EFTA01577277.pdf

JPMorgan Chase Bank, N.A. P 0 Box 659754 San Antonio, TX 78265 - 9754 Account Number: May 01, 2012 through May 31, 2012 CUSTOMER SERVICE INFORMATION AVILOOP LLC 301 E 66TH ST APT 11E NEWYORK NY 10065 -6217 Web site: Service Center: Deaf and Hard ofHearing: Para Espanol: International Calls: Chase.com No overdraft fees for purchases of $5 or less Good news, we re making changes to help you avoid fees. For purchases of $5 or less that overdraw your account, we 11 no longer charge you an Insufficient Funds Fee, Returned Item Fee, or Overdraft Protection Transfer Fee. This is in addition to our current policy of not charging those fees if your account is overdrawn by $5 or less at the end of the business day. Effective July 22, 2012, these changes will be incorporated into the Additional Banking Services and Fees document as follows: In the In the section called Insufficient Funds, Returned Items, and Stop Payments the fee descriptions will be changed to: Additional Banking Services and Fees, Insufficient Funds and Returned Item Fees We will not charge an Insufficient Funds Fee if your ending account balance is overdrawn by $5 or less. Additionally, even if your ending account balance is overdrawn we will not charge an Insufficient Funds or Returned Item Fee for any item that is $5 or less. Overdraft Protection Transfer Fee We will not charge an Overdraft Protection Transfer Fee if your ending account balance, before any Overdraft Protection Transfers are made, is overdrawn by $5 or less or the Overdraft Protection transfer resulted from transactions that are all $5 or less. Please note that there will be no change to the amount of these fees. All other terms of your account agreement remain the same. If you have any questions, please call us at the telephone number EFTA01577277 listed on this statement or visit your nearest Chase branch. Change in fees for non-Chase ATM transactions Good news. Starting July 22, 2012, we will reduce the number of non-Chase ATM fees charged when you perform balance inquiries or account transfers at a non-Chase ATM. For transactions performed by the same card at the same terminal within a 15 minute time period, balance inquiries and account transfers will not incur a fee if done in conjunction with a withdrawal. If only transfers and inquiries are performed only one non-Chase ATM fee will be charged. Other than this reduction in the number of fees charged for inquiries and transfers, there are no other changes to the Non-Chase ATM fee. As a reminder, the owner of the non-Chase ATM may impose an additional charge. These changes will be reflected in your account agreement. All other terms of your account agreement remain the same. If you have any questions, please call us at the telephone number listed on this statement or visit your nearest Chase branch. P 1 4 EFTA01577278 Account Number: Lower Fees for Counter Checks Beginning July 22, 2012, we will charge $2 per sheet (3 checks to a page) ofCounter Checks, instead of $2 per check. Also, we may waive this Counter Check fee for certain types of accounts. These changes will be updated in the Additional Banking Services and Fees for Chase business checking and savings accounts. All other terms of your account agreement remain the same. If you have any questions, please call us at the telephone number listed on this statement or visit your nearest Chase branch. ough May 31, 2012 CHECKING SUMMARY Chase BusinessSelect Checking INSTANCES Beginning Balance Deposits and Additions Electronic Withdrawals Fees and Other Withdrawals Ending Balance 3 4 1 8 AMOUNT $3,178.97 698.03 - 2,347.33 - 18.00 $1,511.67 DEPOSITS AND ADDITIONS DATE DESCRIPTION 05/02 05/08 05/17 Bkcd Processing Bkcd Depst 271502291872 CCD ID: 1469221406 Bkcd Processing Bkcd Depst 271502291872 CCD ID: 1469221406 Bkcd Processing Bkcd Depst 271502291872 CCD ID: 1469221406 Total Deposits and Additions ELECTRONICWITHDRAWALS DATE DESCRIPTION 05/02 Bkcd Processing Bkcd M Dsc 271502291872 CCD ID: 1469221406 05/03 Authnet Gateway Billing 25549880 CCD ID: 1870568569 