EFTA01596159.pdf

Call 1-800-937-2000 for 24-hour Bank-by-Phone services or connect to www.tdbank.com xxxxxx HBRK ASSOCIATES INC NEPTUNE 575 LEXINGTON AVE FL 4 NEW YORK NY 10022-6146 STATEMENT OF ACCOUNT Page: 1 of 2 Statement • - 19 Cust Ref # Primary Account # T Bank Deposits FDIC Insured I TD Bank, N.A. I Equal Housing Lender TD Business Convenience Plus HBRK ASSOCIATES INC Account # ACCOUNT SUMMARY Beginning Balance 0.00 Deposits 30.00 Other Credits 300,000.00 Other Withdrawals 30.00 Ending Balance 300,000.00 Average Collected Balance 164,268.57 Interest Earned This Period 0.00 Interest Paid Year-to-Date 0.00 Annual Percentage Yield Earned 0.00% Days in Period 14 DAILY ACCOUNT ACTIVITY Deposits POSTING DATE DESCRIPTION AMOUNT 04/30 DEPOSIT 30.00 Subtotal: 30.00 Other Credits POSTING DATE DESCRIPTION AMOUNT 04/18 WIRE TRANSFER INCOMING, 42953424 - NEPTUNE, LLC 100,000.00 04/26 WIRE TRANSFER INCOMING, 42953424 - NEPTUNE, LLC 200,000.00 Subtotal: 300,000.00 Other Withdrawals POSTING DATE DESCRIPTION AMOUNT 04/18 WIRE TRANSFER FEE 15.00 04/26 WIRE TRANSFER FEE 15.00 Subtotal: 30.00 DAILY BALANCE SUMMARY DATE BALANCE DATE BALANCE 04/17 0.00 04/26 299,970.00 04/18 99,985.00 04/30 300,000.00 How to Balance your Account Begin by adjusting your account register as follows: - Subtract any services charges shown on this statement. - Subtract any automatic payments, SDNY_GM_00007402 file:///C/...wIxthrer/Desktop/STAMPING/TD%20BanclOINELDpENTIFDIALTAM -0 I /TD-DO.1-00000608A xt[8/4/2020 7:05:40 PM] EFTA01596159  transfers or other electronic with- drawals not previously recorded. - Add any interest earned if you have an interest-bearingaccount. - Add any automatic deposit or overdraft line of credit. - Review all withdrawalsshown on this statement and check them off in your account register. - Follow instructions2-5 to verify your ending account balance. 1. 2. 3. 4. 5. Your ending balance shown on this statement is: List below the amount of deposits or credit transfers whichdo not appear on this statement. Total the deposits and enter on Line 2. Subtotal by adding lines 1 and 2. List below the total amount of withdrawalsthat do not appear on this statement. Total the withdrawals and enter on Line 4. Subtract Line 4 from 3. This adjusted balance should equal your account balance. FOR CONSUMER ACCOUNTS ONLY IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTRONIC FUNDS TRANSFERS: If you need information about an electronic fund transfer or if you believe there is an error on your bank statement or receipt relating to an electronic fund transfer, telephone the bank immediately at the phone number listed on the front of your statement or write to: TD Bank, N.A., Deposit Operations Dept, P.O. Box 1377, Lewiston, Maine 04243-1377 We must hear from you no later than sixty (60) calendar days after wesent you the first statement upon which the error or problem first appeared. When contacting the Bank, please explain as clearly as you can why you believe there is an error or why more information is needed. Please include: - Your name and account number. - A description of the error or transaction you are unsure about. - The dollar amount and date of the suspected error. When making a verbal inquiry, the Bank may ask that you send us your complaint in writing within ten (10) business days after the first telephone call. We will investigate your complaint and will correct any error promptly. If we take more than ten (10) business days to do this, we will credit your account for the amount you think is in error, so that you have the use of the money during the time it takes to complete our investigation. INTEREST NOTICE Total interest credited by the Bank to you this year will be reported by the Bank to the Internal Revenue Service and State tax authorities. The amount to be reported will be reported separately to you by the Bank. FOR CONSUMER LOAN ACCOUNTS ONLY BILLING RIGHTS SUMMARY SDNV_GM_00007403 