EFTA01514154.pdf

June 01, 2007 - i NEW YORK STRATEGY GROUP, L.L.0 June 29, 2007 JPMorgan 0 Primary Account Number Bank Private Page 5 of 5 Important Information about Your Statement Accounts arc subject to the Gomel Terms For Accounts and Services and applicable appendices and account agreements. Your accounts. unless otherwise indicated on the statement, are held by JPMorgan Chase Bank, N.A. (the *Bank-) Deposit accounts held at the Bank. including Making, savings, CD, and money market accounts, are FDIC instant In Case of Errors or Questions About Your Electronic Rinds Transfers (nenonal accounts only) Miry's:Incor urge to the Bank d you think your statement or receipt is wrong, or if you next more Monnation about an electronic transaction on a statanent or nxcirt The phone number for inquiries is timbal on the front of this statement. The titithcm for inquiries appairs below. We must hair from you no Inter then b0 days atler we sent you the FIRST statement on which the error or problem appealed • Tell is your name and account number. Please direct all inquiries to your Morgan Account Officer at • Describe the erns or the transfer you are unsure about. JPMorgan Private Bank Client Service and explain as clairly as you can why you believe it is an 500 Stanton Christiana Road, BOPS3 error or why you need more information. Newark, DE 19713-2107 • Tell us the dollar amount of the suspected mot We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to do this (20 business days for transactions outside the U.S. and point-of-aile transactions). we wilt recredit your account for the amount you think is in error so that you will have me of the money during the time it takes us to complete our investigation. hi Case of Erron or Questions About Non Electronic Transfers liaise examine your amount at once. If you feel an error has taken place or have questions concerning a non-electronic transaction, it:4*one or write us within in days The phone number is printed on the front of Nis statement. "the address appears above. lino mpan is received within this period, your account will be oonsidered correct. Mutual Rinds/Securitles Securities (including Mutual Funds) and annuities are not bank deposits and are not FDIC insured nor are they obligations of or guaranteed by JPMorgan Chase Bank, N.A. or its affiliates or any federal or state government or government agency or gosemment sponsored agency. Securities (including mutual funds) and annuities ins oh e ins estment risks, including the possible loss of the principal amount Invested. The distributor of the IPMortton Funds is JPMorgan Distribution Services. Inc.. which is an affiliate of JPMorgan Chase Bank. N.A.. JPMorgan Chase Bank, N.A.. and its affiliates receive compensation from JPMorgan Funds for providing smites. Read the JPMorgan Funds prospectuses carefully for details, including tom and expetuva before investing or sending money. JPMorgan Select Shares of the Connecticut Daily Tax Free Income Fund, Inc. and JI'Morgan Select Shares of the New Jersey Daily Municipal Income Fund, Inc. are not part of. or affiliated with, the JPMorgan Family of Mutual Funds. Reich & Tang Distributors Inc. and Reich & Tung Amet Management L.P., which are unaffiliated with JPMorgan, arc the funds' distributors and investment advisor, respectively. Reich & Tang Distributors Inc. is a member NASD. IRA Accounts Accounts where the Bank serves as trustee or as discretionary investment manager for an ERISA plan or an IRA that hold Fiduciary Shares (as dew:Maxi below ) do not bear any portion of investment, administrative, custodian or other charges paid to the Bank or Its affiliates for services to the applicable JI'Morgan Funds since these charges are subject to rebate as defined below. For accounts where the Bank seises as trustee, or dimmtiontry investment managa for an ERISA plan or an IRA, which hold shares in the JPMorgan Funds other than Fiducimy Shares, the Bank receives fees for services from the JPMergan Funds but waists account fees with respect to the funds so held. Fiduciary Sharm are shares in the Select Shares class of JPMorgan Tax Aware Large Cap Value Fund, JPMorgan US Equity Fund. JPMorgan Tax Aware US Equity Fund, JPMorgan Tax Aware Large Cap Growth Fund. JI'Morgan Mid Cap Equity Fund. JPMorgan 7 rust Small Cap Equity Fund, 'Morgan Fleming International Equity Fund. IPMorgart Short Tam Bond Fund II, JPMorgan Bond Fund II. JPMorgan Tax Aware Enhanced Income Fund, JPMorgan Tax Aware Sharblmermediam Income Rusd, JPMorgan Imennediate Tax-Free Income Fund, JI'Morgm Tax-Fine Income Fund, JPMorgan California Bond Fund. JPMorgan NY Intermediate Tax Free Income Fund and 'Morgan NJ Tax Free Income Fund held in the Ranks trust accounts or in the Bank's investment management accounts for ERISA plans or IRAs. 'Rebate moms an amount returned by the Bank to the account which holds the Fiduciary Shares. The rebate amount represents the portion of servicing fees paid to the Bank by the mutual fund with respect to Fiduciary Shares. Confidential Treatment Requested by JPM-SDNY-00040350 JPMorgan Chase CONFIDENTIAL SDNY_GM_00309548 EFTA01514154