05/03 American Express Collection 6319530747 CCD ID: 1134992250 05/21 05/21 Online Transfer 2680481114 To Personal Checking ########9065 Transaction #: 2680481114 Total Electronic Withdrawals FEES AND OTHERWITHDRAWALS DATE DESCRIPTION 05/31 Service Fee EFTA01577279 Total Fees & Other Withdrawals DAILY ENDING BALANCE DATE 05/02 05/03 05/08 05/17 05/21 05/31 AMOUNT $3,135.68 3,036.53 3,554.63 3,729.67 1,529.67 1,511.67 P 24 age of AMOUNT $18.00 $18.00 AMOUNT $48.18 91.20 7.95 2,200.00 $2,347.33 AMOUNT $4.89 518.10 175.04 $698.03 EFTA01577280 Account Number: rough May 31, 2012 SERVICE CHARGE SUMMARY You were charged a monthly service fee this month. Your Chase BusinessSelect Checking monthly Service Fee can be waived in five different ways during any statement period: Maintain an average daily balance of $7,500.00. Your average daily balance was $2,749.00. OR Maintain a relationship balance of $25,000.00 or more during the statement period. Your relationship balance was $2,802.00. OR Link a qualifying personal checking account to your Chase BusinessSelect Checking account. You have no qualifying personal account linked. OR Spend at least $1,000.00 on a linked Chase Business Credit Card. You spent $0.00. OR Pay at least $50 00 in qualifying checking-related services or fees. You paid $0.00. See your Account Rules and Regulations or stop in to see a banker today to find out more. TRANSACTIONS FOR SERVICE FEE CALCULATION Checks Paid / Debits Deposits / Credits Deposited Items Transaction Total SERVICE FEE CALCULATION Service Fee Service Fee Credit Net Service Fee Excessive Transaction Fees (Above 200) Total Service Fees NUMBER OF TRANSACTIONS 4 3 0 7 AMOUNT $18.00 $0.00 $18.00 $0.00 $18.00 P 34 age of EFTA01577281 Account Number: May 01. 2012 through May 31, 2012 BALANCING YOUR CHECKBOOK Note: Ensure your checkbook register statement or not. is up to date with all transactions to date whether they are included on your 1. Write in the Ending Balance shown on this statement: 2. List and total all deposits & additions Date Amount Date Step 1 Balance: not shown on this statement: Amount Date Amount 3. Add Step 2 Total to Step 1 Balance. Step 2 Total: Step 3 Total: 4. List and total all checks, ATM withdrawals, debit card purchases and other withdrawals not shown on this statement. Check Number or Date Amount Check Number or Date Amount Step 4 Total: 5. Subtract Step 4 Total from Step 3 Total. This should match your Checkbook Balance: IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTRONIC FUNDS TRANSFERS: Your name and account number The dollar amount of the suspected error A description of the error or transfer you are unsure of, why you believe it is an error, or why you need more information. We will investigate your complaint and will correct any error promptly. Ifwe take more than 10 business days (or 20 business days for new accounts) to do this, we will credit your account for the amount you think is in error so that you will have use of the money during the time it takes us to complete our investigation . IN CASE OF ERRORS OR QUESTIONS ABOUT NON-ELECTRONIC TRANSACTIONS: Contact the bank immediately if your statement is incorrect or if you need more information about any non-electronic transactions (checks or deposits) on this statement. If any such error appears, you must notify the bank in writing no later than 30 days after the statement was made available to you. For more complete EFTA01577282 details, see the Account Rules and Regulations or other applicable account agreement that governs your account. -$ $ Call or write us at the phone number or address on the front of this statement (non-personal accounts contact Customer Service) if you think your statement or receipt is incorrect or if you need more information about a transfer listed on the statement or receipt. We must hear from you no later than 60 days after we sent you the FIRST statement on which the problem or error appeared. Be prepared to give us the following information: JPMorgan Chase Bank, N.A. Member FDIC P 44 age of EFTA01577283