EFTA01532869.pdf

JPMorgan Chase Bank, N.A. P 0 Box 6076 Newark, DE 19714- 6076 Primary Account: For the Period 12/1/10 to 12/31/10 00038606 DPB 802 245 00111 - NNNNNNNNNNN 1 000000000 D1 0000 J.P. Morgan Team Janet Young EPSTEIN INTERESTS ATTN DARREN K INDYKE 301 EAST 66TH STREET, SUITE 10B NEW YORK NY 10065-6298 William J Doherty For assistance after business hours, 7 days a week. Hearing Impaired Online access: www.MorganOnline.com (800) 576-6209 (800) 242-7383 (800) 634-1318 JPMorgan Classic Business Checking Checking Account Summary Instances Beginning Balance Deposits & Credits Ending Balance 1 1 Amount 108,210 28 702.75 $108,913.03 Page 1 of 4 00386060201000000022 EFTA01532869 EPSTEIN INTERESTS Primary Account: For the Period 12/1/10 to 12/31/10 Transaction Detail Date 12/01 12/14 12/31 Total Description Beginning Balance Book Transfer Credit B/0: J.P. Morgan Clearing Corp. Brooklyn NY 11201-3862 Org:/9X999999Xx J P Morgan Clearing Corp 0gb: Jpmclearing Corp Metrotech Center Trn: 78497003483j Ending Balance $702.75 ($0.00) 702.75 Deposits & Credits Transfers & Withdrawals Balance 108,210.28 108,913.03 $108,913.03 Page 2 of 4 EFTA01532870 10386060202000000 Primary Account: For the Period 12/1/10 to 12/31/10 Positive changes affecting your deposit account(s) As the regulatory environment continues to evolve, we would like to call your attention to change that will have a positive impact on your noninterest-bearing transaction/checking accounts. All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation (FDIC) from Dec. 31, 2010 through Dec. 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules. Please contact your J.P. Morgan team if you have questions about these changes. Page 3 of 4 EFTA01532871 Primary Account: For the Period 12/1/10 to 12/31/10 Important Information About Your Statement In Case of Errors or Questions About Your Electronic Funds Transfers Call or write to the Bank (Consumers should use the phone number and address on front of statement and non-consumers their J.P. Morgan Team contact information.) if you think your statement or receipt is incorrect, or if you need more information about an electronic transaction on a statement or receipt. We must hear from you no later than 60 days after we sent you the FIRST statement on which the error or problem appeared. Tell us your name and account number. Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an error or why you need more information. Tell us the dollar amount of the suspected error. We will investigate your complaint and will correct any error promptly. If we take more than 10 business days (or 20 business days for new accounts) to do this, we will credit your account for the amount you think is in error so that you will have use of the money during the time it takes us to complete our investigation. In Case of Errors or Questions About Non-Electronic Transfers (Checks or Deposits): Contact the Bank immediately if your statement is incorrect or if you need more information about any non-electronic transactions (checks or deposits) on this statement. If any such error appears, you must notify the bank in writing as soon as possible after the statement was made available to you. For more complete details, see the applicable account agreements and appendices that govern your account. Deposit products and services are offered by JPMorgan Chase Bank, N.A. Member FDIC Mutual Funds/Securities JPMorgan Funds are distributed by JPMorgan Distribution Services, Inc., which is an affiliate of JPMorgan Chase & Co. Affiliates of JPMorgan Chase & Co. receive fees for providing various services to the funds. Bank products and services are offered by JPMorgan Chase Bank, N.A. and its affiliates. Securities are offered by J.P. Morgan Securities LLC, member NYSE, FINRA and SIPC. Investment Products: Not FDIC insured • No bank guarantee • May lose value Page 4 of 4 EFTA01532872