file:///C/...wlxthrer/DesktopISTAMPING/TD%20Bancl NappERTDIALTHM UTD-Dal-00000608A xt[8/4/2020 7:05:40 PM] EFTA01596160  In case of Errors or Questions About Your Bill: If you think your bill is wrong, or if you need more information about a transaction on your bill, write us at P.O. Box 1377, Lewiston, Maine 04243-1377 as soon as possible. We must hear from you no later than sixty (60) days after wesent you the FIRST bill on which the error or problem appeared. You can telephone us, but doing so will not preserve your rights. In your letter, give us the following information: - Your name and account number. - The dollar amount of the suspected error. - Describe the error and explain, if you can, why you believe there is an error. If you need more information, describe the item you are unsure about. You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. FINANCE CHARGES: Although the Bank uses the Daily Balance method to calculate the finance charge on your Moneyline/Overdraft Protection account (the term "ODP" or "OD" refers to Overdraft Protection), the Bank discloses the Average Daily Balance on the periodic statement as an easier method for you to calculate the finance charge. The finance charge begins to accrue on the date advances and other debits are posted to your account and will continue until the balance has been paid in full. To compute the finance charge, multiply the Average Daily Balance times the Days in Period times the Daily Periodic Rate (as listed in the Account Summary section on the front of the statement). The Average Daily Balance is calculated by adding the balance for each day of the billing cycle, then dividing the total balance by the number of Days in the Billing Cycle. The daily balance is the balance for the day after advances have been added and payments or credits have been subtracted plus or minus any other adjustments that might have occurred that day. There is no grace period during which no finance charge accrues. Finance charge adjustments are included in your total finance charge. Page: 2 of 2 Ending Balance 300,000.00 Total Deposits Sub Total Total Withdrawals Adjusted Balance Total Deposits Total Withdrawals Call 1-800-937-2000 for 24-hour Bank-by-Phone services or connect to www.tdbank.com xxxxxx HBRK ASSOCIATES INC NEPTUNE 575 LEXINGTON AVE FL 4 NEW YORK NY 10022-6146 STATEMENT OF ACCOUNT Page: 1 of 3 Statement Period: May 01 2019-May 31 2019 SDNV_GM_00007404 file:///C/...wIxthrednesktopISTAMPING/TD%20BanclQINELL/ENIDI ALTHMUTD-DOJ-00000608.(xt[8/4/2020 -0 7:05:40 PM] EFTA01596161  Cust Ref #: Primary Ac Bank Deposits FDIC Insured I TD Bank, N.A. I Equal Housing Lender TD Business Convenience Plus HBRKASS Account # ACCOUNT SUMMARY Beginning Balance 300,000.00 Other Credits 152,696.87 Checks Paid 375.00 Electronic Payments 18,776.88 Other Withdrawals 705.00 Ending Balance 432,839.99 Average Collected Balance 397,403.82 Interest Earned This Period 0.00 Interest Paid Year-to-Date 0.00 Annual Percentage Yield Earned 0.00% Days in Period 31 DAILY ACCOUNT ACTIVITY Other Credits POSTING DATE DESCRIPTION AMOUNT 05/10 WIRE TRANSFER INCOMING, 42953424 - NEPTUNE, LLC 152,096.87 05/14 WIRE TRANSFER INCOMING, 42953424 - NEPTUNE, LLC 600.00 Subtotal: 152,696.87 Checks Paid No. Checks: 1 *Indicates break in serial sequence or check processed electronically and listed under Electronic Payments DATE SERIAL NO. AMOUNT 05/10 1001 375.00 Subtotal: 375.00 Electronic Payments POSTING DATE DESCRIPTION AMOUNT 05/08 CCD DEBIT, ADP WAGE PAY WAGE PAY 561036078568PTT 6,724.55 05/08 CCD DEBIT, ADP TAX ADP TAX RXPTT 050910A01 2,177.30 05/08 ELECTRONIC PMT-WEB, FPUC/EZ-PAY UTILITY 0834682 616.36 05/10 ACH DEBIT, HARLAND CLARKE CHK ORDERS 1JOB654606029L4 203.74 05/17 CCD DEBIT, ADP PAYROLL FEES ADP - FEES 2RPTT 4158184 76.54 05/22 CCD DEBIT, ADP WAGE PAY WAGE PAY 718073435541PTT 6,724.53 05/22 CCD DEBIT, ADP TAX ADP TAX RXPTT 052311A01 2,177.32 05/31 CCD DEBIT, ADP PAYROLL FEES ADP - FEES 2RPTT 6163806 76.54 Subtotal: 18,776.88 How to Balance your Account Begin by adjusting your account register as follows: - Subtract any services charges shown on this statement. - Subtract any automatic payments, transfers or other electronic with- drawals not previously recorded. - Add any interest earned if you have an interest-bearingaccount. - Add any automatic deposit or overdraft line of credit. - Review all withdrawalsshown on this SDNV_GM_00007405 file:///C/...wbohrer/Desktop/STAMPING/TD%20Bancl NIELLIENTIDIALTHMUTD-DOJ-00000608.