EFTA00134039.pdf

90A-NY-3151227-GJ Serial 6 •1 of 1. FD-302 (Rev. 5-8-10) FEDERAL BUREAU OF INVESTIGATION Date of entry 12/09/20)9 Pursuant to a Federal Grand Jury subpoena served by the Southern District of New York, Comcast provided the attached response, dated August 20, 2019. Investigation on 08/20/2019 at New York, New York, United States (Fax) File SI 90A—NY-3151227—GJ Date drafted 12/06/2019 by This document contains neither recommendations nor conclusions of the FBI. It is the property of the FBI and is loaned to your agency; it and its concerns arc not to be distributed outside your agency. EFTA00134039  EXON: Fax United States Attorney's off:re TC:Mla PAGE: 001 OF 005 8/20/2019 1:53 PM 4t. COMCAST FACSIMILE TRANSMITTAL SHEET FROM "as Comcast Legal Response Center COMPANY: DATE: UNted States Attorney's Office 8/20/2019 3:53:43 PM FAX NUMBED- TOTAL NO. OF PAGES INCLUDING COVER 5 IMM PHONE NUMBER: SENDER'S REFERENCE NUMBER LCR429440 RE: YOUR REFERENCE NUMBER: LRC Compile:Kt 2019R01059 ®FOR REVIEW 0 PLEASE COMMENT 0 PLEASE REPLY 0 PLEASE RECYCLE 0 URGENT NOTES/ COMMENTS Attached you will fmd Comcast's response to the above refermced you have any questions regarding this matter, please contact the Legal Response Center a Sincaely, Comeast Legal Response Center 650 CENTERTON ROAD, MOORESTOWN. NJ OROS] AUG-20-2019 15:59 91% P.001 EFTA00134040  9/20/2019 3:53 PM FROM: Fax United States Attorney's Office TO: PAGE: 002 of 005 Legal Response Caster 1800 Bishops Gate Boulevard COMCAST 8054 CONFIDENTIAL August 20, 2019 AUSA MEM United States Attorney's Office Onc SL Andrew's Plaza New York , New York (NY) 10007 RE: Subpoena Comcast File 11: LCR429440 Ref ft 2019R0159 Dear AUSA The Subpoena received on 08.20-2019 with respect to the above referenced matter has been forwarded to the Legal Response Center for a reply. The Subpoe t to produce certain subscriber records pertaining to the following telephone number:ta from as 07-06-2019 to date of Subpoena, 08-13.2019 00:00:00. Based on the information provided pursuant to the Subpoena, the subscriber information obtained has been provided below: Target Phone No: Subscriber Name: SSN: Service Address: NORTH PLAINFIELD, NJ 070603737 Type of Service: Comcast Digital Voice Start of Service: Associated Numbers: Text Messages: la None found (Not Comcast Provided) Call Detail Records: See all available attached to date of Subpoena If you have any questions regarding this matter, please feel free to call IIMES Very Truly Yours, Comcast Legal Response Center AUG-20-2019 15:59 91Y. P.002 EFTA00134041  9/20/2019 3:53 PM FROM: Fax United States Attorney, Office TO: OEM PAGE: CO3 OF 005 LINOS Ticket ID LCR429440 Telephone Number 9082796215 Call Type Terminating Start Date 07-06-2019 00:00:00 End Date 08-13-2019 00:00:00 Call Date Connect Time From Number To Number Billable Time 07.06.2019 09:40:37 00:00:13 07-08.2019 20:48:03 00:00:12 07-08-2019 20:48:03 00:00:00 07-09-2019 16:45:17 00:00:09 07-10-2019 12:29:55 00:00:07 07-11-2019 14:50:00 00:00:42 07-11.2019 17:44:44 00:00:05 07.13.2019 14:37:26 00:00:10 07-13-2019 16:18:28 00:00:06 07-16-2019 14:11:12 00:00:06 07-17-2019 13:59:25 00:00:09 07-17-2019 17:19:40 00:00:16 07-17-2019 20:13:51 00:00:00 07-18-2019 14:41:34 00:00:06 07-18.2019 18:50:29 00:00:07 07-20-2019 16:07:59 00:00:15 07-25.2019 15:57:52 00:00:02 07-30-2019 11:11:12 00:00:07 07-30-2019 12:14:59 00:00:00 07-30-2019 12:15:31 00:00:33 07-30-2019 12:15:31 00:00:00 07-31-2019 13:21:14 00:00:17 07-31-2019 17:06:05 00:00:05 08-05-2019 16:43:11 00:00:08 08-07-2019 12:21:58 00:00:13 08.09.2019 11:34:06 00:00:00 08.10.2019 09:31:02 00:00:00 08.10.2019 15:22:23 00:00:06 08-10-2019 15:22:23 00:00:00 08-10-2019 16:34:53 00:00:05 08-10-2019 16:35:22 00:00:09 08-12-2019 16:48:03 00:00:08 08-12-2019 16:48:24 00:00:12 08-12-2019 16:48:47 00:00:09 08.12.2019 16:49:31 00:00:00 