EFTA01291276.pdf

Deutsche Bank NOW,. Sant Private MOM Min/eaten Mulct Contn. 6, w{ oitehaw Sank SetwItlei Fic Nov ten Me P.O. Box 1776, Baltimore, MD 212O3 HS ft ilk Autry. MO Moe Now *A NT 10114 Toll 'nee 11“ .12 5935 Direct AI* 855 5$4t December 1,2018 - December 31,2018 Account Number: JEPSTBN VIRGIN ISLANDS FOUNDATION INC 6/30 RED HOOK QUARTER B3 ST THOM ASVI00802 Portfolio at a Glance ThIsPeried Yew-le-Date Your Investment Specialist. BEGINNINGACCOUNT VALUE 8274,487.04 $585 636 85 MARTIN ZEMAN Net Dash Deposits and Withdrawah 4,821.40 .301 821 40 (212) 250-0432 Adjusted Previous Account Value 267,665.64 283 815 45 Dividends. Interest and Other Income 19.55 8,996 31 Net Change in Portfolio' -9432.40 -34.158.97 ENDINGACCOUNT VALUe258,852.79 $258,652.79 Estimated Annual Income $7.022 51 'Nei Change in Portfolio is the difference between the ending account value and beginning account value after activity. Asset Summary Penal Asset Type Mot Tear-End Lad Period Tala Period 3% Cash, Money Funds, and Bank Deposits 10,461.85 13,612.39 6,810.54 97% Equities 575,175.00 260,874.65 251,842.25 100% Account Total (Pie Chart) $585,636.85 $274,487.04 5258,652.79 Please review your allocation periodically with your Investment Specialist. Page ' of 8 Rated hcallent Owing throughPastan. LI.C, a wildly owned (my Yaw Since 2007 subsidiary allies km of New VO4 Mellon DALBAR WED COMMUNCATIONS Carpontim (MY Melon) CONFIDENTIAL — PURSUANT TO FED. R. CRIM. P. 6(e) 661\1F ID KMFAL.4- CAW CNC t Penne. LI.C.rn,r-ter miRIAINguSIM_OOO49O23 DB-SDNY-OO11847 EFTA_DO 159632 EFTA01291276  Summary of Gains and Losses fteallzed ThisPedod Yeat4o4)ale Vomited Long-Term Gain! Loss 0.00 -24,870.41 .63,861.86 Net Gain! Loss 0.00 -24,870.41 -53,881.86 This summary excludes transactions where cost basis information is not available. For Your Informal n The European Central Bank (the' ECB' ) and other credit institutions introduced' negative interest rates' . Negative interest expense may be charged to your account if you have a deposit of foreign currency. The interest will be reported on your Forms 1099 and/ or 104 2 S These rates are subject to change in response to market changes, and we may. in the future and based on our normal interest rate setting arrangements, begin to charge negative interest rates on additional foreign currency balances. Money Market Fund Detail Date Activity Type Desaiption Amount Bain Sweep Money Market Fund CASH AC TR DWSGCWT & AG INSTL Current Yield: 2.28% Activity Ending: IV 3V 18 12101/18 Opening Balance 13.612.39 13,612.39 12118/18 Withdrawal MONEY FUND REDEM PTION 41621.40 6,790.99 12/31118 Deposit IN COM E REINVEST 19.55 6,810.54 12/31/18 Closing Balance 86,810.54 Total All Money Market Funds $6,810.54 Income and Expense Summary Osrent Peeled Year•tmDele TENNI Non Tanabe, Troth Non Taxable Dividend Income Equities 0.00 0.00 8,755.40 0.00 M oney M arket 19.55 0.00 240.91 0.00 Total Dividends, Interest. Income and Expenses $19.55 90.00 98,996.31 $0.00 Page 2 of 8 Account Number. Rated C.celliwit Owing through penting ac a •frally owned CONFIDO. 4 AL- Every Vey Sax< 2007 DAUIAR RA TED COMNARCATIONS Vail LW( subsidiary a The Unit W New York Melba Cielnath20 (MY Mellon) LIX. member Alatatkkaat 00049024 CONFIDENTIAL - PURSUANT TO FED. R CRIM. P. 6(e) DB-SDNY-OO11848 EFTA_00159633 EFTA01291277  Deutsche Bank P.O Box 1 7 76, Baltimore, MD 21203 December 1,2018 - December 31,2018 JEPSTBN VIRGIN ISLANDS Portfolio Holdings Romani AdMty Opening Closing Accrued IKON* 30-Day D1rrent Opening Dale WNW Number Skiing Nance Balance Income ThisTear Yield Yield CASH, MONEY FUNDS, AND BANK DEPOSITS 3.00% of Portfolio Money M arket CAM AC TR DWS GOUT 8 AG INSTL 12101/18 6,810.540 WA 12131118 13,612.39 8,810.54 0.00 240.91 2.19% 2 26% Total Money Market $13,612.39 $6,810.54 $0.00 $240.91 TOTAL CASH, MONEY FUNDS, AND