EFTA01578074.pdf

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L T O IE By Tekphone: 11 Il 8 U 6 b 1 Send Inquiries to: r rIffnyments to: visit Our Weide W p F D t 6 O0 wm c i -o 6 8 1 1 0 Intormation *boat Your Account rates will vary wen the marker hued on the Prime Rate or such wan punted in your Accosts Agreement II am Merest charge et dm we will Marge you al Cmdlligg 01 Paymealt You ma; nuke vainteett by art Ot the Otters listed teem least a minimum interest Charge 01 SI 50 or such AMA staled in your Account The amount Or youl raiment Skold be at least you minimum payment We. payathr Avignon, There is a transaction lee la each balance transfer cash atearce or • U 5 &tars and drann or ease* through a U $ financial Indira-on or Om U 5 check Innsschen in the amoirt slated in yore Aware Agreement Therena foreign branch of a foreign lingo.* inSIdaset You can my down [oleo's lager by prying transagon lee d 3L of the V $ dolor /moot of any locegn transaction for some more than Me mono" Payment or the total unPag beano/ on your accoint accounts Please see your Amour( Agreement rof intormaton snow these lees You nay male payments by repo V $ rapt Set' our carmen, to the Payments We add trathilibeni m leti 10 tour daW beano/ ro Wad Man address stain en his statement Your payment, by mad must empty Ytth the nstructions on ma gatemen! Do not stool ash Writ your ACOOunt reenter On 1) the dated the Iransactan -Id new purchases Wanes Venders merdrafl your check or money order Payments must be acoompanel by ten payment coupon advances or rash advan:es in the ormeltue movted oth Our address risible through the erenfoga wn63ky the 2) the dale the payee deposits the check - for new cash terms decks or envelope Canned 00Men mere than ont carved of °mama and there can be no balance transfer checks staples paper cips tape or corresponderce .shied with your payment it your payment es •I accordance with cur payment instructions and is made noddle lo us 31 tre dale Ora related Uansadon the dale Mb ad coOed to yOur Maul a on any day by5 00 p m local tone at our Payments redraft On MS Statement we cod the lag day of Ire luting cycle voluchmer we mal CMOS. - kr en creed the payment to your Account as cl that day If yens pawned is a accordance with our payment instructions tut it nude *Angle So us aloe 500 pm local tore Now le Mold Paying Merest to Purchases: Your the dale me be a momum of 21 at Om Pannone address on me stalemem we and prom a to your Account as of days after Inc CirCeit d Man baling cycle It you pay you amount n lull each hang the ran calendar day period by the dote and time due ro merest it Charged on rem rcaclusts month to morn Also vie mil rot impose Merett charges en am Conan of a turchaSe You may sake panned: etectrommIN through our robsak stenan en thsstatemeM bane you repay wire that alone a sound to an interest-tree mice Subpart 11 we rep's your completed Mont on out weans by $ p m fatten Tam no tad 10 arm rtereshlree period for nen purchases we mil begin chtogeg interest from crag your payment as of that day U we raisin your feMtett after ern Eastern the dale a transaction itncleing am balance trainger Pie advance or merdrall Tine we tad credit your payment as of the ma calendar day U you scurfy a Nose ed,arcel. fee or derma Charge is added lo you, dine balance until your account hale in Your relies-1m will arena yea payment as of Mal day it pad in Idt Because we and, payments a excess d sty mninun payment lest to Mpg rate balances. you may not be atilt to aeon interest charges on new Fos ad other myosin'sor fa any Paymne inve atom for cinch you do not lotion our Purchases it you haw another balance at a hoer awed rate men you Paned' payment instructors credt ct minuets mar to delayed for up to 5 drys balance in lot each month Amain Inhumation Reported 10 gattil We may report rritumaten about Wag TO Do II Yoe hut You had A Mulate On You' glailemeel your Amount 10 cried bureaus Lan payments tossed Primert5 or other defaults on your Amour. may be reflected et you aria report you think we hake reported It you MK there is an error on yoke deterrent write to us Cu a Separate Meet MP:UV inforraddn to a credit bureau you fray Ante to us at the Intim* aowess at CMIOMII Sarum PO Box 15299 WAYington DE 119SO-3299 You may also shown on this statement coread us on the web at chase corn to Wald mid Manage Any or toot Ancoongst We ma ethereal/arms JPMxgan In Mur letter gore is he grIcraing infamabon Chase rectesedatries ardor Abate. May COMICS yOu at any telephone Windt you provde to us Please rely to your Cardmenter totteireca for wkIrlerial delatS • Account veormiabon Your name and Account manner about the ere of tour cerscral et chniton • Dollar amours The dollar amount d the suspected error Notice Marl Electronic Ched Comermon: Wen' ou pay by Check you atilhOrde • Descretron d Problem It you trunk there is an error on your WI describe in ether to we ilorriutori from you check to male a *mime electronc turd what you believe is mono and why yOts bolds it d a Waite trans* from y u axount or to process the payment as a