EFTA01281187.pdf

FIFTH THIRD BANK Page 1 of 4 TRAVEL REWARDS Account Summary for Period Previous Balance $170.80 December 18, 2016 - January 17, 2017 Payments & Credits $170.80 Total Credil Limit $7.000 Purchases & Cash Advances $0.00 Cash Limit $3.500 Other Charges $0.00 Available Credit $7.000 FINANCE CHARGES Portion Available for Cash $3.500 New Balance $0.00 The Cash Limit is a portion of the Total Credit Limit. Minimum Payment Due $0.00 Payment Due Date February 14, 2017 Transactions TRAN POST DAIS DAIS REFFRENCE NUMBER - DESCRIPTION AMOUNT Questions? Call Us: Payments & Credits Customer Service 12;27 12:27 1827 MAIL PAYMENT BRANCH CINCINNATI O1-4 -S170.80 1.800.972.3030 Finance Charges Please see reverse side for important information Send Payments to: Days in Current Billing Period 31 Fifth Third Bank Outstanding Average Daily Monthly Corresponding Periodic PO Box 740789 Balance Balance Periodic Rale Annual FINANCE Cincinnati. OH 45274-0789 Percentage Rate CHARGE Current Purchases' $0.00 $0.00 1.20750% 14.49% $0.00 Send Billing inquiries to: Current Cash" $0.00 $0.00 2.08250% 24.99% $0.00 Fifth Third Bank Customer Service Total Transaction Charges: $0.00 MD 1MOC2G Total FINANCE CHARGES: $0.00 5050 Kingsley Drive Finance charges incurred using 'Method 1 or aMethod 2 Cincinnati, OH 45227-1115 'Periodic Rate may vary t q Please write your account number on your check made payable to Fifth Third Bank and mail portion below in return envelope. FIFTH THIRD BANK VAD ,..C•14. 1 : 1114 4441.1 1 1, :4 1141OC.:::: ( - 14v:11,44‘1] ::4 t Print address changes below. Street NSA IIIlllll lllllll III IIIII IIIIIIIIIIIIIIIIItII 11111111111111 2441 0047118 Homo Phone Ntocrolo Phone REOUIRO SCIENTIA LLC 27 HIGH TECH BLVD THOMASVILLE NC 27360.5560 Account Number New Balance $0.00 Minimum Payment Due $0.00 lolorlololtorioliniltloillItiolitillooltiolitlitlillinionli Payment Due Date February 14. 2017 FIFTH THIRD BANK PO BOX 740789 CINCINNATI OH 45274-0789 Total Enclosed $ SDNY_GM_00035062 i000000000000I:S 1440000 2I:0000i0 S 526 3 24 70 /00 253 Sul CONFIDENTIAL EFTA_00I 45675 EFTA01281187  Page 2 of 4 What To Do if You Think You Find A Mistake On Your Statement Online Payment: Payments can be made via Online Banking at 53.com. If we If you think there is an error on your statementwrite to us at: Fifth Third Bank. Ann: receive your request on a Business Day by 7 p.m. ET we will credit your payment Disputes Resolution Department. MD 1MOC2G. 5050 Kingsley Drive. Cincinnati. as of that day. II we receive your request after that time we will credit your payment OH 45227. You may also contact us at 877433.6197, Monday through Friday 7 as of the next Business Day. AM to 8 PM (EST) and Saturday 8:30 AM to 5 PM (EST). Upon contacting us provide the following information: Mailed Payment: Payments received in proper form before 5pm ET on a Business Day at the address printed on the payment coupon portion of your • Account information: Your name and Account number. statement will be credited as of that Business Day. A payment received there in • Dollar amount: The dollar amount of the suspected error. proper Sorra alter that time will be credited as of the next Business Day. Allows to 7 • Description of Problem: II you think there is an error on your bill, describe days for payments by regular mail to reach us. There may be a delay of up to 5 what you believe is wrong and why you believe it is a mistake. days in crediting a payment we receive that is not in proper form or not sent to the You must contact us: correct address. A mailed payment is in proper form if it includes the payment • Within 60 days after the error appeared on your statement. coupon: includes a valid check or money order (no cash or foreign currency • At least 3 Business Days before an automated payment is scheduled. if you please): and your name and account number are on the front of your check or want to stop payment on the amount you believe is wrong. money order. You may notify us of potential errors in writing or by calling us. You may still be In Person Payment: All payments made in person to a Filth Third employeeat a required to pay the amount(s) in question if the Bank determinesthe transaction is Fifth Third Banking Center will be credited as of that day. Payments made at an not an error. If you betieveiraud has occurred on your account, please call us as ATM on a Business Day by 7 p.m. ET will be credited as of that day. Payments soon as possible at 800-782.0279. made at an ATM after that time will be credited as of the next Business Day. While we investigate whether or not there has been an error, the following are Business Days: