EFTA00314652.pdf

AMER, 0(1.14ESS TrueEarninge Card Cosrco p 1.11 LESLEY GROFF Closing Date 08/22/14 Account Ending Cash Back Reward New Balance $7,889.98 — As of Jul 2014 Minimum Payment Due $79.00 $1,083.08 Get your latest balances online. a- Enroll at americanexpress.com/regIster Payment Due Date 09/17/14 Account Summary Late Payment Warning: If we do not receiveyour Minimum Payment Due by PrevlousBalance $15,317.19 the Payment Due Date listed above, you may have to pay a late fee of up to Payments/Credits -$17,584.24 $37.00 and your Purchase APR may be increased to the Penalty APR of 27.24%. New Charges +S10,157.03 Fees +50.00 Interest Charged +50.00 Minimum Payment Warning: If you make only the minimum payment each period, New Balance $7,889.98 you will pay more in interest and it will take you longer to pay off your balance. For MinimumPaymentDue 579.00 example: Credit Limit $35,000.00 If you makenoadditional You will pay off the balance And you will pay an AvallableCredit $27,110.02 charges and each month you shown on this statement in estimated total of... pay... about... Cash Advance Limit $5,000.00 AvallableCash $5,000.00 Only the Minimum Payment Due 19 years 516,849 Daysin Billing Period: 30 59,888 Customer Care 5275 3 years (Savings= $6,96?) If you would like information about credit counseling services, call 1-888-733.4139. Pay byComputer americanexpress.com/pbc O See page 2 for important Information about your account. Customer Care Pa Phone O See page 2 for additionalInformation. Pleasefold on the perforation below, detach and return with your payment + 121Payment Coupon Pay by Computer htI Pa i m wne Account Endln Do not staple or use paper clips amencanexpress.com/pbc Enter account number on all documents. Make check payable to American Express. LESLEY GROFF Payment Due Date 09/17/14 New Balance 57,889.98 Minimum Payment Due 579.00 $ • Check here if your address or AMERICAN EXPRESS n phone number has changed. P.O. BOX 1270 NEWARK NJ 07101-1270 Amount Enclosed Note changes on reverse side. 00003499913 146053952 000788998000007900 19 d EFTA00314652  LESLEY GROFF Account Ending p. 2/11 Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that addressto be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Paymentsmust also: (1) include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable In US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system; and (3) Include your Account number. If your payment does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges. Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required by law. Pleasedo not send post-dated checks as they will be deposited upon receipt Any restrictive languageon a payment we accept will have no effect on us without our express prior written approval. We will represent to your financialinstitution any payment that is retumed unpaid. Permission for Electronic Withdrawal: (1) When you send a check for payment. you give us permission to electronicallywithdraw your payment from your deposit or other asset account We will process checks electronically by transmitting the amount of the check routing number, account number and check serial number to your financial institution, unlessthe check is not processabk electronkally or a less costly process's available. When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your deposit or other asset account statement. If we cannot collect the funds electronically we may issuea draft against your deposit or other assetaccount for the amount of the check. (2) By using Pay By Computer, Pay By Phoneor any other electronic payment service of ours, you give us permission to electronkally withdraw funds from the deposit or other asset account you specify in the amount you request. Payments using such services of ours received after 8.