08-12-2019 16:49:31 00:00:56 08-12-2019 16:51:30 00:01:19 AUG-20-2019 16:00 91% P.003 EFTA00134042  8/20/2019 3:53 PM FROM: Fax United States Attorney's Office TO: PAGE: 004 OF 005 LINOS Ticket ID LCR429440 Telephone Number 9082796215 Call Type Originating Start Date 07-06-2019 00:00:00 End Date 08-13-2019 00:00:00 Call Date Connect Time From Number To Number Billable Time 07-08-2019 20:48:03 00:00:12 07-11-2019 11:06:52 00:03:52 07-16-2019 12:00:55 00:01:15 07-20-2019 11:37:16 00:01:26 07-30-2019 12:15:31 00:00:33 08.10.2019 15:22:23 00:00:06 08-12.2019 16:49:31 00:00:56 AUG-20-2019 16:00 91% P.004 EFTA00134043  8/20/2019 3:S3 PM PROM: Fax United States Attorney's Office TO: PAGE: 005 Of 005 04/20/2019 TUB 14145 FAX 1004/005 Declaration of Custodian of Records Pursuant to 28 U.S.C.§ 1746, I, the undersigned, hereby declare: My name is Nicole A ODonnell (name of &darn° I tun a United States citizen and I am over eighteen years of age. I am the custodian of records of the business named below, or I am otherwise qualified as a result of my position with the business named below to make this declaration. of a Grand Jury Subpoena, dated August 13, 2019, and signed by Assistant United States Attorney requesting specified records of the business named below. Pursuant to Rules 902(11) and 803(6) of the Federal Rules of Evidence, I hereby certify that the records provided herewith and in response to the Subpoena: (I) were made at or near the time of the occurrence of the matters set forth in the records, by, or from information transmitted by, a person with knowledge of those matters; (2) were kept in the course of regularly conducted business activity; and (3) were made by the regularly conducted business activity as a regular practice. I declare under penalty of perjury that the foregoing is true and correct. Executed on 8-20-2019 (dale) Nicole A aDonneli Electronic Signature (Agralute of declimn1) Nicole A ODonnell Legal Analyst (name and title of dcelatunt) Comcast (nasal business) 1800 Bishops Gate Boulevard (baRittnitaurel, NJ 08054 Definitions ()rums used above: As defined in Ped. R. Evid. 803(6), "record" includes a memorandum, report, record, or data compilation, in any form, of acts, evens, conditions, opinions, or diagnoses. The term 'tininess" as used in Fed. R. Evid. 803(6) and the above declaration Includes business, institution, association, profession, occupation, and calling of every kind, whether or not conducted for profit. AUG-20-2019 16:00 91% P.005 EFTA00134044  8/20/2019 3;42 PH FROM: FAX United States Attorney's Office TO: PAGE: 001 OF 005 4k COMCAST FACSIMILE IRAN SMITTAL SHEET TO: FROM Comcast Legal Response Center COMPANY: DATE: United States Attorneys Office 8/20)2019 3:42:12 PM PAX NUMBER: TOTAL NO. OF PAGES INCLUDING COVER: S PHONE NUMBER. SENDERS REFERENCE NUMBER: LCR429440 RE: YOUR REFERENCE NUMBER: LRC Compliance 2019R01059 ❑ URGENT El FOR REVIEW ❑ PLEASE COMMENT ❑ PLEASE REPLY ❑ PLEASE RECYCLE NOTES, CONOCENTS Attached you will fmd Comcast's response to the above referenced Su ena If you have any questions regarding this matter, please contact the Legal Response Center at Sincerely, Comcast Legal Response Center 6S0 CF.NTERTON ROAD. MOORESTOWN. NJ 08057 AUG-20-2019 15:47 91% P.001 EFTA00134045  8/20/2019 3:42 PM FROM: Fax United States Attorney's Office TO: PAGE: 002 OF 005 Legal Response Center 1800 Bishops Gate Boulevard COMCAST Mount La NJ 08054 Tel 866-947-5587 Fax CONFIDENTIAL August 20, 2019 AUSA United States Attorney's Office One St. Andrew's Plaza New York , New York (NY) 10007 RE: Subpoena Comcast File #: LCR429440 Ref # 2019R0159 Dear AUSA The Subpoena received on 08-20-2019 with respect to the above referenced matter has been forwarded to the Legal Response Center for a reply. The Subpoena uests Comcast to produce certain subscriber records pertaining to the following telephone