BANK DEPOSITS $13,612.39 $6,810.54 $0.00 $240.91 Unrealized Estimated Estimated Ode Acquired Diantily Wit Ord Cod Baas Merkel Pike Market Vitae Gain Loss Annual Income Yiekl EQUITIES 97.00% of Portfolio Common Stocks BRISTOL MYERSSOUI88 CO 0011 Security Identifier: VA Y Dividend Option: Cab CUSP 1012208 10130/15 3,400.000 66.9420 227,604.16 51 9800 176,732.00 -50,872.16 5,576.00 3.15% DISNEY WALT CO (MET COY Security Identifier DIS Dividend Option: Cab CUSP. 25468706 10130/15 665.000 114.0150 78,099.95 109.6500 75,110.25 -2,989.70 1,205.60 1.60% Total Common Socks $305,704.11 $251,842.25 453,881.88 $6,761.60 TOTAL EQUITIES $305,704.11 $251,842.25 453,861.86 $6,781.60 three:ea Boned Shied Cot Bads Market Value Geinneee Named Mnud Income TOTAL PORTFOLIO HOLDINGS $312,514.65 6258,652.79 453,881.86 $0.00 $7,022.51 Generally, securities acquired before 2011, in retirement accounts or held by Non-U.S. entities are not subject to the cost basis reporting rules set forth in the Internal Revenue Code of 1986, as amended by the Emergency Economic Stabilization Act of 2008, and are marked as 'noncovered'. Securities marked as "covered", were identified as securities potentially subject to the cost basis reporting rules and may be reported to the IRS on form V99-8 for the applicable tax year in which the securities are disposed. Note: In the event where we cannot easily determine the taxability of an account, we may mark the account as noncovered. However, if the account does not receive a 10 8, the cost basis will not be reported to the IRS. Page 3 of 8 Ett,:.9,30„ Account NomIse Rated(Kart Every Vex Sae. 2007 DALIAR RATED COMMUNCATICOS OwingIMO PentingPIC 'Sally owned subsidiary e4 TM brat New York Mellon Calwatim (MY Mellon) CONFIDENTIAL — PURSUANT TO FED. R CRI M. P. 6(e) CONFIDO. AL- Vail CNC( Penn.'s MC. 'sent.)ilillAtAWALGM_00049025 DB-SDNY-0011849 EFTA_00159634 EFTA01291278  Portfolio Holdings Disclosures Pricing This section includes the net market value of the securities in your account on a settlement date basis, including short positions, at the close of the statement period. The market prices, unless otherwise noted, have been obtained from independent vendor services, w hich we believe to be reliable. Market prices do not constitute a bid or an offer, and may differ from the actual sale price Securities for w hich a price is not available are marked "N/ A" and are omitted from the Total. THEAS OF PRICE DATE ONLY APPEARSW HEN THE PRICEDATEDOESNOT EQUAL THE STATEM ENT DATE Estimated Annual Figures The estimated annual income (EAI) and estimated annual yield (FAY( figures are estimates and for informational purposes only. These figures are not considered to be a forecast or guarantee of future results. These figures are computed using information from providers believed to be reliable; however. no assurance can be made as to the accuracy. Since interest and dividend rates are subject to change at any time, and may be affected by current and future economic, political, and business conditions. they should not be relied on for making investment, trading, or tax decisions. These figures assume that the position quantities, interest and dividend rates, and prices remain constant. A capital gain or return of principal may be included in the figures for certain securities. thereby overstating them. Refer to www pershing.com/ disclosures for specific details as to formulas used to calculate the figures. Accrued interest represents interest earned but not yet received. Reinvestment The dollar amount of Mutual Fund distributions, Money Market Fund dividend income.Bank Deposit interest income, or dividends for other securities shown on your statement may have been reinvested. You will not receive confirmation of these reinvestments. Upon written request to your financial institution, information pertaining