(xt[8/4/2020 7:05:40 PM] EFTA01596162  statement and check them off in your account register. - Follow instructions2-5 to verify your ending account balance. 1. 2. 3. 4. 5. Your ending balance shown on this statement is: List below the amount of deposits or credit transfers whichdo not appear on this statement. Total the deposits and enter on Line 2. Subtotal by adding lines 1 and 2. List below the total amount of withdrawalsthat do not appear on this statement. Total the withdrawals and enter on Line 4. Subtract Line 4 from 3. This adjusted balance should equal your account balance. FOR CONSUMER ACCOUNTS ONLY IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTRONIC FUNDS TRANSFERS: If you need information about an electronic fund transfer or if you believe there is an error on your bank statement or receipt relating to an electronic fund transfer, telephone the bank immediately at the phone number listed on the front of your statement or write to: TD Bank, N.A., Deposit Operations Dept, P.O. Box 1377, Lewiston, Maine 04243-1377 We must hear from you no later than sixty (60) calendar days after wesent you the first statement upon which the error or problem first appeared. When contacting the Bank, please explain as clearly as you can why you believe there is an error or why more information is needed. Please include: - Your name and account number. - A description of the error or transaction you are unsure about. - The dollar amount and date of the suspected error. When making a verbal inquiry, the Bank may ask that you send us your complaint in writing within ten (10) business days after the first telephone call. We will investigate your complaint and will correct any error promptly. If we take more than ten (10) business days to do this, we will credit your account for the amount you think is in error, so that you have the use of the money during the time it takes to complete our investigation. INTEREST NOTICE Total interest credited by the Bank to you this year will be reported by the Bank to the Internal Revenue Service and State tax authorities. The amount to be reported will be reported separately to you by the Bank. FOR CONSUMER LOAN ACCOUNTS ONLY BILLING RIGHTS SUMMARY In case of Errors or Questions About Your Bill: If you think your bill is wrong, or if you need more information about a transaction on your bill, write us at P.O. Box 1377, Lewiston, Maine 04243-1377 as soon as possible. We must hear from you no later than sixty (60) days after wesent you the FIRST bill on which the error or problem appeared. You can telephone us, but doing so will not preserve your rights. In your letter, give us the following information: - Your name and account number. SDNV_GM_00007406 file:///C/...wIxthrer/DesktopISTAMPING/TD%20Bancl INfl LLIENTIFDI ALTHMUTD-Dal-00000608.