EFTA01596489.pdf

SUBS Statement Billing Period: Payntent Due Date Minimum Payment Due 08/27/14 - 09/26/14 October 23, 2014 $15.00 UBS Visa Signature® credit card statement Prepared for: GHISUUNE MAXWELL Page 1 of 4 Customer News Primary Card Number Ending in= Questions? Call 1-800-762-1000 ubs.corn/orrinesenrices View your card account activity, download credit card statements an Account Summary Activity Summary more at ubs.com lonlineservices in the minimum Payment Due 115.00 Previous Balance $3,12222 cash management tab. Payment Due e a $3,177.22 Credit Line $35,000.00 + Purchases 5147044 Pay Credit Card reminder Available Credit Lin Cash Credit Line Available Cash Line 314,000.130 r+ igther Credits Cash Advances + Fees $0.00 $0.00 S0.00 Do not mail payment. Your Past Due Amount $0.00 + Interest 30.00 I Statement Balance in the amount of Overlimit Amo s0.00 Statement Balance 51,470.44 $1,470.44 is scheduled to be paid on 10/18/14 from your UBS Account. Payment Information* Thank you. Statement Balance $1,470.44 Minimum Payment Due $15.00 Payment Due Date 10/23/2014 late • t Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to 535.00 and your APRs may be increased to the Penalty APR of 27.24%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For Instance If you make no additional charges You will pay off the balan using this card and each month shown on this statement i you pay... about... Only the Minimum Payment 12 years $2,626 $1,800 550 3 years (Savings = $826) If you would like information about credit counseling services, call 1-800-762-1000. The phone number for UBS Bank USA is 1-800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1-800-342-3736 or www.dh.ny.gov * Repayment information is based on your account activity and the APRs on your account as of the closing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.com/onlineservices. Detach here. Please make checks payable to 'UBS Card Services and include this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U.S. Postal Servke delivery. UBS BANK USA CARD SERVICES PO BOX 84040 UBS Card Number Ending in Minimum Payment Due Statement Balance $15.00 $1,470.44 • COLUMBUS GA 31908.4040 Payment Due Date October 23, 2014 You are enrolled in Automated Pay Credit Card. Send payments to: GHISLAINE MAXWELL UBS BANK USA - CARD SERVICES PO BOX 203219 DALLAS TX 75320-3219 SDNY_GM_00008567 CONFIDENTIAL 0000001500 6 EFTA01596489 Important Infonnetion Lost or stolen cad: Your credit card is issued by UBS Bank USA. If pay your account online. Payments made on our website by 6:00 p.m. your card is lost or stolen, please contact us immediately at Eastern time will be credited to your account that same day. Available 1-800-762-1000 at any time. You will not be liable for any only for cardholders with a UBS Resource Management Account unauthorized use that occurs after you notify us. You may, however, be (RMAII) or UBS Business Services Account BSA 110. liable for unauthonzed use that occurs before your notice to us. In any case, your liability will not exceed 550. Pay by phone: To make a payment by phone please call I-800-762-1000. An expedited payment made by phone by 5:00 p.m. Payment Information: Each billing cycle, you must pay at least the Eastern time will be credited to your account that same day, and Minimum Payment Due shown on your monthly statement by its reflected in your credit line by the next day. You can also make a Payment Due Date. Both the Minimum Payment Due and Payment Due phone payment from your UBS account as late as 6:00 p.m. Eastern Date are noted on your statement. At any time you may pay more than time. This payment will be credited as of that same day, but application the Minimum Payment Due up to the full amount you owe us, however to your credit line may be delayed. you cannot "pay ahead". This means that if you pay more than the 8 required Minimum Payment Due in any billing cycle or if you make more Overnight payments: Send overnight courier service or USPS Prionty than one payment in a billing cycle, you will still need to pay the next Mail payments to UBS Bank USA--Card Services, 2975 Regent month's required Minimum Payment Due by your next Payment Due Boulevard, P.O. Box 203219, Irving: TX 75063. A payment received at Date. Remember to make all checks payable to Card Services. Please this address by 5:00 p.m. Central time that otherwse meets the 8 allow 7 days for the U.S. Postal Service to deliver your payment requirements of a conforming payment will be credited to your account 8 to us. Upon our receipt, your available credit may not be 8 that same day. increased by the payment amount for up to 7 days to ensure 8 the funds from the bank on which yon payment Is drawn are Ardwastaffc repayment of cash advances through CashCoanect collected and not returned. V.,,Ien you provide a check as payment The CashConnect feature on your UBS credit card account will on this Account, you autnonze us to