number: from 07-06-2019 to date of Subpoena, 08-13-2019 00:00:00. Based on the information provided pursuant to the Subpoena, the subscriber information obtained has been provided below: Target Phone No: Subscriber Name: SSN: Service Address: NORTH PLAINFIELD, NJ 070603737 Type of Service: Comcast Digital Voice Start of Service: Unknown Associated Numbers: (Not Comcast Provided) Text Messages: None found Call Detail Records: See all available attached to date of Subpoena AUG-20-2019 15:48 P.002 EFTA00134046  90A-NY-3151227-GJ Serial 7 •1 of 1. FD-302 (Rev. 5-8-10) FEDERAL BUREAU OF INVESTIGATION Date of entry 12/09/2039 Pursuant to a Federal Grand Jury subpoena served by the Southern District of New York, Equifax provided the attached response, dated September 16, 2019. Investigation on 09/16/2019 at New York, New York, United States (, Other (Unknown)) Fik# 90A-NY-3151227-GJ Date drafted 12/06/2019 by This document contains neither recommendations nor conclusions of the FBI. It is the property of the FBI and is loaned to your agency; it and its contents arc not to be distributed outside your agency. EFTA00134047  DECLARATION OF CUSTODIAN OF RECORDS STATE OF GEORGIA ) COUNTY OF FULTON ) I, the undersigned declare as follows: 1. My name isnli I am over 21 years of age and I am competent to testify as to the matters stated herein. I am a Legal Support Associate in the Office of Consumer Affairs for Equifax Information Services LLC and have authority to submit this declaration on its behalf. 2. I have personal knowledge of the facts set forth herein, except to the extent that I state herein another source for my knowledge. 3. The documents identified herein are true and accurate copies of the documents maintained by Equifax Information Services LLC. 4. These records and documents were prepared by personnel of Equifax in the ordinary course of business at or near the time of the acts, conditions or events described in the records. I declare under penalty of perjury that the foregoing is true and correct. Executed this day of September, 2019. Legal Support Associate & Records Custodian Equifax Information Services LLC EFTA00134048  DECLARATION OF CUSTODIAN OF RECORDS STATE OF GEORGIA ) COUNTY OF FULTON ) I, the undersigned declare as follows: 1. My name is I am over 21 years of age and I am competent to testify as to the matters stated herein. I am a Legal Support Associate in the Office of Consumer Affairs for Equifax Information Services LLC and have authority to submit this declaration on its behalf. 2. I have personal knowledge of the facts set forth herein, except to the extent that I state herein another source for my knowledge. 3. The documents identified herein are true and accurate copies of the documents maintained by Equifax Information Services LLC. 4. These records and documents were prepared by personnel of Equifax in the ordinary course of business at or near the time of the acts, conditions or events described in the records. I declare under penalty of perjury that the foregoing is true and correct. Executed this day of September, 2019. Legal Support Associate & Records Custodian Equifax Information Services LLC EFTA00134049  DECLARATION OF CUSTODIAN OF RECORDS STATE OF GEORGIA ) COUNTY OF FULTON ) I, the undersigned declare as follows: 1. My name is I am over 21 years of age and I am competent to testify as to the matters stated herein. I am a Legal Support Associate in the Office of Consumer Affairs for Equifax Information Services LLC and have authority to submit this declaration on its behalf. 2. I have personal knowledge of the facts set forth herein, except to the extent that I state herein another source for my knowledge. 