EFTA01487244.pdf

June 30, 2007 - I AIR OHISLAINE INC July 31,2007 JPMorgan 0 Primary Account Number. Bank Private Page 3 of 3 Important Information about Your Statement Accounts arc subject to the Goma! Tents For Accounts and Services and applicable appendices and account agreements. Your accounts. unless otherwise indicated on the statement, are held by JPMorgan Chase Bank, N.A. (the *Bank' Deposit accounts held at the Bank. including clunking, savings, CD, and money market accounts, are FDIC Naval In Case of Errors or Questions About Your Electronic Rinds Transfers (nenonal accounts only) lehtplaine or urge to the Bank d you think your statement or receipt Is wrong, or if you need more mlonnation about an electronic transaction on a statement or nxeigt. The phone number for inquiries is pnintal on the front of this stattanent oildre% for inquiries apptairs below. We must hair from you no Inter then 60 days after we sent you the FIRST statement on which the error or problem appeared. • Tell is your name and account number. Please direct all inquiries to your Morgan Account Officer at • Describe the erns or the transfer you are unsure about. JPMorgan Private Bank Client Service and explain as clairly as you can why you believe it is an 500 Stanton Christiana Road, 1/OPS3 error or why you need more information. Newark, DE 19713-2107 • Tell us the dollar amount of the suspected mot We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to do this (20 business days for transactions outside the U.S. and paint-of-sile transactions). we wilt recredit your account for the amount you think is in error so that you will have we of the money dining the time it takes us to complete our investigation. In Case of Errors or Questions About Non Electronic Transfers liaise examine your account at once. If you feel an error has taken place or have questions concerning a nonelectronic transaction, telephone or write us within MI days The phone number is printed on the front of Nis statement. "Itie address appears above. lino main is received within this period, your account will be considered correct. Mutual Rinds/Securitles Securities (including Mutual Funds) and annuities are not bank deposits and are not FDIC insured nor are they obligations of or guaranteed by JPMorgan Chase Bank, N.A. or its affiliates or any federal or state government or government agency or gosemment sponsored agency. Securities (including mutual funds) and annuities ins oh e ins estment risks, including the possible loss of the principal amount Invested. The distributor of the IPMorgan Funds is JPMorgan Distribution Saviors. Inc.. which is an affiliate of JPMorgan Chase Bank. N.A.. JPMorgan Chase Bank, N.A.. and its affiliates receive compensation from JPMorgan Funds for providing smites. Read the JPMorgan Funds prospectuses carefully for details, including fey and expensa before investing or sending money. JPMorgan Select Shares of the Connecticut Daily Tax Free Income Fund, Inc. and JPMorgan Select Shares of the New Jersey Daily Municipal Income Fund, Inc. are not part of. or affiliated with, the JPMorgan Family of Mutual Funds. Reich & Tang Distributors Inc. and Reich & Tung Anal Management L.P., which are unaffiliated with JPMorgan, arc the funds' distributors and investment advisor, respectively. Reich & Tang Distributors Inc. is a member NASD. IRA Accounts Accounts where the Bank serves as trustee or as discretionary investment manager for an ERISA plan or an IRA that hold Fiduciary Shares (as dmenbed below ) do not bear any portion of investment, administrative, custodian or other charges paid to the Bank or its affiliates for services to the applicable JPMorgan Funds since these charges are subject to rebate as defined below. For accounts where die Bank series as trustee, or dimmtionary investment managa for an ERISA plan or an IRA, which hold shares in the JPMorgan Funds other than Fiduciary Shares, the Bank receives foes for SCfaCei from the JPMorgan Funds but wanes account fees with respect to the funds so held. Fiduciary Sharm arc shares in the Select Shares class of JPMorgan Tax Aware Large Cap Value Fund, JPMorgan US Equity Fund. JPMorgan Tax Aware US Equity Fund, JPMorgan Tax Aware Large Cap Growth Fund. JPMorgan Mid Cap Equity Fund. JPMorgan trust Small Cap Equity Fund, 'Morgan Fleming International Equity Fund. IPMorgtm Short Tam Bond Fund II, JPMorgan Bond Fund II. JPMorgan Tax Aware Enhanced Income Fund, JPMorgan Tax Aware Shan-Intermediate Income Rind. JPMorgan Immediate Tax-Fred Income Fund, JPMorgan Tax-Frei Income Fund, JPMorgan California Bond Fund. JPIXImgan NY Intermediate Tax Free Income l'und and 'Morgan NJ Tax Free Income Fund held in the Bank's trust accounts or in the Bank's investment management accounts for ERISA plans or IRAs. 'Rebate means an amount returned by the Bank to the account which holds the Fiduciary Shares. 'the rebate amount represents the portion of servicing fees paid to the Bank by the mutual fund with respect to Fiduciary Shares. Confidential Treatment Requested by JPM-SDNY-00008794 JPMorgan Chase CONFIDENTIAL SDNY_GM_00277992 EFTA01487244