to these transactions. including the time of execution and the name of the person from whom your security was purchased. may be obtained. In dividend reinvestment transactions. Pershing acts as your agent and receives payment for order flow. Option Disclosure Information with respect to commissions and other charges incurred in connection with the execution of option transactions has been included in confirmations previously furnished to you. A summary of this information is available to you promptly upon your written request directed to your introducing firm. In order to assist your introducing firm in maintaining current background and financial information concerning your option accounts, please promptly advise them in writing of any material change in your investment objectives or financial situation. Expiring options which are valuable are exercised automatically pursuant to the exercise by exception procedure of the Options Clearing Corporation. Additional information regarding this procedure is available upon written request to your introducing firm. Foreign Currency Transactions Pershing will execute foreign currency transactions as principal for your account. Pershing may automatically convert foreign currency to or from U.S. dollars for dividends and similar corporate action transactions unless you instruct your financial organization otherwise. Pershing's currency conversion rate w ill not exceed the highest interbank conversion rate identified from customary banking sources on the conversion date or the prior business day. increased by up to 1%. unless a particular rate is required by applicable law. Your financial organization may also increase the currency conversion rate. This conversion rate may differ from rates in effect on the date you executed a transaction, incurred a charge, or received a credit. Transactions converted by agents (such as depositories) will be billed at the rates such agents use. Proxy Vote Securities not fully paid for in your margin account may be lent by Pershing to itself or others in accordance with the terms outlined in the Margin Agreement. The right to vote your shares held on margin may be reduced by the amount of shares on loan. The Proxy Voting Instruction Form sent to you may reflect a smaller number of shares entitled to vote than the number of shares in your margin account. Messages Please note the following information for Pershing's 2093 IRSForm 1099 (B. DIV. INT, M ISC and OID): Your Form 1099 will be delivered as early as possible, beginning January 31. 2019 By February 15, you will be mailed either your Form 1099 or a special Pending 1099 Notice. The Pending 1099 Notice will be sent if we have not received and processed final information from issuers and trustees of securities that you hold by the as of date of the February 15 1099 mailing. You will also be sent the notice if your information is still being reviewed and finalized. The notice will inform you of the securities that are pending final reporting and provides the anticipated mail date of your 1099 Your 1099 will be mailed no Page 4 of 8 Account Numbe Rated (want Ebb dash ham LI4 a ally armed Atte Every Vex Sine 2007 .CSMvyel The Ilardi of Na., Yo4 Mellon CONFIDENTIAL — PURSUANT TO FED. R. CRIM. P. 6(e) CONFIDO. L DALY& WED C0MMUMCATI0NS ()COMM ( Corponthm OW Man) Per Mel rtel MIRAAVYYMPMJ)0049026 DB-SDNY-0011850 EFTA_0015%35 EFTA01291279  Deutsche Bank P.O. Box 1776, Baltimore, MD 21203 December 1, 2018 - Decem ber 3t 2018 I EPSTEIN VIRGIN ISLANDS I Messages (continued) later than M arch 15, 2019. Although a money market mutual fund seeks to preserve the value of your investment at $1per share, it is possible to lose money by investing in a money market mutual fund. Shares of a money market mutual fund or the balance of a bank deposit product held in your brokerage account