3. The documents identified herein are true and accurate copies of the documents maintained by Equifax Information Services LLC. 4. These records and documents were prepared by personnel of Equifax in the ordinary course of business at or near the time of the acts, conditions or events described in the records. I declare under penalty of perjury that the foregoing is true and correct. Executed this day of September, 2019. Legal Support Associate & Records Custodian Equifax Information Services LLC EFTA00134050  EQUIFAX° Equifax, Inc PO Box 105139 September 16, 2019 Atlanta, Georgia 30348 (866) 222-5901 (888) 826-0692 (fax) Attn: AUSA U. S. Attorney's Office One St. Andrew's PI, New York, NY 10007 RE: Request for Records Dear Sir/Madam: In response to your request for records, Equifax states as follows: Credit report (s) dated September 16, 2019 for: ed. all. — 2019R01059 Equifax, Inc has not located any additional information responsive to your request. If you have any further questions please feel free to contact me at the above address. Note: Equifax hasprovided the entire creditfile, but has removed blank pages andpages containing consumer notices that automatically print with the consumerfile. As a result, there may be gaps in page numbers. Sincerely, Legal Support Associate RellY S80245700913 PaNi39.TIF EFTA00134051  EQUIFAX° Equifax, Inc PO Box 105139 September 16, 2019 Atlanta, Georgia 30348 (866) 222-5901 (888) 826-0692 (fax) Attn: AUSA U. S. Attorney's Office One St. Andrew's PI, New York, NY 10007 RE: Request for Records Dear Sir/Madam: In response to your request for records, Equifax states as follows: Credit report (s) dated September 16, 2019 for: ed. all. — 2019R01059 Equifax, Inc has not located any additional information responsive to your request. If you have any further questions please feel free to contact me at the above address. Note: Equifax hasprovided the entire creditfile, but has removed blank pages andpages containing consumer notices that automatically print with the consumerfile. As a result, there may be gaps in page numbers. Sincerely, Legal Support Associate RellY S80245700913 PaNi39.TIF EFTA00134052  EQUIFAX° Equifax, Inc PO Box 105139 September 16, 2019 Atlanta, Georgia 30348 (866) 222-5901 (888) 826-0692 (fax) Attn: AUSA U. S. Attorney's Office One St. Andrew's PI, New York, NY 10007 RE: Request for Records Dear Sir/Madam: In response to your request for records, Equifax states as follows: Credit report (s) dated September 16, 2019 for: ed. all. — 2019R01059 Equifax, Inc has not located any additional information responsive to your request. If you have any further questions please feel free to contact me at the above address. Note: Equifax hasprovided the entire creditfile, but has removed blank pages andpages containing consumer notices that automatically print with the consumerfile. As a result, there may be gaps in page numbers. Sincerely, Legal Support Associate RellY S80245700913 PaNi39.TIF EFTA00134053  EZWIFAX CREDIT FILE : September 16, 2019 Confirmation # 9259041182 Personal Identification Information (This section includes your name, current andprevious Please address all future correspondence to: addresses, and any oth on reported by your creditors.) www.equifax.com/personal/disputes Name On File: Equifax Information Services LLC Social Security # XXX-XX-8558 Date of Birth: P.O. Box 740241 Current Address: Atlanta, GA 30374 Previous Address(es): M - F 9:00am to 5:00pm in your time zone. Last Reported Employment: DOJ Bureau; Collection Agency Information (This section includes accounts that credit grantors have placed for collection with a collection agency.) Stern Recovery Servcies, Inc.; Collection Reported 08/2019; Assigned 01/2018; Creditor Class - MedicaVHealth Care; Original Creditor - First Health of • nt - $125 ; Status as of 08/20 - • • te of 1st Delinquency 05/2016; Balance as of 08/2019 - $125 ; Individual Account; Account # - 5KOWS; Address: Greensboro NC 27401-2182 : Credit Account Information (For your security, the