EFTA00590746.pdf

A. Settlement Statement us. Department of Housing and Urban Development ,AINia r OMB Approval No. 2502-0265 B. Type of Loan In FHA 2.rl FmHA 3. NI Cony. Unins. 6. File Number 7. Loan Number 8. Mortgage Insurance Case Number 4.0 VA 5.0 Cony. Ins. CERGE-97SMITHBY C. NOTE: This form is furnished to give you a statement of actual settlement costs. Amounts paid to and by the -ettlement agent are shown. Items marked "(p.o.e.)" were paid outside t we closing: they are shown here for informational purposes and are not included in the totals. D. NAME OF BORROWER: Ann M. Rodriquez ADDRESS OF BORROWER: 6014 Estate Smith Bay, St Thomas, VI 00802 E. NAME OF SELLER: Inger Cerge and Shandra M. Brown and Caeli A. William and Derrick Edmund Cerge ADDRESS OF SELLER: P.O. Box 2594, St Thomas, VI 00803 F. NAME OF LENDER: ADDRESS OF LENDER: G. PROPERTY Parcel No. 97 Estate Smith Bay LOCATION: St Thomas, VI 00802 H. SETTLEMENT AGENT: BIRCH DE JONGH & HINDELS,PLLC 1330 ESTATE TAARNEBJERG, ST. THOMAS, VI 00802 (340) 774-1100 PLACE OF SETTLEMENT: 1330 ESTATE TAARNEBJERG, ST. THOMAS, VI 00802 I. SETTLEMENT DATE: 1 .' K. SUMMARY Ob SELLER'S I KANSAC !ION 100. GROSS AMOUNT DUE FROM BORROWER 4(X) (ROM. AMOUNI DUI: TO SELLER 101 Contract sales price 300 000 00 401 Contract sales price 300 000 00 102. Personal property 402. Personal property 103. Settlement charges to borrower (line 14001 3,456.00 403. 104. 404. 105. Adjustments for items paid by seller in advance Adjustments for items paid by seller in advance 106. City/town taxes to 406. City/town taxes to 107. County taxes to 407. County taxes to 108. Assessments to 408. Assessments to 109. to 409. to 110 to 410. to III to 411. to II/ to 412 to 120. GROSS AMOUNT DUE FROM BORROWER 303,456.00 420. GROSS AMOUNT DUE TO SELLER 300,000.00 200. AMOUNTS PAID BY OR IN BEHALF OF BORROWER 500. REDUCTIONS IN AMOUNT' DUE TO WI I Rt. 201. Deposit or earnest money 30 000.00 501. Excess -. ..it see instructions 12 (X10.00 202. Principal amount of new loan(s) I II 7 474 00 203 Existing 'califs) taken subiect to 204 205 206 Principal amount of seller financing 207. 18 000 00 208. 209. 209a 20% Adjustments for items unpaid by seller 210. City/town taxes to 211. County taxes to 212. Assessments to 213.2017 Prop Taxes 1/1t2017 to 2/10/2017 199.47 199.47 214._ to 215. to 216_ to 217. to 218 to ' 3E.BYLOCAL AMOUN IS PAID OR IN BEHALF OF BORROWER to 30,199.47 Ir 1 4 n1 1 AMOUNT DUE SELLER 37,673.47 300. CASH AT SETTLEMENT FROM) TO BORROWER 6(X) CASH AT SETTLE.SIENT TO/FROM SELLER 30I. Gross amount due from borrower (line I 0) 303 456 00 601. Gross amount due to seller nine 420) 30D 000 00 02 Levis amounts oaid by/for borrower (line /01 30 199 47 607 Less reductions in amount due seller (line 20) 37 673 47 303. CASH ) From O To BORROWER In. 273,256.53 603. CASH Ng To O From SELLER pip 262,326.53 PAGE I 01061Dithq Spas. be.(SO) ][14555-I— Ciativlad HUD-I (346) RESPA. HB 4305.2 EFTA00590746  U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT SETTLEMENT STATEMENT PAGE 2 L. Settlement Charges 700 TOTAL SALES/BROKER'S COM based on puce 300 000 00 @ 6.00 % — 18000 00 Paid From Paid From Division of Commission (line 700) as follows. Borrower's Seller's 701 18 00000 to SeaGlassProperiire Rinds At Rinds At 702 to Settlement Settlement 703. Commission_paid at Setdement (18000 OILJ8000.00 .00) M. Items Payable in Connection With Loan SO I I ou Origination Fee % to to 802 Loan Discount % to joi_Ap .raisaI Fee IQ 804 Credit Re ort to 805 Lendgr's Insnection Fee to _806_Mortgageinsurance_Applirotion Fee to It07 808 to 809 to 810 to _811 to _812_ to 813 to 814 to o Items Required By Lender To Be Paid In Advance 901 Interest from 2/10/2017 to vinoi7 (I /day 902. Mortgage Insurance Premium for months to 903 Hazard Insurance Premium for ytnrs to 904 ytnrs to a