may be liquidated upon request with the proceeds credited to your brokerage account. Please see the money market mutual fund's prospectus or the bank deposit product's disclosure document or contact your advisor for additional information. Pursuant to SEC Rule 10 b-10(b)( I) confirmations are not sent for purchases into money market mutual funds processed on the sweep platform. A Ct iv ity Summary (All amounts shoe n are (rt base currency) Creeks This Period Debits ThisPeikd Net TM:Peri:I CreeitsYeauloale Debits Voris:4We Net Yee•to•Dele Securities Securities Sold 0.00 0.00 0.00 289.17318 0.00 289,173.78 Total Securities $0.00 $0.00 $0.00 $289.173.78 $0.00 $289,113.78 Dividends and Interest $19.55 $0.00 $19.55 $8.996.31 $0.00 $8,996.31 Cash Withdrawals 0.00 .6,821.40 4,821.40 0.00 401,821.40 -301,821.40 Total Cash $0.00 46,821.40 46,821.40 $0.00 4301,821.40 4301,821.40 Totals $19.55 48,821.40 48,801.85 $298 170 09 4301,821.40 43,851.31 Transactions by Type of Activity Proses Sett kmenl Dote Meaty Type Description Cuantdy Price Accrued Inters Amount Currency Dividends and Interest 12/31/18 MONEY MARKET FUND CASH AC TR OWSGOVT 19.55 USO INCOME RECBVE0 PER232045 Total Dividends and Interest - U.S. DOLLARS 0.00 19.55 Cash Withdrawals and Deposits 12118/18 FEDERAL FUNDS SENT SMORGAN CHASE BANK. 4,821.40 USD US13999997 Total Cash Withdrawals and Deposits -U.S. DOLLARS 0.00 4,821.40 Page 5 of 8 Account Numb. Rated hcallent Clowinstlwoughpentingla.awbollyowned Attritztatt. Every Vex Sine. 2007 subsidiary of The Bonita New York Mao MAAR RATED CONVOCATIONS Cartaatim (MY Mellon) CONFIDENTIAL - PURSUANT TO FED. R CRIM. P. 6(e) CONFIDO. AL- EXCIALLva Amtariacrougo27 Penn.'s MC. 'smite. DB-SDNY-0011851 EFTA_00159636 EFTA01291280  Transactions by Type of Activity (continued) Noss Settlement Date Activity Type Description Quantity Price Moved littered Amount Coming Total Value of Transactions 0.00 4,801.80 UEO The price and quantity displayed may have been rounded. Client Service Information You investment Specialist: ZEN Canted talimmatIon MARTIN ZEM AN Telephone Number: (212) 250.0432 345 PARK AVENUE NEW YORK NY 0154 Your Account Informati n TAX LOT DEFAULT DISPOSITION METHOD Default Method for Mutual Funds: First In First Out Default Method for Stocks in a Dividend Reinvestment Plan: First In First Out Default Method for all Other Securities: First In First Out BOND AMORTIZATION ELECTIONS Amortize premium on taxable bonds based on Constant Yield Method: Yes Accrual market discount method for all other bond types: Constant Yield Method Include market discount in income annually: No ELECTRONIC DELIVERY You have not selected any account corn munications for electronic delivery. To register and turn off paper corn munications, log in to your account or contact your Investment Specialist for more information. moo-tant Information and Disclosures The Role of Pershing • Pershing carries your account as clearing broker pursuant to a clearing agreement with your financial institution. Pershing may accept from your financial institution without inquiry or investigation (i) orders for the purchase and sale of securities and other property and (ii) any other instructions concerning your account. Pershing is not responsible or liable for any acts or omissions of your financial institution or its employees and it does not supervise them. Pershing provides no investment advice nor does it assess the suitability of any transaction or order. Pershing ads as the agent of your financial institution and you agree that you will not hold Pershing or any person controlling or under common control with it liable for any investment losses incurred by you. • Pershing performs several key functions at the direction of your financial institution. It acts as custodian for funds and securities you may deposit with it directly or