EFTA01500662.pdf

JPMorgan 0 Private Bank November 01, 2006 through November 30, 2006 Account Number: 000921501931565 Important Information about Your Statement Accounts are subject to the General Terms For Accounts and Services and applicable appendices and account agreements. Your accounts. unless otherwise indicated on the statement, are held by JPMorgan Chase Bank, N.A. (the "Bank"). Deposit accounts held at the Bank. including checking. savings. CD. and money market accounts, are FDIC insured. In Case of Errors or Questions About Your Electronic Funds Transfers (personal accounts only) Telephone or write to the Bank if you think your statement or receipt is wrong, or if you need more information about an electronic transaction on a statement or receipt. The phone number for inquiries is printed on the front of this statement. The address for inquiries appears below. We must hear from you no later than 60 days after we sent you the FIRST statement on which the error or problem appeared. • Tell us your name and account number. • Desaibe the error or the transfer you are unsure about, Please direct all inquiries to your Morgan Account Officer at and explain as clearly as you can why you believe it is an error JPMorgan Private Bank Client Service or why you need more Information. 500 Stanton Christiana Road. 1/OPS3 • Tell us the dollar amount of the suspected error. Newark, DE 19713-2107 We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to do this (20 business days for transactions outside the U.S. and point-of•sale transactions), we will recredit your account for the amount you think is in error so that you will have use of the money during the lime it takes us to complete our investigation. In Case of Errors or Questions About Non Electronic Transfers Please examine your account at once. If you feel an error has taken place or have questions conceming a non-electronic transaction. telephone or write us within 30 days. The phone number is printed on the front of this statement. The address appears above. If no report is received within this period, your account will be considered correct. Mutual Funds/Securities Securities (including Mutual Funds) and annuities are not bank deposits and are not FDIC insured nor are they obligations of or guarante by JPMorgan Chase Bank, N.A. or its affiliates or any federal or state government or govrnment agency or government sponsored agency Securities (including mutual funds) and annuities involve investment risks. including the possible loss of the principal amount invested. The distributor of the JPMorgan Funds is JPMorgan Distribution Services, Inc., which is an affiliate of JPMorgan Chase Bank, N.A.. JPMorgan Chase Bank, N.A., and its affiliates receive compensation from JPMorgan Funds for providing services. Read the JPMorgan Funds prospectuses carefully for details, including fees and expenses, before investing or sending money. JPMorgan Select Shares of the Connecticut Daily Tax Free Income Fund. Inc. and JPMorgan Select Shares of the New Jersey Daily Municipal Income Fund, Inc. are not part of. or affiliated with, the JPMorgan Family of Mutual Funds. Reich & Tang Distributors Inc. and Reich & Tang Asset Management L.P., which are unaffiliated with JPMorgan, are the funds' distributors and investment advisor, respectively. Reich & Tang Distributors Inc. is a member NASD. Page 3 or 4 Confidential Treatment Requested by JPM-SDNY-00024762 JPMorgan Chase CONFIDENTIAL SDNY_GM_00293960 EFTA01500662