-00 p.m. MST may not be credited until the next day. Now We CakulateYour Balance: We use the Average Daily Balance (ADM method (including new transactions)to cakulate the balanceon which we charge Interest on your Account. Call the Customer Service number listed below for more information about this balancecomputation method and how resulting interest chargesare determined. The method we use to figure the ACHEI andinterest resultsin dollycompoundingofinterest. PayingInterest:Your due date is at least 25 days after the close of each billing period. We will not charge you interest on your purchasesif you pay the New Balance by the due date each month. We will charge you interest on cash advances and (unless otherwise disclosed) balance transfers beginning on the transactiondate. Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it Into US dollars on the date we or our agents process it. We will charge a fee of 2.7% of the convened US dollaramount. We will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more than the highest official rate published by a government agency or the highest Interbankrate we identify from customary banking sources on the conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges convened by establishments (such as airlines)will be billed at the rates such establishmentsuse. Credit Balance: A credit balance(designated CR) shown on this statement represents money owed to you.If within the six-month period following the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send you a check for the credit balance within 30 days if the amount is S1.00 or more. Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments,or other defaultson your Account may be reflected in your credit report. Pla Customer Care & Billing Inquiries Website: americanexpress.com InternationalCollect Mobile Site: amexmobile.com Large Print & Braille Statements Cash Advance at ATMs Inquiries Customer Care & Billing Inquiries Payments P.O. BOX 981535 P.O. BOX 1270 EL PASO, TX NEWARK NJ 79998-1535 07101.1270 Changeof Address If correct on front, do not use. Pay Your Bill with AutoPay • To change your address online, visit www.americanexpressxom/updatecontactinfo • Far Name, Company Name, and Foreign Address or Phone changes, please call Customer Care. • Avoid late fees • Please print dearly In blue or black ink only In the boxes provided. • Save time Deduct your payment from your bank Street Address account automatically each month Visit americanexpress.com/autopay City, State today to enroll. Zip Code Area Code and HOrTle Phone Area Code and For information on how we protect your 1Vork Phone privacy and to set your communication Email and privacy choices. please visit vavrw.amerIcanexpress.comtprivacy. EFTA00314653  TrueEarninge Card COSTO, p. 3:ii EXPRESS LESLEY GROFF Closing Date 08/22/14 Account Ending Payments and Credits Summary Total Payments -$15,317.19 Credits LESLEY GROFF -$2,267.05 Total Payments and Credits 417,58424 Detail 'Indicates posting date Payments Amount 08/06/14• LESLEY GROFF ELECTRONIC PAYMENT RECEIVED•THANK -$15,317.19 Credits Amount 07/26/14 LESLEY GROFF RevolveClothingcom 8CerrItos CA •$220.00 07/26/14 LESLEY GROFF MRS. GREEN'S OF NE SNEW CANAAN CT •$6.99 Description Price GROCERY STORES, SUP $6.99 07/29/14 LESLEY GROFF AMAZON.COM AMZN.COW8ILL WA -$62.74 DIRECT MKTG MISC 07/29/14 LESLEY GROFF AMAZON MKTPLACE PMTSAMZN.COMBILL WA -$18.13 DIRECT MKTG MISC 07/30/14 LESLEY GROFF HOMEGOODS #244000008008880776 -$30.83 GENERAL MDSE 07/30/14 LESLEY GROFF WAL-MART STORE#3547 NORWALK CT -$27.59 DISCOUNT STORE 08/02/14 LESLEY GROFF RevolveClothIngcom 8CerrItos CA -$597.00 08/03/14 LESLEY GROFF RevolveClothIngcom 8CerrItos CA -$444.00 