either use the information from automatically repay new Cash Advances obtained from ATMs and your check to make a one-time electronic fund transfer from your financial institutions (CashConnect Cash Advances), each night, with account or to process the payment as a check transaction. When we use information from your check to make an electronic fund transfer, available funds from your UBS Resource Management Account funds may be withdrawn from your account as soon as the same day IRMA or your UBS Business Services Account BSA ®(either referred to we receive your payment, and you will not receive your check back as your UBS Account). You will incur no interest charges on from your financial institution. For inquiries please call 1-800-762-1000. CashConnect Cash Advances: as long as there are sufficient available funds in your UBS Account to repay your CashConnect Cash Advance Moiled payments: A conforming payment received by us by 5:00 transaction in full when we first seek payment from your UBS Account. p.m. Central time will be credited to your account the day of receipt. A If sufficient available funds are not available in your UBS Account to pay "conforming payment" is a payment that: 1) is mailed using the off your CashConnect Cash Advances balance in full, then the APR for enclosed envelope and payment coupon included with this statement to Cash Advances will apply as of the original transaction date on any UBS Bank USA—Card Services, P.O. Box 203219, Dallas, TX 75320-3210 remaining balance. You will be charged the APR on Cash Advances on and 2) is in the form of a single, non-folded check or money order made your remaining CashConnect Cash Advance balance until it is repaid in payable in US dollars from a US based institution. Any payment that full. Applicable ATM surcharge fees may apply. No other account does not meet these requirements, or any payment with multiple checks balances are paid through the CashConnect feature. If you choose not or money orders, additional correspondence, staples, paperclips, etc. to participate in the CashConnect feature, please contact UBS at will be considered a "non-conforming payment" which may delay the I-800-762-1000. Available only for cardholders with a U85 Resource crediting of the payment for up to 5 days. We can accept late Management Account or UBS Business Services Account BSA. payments, partial payments, checks and money orders marked "Paid in Full" or language having the same effect without losing any of our Accrual of Interest and hew to avoid paying Interest en rights under this Agreement, and such payments may be sent to the parclnes. following address: UBS Bank USA—Card Services, P.O. Box 203219, Your due date is at least 23 days after the close of each billing cycle. On Dallas, TX 75320-3210. Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance that was shown on your Other payment options: previous billing statement by the Payment Due Date on that statement, Online: Visit ubs.comlonlineservices to sign up for Pay Credit Card to then (1) we will not impose interest on Purchases during your current Continued on back of next page SDNY_GM_00008568 CONFIDENTIAL EFTA01596490  Page 3 of 4 My Choke Rewards Points from UBS Account Summary Total Points Beginning Points this petiod 22,163 Points earned this petiod I A70 Bonus points 0 Adjustments 0 Redemptions 0 Ending points balance 23,633 • For more details on your rewards points activity, please visit us online at ubs.com/uscards Activity for GHISLAINE MAXWELL - Card ending in Date Desoip6cn Account Payments 09/18 PAYMENT THANK YOU -53,177.22 Total Payment Activity 43,177.22 Purtases 08/29 TWITTER ADVERTISEG 415-4264400 CA $94.15 08/31 FACEBOOK BY1M565C92 www.fb.meradsCA 5154.98 09/01 TWITTER ADVERTISEG 415-4264400 CA 539.64 09/03 Amazon Web Services aws.amazon.coWA $198.39 09/04 T-MOB1LE RECURRING PMT 800-937.8997 WA $181.62 09/04 CLOUDFLARE 650-3198939 CA $200.00 09/08 TWITTER ADVERTISEG 415-4264400 CA $94.56 09/09 MA1LCHIMP MAILCHIMP.COMGA $175.00 09/15 TWITTER ADVERTISING 415-4264400 CA $52.41 09/18 STARBUCKS #18509 NEW YORKNew York NY $4.30 09/18 DNH•GODADDY.COM 480-5058855 AZ $6.99 09/20 MOMENTUM 719-428-9439 CO $268.40 Total Purchases Activity $1,470.44 Summary of Fees and Interest 2014 Totals Year-to-Date Summary of Fees and Interest 1 Total Fees Charged in 2014 $0.00 Total Interest Charged in 2014 $0.00 Interest Charge Calculation - 31 Days in Billing Cyde Balance ANNUAL Subject to PERCENTAGE Interest Interest Rate RATE (APR) Charge PURCHASES $0.00 1124% (v) $0.00 BALANCE TRANSFERS $0.00 1124% (v) $0.00 CASH ADVANCES $0.00 21.99% (v) So.00 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate SDNY_GM_00008569 CONFIDENTIAL EFTA01596491  Page 4 of 4 billing penod if you pay the Statement Balance on the current billing In your letter, give us thu • ng information: statement by the Payment Due Date in the current billing period, and Account Information; Your name