(x68/4/2020 -0 7:05:40 PM] EFTA01596163  - The dollar amount of the suspected error. - Describe the error and explain, if you can, why you believe there is an error. If you need more information, describe the item you are unsure about. You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. FINANCE CHARGES: Although the Bank uses the Daily Balance method to calculate the finance charge on your Moneyline/Overdraft Protection account (the term "ODP" or "OD" refers to Overdraft Protection), the Bank discloses the Average Daily Balance on the periodic statement as an easier method for you to calculate the finance charge. The finance charge begins to accrue on the date advances and other debits are posted to your account and will continue until the balance has been paid in full. To compute the finance charge, multiply the Average Daily Balance times the Days in Period times the Daily Periodic Rate (as listed in the Account Summary section on the front of the statement). The Average Daily Balance is calculated by adding the balance for each day of the billing cycle, then dividing the total balance by the number of Days in the Billing Cycle. The daily balance is the balance for the day after advances have been added and payments or credits have been subtracted plus or minus any other adjustments that might have occurred that day. There is no grace period during which no finance charge accrues. Finance charge adjustments are included in your total finance charge. Page: 2 of 3 Ending Balance 432,839.99 Total Deposits Sub Total Total Withdrawals Adjusted Balance Total Deposits Total Withdrawals Call 1-800-937-2000 for 24-hour Bank-by-Phone services or connect to www.tdbank.com xxxxxx HBRK ASSOCIATES INC Bank Deposits FDIC Insured I TD Bank, N.A. I Equal Housing Lender STATEMENT OF ACCOUNT Page: 3 of 3 Statement Period: May 01 2019-May 31 2019 Cust Ref #: Primary Account # DAILY ACCOUNT ACTIVITY Other Withdrawals POSTING DATE DESCRIPTION AMOUNT 05/10 WIRE TRANSFER FEE 15.00 05/14 WIRE TRANSFER FEE 15.00 05/24 WIRE TRANSFER OUTGOING, CKG PAINTING INC 650.00 05/24 WIRE TRANSFER FEE 25.00 SDNV_GM_00007407 file:///C/...wbduer/DesktopISTAMPING/TD%20Bancl INflSe JppEcRonTCDDIALTHN)I?D-DOJ-0000060A.trt[R/4/20?07:05:40 PM] EFTA01596164  Subtotal: 705.00 DAILY BALANCE SUMMARY DATE BALANCE DATE BALANCE 04/30 300,000.00 05/17 442,493.38 05/08 290,481.79 05/22 433,591.53 05/10 441,984.92 05/24 432,916.53 05/14 442,569.92 05/31 432,839.99 Call 1-800-937-2000 for 24-hour Bank-by-Phone services or connect to www.tdbank.com xxxxxx HBRK ASSOCIATES INC NEPTUNE 575 LEXINGTON AVE FL 4 NEW YORK NY 10022-6146 STATEMENT OF ACCOUNT Page: 1 of 3 Statement Period: Jun 01 2019-Jun 30 2019 Gust Ref # Primary Account # E Bank Deposits FDIC Insured I TD Bank, N.A. I Equal Housing Lender Business Analysis HBRK ASSOCIATES INC Account # ACCOUNT SUMMARY Beginning Balance 432,839.99 Checks Paid 3,750.00 Electronic Payments 27,902.76 Ending Balance 401,187.23 Average Collected Balance 415,040.65 Interest Earned This Period 0.00 Interest Paid Year-to-Date 0.00 Annual Percentage Yield Earned 0.00% Days in Period 30 DAILY ACCOUNT ACTIVITY Checks Paid No. Checks: 2 *Indicates break in serial sequence or check processed electronically and listed under Electronic Payments DATE SERIAL NO. AMOUNT 06/10 1051 1,275.00 06/17 1053* 2,475.00 Subtotal: 3,750.00 Electronic Payments POSTING DATE DESCRIPTION AMOUNT 06/05 TDBANK BILL PAY CHECK, GEORGE BRITTAIN LAND DESIGNS, I CHECK# 995001 1,160.00 06/06 CCD DEBIT, ADP WAGE PAY WAGE PAY 936010636624PTT 6,724.55 06/06 CCD DEBIT, ADP TAX ADP TAX RXPTT 060612A01 2,177.30 06/11 TDBANK BILL PAY CHECK, GEORGE BRITTAIN LAND DESIGNS, I CHECK# 995003 SDNV_GM_00007408 file:///C/...wbduer/DesktopISTAMPING/TD%20BanclCi lNELLIENTIFDIALTAM UTD-DOJ-00000608A xt[8/4/2020 7:05:40 PM] EFTA01596165  2,333.00 06/12 ELECTRONIC PMT-WEB, FPL DIRECT DEBIT ELEC PYMT 7947147075 WEBI 1,506.26 06/14 CCD DEBIT, ADP PAYROLL FEES ADP - FEES 2RPTT 7895896 76.54 06/17 TDBANK BILL PAY CHECK, GEORGE BRITTAIN LAND DESIGNS, I CHECK# 995004 459.54 06/19 CCD DEBIT, ADP WAGE PAY WAGE PAY 624071942036PTT 6,724.55 06/19 CCD DEBIT, ADP TAX ADP TAX RXPTT 062013A01 2,177.30 06/19 ACH DEBIT, WPB UTILITIES PAYMENT 3605764610 1,074.39 06/24 TDBANK BILL PAY CHECK, GEORGE BRITTAIN LAND DESIGNS, I CHECK# 995005 679.79 How to Balance your Account Begin by adjusting your account register as follows: - Subtract any services charges shown on this statement. - Subtract any automatic payments, transfers or other electronic with- drawals not previously recorded. - Add any interest earned if you have an interest-bearingaccount. - Add any automatic deposit or overdraft line of credit. - Review all withdrawalsshown on this statement and check them off in your account register. - Follow instructions2-5 to verify your ending account balance. 