last 4 digits of account number(s) have been replaced by) (This section Includes open and closed accounts reported by credit grantors) Account Column Title Descriptions: Account Number - The Account number reported by credit grantor Amount Past Due - The Amount Past Due as of the Date Reported Date Acct. Opened - The Date that the credit grantor opened the account Date of Last Paymnt - The Date of Last Payment High Credit - The Highest Amount Charged Actual Pay Amt - The Actual Amount of Last Payment Credit Limit - The Highest Amount Permitted Sched Pay Amt - The Requested Amount of Last Payment Terms Duration - The Number of Installments or Payments Date of 1st Delinquency - The Date of First Delinquency Terms Frequency - The Scheduled Time Between Payments Date of Last Actvty - The Date of the Last Account Activity Months Reviewed - The Number of Months Reviewed Date Maj Delq Rptd - The Date the 1st Major Delinquency Was Reported Activity Designator - The Most Recent Account Activity Charge Off Arnt - The Amount Charged Off by Creditor Creditor Class - The Type of Company Reporting The Account Deferred Pay Date - The 1st Payment Due Date for Deferred Loans Date Reported - Date of Last Reported Update Balloon Pay Amt - The Amount of Final(Balloon) Payment Balance Amount - The Total Amount Owed as of the Date Reported Balloon Pay Date - The Date of Final(Balloon) Payment Status - Condition of Account When Last Updated by Creditor Date Closed - The Date the Account was Closed or Otherwise Account History 1 30-59 Days Past Due 5 : 150-179 Days Past Due J Voluntary Surrender Status Code 2 60-89 Days Past Due 6 : 180 o More Days Past Due K Repossession 3 90-119 Days Past Due G : Collection Account L Charge Off Descriptions 4 120-149 Days Past Due H : Foreclosure ( Continued On Next Page ) Page 6 of 22 9259041182CVJ-002734482- 1- 1- S EFTA00134054 When you place a security freeze on your Equifax credit report, you will be provided a 10-digit personal identification number (PIN) to use if you choose to temporarily lift or permanently remove the security freeze from your credit report. To make either request, you can contact Equifax by phone or mail and provide all the following: 1. Proper identification. 2. The unique PIN provided by Equifax when you placed the security freeze. 3. If requesting a temporary lift, specify the period of time for which the credit report is to be available (for example, from March 15, 2018 to March 21, 2018). You can also create or sign into your account on www.equifax.com to authorize the temporary lift or permanent removal of your security freeze from your Equifax credit report. Equifax will authorize the release of your credit report within one hour after receiving the above information if the request is by phone or electronic means or no later than three business days when a written request is submitted. Placing, lifting, and removing a security freeze on your Equifax credit report is free. 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FD-302 (Rev. 5-8-10) FEDERAL BUREAU OF INVESTIGATION Date of entry 12/09/2039 Pursuant to a Federal Grand Jury subpoena served by the Southern District of New York, Experian provided the attached response, dated September 16, 2019. Investigation on 09/16/2019 at New York, New York, United States (, Other (Unknown)) mk# 90A—NY-3151227—GJ Date drafted 12/06/2019 by This document contains neither recommendations nor conclusions of the FBI. It is the property of the FBI and is loaned to your agency; it and its contents arc not to be distributed outside your agency. EFTA00134126 EFTA00134127 EFTA00134128 Credit Profile from Experian Inc. Page 3 of 3 Top o( DOQQ If:go:kW Ft Form 0 Copyright Experian Information Solutions, Inc. All rights reserved. https://ea2.ce.experiannet.com/jAccess/inquiry 9/16/2019 EFTA00134129 Rick V. Haas Custodian of Records