and account number. (2) we will credit any payment applied toward Purchases as of the first Dollar amount: • :.dr amount of the suspected error. day in your current billing penod if you make a payment by the Payment Description of problem: If you think there is an error on your Due Date in the current billing period that is less than the Statement ces:rthe .kit you oel.ee is wrong and why you believe it is a Balance. If a Statement Balance was shown on your previous billing mistake. You must contact us within 60 days after the error appeared statement and you did not pay the Statement Balance by the Payment on your statement. Due Date on that statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the You must notify us of any potential errors is welling. You may call us, Statement Balance shown on the current billing statement by the but if you do we are not required to investigate any potential errors and Payment Due Date in the current billing period. For Balance Transfers, you may have to pay the amount in question. 8 interest will accrue from the day we send the Balance Transfer to the While we investigate whether or not there has been an error, the 8 payee. For Checks, interest will accrue from the day the payee accepts following are true: the check. For Cash Advances, interest will accrue from the day you We cannot try to collect the amount in question, or report you as take the Cash Advance. delinquent on that amount. The charge in question may remain on your statement, and we How we will calculate your balance subject to interest rate. may continue to charge you interest on that amount. But, if we We use a method called "daily balance' (inciudtny new purchases). To determine that we made a mistake, you will not have to pay the determine the amount of the interest to be charged on your Account amount in question or any interest or other fees related to that we first calculate the "Balance Subject to Interest Rate" separately for amount. Purchases, for Balance Transfers, and for Cash Advances. We apply the While you do not have to pay the amount in question, you are applicable Daily Periodic Rate (the DPR) (the DPR for each category is responsible for the remainder of your balance. the applicable APR shown on the front of the statement Minded by We can apply any unpaid amount against your credit limit. 365), to each of the applicable daily balances for 4 Purchases, Balance Transfers and iii) Cash Advances. The daily balances for Veer rights if you are dissatisfied with yew credit card Purchases, for Balance Transfers and for Cash Advances are each purchases calculated separately and determined as follows: We take the beginning If you are dissatisfied with the goods or services that you have balances for each transaction type on your Account each day, including purchased with your credit card, and you have tried in good faith to any interest calculated on the previous day's balance, add to the correct the problem with the merchant, you may have the right not to respective balances any new transaction, subtract any payments or pay the remaining amount due on the purchase. To use this right, all of credits and make any other applicable adjustment(s). Your Cardmember the following must be true: Agreement provides for compounding of interest. A credit balance is I. The purchase must have been made in your home state or within treated as a balance of zero. If you multiply the "Balance Subject to 100 miles of your current mailing address, and the purchase price Interest Rate for each balance category as shown on your monthly must have been more than S50. (Note: Neither of these are billing statement by the number of days in the billing penod and then necessary if your purchase was based on an advertisement we multiply each sum by the applicable DPR, the results will be the interest mailed to you, or if we own the company that sold you the goods assessed, except for minor variations caused by rounding. or services.) 2. You must have used your credit card for the purchase. Purchases Credit bureau reports and disputes: We may report information made with cash advances from an ATM or with a check that about your account to credit bureaus. Late payments, missed accesses your credit card account do not qualify. payments, or other defaults on your account may be reflected in your 3. You must not yet have fully paid for the purchase. credit report. If you believe that an entry we have made on your credit report is inaccurate or incomplete, please contact the credit bureau If all of the criteria above are met and you are still dissatisfied with the directly or contact us at UBS Bank USA, Card Operations Division, 1000 purchase, contact us is willing at: Harbor Boulevard, 8th Floor, Weehawken, NJ 07086. We will request UBS Bank USA--Disputes Department your name; your account number; the credit bureau where you received P.O. Box 84040 the credit report; a descnption of the error; and