1. 2. 3. 4. 5. Your ending balance shown on this statement is: List below the amount of deposits or credit transfers whichdo not appear on this statement. Total the deposits and enter on Line 2. Subtotal by adding lines 1 and 2. List below the total amount of withdrawalsthat do not appear on this statement. Total the withdrawals and enter on Line 4. Subtract Line 4 from 3. This adjusted balance should equal your account balance. FOR CONSUMER ACCOUNTS ONLY IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTRONIC FUNDS TRANSFERS: If you need information about an electronic fund transfer or if you believe there is an error on your bank statement or receipt relating to an electronic fund transfer, SDNYGM00007409 file:///C/...w1x)hrer/DesktopISTAMPING/TD%20BanclQINappENTD.ALTAMI/TD-DOJ-00000608.(xt[8/4/2020 -0 7:05:40 PM] EFTA01596166  telephone the bank immediately at the phone number listed on the front of your statement or write to: TD Bank, N.A., Deposit Operations Dept, P.O. Box 1377, Lewiston, Maine 04243-1377 We must hear from you no later than sixty (60) calendar days after wesent you the first statement upon which the error or problem first appeared. When contacting the Bank, please explain as clearly as you can why you believe there is an error or why more information is needed. Please include: - Your name and account number. - A description of the error or transaction you are unsure about. - The dollar amount and date of the suspected error. When making a verbal inquiry, the Bank may ask that you send us your complaint in writing within ten (10) business days after the first telephone call. We will investigate your complaint and will correct any error promptly. If we take more than ten (10) business days to do this, we will credit your account for the amount you think is in error, so that you have the use of the money during the time it takes to complete our investigation. INTEREST NOTICE Total interest credited by the Bank to you this year will be reported by the Bank to the Internal Revenue Service and State tax authorities. The amount to be reported will be reported separately to you by the Bank. FOR CONSUMER LOAN ACCOUNTS ONLY BILLING RIGHTS SUMMARY In case of Errors or Questions About Your Bill: If you think your bill is wrong, or if you need more information about a transaction on your bill, write us at P.O. Box 1377, Lewiston, Maine 04243-1377 as soon as possible. We must hear from you no later than sixty (60) days after wesent you the FIRST bill on which the error or problem appeared. You can telephone us, but doing so will not preserve your rights. In your letter, give us the following information: - Your name and account number. - The dollar amount of the suspected error. - Describe the error and explain, if you can, why you believe there is an error. If you need more information, describe the item you are unsure about. You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. FINANCE CHARGES: Although the Bank uses the Daily Balance method to calculate the finance charge on your Moneyline/Overdraft Protection account (the term "ODP" or "OD" refers to Overdraft Protection), the Bank discloses the Average Daily Balance on the periodic statement as an easier method for you to calculate the finance charge. The finance charge begins to accrue on the date advances and other debits are posted to your account and will continue until the balance has been paid in full. To compute the finance charge, multiply the Average Daily Balance times the Days in Period times the Daily Periodic Rate (as listed in the Account Summary section on the front of the statement). The