Allen, Texas 75013 Experian Consumer Affairs www.experian.com S. ' experiart EFTA00134130  S. . P.O.Box 1240 6.expean. n Allen. TX 75013 wwwaxperian.corn September 16, 2019 AUSA United States Attorney's Office One Saint Andrew's Plaza New York, NY 10007 RE: Subpoena for the credit records of , et al. Experian's Ref. # 149544595 Dear AUSA Donaleski: We are unable to locate credit records for and Tova A. Noel at this time. No record was found for Tova A. Noel using the informationprovided and additional identification information is need to pull records on Our database is a unique system in which full identification must be input in order to retrieve a credit profile on a particular individual. To ensure a complete credit profile, Experian uses full name, including middle name and generation code (Sr., Jr. 1,11,111, etc.), current address including zip code, previous addresses for the past two years including zip codes, social security number, and date of birth. Please provide in writing, any additional identification information for these individuals and a copy of the subpoena within 30 days and we will process your request. Enclosed please find the record for If I may be of further assistance, please do not hesitate to contact me at the number listed below. Sincerely, (Lat. V. 14-tan -- Rick V. Haas Custodian of Records ri n nsumer Affairs Enclosures EFTA00134131 (hand Jury Subpoena praithstates gsietrie anurt SOUTHERN DISTRICT OF NEW YORK TO: Experian Consumer Affairs Special Services Attention: Rick ilaas Custodian ofRecords Allen, TX 75013 GREETINGS: WE COMMAND YOU that all and singular business and excuses being laid aside, you appear and attend before the GRAND JURY of the people of the United States for the Southern District of New York, at the United States Courthouse, 40 Foley Square, Room 220. in the Borough of Manhattan, City of New York, Ncw York, in the Southern District of New York, at the following date, time and place: Appearance Date: September 13, 2019 Appearance Time: 9:00 a.m. to testify and give evidence in regard to alleged violation of: 18 U.S.C. §§ 1791, 201. and not to depart the Grand Jury without leave thereof; or of the United States Attorney, and that you bring with you and produce at the above time and place the following: Please see the attached rider. Re nal a cc is not uired if there mated records arc 1 xoduced on or before the return date to AUSA , and (2) accompanied by an executed copy of the attached Declaration of Custodian of Records. Failure to attend and produce any items hereby demanded will constitute contempt of court and will subject you to civil sanctions and criminal penalties, in addition to other penalties of the Law. DATED: New York, New York August 30, 2019 beef 1.1, ettW61.49-4,1:, GEOFFRE S.BERMAN United States Attorney Assistant United States Attorney rev. 02.01.12 EFTA00134132  RIDER (Grand Jury Subpoena to Experian, dated August 30, 2019; USAO 2019R01059) ftEOUEST: Please provide all financial account information, including credit reports, relating to the following. individuals: DOB Tova A. Noel, DOB SSN Michael A. Thomas, DOB SSN In lieu of an appearance you may comply with this subpoena by providing the requested information w" b " certification r pursuant to Fed. R. Evid. 803(6)' to AUSA EFTA00134133  Declaration of Custodian of Records Pursuant to 28 U.S.C. § 1746,1, the undersigned, hereby declare: My name is V. 14-et.4.1 (ism ord.:clam') I am a United States citizen and I am over eighteen years of age. I am the custodian of records of the business named below, or I am otherwise qualified as a result of my position with the business named below to make this declaration. I Grand Jury Subpoena, dated August 30, 2019, and signed by Assistant United States Attorney requesting specified records of the business named below. Pursuant to Rules 902(11) and 803(6) of the Federal Rules ofEvidence, I hereby certify that the records provided herewith and in response to the Subpoena: (I) were made at or near the time of the occurrence of the matters set forth in the records, by. or from information transmitted by, a person with knowledge of those matters; (2) were kept in the course ofregularly conducted business activity; and (3) were made by the regularly conducted business activity as a regular practice. 