Business days are Monday through Friday, excluding federal true: holidays. • We cannot try to collect the amount in question. or report you as delinquent on Electronic Check Conversion: If you send an eligible check with this payment that amount. coupon. you authorize us to make a one•time electronic fund transfer from your • The charge in question may remain on your statement, and we may continue to account. If we do. the checking account will be debitedin the amount on the check charge you interest on that amount. But, if we determinethat we made a mistake. and the check will be destroyed. We may do this as soon as the day we receivethe you will not have to pay the amount in question or any interest or other fees check. related to that amount. Information Reported to Credit Bureaus: We may report informationabout your • While you do not haveto pay the amount in question.you are responsible for the account to credit bureaus. Late payments. missed payments, or other defaults on remainder of your balance. your account may be reflected in your credit report. II you think we reported • We can apply any unpaid amount against your credit limit. inaccurate information to a credit bureau write to the following address: Fifth Third Your Rights It You Are Dissatisfied With Your Credit Card Purchase: Bank, Attn: Disputes ResolutionDepartment,5050 Kingsley Drive. MD: 1MOC2G. If you are dissatisfied with the goods or services that you have purchased with your Cincinnati. OH 45227. Include your name, address, account number and a credit card, and you have tned in good faith to correct the problem with the detailed description of the information you feel is inaccurate. merchant, you may have the right not to pay the remaining amount due on the Calculation of Interest Charges: We calculate interest charges separately for purchase. each balance shovm in the Interest Charge Calculationbox. using the averagedaily To use this right, all of the following must be true: balance method (including new transactions). To get the "average daily balance' 1. The purchase must have been madein your home state or within 100 miles of we take the beginning balance of each day, and, as applicable to that balance.add your current mailing address, and the purchase price must have been more than any new charges and fees. and subtract any paymentsor credits. This gives us the $50. (Note: Neither of these are necessary if your purchase was based on an daily balance. We add up all the daily balances for the billing cycle and divide by advertisement we mailed to you, or it we own the company that sold you the the number of days in the billing cycle. This gives us the "averagedaily balance.' goods or services.) We multiplythe applicablemonthly periodic rate by the -averagedaily balancesand 2. You must have used your credit card for the purchase. Purchases made with that gives us the interest charges for that balance for the billing cycle. (The cash advances from an ATM or with a check that accesses your credit card monthly periodic rate equals the APR in effect divided by 12.) account do not qualify. 3. You must not yet have fully paid for the purchase. How to Avoid Paying Interest on Purchases: Your due date is at least 23 days after the close of each billing cycle. We will not charge youinterest on Purchases if If all of the criteria above are met and you are still dissatisfied with the purchase. you pay your entire balance by the payment due date. contact us in writing at: Fifth Third Bank. Attn: Disputes Resolution Department. MD 1MOC2G. 5050 Kingsley Drive. Cincinnati. Ohio 45227. While we investigate. Variable APRs: APRs followed by (V) may vary. the same rules apply to the disputed amount as discussed above. After we finish Payment: You may pay all or part of your account balance at any time. However. our investigation.we will tell you our decision. At that point. it we think you owe us you must pay, by the payment due date, at least the minimum payment due. an amount and you do not pay. we may report you as delinquent. SDNY_GM_00035063 CONFIDENTIAL EFTA_00145676 EFTA01281188  FIFTH THIRD BANK Page 3 of 4 TRAVEL REWARDS Real Life Rewards Summary Point Balance on this card: 9.681 As of: 01/17/2017 The Reward Points shown on this statement include Rewards Points earned only on this product and may not include all earned Reward points for all transactions you made this month. To obtain your total Reward Point balance login to 53.com Internet Banking or w0 1.800.449.2142. SDNY_GM_00035064 CONFIDENTIAL EFTA_00 I 45677 EFTA01281189 FIFTH THIRD BANK Pap. 4014 TRAVEL REWARDS SDN,G,00035065 CONFIDENTIAL EFT,00145678 EFTA01281190