Average Daily Balance is calculated by adding the balance for each day of the billing cycle, then dividing the total balance by the number of Days in the Billing Cycle. The daily balance is the balance for the day after advances have been added and payments or credits have been subtracted plus or minus any other adjustments that might have occurred that day. There is no grace period during which no finance charge accrues. Finance charge adjustments are included in your total finance charge. Page: 2 of 3 Ending Balance 401,187.23 Total SDNV_GM_00007410 file:///C/...wIxthrer/DesktopISTAMPING/TD%20BanclOINappENTIFDI.14LAM -0 I/TD-DOJ-00000608A xt[8/4/2020 7:05:40 PM] EFTA01596167  Deposits Sub Total Total Withdrawals Adjusted Balance Total Deposits Total Withdrawals Call 1-800-937-2000 for 24-hour Bank-by-Phone services or connect to www.tdbank.com xxxxxx HBRK ASSOCIATES INC Bank Deposits FDIC Insured I TD Bank, N.A. I Equal Housing Lender STATEMENT OF ACCOUNT Page: 3 of 3 Statement Period: Jun 01 2019-Jun 30 2019 Cust Ref #: Primary Account #: DAILY ACCOUNT ACTIVITY Electronic Payments (continued) POSTING DATE DESCRIPTION A 06/24 TDBANK BILL PAY CHECK, CHECK# 995002 400.00 06/27 ACH SETTLEMENT, HBRK NEPTUNE ACH TRANS -SETT-ETREASURY 2,333.00 06/28 CCD DEBIT, ADP PAYROLL FEES ADP - FEES 2RPTT 0303510 76.54 Subtotal: 27,902.76 DAILY BALANCE SUMMARY DATE BALANCE DATE BALANCE 05/31 432,839.99 06/14 417,587.34 06/05 431,679.99 06/17 414,652.80 06/06 422,778.14 06/19 404,676.56 06/10 421,503.14 06/24 403,596.77 06/11 419,170.14 06/27 401,263.77 06/12 417,663.88 06/28 401,187.23 Call 1-800-937-2000 for 24-hour Bank-by-Phone services or connect to www.tdbank.com xxxxxx HBRK ASSOCIATES INC NEPTUNE 575 LEXINGTON AVE FL 4 NEW YORK NY 10022-6146 STATEMENT OF ACCOUNT Page: 1 of 3 Statement Period: Jul 01 2019-Jul 31 2019 Cust Ref #: Primary Accolunt illr SDNY_GM_00007411 tile:///C/...whohredDesktopISTAMPING/TD%20BanG1QINEoLppENTTDI .1NrXTAM 49 I /TD-DOJ-00000608.( xt[8/4/2020 7105:40 PM] EFTA01596168  E Bank Deposits FDIC Insured I TD Bank, N.A. I Equal Housing Lender Business Analysis HBRK ASSOCIATES INC Account # ACCOUNT Beginning Balance 401,187.23 Other Credits 2,000,000.00 Checks Paid 213,971.05 Electronic Payments 55,435.40 Ending Balance 2,131,780.78 Average Collected Balance 859,090.68 Interest Earned This Period 0.00 Interest Paid Year-to-Date 0.00 Annual Percentage Yield Earned 0.00% Days in Period 31 DAILY ACCOUNT ACTIVITY Other Credits POSTING DATE DESCRIPTION AMOUNT 07/15 WIRE TRANSFER INCOMING, SOUTHERN TRUST COMPANY INC 6100 RED 1,000,000.00 07/31 WIRE TRANSFER INCOMING, SOUTHERN COUNTRY INTERNATIONAL 6100 1,000,000.00 Subtotal: 2,000,000.00 Checks Paid No. Checks: 3 *Indicates break in serial sequence or check processed electronically and listed under Electronic Payments DATE SERIAL NO. AMOUNT DATE SERIAL NO. AMOUNT 07/09 1002 128.80 07/17 1057* 213,092.25 07/23 1054* 750.00 Subtotal: 213,971.05 Electronic Payments POSTING DATE DESCRIPTION AMOUNT 07/02 CCD DEBIT, ADP WAGE PAY WAGE PAY 633071759626PTT 6,724.53 07/03 CCD DEBIT, ADP TAX ADP TAX RXPTT 070314A01 2,177.32 07/09 ACH DEBIT, FPL DIRECT DEBIT ELEC PYMT 7947147075 PPDA 1,664.40 07/12 CCD DEBIT, ADP PAYROLL FEES ADP - FEES 2RPTT 3178901 76.54 07/17 CCD DEBIT, ADP WAGE PAY WAGE PAY 932611149050PTT 6,724.55 07/17 CCD DEBIT, ADP TAX ADP TAX RXPTT 071815A01 2,177.30 07/18 ACH DEBIT, WPB UTILITIES PAYMENT 3605764610 313.37 07/22 ACH SETTLEMENT, HBRK NEPTUNE ACH TRANS -SETT-ETREASURY 10,870.00 07/23 ACH SETTLEMENT, HBRK NEPTUNE ACH TRANS -SETT-ETREASURY 237.54 07/25 ACH DEBIT, HULETT ENVIRONME HULETTENVI 173889 1978 150.00 07/25 ACH DEBIT, HULETT ENVIRONME HULETTENVI 173889 1978 49.00 07/26 ACH SETTLEMENT, HBRK NEPTUNE ACH TRANS -SETT-ETREASURY 1,224.06 07/26 ELECTRONIC PMT-WEB, COMCAST CABLE SVC 3307876 366.60 07/26 CCD DEBIT, ADP PAYROLL FEES ADP - FEES 2RPTT 5153514 61.54 07/29 ACH DEBIT, COMCAST 8535114 600072033 7098557 166.92 How to Balance your Account Begin by adjusting your account register as follows: - Subtract any services charges shown on this statement. - Subtract any automatic payments, transfers or other electronic with- drawals not previously recorded. - Add any interest earned if you have SDNY_GM_00007412 rile:///C/...whohrer/Desktop/STAMPING✓TD;b20BanF0'?01Q1NflSecoild'R?