through your financial institution or that it receives as the result of securities transactions it processes. • Your financial institution is responsible for adherence to the securities laws, regulations and rules which apply to it regarding its own operations and the supervision of your account, its sales representatives and other personnel. Your financial institution is also responsible for approving the opening of accounts and obtaining account documents; the acceptance and, in certain instances, execution of securities orders; the assessment of the suitability of those transactions, where applicable; the rendering of investment advice, Page 6 of 8 Account Sumbei Rated(Kart Owing tinge.',enlists PIC a wholly owned Every Vex Since 2007 subsidiary e4 The Bonita New York Mellon OMAR RAZED CONVOCATIONS Cannatim (MY Mellott) CONFIDENTAL - PURSUANT TO FED. R CRIM. P. 6(e) CONFIDO. AL- EXC WC( Penn.'s LIX. 'smote.ittakitctiatat00049028 DB-SDNY-0011852 EFTA_00I 59637 EFTA01291281  Deutsche Bank P.O.Box 1776, Baltimore, MD 21203 December 1,2018 - December 31,2018 I EPSTBN VIRGIN ISLANDS I Important Informs: of and Disclosures (continued) The Role of Pershing (continued) if any, to you and in general, for the ongoing relationship that it has with you. • Inquiries concerning the positions and balances in your account may be directed to the Pershing Customer Service Department at (201) 413-3333. All other inquiries regarding your account or activity should be directed to your financial institution. Your financial organization's contact information can be found on the first page of this statement. • For a description of other functions performed by Pershing please consult the Disclosure Statement provided to you upon the opening of your account. This notice is not meant as a definitive enumeration of every possible circumstance, but as a general disclosure. If you have any questions regarding this notice or if you would like additional copies of the Disclosure Statement, please contact your financial institution. • Pershing is a member of the Securities Investor Protection Corporation (SIPCO) Please note that SIPC does not protect against loss due to market fluctuation. In addition to SIPC protection, Pershing provides coverage in excess of SIPC limits. For more detailed information please visit:www.pershing.com/ about/strength-and-stability. • This statement will be deemed conclusive. You are advised to report any inaccuracy or discrepancy (including unauthorized trading) promptly, but no later than ten days after receipt of this statement, to your financial organization and Pershing. Please be advised that any oral communication should be re•confirmed in writing to further protect your rights, including your rights under the Securities Investor Protection Act. • Your financial organization's contact information can be found on the first page of this statement. Pershing's contact information is as follows: Pershing LLC, Legal Department, One Pershing Plaza, Jersey City. New Jersey 07399: (201) 413-3330. Errors and Omissions excepted. Important Arbitration Disclosures • All parties to this agreement are giving up the right to sue each other in court, including the right to a trial by jury, except as provided by the rules of the arbitration forum in which a claim is filed. • Arbitration awards are generally final and binding; a party's ability to have a court reverse or modify an arbitration award is very limited. • The ability of the parties to obtain documents, witness statements and other discovery is generally more limited in arbitration than in court proceedings. • The arbitrators do not have to explain the reason(s) for their award, unless, in an eligible case, a joint request for an explained decision has been submitted by all parties to the panel at least 20 days prior to the first scheduled