunbea eansaGen AO lainseehons are sutUOUI 10 the terms end CtindetOns slated On Me reversesee a such COnfrmebOns end be sutyea to the COMMunak bylaws. galena end neerpretiotenaM the masketplmewhere executed and governed by and construed n accordance wag, the laws cline Stab of New Yak and NJ *Meadefeint laws and regutabons F urine.meannece with respect to cornmasions and pew charges related to the reakon of rouses:41s. utatedongonftons eanssolab has been mcluckd in means that were previously famine!b you Upon written request JPMSI wee prorrody supply kw 'nth the Wed such nformeten Sheets:Ekes° certain JPMcepan Funds are charged ea redcap:bola:to:quell° 2% of Me proceeds d they malingerer redeem shares of stall funds within 60 days ol purchase subject b certain exceptions se; Iota n ale prospectus el the applcableFund Please consult SW Magentepresentebraor a let of the JPMorgan Funds the::frees* rwlempbon fees !MASI JPMCB a thee a?.ewes (Me P ttcrgan Comparbee7may provdeadnznalretw custodial sales doebuten a sharehotla sera," b JPIAcrpen Funds. AmeetanCeniury Funds a funds telablalked spOnsat0 advised a managed by fled pales and the J P Morgan Carper** may be componsaled tot such *Feces A hnancialstatement al Ma croencationts availableto you for perscnahnspecton at as offices °recopy vet be mated to you upon written request Bank products and stereos at offered demob JPAICS and rts Safes Seamed WO offsal by JPMSI and dosed throkgh JPMCC Napama,apea nose wan respectto an uses of maybes mach%J m yw ACCGMI vie roil AbateMO CO Cy a rnsthod we deem brand equitable YOuMust remelt, edviseJPMSI of mobnaknancee n yOul soi•StmentatyKtole a Monte'SgwebOn Unless you inform JPAISIoMermse. JPMSI se consider the infmatcnctreralyn its Nes to be correlate are acw'ate JPMSI u 00I a SS end ease:bete legal entity from As bentta fhR affestes incluchre JPMCB The secedes sold offered or racy:gm:coded by JPMSI (I)Are not muted by the Fedora, Deposit Insane Capaotoo or any cent goneennweal agency ra Are nal deposits a other colvatons of JPMSJs bank or Win ofMutes (unless otherwise 'strafed) and we not guaranteed by a de respowsttegy ol any such ',Mores (unless evict* stated otherwise) and (3)Irrecee Investment reeks including posse* tom a me priebeef /needed JFIASIV bankng affOates may be lenders to issuers of secedes Pet JPMSI ureenentes. to which apse proceeds of Owings undenwilfort by JAWS/ nay be used for the repownenta such loans. and you shouts refer to the disclosure documents retard to partrtubr securest kr discussion a any such lending rolatOnSIVS The FederelRosaverequns thel JPMSI Oaten yew consent &Mae 4 can Man certain mitr manon from as Dank or Mort afteates entlorlfig free vedr evahattonot you We tee assume that your con:owing to fransect business wen JPMSI ww cora trtub es," consent to the shamed such inkarrnaton by JPMSI end Its banker Mali:WM*1os to the (relentpermitted bylaw DEPOSITS P4 FOREIGN BRANCHES ARE NOT INSURED BY THE FOC, THE FEDERAL RESERVE BOARD OR ANY OTHER GOVERNMENTAL AGENCY; AMOUNTS IN THE TIME DEPOSITS DO NOT HAVE THE BENEFIT OF ANY DOMESTIC PREFERENCE APPLICABLE TO U.S. BANKS Page 9 of 9 Confidential Treatment Requested by JPMorgan JPM-SDNY-00006655 Chase CONFIDENTIAL SDNY_GM_00275853 EFTA01485364