[1pt000cRonTCDDI.ALTAM 43 I /TD-DOJ-00000608.( xO1/4/2020 7:05:40 PM] EFTA01596169  an interest-bearingaccount. - Add any automatic deposit or overdraft line of credit. - Review all withdrawalsshown on this statement and check them off in your account register. - Follow instructions2-5 to verify your ending account balance. 1. 2. 3. 4. 5. Your ending balance shown on this statement is: List below the amount of deposits or credit transfers whichdo not appear on this statement. Total the deposits and enter on Line 2. Subtotal by adding lines 1 and 2. List below the total amount of withdrawalsthat do not appear on this statement. Total the withdrawals and enter on Line 4. Subtract Line 4 from 3. This adjusted balance should equal your account balance. FOR CONSUMER ACCOUNTS ONLY IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTRONIC FUNDS TRANSFERS: If you need information about an electronic fund transfer or if you believe there is an error on your bank statement or receipt relating to an electronic fund transfer, telephone the bank immediately at the phone number listed on the front of your statement or write to: TD Bank, N.A., Deposit Operations Dept, P.O. Box 1377, Lewiston, Maine 04243-1377 We must hear from you no later than sixty (60) calendar days after wesent you the first statement upon which the error or problem first appeared. When contacting the Bank, please explain as clearly as you can why you believe there is an error or why more information is needed. Please include: - Your name and account number. - A description of the error or transaction you are unsure about. - The dollar amount and date of the suspected error. When making a verbal inquiry, the Bank may ask that you send us your complaint in writing within ten (10) business days after the first telephone call. We will investigate your complaint and will correct any error promptly. If we take more than ten (10) business days to do this, we will credit your account for the amount you think is in error, so that you have the use of the money during the time it takes to complete our investigation. INTEREST NOTICE Total interest credited by the Bank to you this year will be reported by the Bank to the Internal Revenue Service and State tax authorities. The amount to be reported will be reported separately to you by the Bank. FOR CONSUMER LOAN ACCOUNTS ONLY BILLING RIGHTS SUMMARY In case of Errors or Questions About Your Bill: If you think your bill is wrong, or if you need more information about a transaction on your bill, write us at P.O. Box 1377, Lewiston, Maine 04243-1377 as soon as SDNY_GM_00007413 file:///C/...wbduer/Desktop/STAMPING/TD%20Bancici lNEoldUpENTIDIALTHMUTD-DOJ-00000608.(xt[8/4/2020 7:05:40 PM] EFTA01596170  possible. We must hear from you no later than sixty (60) days after wesent you the FIRST bill on which the error or problem appeared. You can telephone us, but doing so will not preserve your rights. In your letter, give us the following information: - Your name and account number. - The dollar amount of the suspected error. - Describe the error and explain, if you can, why you believe there is an error. If you need more information, describe the item you are unsure about. You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. FINANCE CHARGES: Although the Bank uses the Daily Balance method to calculate the finance charge on your Moneyline/Overdraft Protection account (the term "ODP" or "OD" refers to Overdraft Protection), the Bank discloses the Average Daily Balance on the periodic statement as an easier method for you to calculate