DIRECT MKTG MISC 08/13/14 LESLEY GROFF ROYALE 6 NORWALK CT -$17.00 Description ADMISSIOWTICKETS 08/18/14 LESLEY GROFF WEED AND DURYEA NEW CANAAN CT -$1.58 08/18/14 LESLEY GROFF ATHLETIC SHOE FACTORNEW CANAAN CT -$13.84 Description Price SHOE STORES $13.84 08/20/14 LESLEY GROFF ZAPPOS.COM NV -$713.56 DIRECT MKTG MISC 08/20/14 LESLEY GROFF ZAPPOS.COM NV -$98.90 DIRECT MKTG MISC 08/22/14 LESLEY GROFF TARGET T15441544 STAMFORD CT -$14.89 DISCOUNT STORE Continued on reverse EFTA00314654  LESLEY GROFF Account Ending p. 4/11 New Charges Summary Total LESLEY GROFF $7,554.66 DANIEL GROF $2,602.37 Total New Charges $10,157.03 Detail LESLEY GROPE Is Card Ending Amount 07/23/14 VITAMIN SHOPPE.COM NJ 5151.90 VITAMINS; HE 07/23/14 SLEEPYS Sleepys BETHPAGE NY $563.08 07/24/14 RevolveClothIngcom 8Cerritos CA $444.00 07/24/14 RevolveClothingcom 8Cenitos CA $645.00 07/25/14 MRS. GREEN'S OF NE SNEW CANAAN CT $1232 DesalptIon Price GROCERY STORES, SUP $12.52 07/26/14 WALTER STEWART'S MAftNEW CANAAN a $19.07 GROCERY STORE 07/28/14 MONOPRICE INC 0283 RANCHO CUCAMO CA $8.77 DesalptIon DIRECT MARKETER 07/28/14 TOYWIZ COM NY $36.07 DIRECT MKTG MIX Desalption HOBBY, TOY, AND GAM 07/28/14 AMAZON.COM AMZN.COM/BILL WA $38.16 MERCHANDISE 07/28/14 AMAZON.COM AMZN.COM/BILL WA $38.16 MERCHANDISE 07/29/14 CONTAINERSTORE.Ca IC $43.75 STORAGE &ORG 07/30/14 TARGET T1544 1544 STAMFORD a $30.83 DISCOUNT STORE 07/30/14 AMAZON.COM AMZN.COM/BILL WA $51.54 MERCHANDISE 07/30/14 HOMEGOODS 0244 000008008880776 $63.76 GENERAL MDSE 07/30/14 COSTCO WHSE #0324 00NOFtWALK a $110.82 07/30/14 COSTCO WHSE 00324 OONORWALK a $140.19 Continued on next page EFTA00314655  TrueEarninge Card COSTCO p. 5:11 LESLEY GROFF Closing Date 08/22/14 Account Ending Detail Continued Amount 07/31/14 AMAZONPRIME MEMBERSHAMZN.COWPRME NV $99.00 SHIPPINGCLUB 07/31/14 ZAPPOS.COM NV $328.56 SHOES 07/31/14 PEACHWAVE FROZEN YOGNEW CANAAN a $10.37 08/01/14 SUNOCO 0005502003 WESTPORT a $70.15 AUTO FUEL DISPENSER 08/02/14 STOP& SHOP 4662 NORWALK a $3.18 GROCERY STORE 08/02/14 COSTCO WHSE 40324 00/40RWALK a $108.36 08/02/14 FOOD EMPORIUM II70500NEW CANAAN a $230 08/04/14 METRO-NORTH MAIL&RID877.690.5114 NY $300.86 08/05/14 ATHLETIC SHOE FACTORNEW CANAAN CT $26.59 Description Price SHOE STORES $26.59 08/05/14 BENEFIT NEW CANAAN 2NEW CANAAN a $80.45 Description SALTAN BEN Body FAKEFIBRO BEN Gimme OTHGRA BEN Gratu 08/05/14 CAREN FORBES $144.10 08/08/14 BRISTOL CELLARS P.I.NASSAU BH $23.65 08/10/14 MRS. GREEN'S OF NE 5/JEW CANAAN a $34.17 Description Price GROCERY STORES, SUP $34.17 08/11/14 DUANE READE 414488 ONEV/ YORK NY $9.60 Description REFER TO RECEIPT 08/13/14 BEDBATH&BEYONON0012 NORWALK a $4.23 08/13/14 ART & SOUL NEW CANAAN a $62.75 Description ARCHITECTURAL SRV 08/13/14 PINOCCHIO PIZZA LLC NEW CANAAN CT $12.49 Description FOOD/BEVERAGE Continued on reverse EFTA00314656  LESLEY GROFF Account Ending p. 6/11 Detail Continued Amount 08/13/14 ROYALE 6 0000 NORWALK a $17.00 Description ADMISSION/TICKETS 08/14/14 AMAZON MKTPLACE PMTSAMZN.COWBILL WA 529.98 BOOK STORES 08/14/14 ZAPPOS.COM NV $914.03 SHOES 08/15/14 AMAZON MKTPLACEPMTSAMZN.COWBILL WA $26.24 BOOK STORES 08/15/14 AMAZON MKTPLACEPMTSAMZN.COWBILL WA 559.62 BOOK STORES 08/15/14 SHELL OIL 5754320350NORWALK a $75.18 AUTO FUEL DISPENSER 08/15/14 FOOD EMPORIUM 470500NEW CANAAN a 521.37 08/15/14 COSTCO WHSE 40324 00NORWALK CT $35.06 08/15/14 COSTCO WHSE 40324 00NOFtWALK a 5261.13 08/16/14 MRS. GREEN'S OF NE SNEW CANAAN a $10.17 Description Price GROCERY STORES, SUP 510.17 08/16/14 WALGREENS 409821 000NEW CANAAN a $73.18 Description REFER TO RECEIPT 08/16/14 SAS EMBROIDERY & SCR $10.64 08/16/14 S&B EMBROIDERY & $15.95 08/17/14 AMAZON MKTPLACEPMTSAMZN.COWBILL WA $49.88 BOOK STORES 08/17/14 ZAPPOS.COM NV $197.98 SHOES 08/17/14 