EFTA01514034.pdf

July 01, 2007 - NEW YORK STRATEGY GROUP, 11C July 30,2004 Primary Account Number. JPMorgan Private Bank Page 6 of 6 Important Information about Your Statement Personal accounts are subject to the Deposit Accounts Agreement or the General Tams For Accounts and Services. Business amounts are subject to the Terms and Conditions for Commercial Accounts or the General Tams For Accounts and Services. Your accounts, unless otherwise indicated on the statement. are held by JPMorgan Chase Bank (the "Bad:"). Deposit accounts held at the Bank, including checking. savings, CD, and money market accounts, arc HNC insured. In Case of Errors or Questions About Your Electronic Funds Transfers (personal accounts only! Telephone or ante to the Bank if you dunk your statrinent or receipt is wrong. or it you need more mionnation about an electronic transaction on a statement or receipt. The phone number for inquiries is printed on the front of this statement The address for inquiries appears below. We must hear from you no later than 60 days atter we sent you the FutsT statement on which the error or problem appeared. • Tell us your name and account number. Plasm direct all inquiries to your Morgan Accusal( Officer at • ITescribe the mar or the transfer you arc unsure aloud, JPMorgan Private Bank Client Service and explain as clearly as you can why you believe it is an 5110 Stanton Christiana Road, I/OPS3 error or why you need more information. Newark, DE 19713-2107 • Tell us the dollar amount of the SMOCCMLI We will investigate your complaint arid will correct any error pomptly If we take more than 10 business days to do this (20 business days for transactions outside the (1.S. and point-of-sale transactions), we will nxredit your account for the amount you think is in error so that you will have use of the money dwing the tune it takes us to complete our investigation. In Case of Erron or Questions About Non Electronic Transfers Please examine your account at once you feel an error has taken place or have questions concerning a nonelectronic transaction. telephone or write us within 30 days. The phone number is printed on the front of this statement. The address appears above. lino report is received within this period. your account will be considered correct. Mutual Rinds/Securities Securities (including Mutual Funds) and annuities are not bank deposits and are not FDIC insured nor are they obligations of or guaranteed by JPMorgan Chase Bank, or its affiliates or any federal or state government or government agency or government sponsored agency. Securities (Including mutual funds) and annuities involve investment risks, including the possible loss of the principal amount Invested. The distributor of the JPMorgan Funds is JPMorgan Fund Distributors, Inc. which is not affiliated with the Bank. Ile Bank and its affiliates !cease compensation from the JPMorgai Funds for providing services to the funds. Read the ;Morgan Funds prospectuses carefully for details. including fees and iscpursis, before investing or wilding money. JPMorgan Select Shams of the Connecticut Daily Tax Free Income Fund. Inc. and JPMorgan Select Shares of the New Jersey Daily Municipal Income Fund. Inc. are not part of, or affiliated with, the Whlorgan Family of Mutual Funds. Reich et Tang Distributors Inc. and Reich R Tang Asset Managianent L.P., which are unaffiliated with JPMorgan, are the fund? distributors and investment advisor. Reich /k Tang Distributors Inc. is a member NASD. The Bank is not a registered broker-dealer. Securities transactions may be through JPMorgan Fund Distributors. Inc. a subsidiary of the Bank. is a member of NASD/SIPC. IRA Accounts Accounts of the Bank as trustee, or as discretionary investment muster for an ERISA plan or an IRA that hold Fiduciary Shares (as described below) do not bear any portion of investmat, administrative, custodian or other charges paid to the Bank or its affiliates for services to JPMorgan Funds for which a rebate process has been established since these charges are subject to rebate as defined below. For accounts of the Bank as trustee, or discretionaiy investment manager for an ERNA plan or an IRA. which hold shams in the JPMorgan Funds other than Fiduciary Shares, the Bank receives fees for services from the JPMorgan Funds but waives account foes with respect to the hinds so held. "fiduciary Shams" mums shares of IPMorgan Select Funds and Institutional Shares of the JPMorgan Bond Fund II, JPMorgan Short-Term Bond Fund II. JPMorgan Intarnediate Bond Fund II. and JPMorgan Large Cap Equity Fund held in Bank trust accounts or in discretionary investment managunent accounts at the Bank held by ERISA plans or IRAs. "Rebate means an amount manual by the Bank to the account which holds the Fiduciary Shares The rebate amount represaits the portion of servicing fats paid to the Bank by the mutual fund with respect to Fiduciary Shares. Confidential Treatment Requested by JPM-SDNY-00040145 JPMorgan Chase CONFIDENTIAL SDNY_GM_00309343 EFTA01514034