hearing date. • The panel of arbitrators will typically include a minority of arbitrators who were or are affiliated with the securities industry. • The rules of some arbitration forums may impose time limits for bringing a claim in arbitration. In some cases, a claim that is ineligible for arbitration may be brought in court. • The rules of the arbitration forum in which the claim is filed, and any amendments thereto. shall be incorporated into this agreement. Important Arbitration Agreement Any controversy between you and Pershing LLC shall be submitted to arbitration before the Financial Industry Regulatory Authority. No person shall bring a putative or certified class action to arbitration, nor seek to enforce any predispute arbitration agreement against any person who has initiated in court a putative class action, who is a member of a putative class who has not opted out of the class with respect to any claims encompassed by the putative class action until; (I) the class certification is denied; (II) the class is decertified; or (Ill) the client is excluded from the class by the court. Such forbearance to enforce an agreement to arbitrate shall not constitute a waiver of any rights under this agreement except to the extent stated herein. The laws of the State of New York govern. Pershing's contact information is as follows: Pershing Lie, Legal Department, One Pershing Plaza. Jersey City, New Jersey 07399; (201) 413-3330. Page 7 of 8 Atom% Note RAS baked OwingIMO holingPIC a Sally owned A:cticsnms Every Year Age 2007 subsidiary el The &onkelNew York Mellon DAUMRAIID COMMUNCATICOS Ompontim (MY Melba) CONFIDENTIAL - PURSUANT TO FED. R CRIM. P. 6(e) CONFID AL- EXCatENCE Penh...* 11C...ter-ter filactra DB-SDNY-0011853 00049029 EFTA_00159638 EFTA01291282  TERMS AND CONDITIONS TRANSACTIONS • PERSHING MAY TRADE FOR ITS OWN ACCOUNT AS A MARKET MAKER, SPECIALIST. ODD LOT DEALER, • ALL ORDERS AND TRANSACTIONS SHALL BE SOLELY FOR YOUR ACCOUNT AND RISK SHALL BE BLOCK POSRIONER, ARBITRAGEUR OR INVESTOR. CONSEQUENTLY, AT THE TIME OF ANY SUBJECT TO THE CONSTITUTION, RULES, REGULATIONS, CUSTOMS. USAGES, RULINGS AND TRANSACTION YOU MAY MAKE, PERSHING MAY HAVE A POSITION IN SUCH SECURITIES, WHICH INTERPRETATIONS OF THE EXCHANGE OR MARKET AND THE CLEARING FACLITY, F ANY. WHERE POSITION MAY BE PARTIALLY OR COMPLETELY HEDGED. THE TRANSACTIONS ARE EXECUTED ARMOR SETTLED. OR F APPLICABLE. OF THE FINANCIAL • IF AVERAGE PRICE TRANSACTION IS INDICATED ON THE FRONT OF THIS STATEMENT YOUR INDUSTRY REGULATORY AUTHORITY AND TO ALL APPLICABLE LAWS AND REGULATIONS. FINANCIAL INSTITUTION OR PERSHING MAY HAVE ACTED AS PRINCIPAL. AGENT OR BOTH. DETALS • TITLE TO SECURITIES SOLD TO YOU, WHERE PERSHING HAS ACTED AS PRINCIPAL SHALL REMAIN AVAILABLE UPON REQUEST. WITH PERSHING UNTIL THE ENTIRE PURCHASE PRICE IS RECENED OR UNTIL THE SETTLEMENT • A FINANCIAL STATEMENT OF PERSHING IS AVALABLE FOR YOUR PERSONAL NSPECTION AT DATE, WHICHEVER IS LATER. PERSHING'S OFFICES. A COPY OF IT WILL BE MAILED UPON YOUR WRITTEN REQUEST OR YOU CAN • YOU MAY HAVE RECEIVED CONFIRMATIONS FOR TRANSACTIONS WHICH DO NOT APPEAR ON YOUR VIEW IT ONLINE AT WVVVY.PERSHING.COM. STATEMENT. F SO. THE TRANSACTIONS WLL APPEAR ON YOUR NEXT PERIODIC STATEMENT. SUCH • FOR BUSINESS CONTINUITY AND ADDITIONAL DISCLOSURES: WNW PERSHING COINDISCLOSURES TRANSACTIONS MUST BE CONSIDERED BY YOU WHEN COMPUTING THE VALVE OF YOUR ACCOUNT. • THIS STATEMENT SHOULD BE RETAINED FOR YOUR RECORDS. THIS IS ESPECIALLY TRUE F YOU HAVE WRITTEN OPTIONS WHICH HAVE BEEN EXERCISED. FREE CREDIT BALANCES: ANY FREE CREDIT BALANCE CARRIED FOR YOUR ACCOUNT REPRESENTS PAYMENT FOR ORDER FLOW AND ORDER ROUTING POLICIES DISCLOSURES (REGULATION NMS- FUNDS PAYABLE UPON DEMAND WHICH. ALTHOUGH PROPERLY ACCOUNTED FOR ON PERSHING'S RULE 80?