EFTA01390414.pdf

14. Satiotoction of Indebtedness and Assignment of Rights. Client agrees to satisfy, upon demand, any indebterrains, of any Including any Mutest end commission charges and to pay the reasonable costs and expanses of colractionor OBSI amount Client owes to 0BS1. including reasonable ettonrays' hies and coup costs. Client agrees that under this Pershing may execute or assign to stab other or any third briny any rights w obligations Client,graniod Securities and Account Agreement. Mcturfing but not limited to the right 10 collect any Obligations, or liquidate any Other Property held In Accour0s). 16. Foes. Client mutoratoretto that OBSt chargos on Annual Account Foe for certain stamonts end may charge service fee*, processing loos and/or other fern or commissions. for the transactions and other sm./tees provided, more luly n.db.comramoneaoloYonnualdisolosurnotaternorn. described in the Annual Discloser° Stotoment, at httOlfanwi.pyri such fess from herd Client undorstindo that thew fees yell be chtirgod to Accounts) and autborion OBSI tie deduct Client's Account(s). Account its subject 16. No FDIC InSuradca, Not Obligations of My Bank. Croon understands that the units in Clent's to the risk of partial or total lose dde tommkot fluct uations or the lost/looney of thaisswir(s). The assets in Client's Account (including all related cash balances and shares of any Mutual Fund) are not deposits or other obligations of 0851, Deutsche Bank AG, %mono of any echo bank, era, got gbas aniseed by 00Sf, Croolothe Bonk AG, Administrator, Back w any other bank, and ate not unused byitho Federal Deposit insurance Corporation rm. Monies hold in the Insured Depolit Program 0011 may be FDIC Insured while those monies aro held in a depository account ate participating bank as desorsdiedOn the SOPTerms rind Conditions. Client may frant time to time be offered investment nroducts for which 08S1or Deutsche Bank AG Is an obligor. These products may bo complex, Interest may not provide for the return of the full amount of principal invested or for the payment of a fixed rate of offering and w31 not oeualty be covered by FOIC Insumoce. unless othe.twiso disciceed in the written (or any interest) documents fa sued products.. 17. Cash Sweep Selection, Client regrets to contact CMS' 'guarding the selection of Cash Sweep Options and or understands thettlIonre choice of Cash Sweep Dotted* may oa limited to money market routual hinds • deposit products that are.uneffilistod with OBS' II Client's Account is so individual retirement ecoeunt or an ER1SA account, or If OBS1 Is acting as Clients Investment adviser. Client understands that anytunds Client has on deposit with the banks participating, In IDP wilt bn "'totaled among mot tranks int mirohor described is IMIlLIP Terms and Conditions. 16. Credit Information and Investigation. Client authwhos 0851 and Pershing to obtain reportsauthorizes concerning Client's MI to share credit standing sod boldness conduct at their discretion without notifying Client. Gaeta also among sarvice provident los sot teeth herein) and DBS1Attillatet such credit-rebind end business conduct about information and any other confidential information NISI. Deutsche Bank AG and such Affiliate(s) may hove will Client and.ClieM's Accroint, In a ccoodenoe with OBSis Privooy Policy and Applicable Law. DOS! end Pershing provide Client with a copy of each of tbeir Privacy Polities shortly oft or cixotatinn by Client of this Mrasmant. Client may request a copy of Client's credit report, and upon request UUSI will Identity the name and address of rho consumer reporting agency that tumithed it. within can OM days 19. Confirmations, Sletanente and Other ComthunIcatione. &rant egress to notify OBS1In writing, Account(s). In atter transmittal to Client of a cOnfirmatIon, of any objection Client hag to any transaction in Client's the absence of such wiling' notification, Clint, agrees that di transactions In Client's Accounts) will be finalon end binding. Client understands objections must he directed to the Broach Supervisor in writing, et the address Client's account statement or confirm. For more information on how confirmations and account statomonts are delivered, pints rater to the Appendix m this Arractunt Agisoment. • Recording Convonetions . Client concords to PBS' Scanting any or all teteproono cells with Client. 20. 21. Joint Accounts. joint a. Unless Clients sootily 'tenant in common" or 'community properly' Clients authorize OBSI to designate aend account as `joint terrains with right of sttryfvorshInt or es 'tenants by the °Manor it Clients are married reside in a stela that recognizes said designation too personal property. Clients spree that jinni accounts will bo corned by CIBSI mi rersbing'it books in the form retracted by the Account name mooning on the account staranumt. In the Mont that the Account 13 e Joint toneew with right of Swvivinshlp of a tenancy by the on the same terms entireties, the entire Interest in the joint AccOunt shall be vested in the survivor of survivors and conditions se before the death. Tiro eurvefore and the estate of thedocoarod Accountholder will Indemeify DBE4 for any loss Incurred througlproattooM of the Account 00 Proldded Heroin. gale b. Clients agree Met each party to the joint account shall neve omitting to deal with OBS! as If each were theowner Account Account owner, ell without notice to the other Account ownerle). Clients ogres that notice to any Stisll be deemed to be notice to oil account owners Each Aetna°, owner shall be jointly and severalty noble for any this Account. 0051may follow the instructions of any owner concerning this Account ono make delhTefIeS to payment, even if such delhiefia andku payments shall be made to one owner owner, of any or all property and personally and not to all of the Account ownere. 0051 shall bo under oo obligation to inodro into tho purnosa of any such demand for delivery of secdiltios or peyrtuu'l and stroll hot be booed to see to the ofralication of disposition di the Securities andia monies so dotivorod or paid to any Account owner. Notwithstanding the the foregoing. OBSI may MOAT° point action by en aocouot omen) with rospont to any metier *oncoming account, Including thd giving or conoollation of &dole a.ul the withdrawal 0 amnia". Securities °odeher Property. In the event D8S1 receives aonflIcting instructions from any owner, It may in es iota discretion: KO follow any sotto Imnuotions, ID) woke written or verbal anthorliefloti of both, a9 dr any owiier balms acting oo file the Inatruction4 from any one owner, Ic) Mind thb rissole of the Account lo the soilless of theaccount, of (d) an interrgender action In en appropriate court to lathe coon decide the dispute. 13.AwsT41,3 3 017146.032e13 CONFIDENTIAL - PURSUANT TO FED. R. CRIM. P. 6(e) DB-SDNY-0094917 CONFIDENTIAL SDNY_GM_00241101 EFTA01390414