lll. Reserves Deposited With Lender 1001. Hazard insurance years to months@ per month 1007 Mortgage insurance months@ per month 1003 City property taxes months@ per month 1004. County taxes months® per month nA nual emments months® per month 1006. months@ per month 1007 months@ per month 1008. months@ per month I I $_ I i 'Dile Charm 1101. Settlement or closing fee to 1102 bstrict or title search to I101 Title. examination to 1104 Title insurance_binder to 1105 Document preparation to 1106. Notary fees to 1107 Attornityslees to Birch de Iongh & Hindels.Y1-Le 1 445.00 (includes above items numbers. 1108 Title insurance to West Indies Title I 1I" (includes ncludes abo .e 1ems numbers• 1109. Lender's Coverage: INS AMT. 1110 Owner's Coverage. INS AMT. 3001/00.00 Mt III0s 1111 to 1112. to 1113. to Government Recordina an er rues ■41Ineliirlot• lora' Pf)A 0 MI 1201. Recording Feer Deed 5316.00; L-Mortgagets) • S-Mortgage(s) • Releases 316.00 29.00 ** 1202._Citylemmly.tax/slamx:DeedWortgage(c) P03 Spae mitklompv famed S6 00.0_00;,..L,Mortgage(44Sadungagea) 6 000 00 1204. 303 . Additional Settlement Charges to Kellchals Ferguson Kmhlin PT T C 13.01-Buyer:s_Atty_Fees/Cosis 2.265 (XI 1102 Hurl- Curve)/ - As Ruilt to Marvin Ftemin • fer Associates 1303. to 13.0/1 to 1305 to 1306 to 1307 to 1308. to 1309. to 1400. Total Settlement Charges (enter on lines 103. Section 1 and 502. SectionK) 3,456.00 7,474.00 D : 7/10/2017 I have carefully reviewed the HUD - I Settlement Statement and to the best ot my knowledge and belief. it is a true and accurate statement of all rem ts and- disbursements made on my account or by me in this transaction. I flintier certify that I have received a copy of the HUD - I Settlement Statement. Borrower Seller Mn M. Rodriquez Borrower Seller The MUD-I Settlement Statement which I have prepared is a true and accurate account of this transaction. I have caused the funds to be disbursed in accord- ance with this statement. BIRCH. DE JONGH & HINDELS. PLLC gaol pent 2/10/2017 Date WARNING; It is a crime to knowindynake_falicstatements to tine and imprisonment. For details see:"-Tille IS LLS. Code &.ction lit] and 'moon 10010. or any other similar farm. Penalties upon conviction can include a CERGE-97SNIITHBY EFTA00590747  BALANCE SHEET BUYER: Ann M. Rodriquez FILE NUMBER: CERGE-97SMITHB1 SELLER: Inger Cerge and Shandra M. Brown and Caeli A. William and Derrick Edmund SETTLEMENT DATE: 211Of7017 Cerge PROPERTY ADDRESS: Parcel No. 97 Estate Smith Bay St Thomas. VI 00802 SCHEDULE OF INCOMING FUNDS Due From Buyer $ 273256.53 TOTAL INCOMING FUNDS 273,256.53 SCHEDULE OF DISBURSEMENTS CK NO PAYEE DESCRIPTION AMOUNT Kellehals Ferguson Kroblin PLLC Buyer's Ally Fees/Costs 2265.00 West Indies Title, LLC Premium 875.00 Government of the VI Record Deed 316.00 Deed Documentary Stamps 6,000.00> 6345.00 Sellers' POA 29.00 ___ Birch. de Jongh & Hindels. PLLC Attorneys Fees I .445.00 Inger Cerge and Shandra M. Brown and Cae SALES PROCEEDS 262.326.53 TOTAL OUTGOING FUNDS 273,256.53 LOAN SUMMARY SELLER CLOSING STATEMENT SUMMARY WAN AMOUNT AMT DEP BROKER RETAINED AMT DEP LEFT IN ESCROWS Less Items Held By PLUS BAL DUE SELLER Lender maintoo SUBTOTAL 300,000.00 SUBTOTAL LESS SELLER EXPENSES 37.67147 Plus Deposits Paid To NET CASH TO SELLER 262,326.53 Lender PLUS HUD 401.404 & 405 NET LOAN PROCEEDS TOTAL DUE TO SELLER 262,326.53 ITEMS IN CONNECTION WITH LOAN THAT BUYER CLOSING STATEMENT SUMMARY / CASH RECAP LENDER REQUIRES TO BE DISBURSED BUYER EXPENSES 303,456.00 FROM NET LOAN PROCEEDS LESS BUYER CREDITS 30.199.47 TRANSACTION SUMMARY NET DUE FROM BUYER 273,256.53 LESS LOAN &ADP. CREDITS IDIAL INCOMING FUNDS 273,256.53 SUBTOTAL 273,256.53 IDIAL OUTGOING FUNDS PLUS LOAN EXPENSES TO BE 273,256.53 PAID FROM NET PROCEEDS BALANCE IN ESCROW .00 FUNDS DUE FROM BUYER 273,256.53 EFTA00590748