(A)(1)42)) BOOKS OF RECORD. ARE NOT SEGREGATED AND MAY BE USED IN THE CONDUCT OF ITS BUSINESS. PERSHING SENDS CERTAIN EQUITY ORDERS TO EXCHANGES. ELECTRONIC COMMUNICATION DEBIT BALANCES: INTEREST CHARGED ON DEBIT BALANCES IN YOUR ACCOUNT APPEARS ON THE NETWORKS. OR BROKER-DEALERS DURING NORMAL BUSINESS HOURS AND DURING EXTENDED STATEMENT. THE RATE OF INTEREST AND PERIOD COVERED ARE INDICATED. THE RATE MAY CHANGE TRADING SESSIONS. CERTAIN OF THESE VENUES PROVIDE PAYMENTS TO PERSHING OR CHARGE FROM TIME TO TINE DUE TO FLUCTUATIONS IN MONEY RATES OR OTHER REASONS. INTEREST IS ACCESS FEES TO PERSHING DEPENDING UPON THE CHARACTERISTICS OF THE ORDER AND ANY COMPUTED AS DESCRIBED IN MATERIAL PREVIOUSLY FURNISHED TO YOU. PLEASE CONTACT YOUR SUBSEQUENT EXECUTION. THE DETAILS OF THESE PAYMENTS AM) FEES ARE AVAILABLE UPON FINANCIAL INSTITUTION IF YOU DESIRE ADDITIONAL COPIES. WRITTEN REQUEST. PERSHING RECEIVES PAYMENTS FOR DIRECTING LISTED OPTIONS ORDER FLOW MARGIN INFORMATION: F YOU MAINTAIN A MARGIN ACCOUNT, THIS IS A OOMBNED STATEMENT OF TO CERTAAN OPTION EXCHANGES. IN ADDITION. PERSHNG ROUTES CERTAIN EQUITY AND OPTION YOUR GENERAL ACCOUNT AND A SPECIAL MEMORANDUM ACCOUNT MAINTAINED FOR YOU UNDER ORDERS TO ITS AFFILIATE. BNY MELLON CAPITAL MARKETS. LLC. FOR EXECUTION AS PRINCIPAL REGULATION T OF THE BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM. THE PERMANENT COMPENSATION IS GENERALLY IN THE FORM OF A PER OPTION CONTRACT CAS-I PAYMENT. RECORD OF THE SEPARATE ACCOUNT AS REQUIRED BY REGULATION T IS AVAILABLE FOR YOUR BEST EXECUTION: NOTWITHSTANDING THE PREVIOUS PARAGRAPH REGARDING PAYMENT FOR ORDER NSPECTION UPON REQUEST. FLOW. PERSHING SELECTS CERTAIN MARKET CENTERS TO PROVIDE EXECUTION OF OVER-THE- TAX INFORMATION COUNTER AND EXCHANGE-LISTED SECURITIES TRANSACTIONS WHICH AGREE TO ACCEPT ORDERS. TRANSMITTED ELECTRONICALLY VP TO A SPECIFIED SIZE. AND TO EXECUTE THEM AT OR BETTER THAN • AFTER YEAR END. PERSHING IS REQUIRED TO PROVIDE TAX INFORMATION TO THE INTERNAL THE NATIONAL BEST BID OR OFFER (NBBO). ON CERTA/N LARGER ORDERS. OR F THE DESIGNATED REVENUE SERVICE AND OTHER GOVERNMENTAL AUTHORITIES. AT THAT TIME PERSHNG WILL MARKET CENTERS DO NOT MAKE A MARKET IN THE SUBJECT SECURITY. PERSHING DRECTLY PROVIDE THAT INFORMATION ON THE ANNUAL TM INFORMATION STATEMENT TO YOU: USE THAT CONTACTS MARKET CENTERS TO 08TAN AN EXECUTION. THE DESIGNATED MARKET CENTERS TO STATEMENT TO PREPARE YOUR TM FLINGS. THE TAX STATEMENT ALSO INCLUDES OTHER USEFUL WHICH ORDERS ARE AUTOMATICALLY ROUTED ARE SELECTED BASED ON THE CONSISTENT HIGH INFORMATION TO ASSIST IN ACCUMULATNG THE DATA TO PREPARE YOUR TAX RETURNS. QUALITY OF THEIR EXECUTIONS IN ONE OR MORE MARKET SEGMENTS AND THER ABLITY TO PROVIDE • DIVIDENDS. INTEREST AND OTHER DISTRIBUTIONS SHOWN ON THIS STATEMENT WERE CLASSIFIED OPPORTUNITIES FOR EXECUTIONS AT PRICES SUPERIOR TO THE NBBO. PERSHING ALSO REGULARLY AS TAXABLE OR NONTAXABLE BASED ON CERTAIN INFORMATION KNOWN AS OF THE DISTRIBUTION REVIEWS REPORTS FOR QUALITY OF EXECUTION PURPOSES. DATE. THIS CLASSIFICATION IS SUBJECT TO CHANGE AND IS SOLELY INTENDED FOR USE AS GENERAL INFORMATION. • PERSHING DOES NOT PROVIDE TM. INVESTMENT OR LEGAL ADVISORY SERVICES AND NO ONE AC-ACM IATED WITH PERSHING IS AUTHORIZED TO RENDER SUCH ADVICE. DO NOT RELY UPON ANY SUCH ADVICE. IF GIVEN INVESTORS ARE ENCOURAGED TO CONSULT THEIR TM ADVISORS TO DETERMINE THE APPROPRIATE TM TREATMENT OF THER BUSINESS. GENERAL INFORMATION • WHENEVER YOU ARE INDEBTED TO PERSHING LLC (PERSHING') FOR ANY AMOUNT. ALL SECURITIES HELD BY IT FOR YOU IN ANY ACCOUNT IN WHICH YOU HAVE ANY INTEREST SHALL SECURE ALL YOUR LIABILITIES TO PERSHNG. AND PERSHING MAY IN ITS DISCRETION AT ANY TIME.INITHOUT TENDER. DEMAND OR NOTICE TO YOU. CLOSE OR REDUCE ANY OR ALL OF YOUR ACCOUNTS BY PUBLIC OR PRIVATE SALE OR PURCHASE OR BOTH OF ALL OR ANY SECURITIES CARRIED IN SUCH ACCOUNTS; ANY BALANCE REMAINING DUE PERSHING TO BE PRO