why you believe it is an Columbus, GA 31908 error. We will promptly investigate, notify you of our findings, and send While we investigate, the same rules apply to the disputed amount as an update to the credit bureaus if warranted within 30 days. discussed above. After we finish our investigation, we will tell you our decision. At that point, if we think you owe an amount and you do not What to do If you think you flood a 'mistake an yaw st•tooment pay, we may report you as delinquent. If you think there is an error on your statement write to us at: UBS Bank USA--Card Operations Daman Please refer to your Cardmember Agreement for additional information 1000 Harbor Boulevard, 8th Floor about the terms of your Account. Weehawken, NJ 07086 C2011 UBS Bank USA SDNY_GM_00008570 CONFIDENTIAL EFTA01596492  SUBS Statement Billing Period: Payment Due Date Minimum Payment Due 07/27/14 - 08/26/14 September 23, 2014 S32.00 UBS Visa Signature® credit card statement Prepared for: GHISLAWE MAXWELL Page 1 of 8 Customer News Primary Card Number Ending in:= Questions/ Call 1-800-762-1000 ubs.conVonaneservices Pay Credit Card reminder Account Summary Activity Summary Do not mail payment. Your Minimum Payment Due $32.00 Previous Balance 41,573.77 Statement Balance in the amount of Payment Due Date 09123/14 - Pa men $3,177.22 is scheduled to be paid on C Line $35,000.00 + Purchases $3,177.22 I 9/18/14 from your UBS Account. Available Credit Line $31,822.78 - Other Creel Thank you. Cash Credit Line 514,000.00 + Cash Advances [Available Cash Line $14,000.00 + Fees $0.00 Past Due Amount 50.00 + Intend 1 1.1 4 Overlimit Amount $0.00 Statement Balance S3,177.22 Payment Information* Statement Balance $3,177.22 Minimum Payment Due $32.00 Payment Due Date 09/23/2014 late • t Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to S35.00 and your APRs may be increased to the Penalty APR of 27.24%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For Instance If you make no additional charges You will pay off the balan using this card and each month shown on this statement i about... Only the Minimum Payment 18 years $6,234 $3,852 $107 3 years (Savings = 52,382) If you would like information about credit counseling services, call 1-800-762-1000. The phone number for UBS Bank USA is I-800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1-800-342-3736 or www.dfs.ny.gov * Repayment information is based on your account activity and the APRs on your account as of the closing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.conVonlineservices. Detach here. Please make checks payable to UBS Card Services and include this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U S. Postal Service delivery. UBS BANK USA - CARD SERVICES PO BOX 84040 UBS Card Number Ending in Minimum Payment Due Statement Balance $32.00 53,177.22 COLUMBUS GA 31908.4040 Payment Due Date September 23, 2014 You are enrolled in Automated Pay Credit Card. Send payments to: GHISLAINE MAXWELL UBS BANK USA - CARD SERVICES PO BOX 203219 DALLAS TX 75320-3219 SDNY_GM_00008571 CONF DENEAL 0000003200 6 I EFTA01596493 Important Infonnetion Lost or stolen card: Your credit card is issued by UBS Bank USA. If pay your account online. Payments made on our website by 6:00 p.m. your card is lost or stolen, please contact us immediately at Eastern time will be credited to your account that same day. Available 1-800-762-1000 at any time. You will not be liable for any only for cardholders with a UBS Resource Management Account unauthorized use that occurs after you notify us. You may, however, be (RMAea) or UBS Business Services Account BSA 110. liable for unauthorized use that occurs before your notice to is In any case, your liability will not exceed 550. Pay by phone: To make a payment by phone please call l-800-762-1000. An expedited payment made by phone by 5:00 p.m. Payment Information: Each billing cycle, you must pay at least the Eastern time will be credited to your account that same day, and Minimum Payment Due shown on your monthly statement by its reflected in your credit line by the next day. You can also make a Payment Due Date. Both the Minimum Payment Due and Payment Due phone payment from your UBS account as late as 6:00 p.m. Eastern Date are noted on your statement. At any time you may pay more than time. This payment will be credited as of that same day, but application the Minimum Payment Due up to the full amount you ewe us, however to your credit line may be delayed. you cannot "pay ahead". This means that if you pay more than the required Minimum Payment Due in any billing cycle or if you make more Overnight payments: Send overnight courier service or USPS Priority than one payment in a billing cycle, you will still need to pay the next Mail payments to UBS Bank USA--Card Services, 2975 Regent month's required Minimum Payment Due by your next Payment Due Boulevard, P.O. Box 203219, Irving: TX 75063. A payment received at 8 