1declare under penalty of perjury that the foregoing is true and correct. Executed on 41-11-I1 (dye) (Wk.. V. 14-st-ivr..- (signature of&tamp CAAS'Fb Ottawa. D4 f Gcot.-LJ (none mash deckant). E )(ft Ka pwae of Wilms) (hornets at) Ake.... Tx -We 0 Definitions of terms used above: As defined in Fed. R. Evid. 803(6), "record" includes a memorandum, report, record, or data compilation, in any form, of acts, events, conditions, opinions, or diagnoses. The term "laminate as used in Fed. R. Evid. 803(6) and the above declaration includes business, institution, association, profession, occupation, and calling of every kind. whether or not conducted for profit. EFTA00134134 Glossary of account conditions and payment status Version 8 — Numeric • •••• •• • • ••••• Lxperban. ••• This glossary is for interpreting data on the Credit Profile Report from Experian. For information on how to report data, please refer to the Credit Reporting Resource Guide (CRRG) developed by the Consumer Data Industry Association. Account conditions Code Account Explanation Code Account Explanation condition condition A BK7PET Petitioned for Chapter 7 bankruptcy X BKI2RESC Reaffirmation of debt rescinded Chapter 12 bankruptcy B BKIIPET Petitioned for Chapter II bankruptcy BK13RESC Reaffirmation of debt rescinded Chapter 13 bankruptcy C BKI2PET Petitioned for Chapter 12 bankruptcy Al OPEN Open account BKI3PET Petitioned ton Chapter 13 A2 PAID Paid account/Zero balance bankruptcy A3' CLOSED Closed account E BK7DISC Discharged through A4 INACTIVE Inactive account Chapter 7 bankruptcy ea CR CDLOST Credit card lost or stolen F BK11DISC Discharged through Chapter 11 bankruptcy 05 TRANSFER Account transferred to another office G BKI2DISC Discharged through Chapter 12 bankruptcy 10 REFINANC Account renewed or refinanced H BKI3DISC Discharged through 21* DECEASED Consumer reported as deceased Chapter 13 bankruptcy 66* POBYDLER Credit grantor paid by the company BK7DISM Dismissed Chapter 7 bank' uplcy that originally sold the merchandise BKIIDISM Dismissed Chapter I t bankruptcy 67' BKLIOREO Debt included in or discharged through Chapter 7, 11 or 12 K BK12D1SM Dismissed Chapter 12 bankruptcy bankruptcy BKI3DISM Dismissed Chapter B bankruptcy 68 SETTLED Account legally paid in full for less M BK7W/D Withdrawn Chapter 7 bankruptcy than the lull balance N BK11W/13 Withdrawn Chapter 11 bankruptcy 691 BKADJPLN Debt included in or discharged through Chapter 13 bankruptcy 0 BK12W/D Withdrawn Chapter 12 bankruptcy as SCNL LOC Consumer now located/Was credit BK13W/D Withdrawn Chapter 13 bantouptcy grantor could not locate consumer Ft BKREAFF Reaffirmation of debt 87' FOREPROC Foreclosure proceeding started V BK7RESC Reaffirmation of debt rescinded 811* GOVCLAIM Claim filed with government for Chapter 7 bankruptcy insured portion of balance on loan w BK1IRESC Reaffirmation of debt rescinded Chapter 11 bankruptcy 'An aVertsA tits(es (here nu) be a need for foltre, twee. EFTA00134135  Account conditions (continued) Code Account Explanation Code Account Explanation condition condition DEE DLIEU Credit grantor received deed for 94' FORECLOS Credit grantor reclaimed collateral collateral in lieu of foreclosure on to settle defaulted mortgage a defaulted mortgage 96' VOLUSURR Voluntary surrender 91* TRMDFALT Early termination by default 96• RE FOSSES Merchandise was taken back by of original terms of lease or sales contract