check trenucton When -matron from your check tomake an elecironc NMI transfer, turd; may we use into You mud contact us wenn 60 days after the end appeared awns statement re watchman from your amount at soon as the same dal' we recent Mut payment. YOu Mud moldy us°, any retertal errors in wnted or on the web al chase 00M. YOU and you wit rat receve your check back ern tor finance: resttulan. Call the may Ca us bra if you*, we we ml reduced 10 investigate any potential errors and Customer Sernoe number on tills statement you have carestens abort eledrend you may hare 10 may the arrows n Medan check {Medico or do not want your mry meets collected eledrongalh Whit we memoe whether or net there has been an error the fdlowneg are true Condllional Payments: Any marmot check cc other form or payment that you send us ea less Into me tut thence Ma int us marked Lead on hitt a corneas a similar • We enrol try Meohigt the ameurt notation of roped youlsblettwert on relater, or tent you otterniSt tender in full saGsfzten of a disputed amount. Mal endure must be sent to Card Serums PD Box 1504 Wilmington DE t98504049 We reserve all our NOM regardng these comuotS re g a 4 is determined there IS rat • The charge in question may remain on you stag eat all we may commie mid dotage or it any such deck a gorged at any other address we may accept to charge you interest on that amhnt ed we determine the we truce a the check and you MI still one any rerrebneig banal. We May refuse to accept metals. you cull rat had to pay the ifftNint (I Question Of MTV inheres! or otter fees relied to that amount any such Payment Of returned d to yOU not cashed d or dtetroymg it At other payments that you male should te serf to IM regular Payment address shown on • While you do not have to par the amount in gueSben you are responsible tar this smeared the letranler cis NU balance Ariel Remeral Notice: if ,cur Account Agreernert has an annual renters-to lee • we can aedy any undid arrayed aped, row wedithnlF alder Smear charge for issuance et amiability el your accorre e wit be belted each year or in rnonurty or Quarterly installments Ths lee angel charge we ono] whetter Your Rights It Too Afe D1eptMeO Wilb Tom Cmehl Card Peetleses or not you use' cw ANCurt yOu agree lo ply them when Oiled The actual It you are OSSII6figh ri ch the goods or sermusta1 you have dui-eh/14d wen your lee and charge are ricerindundade unread too notity is that you wan 10 close your as:IPcard and you hem hued n good !alb too:erect Mt Modem withtee merchant accede ratho 30 days or one bump able (whiguyer is less) alter we Mende the yOu may ham Me rgnit not to coy the rem:marl amours the on tee pisoNaW statement On whdh the amual fee or charge as 041e0 and al IM AVM time you Day your outstanding balance in full If you do this to a charge Dried more elm than To meths rant ailed Ine Idlocing mud be true annual,/ ssch aS a rnerthei Seems charge rou will not owe the list hired cher howear met toltdotarges are nonrefundable and must be pad as an It Paying 1 The madras. must Um been made in 'Mut ham Wire Or within 100 into. your outstanding balance n full Your paymen or the annual fee cc charge does rot of /Awl Current mild kerns and the purchase rind must has been ailed our rraMS to close Maar:Mort and to Writ tom nod to mike transactcra on more than 560 Ogg Neither of these are necessary a your purchase was your Account If your Moose is closed by you of us we MI continue to MIMI the based an an widneemere vie meted to you or due own the company Vol annual fee Mao( charge uMil you pay tout cathodic.; thence in lull and lemmata sob you the gaols of wnecesl your Account tgationsrm 2 You must have used your crelt card tor Me purchase Pwthases made orlh Cakulalke ol Solana Safest to Yowl Rat To figure yOur Wreck interest ash adVINIS from an ATM of with a cheek Mal accesses your credit cud charges for each Nang cycle when a dad/ perndt rate!;) appals tie use IM dah Accord raa nol Quality alms mitred I ettiuthrig current transaittord, To Imue your [anode interest 3 You must not yet are Iola( and tor the purchase Chinon to each oiling chlie wren a monthly anodic rates) apples we tee the avenge daby balance method erckdng current transantrans) For an avanaton of If all id Pe crane atone VC TO and yew are mil muddied wen Ine Nonni either method or tetras about a partiodar merest charge calculation on war coded us n wrong at Customer Serve, PO Box 15339 NItrrengler, CE statement pent Cal us al the led tree CuSlOrnar Serra Owe number Iced &Dow. 15450-5299 or on ite web et dune tom We calculate peg& interest charges Separately for each feature der marmot Whit we investigate the same Fulls Ink to the deputed endure as nscussed purchases. Delanoe transfers cash Wands or o ordeal Waxes) These atm. Alter we lash Our erethgabon. we edited you our decision At that point. calculations may Omani Onerent cater/Ones wan to tame penoclic rates yew* vie Minkyou gut an amount and you do not Pal os vas rePOrl you as celnduent MA11042011 Confidential Treatment Requested by JPMorgan Chase JPM-SDNY-00056896 EFTA01578074