Date. Remember to make all checks payable to Card Services. Please this address by 5:00 p.m. Central time that otherwise meets the allow 7 days for the U.S. Postal Service to deliver your payment requirements of a conforming payment will be credited to your account 8 to us. Upon our receipt, your available credit may not be 8 that same day. increased by the payment amount for up to 7 days to ensure 8 the funds from the bank on which yon payment Is drawn are 0 *retreads repayment of cash advances through Cashreanect collected and not returned. ti; nen you provide a check as payment The CashConnect feature on your UBS credit card account will on this Account, you aunionze us to either use the information from automatically repay new Cash Advances obtained from ATMs and your check to make a one-time electronic fund transfer from your financial institutions (CashConnect Cash Advances), each night, with account or to process the payment as a check transaction. When we use information from your check to make an electronic fund transfer, available funds from your UBS Resource Management Account funds may be withdrawn from your account as soon as the same day IRMA or your UBS Business Services Account BSA ®(either referred to we receive your payment, and you will not receive your check back as your UBS Account). You will incur no interest charges on from your financial institution. For inquiries please call 1-800-762-1000. CashConnect Cash Advances: as long as there are sufficient available funds in your UBS Account to repay your CashConnect Cash Advance Moiled payments: A conforming payment received by us by 5:00 transaction in full when we first seek payment from your UBS Account. p.m. Central time will be credited to your account the day of receipt. A If sufficient available funds are not available in your UBS Account to pay "conforming payment" is a payment that: 1) is mailed using the off your CashConnect Cash Advances balance in full, then the APR for enclosed envelope and payment coupon included with this statement to Cash Advances will apply as of the original transaction date on any UBS Bank USA—Card Services, P.O. Box 203219, Dallas, TX 75320-3210 remaining balance. You will be charged the APR on Cash Advances on and 2) is in the form of a single, non-folded check or money order made your remaining CashConnect Cash Advance balance until it is repaid in payable in US dollars from a US based institution. Any payment that full. Applicable ATM surcharge fees may apply. No other account does not meet these requirements, or any payment with multiple checks balances are paid through the CashConnect feature. If you choose not or money orders, additional correspondence, staples, paperclips, etc. to participate in the CashConnect feature, please contact UBS at will be considered a "non-conforming payment" which may delay the 1-800-762-1000. Available only for cardholders with a UBS Resource crediting of the payment for up to 5 days. We can accept late Management Account or UBS Business Services Account BSA. payments, partial payments, checks and money orders marked "Paid in Full" or language having the same effect without losing any of our Accrual of Interest and hew to avoid paying Interest en rights under this Agreement, and such payments may be sent to the parcbases. following address: UBS Bank USA—Card Services, P.O. Box 203219, Your due date is at least 23 days after the close of each billing cycle. On Dallas, TX 75320-3210. Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance that was shown on your Other payment options: previous billing statement by the Payment Due Date on that statement, Online: Visit ubs.comionlineservices to sign up for Pay Credit Card to then (1) we will not impose interest on Purchases during your current Continued on back of next page SDNY_GM_00008572 CONFIDENTIAL EFTA01596494  Page 3 of 8 My Choke Rewards Points from UBS Account Summary Total Points Beginning Points this petiod 18,987 Points earned this petiod 3,176 Bonus points 0 Adjustments 0 Redemptions 0 Ending points balance 22,163 • For more details on your rewards points activity, please visit us online at ubs.com/uscards Activity fa GHISLAINE MAXWELL - Card ending ill= Date Desoiptias Amount Payments 08/18 PAYMENT THANK YOU 41.573.77 Total Payments Activity -51,573.77 Purchases 07/24 AMTRAK .COM 2050728035588WASHINGTON DC $259.00 TIC: 2050728035588 DEPT DATE: 07/30/14 ORIG: NYP DEST: WAS 07/25 SQ •GRAPHIC PRINTING INC.Commack NY $566.15 0726 FACEBOOK V2H9YSAC92 swvattb.meiadsCA $2508 07/29 TWITTER ADVERTISSYG 415-4264400 CA $105.00 07/30 LOEWS MADISON HOTEL FB WASHINGTON DC 513.00 07/31 FACEBOOK JUNYSWC92 wamsfb.metadsCA $15.43 08/01 TWITTER ADVERTISSYG 415-4264400 CA $45.00 08.(03 Amazon Web Services asys.amazon.coWA $198.31 08104 TaiGatE RECURRING MIT 800-937.8997 WA $171.88 08104 CLOUDFLARE 650-3198939 CA $200.00 08108 TWITTER ADVERTISEG 415-4264400 CA $83.11 08109 MAILCHIMP MAILCHIMP.COMGA