STOP& SHOP 4662 NORWALK a $151.41 GROCERY STORE 08/18/14 WALGREENS 409821 000NEW CANAAN a $43.44 Description REFER TO RECEIPT 08/20/14 NEW CANAAN FOREIGN $1,162.91 USFC06840 08/21/14 AMAZON.COM AMZN.COM/BILL WA 521.39 MERCHANDISE 08/21/14 AMAZON MKTPLACE PMTSAMZN.COWBILL WA $31.98 BOOK STORES 08/21/14 AMAZON.COM AMZN.COM/BILL WA 5116.97 MERCHANDISE Continued on next page EFTA00314657  TrueEarninge Card COSTO2 p. 7r 11 LESLEY GROFF Closing Date 08/22/14 Account Ending Detail Continued Amount 08/21/14 TOYWIZ COM NY $22.98 DIRECT MKTG MIX Description HOBBY, TOY, AND GAM 08/21/14 NEW CANAAN WINE LLC NEW CANAAN a S28056 Description Price PACKAGE STORE•BEER/ $280.56 08/21/14 NYCT EASYPAY PROGRAM877.323.7433 NJ $45.00 08/21/14 COSTCO WHSE #0324 00NOFtWALK CT $73.21 08/21/14 COSTCO WHSE #0324 00NOFtWALK a $26.16 08/22/14 PIER1 COM 049411FORT WORTH TX 562.61 si DANIEL GROFF Card Ending Amount 07/24/14 CHEF LUIS 0020 NEW CANAAN a $106.15 Description FOOD/BEVERAGE 07/27/14 TOTAL WINE AND MORE NORWALK CT $74.44 07/30/14 ITUNES MUSICUSA ITUNCUPERTINO CA S2.61 !TUNES MUSIC STORE 08/02/14 STATION EATS NEW CANAAN a $5.05 08/05/14 STAMFORD GAS LLC 000STAMFORD CT $77.82 Description Price GAS/MSC96 45121137 $77.82 08/06/14 (TUNES MUSICUSA ITUNCUPERTINO CA $1.30 !TUNES MUSIC STORE 08/06/14 MTA TBTA EIPASS STATEN ISLAND NY $25.00 Description FOR BIWNG QUESTIO ACCT: 08/06/14 BRISTOL CELLARS P.I.NASSAU BH 526.95 08/07/14 AT&PBILL PAYMENT 95DALLAS TX S115.23 Description TELEPHONE SERVICE/E 08/07/14 PARADISE SUPERMARKETNASSAU BH $39.95 Continued on reverse EFTA00314658  LESLEY GROFF Account Ending p. 8/11 Detail Continued Amount 08/10/14 ATLANTIS ROYAL TOWERNASSAU BH $1.540.39 Arrival Date Departure Date 08/06/14 08/10/14 00000000 LODGING 08/10/14 ATLANTIS ROYAL TOWERNASSAU 8I-1 $16.00 Arrival Date Departure Date 08/06/14 08/10/14 00000000 LODGING 08/12/14 EZPASS PREPAID TOLL NY $165.00 08/14/14 CHEF LUIS 0020 NEW CANAAN CT $164.32 Description FOOD/BEVERAGE 08/16/14 TOTAL WINE AND MORE NORWALK a $66.35 08/16/14 STATION EATS NEW CANAAN a $22.97 08/17/14 WEED AND DURYEA NEW CANAAN a $147.22 08/20/14 !TUNES MUSICUSA ITUNCUPERTINO CA $5.62 !TUNES MUSIC STORE Amount Total Fees for this Period $0.00 [interest Charged Amount Total Interest Charged for this Period 50.00 2014 Fees and Interest Totals Year-to-Date Amount Total FeesIn 2014 $0.00 Total Interest in 2014 $0.00 EFTA00314659 iiA ition CAN TrueEarnings° Card p. 9. 11 EXPRESS LESLEY GROFF Closing Date 08/22/14 Account Ending Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Transactions Dated Annual Balance Interest Percentage Subject to Charge From To Rate Interest Rate Purchases 05/03/2006 152456 (v) 50.00 50.00 Cash Advances 05/03/2006 25.24% (v) 50.00 50.00 Total $0.00 (0 Variable Rate EFTA00314660 LESLEY GROFF Account Ending p. 10:11 EFTA00314661  LESLEY GROFF Closing Date 08122'14 Account Ending Cash Back Reward Summary Total Cash Back as of Jul 2014 Billing Period Charges $1,083.08 Beginning Reward Balance +$921.15 Reward Amount Earned' +$161.93 Total Reward Year To Date +$1,083.08 'Charges on this billing statement are not reflected in the Rewards Summary information. Reward Amount Earned is pending until the minimum payment has been made. Reward Details RewardsforJul/014 Billing Period Charges Qualified Spend Cash Back Reward U.S. Gas Stations 59.18 03% $028 U.S. Restaurants $853.28 02% $17.08 Eligible Travel Purchases $0.00 02% $0.00 Other Eligible Purchases $14,454.73 01% $144.57 Total Reward This Period 5,317.19 61.93 Total Reward Year To Date $91,709.96 $1,083.08 Important Messages Remember to pay at least the Minimum Payment Due by the Payment Due Date for eligible purchaseson this statement to count towards your annual reward and to avoid late fees. EFTA00314662