the finance charge. The finance charge begins to accrue on the date advances and other debits are posted to your account and will continue until the balance has been paid in full. To compute the finance charge, multiply the Average Daily Balance times the Days in Period times the Daily Periodic Rate (as listed in the Account Summary section on the front of the statement). The Average Daily Balance is calculated by adding the balance for each day of the billing cycle, then dividing the total balance by the number of Days in the Billing Cycle. The daily balance is the balance for the day after advances have been added and payments or credits have been subtracted plus or minus any other adjustments that might have occurred that day. There is no grace period during which no finance charge accrues. Finance charge adjustments are included in your total finance charge. Page: 2 of 3 Ending Balance 2,131,780.78 Total Deposits Sub Total Total Withdrawals Adjusted Balance Total Deposits Total Withdrawals Call 1-800-937-2000 for 24-hour Bank-by-Phone services or connect to www.tdbank.com xxxxxx HBRK ASSOCIATES INC Bank Deposits FDIC Insured I TD Bank, N.A. I Equal Housing Lender STATEMENT OF ACCOUNT Page: 3 of 3 Statement Period: Jul 01 2019-Jul 31 2019 Gust Ref #: Primary Account #: DAILY ACCOUNT ACTIVITY Electronic Payments (continued) POSTING DATE DESCRIPTION AMOUNT SDNY_GM_00007414 file:///C/...wIxthrer/DesktopISTAMPING/TD%20Bancl QINELDpENTIDIALTHM UTD-Dal-00000608A xt[ 8M/2020 7:05:40 PM] EFTA01596171  07/30 eTransfer Debit, Online Xfer Transfer to CK 4332217565 11,195.00 07/31 CCD DEBIT, ADP WAGE PAY WAGE PAY 941910746134PTT 6,724.55 07/31 CCD DEBIT, ADP TAX ADP TAX RXPTT 080116A01 2,177.30 07/31 ACH SETTLEMENT, HBRK NEPTUNE ACH TRANS -SETT-ETREASURY 1,750.00 07/31 ELECTRONIC PMT-WEB, FPUC/EZ-PAY UTILITY 1171660 604.88 Subtotal: 55,435.40 DAILY BALANCE SUMMARY DATE BALANCE DATE BALANCE 06/30 401,187.23 07/22 1,157,238.17 07/02 394,462.70 07/23 1,156,250.63 07/03 392,285.38 07/25 1,156,051.63 07/09 390,492.18 07/26 1,154,399.43 07/12 390,415.64 07/29 1,154,232.51 07/15 1,390,415.64 07/30 1,143,037.51 07/17 1,168,421.54 07/31 2,131,780.78 07/18 1,168,108.17 Call 1-800-937-2000 for 24-hour Bank-by-Phone services or connect to www.tdbank.com xxxxxx HBRK ASSOCIATES INC NEPTUNE 575 LEXINGTON AVE FL 4 NEW YORK NY 10022-6146 STATEMENT OF ACCOUNT Page: 1 of 3 Statement Period: Aug 01 2019-Aug 31 2019 Gust Ref #: Primary Account #: E Bank Deposits FDIC Insured I TD Bank, N.A. I Equal Housing Lender Business Analysis HBRK ASSOCIATES INC Account #111,IPPIPIP TD now accepts Real Time Payments! We're pleased to announce that TD will soon accept Real Time Payments (RTPs), which means you can receive certain electronic payments sent through RTP almost immediately. This is good news for consumers, businesses, and government agencies who use RTPs. As a TD Customer, you are automatically enrolled. Please be advised that you may not send or receive RTPs on behalf of a person who is not a resident of, or otherwise residing in, the United States. Please visit tdbank.com/RTP to learn more. ACCOUNT SUMMARY Beginning Balance 2,131,780.78 Checks Paid 150.00 Electronic Payments 22,638.46 Ending Balance 2,108,992.32 Average Collected Balance 2,122,126.81 Interest Earned This Period 0.00 SDNY_GM_00007415 file:///C/...wbduer/Desktop/STAMPING/TD%20Bancl NELLIENIDI ALTHMUTD-DOJ-00000608.(xt[8/4/2020 -0 7:05:40 PM] EFTA01596172  Interest Paid Year-to-Date 0.00 Annual Percentage Yield Earned 0.00% Days in Period 31 DAILY ACCOUNT ACTIVITY Checks Paid No. Checks: 1 *Indicates break in serial sequence or check processed electronically and listed under Electronic Payments DATE SERIAL NO. AMOUNT 08/08 1003 150.00 Subtotal: 150.00 Electronic Payments POSTING DATE DESCRIPTION AMOUNT 08/06 ACH DEBIT, FPL DIRECT DEBIT ELEC PYMT 7947147075 PPDA 1,151.49 08/09 CCD DEBIT, AMTRUST NA PAYMENT 2696575 2,591.00 08/09 CCD DEBIT, ADP PAYROLL FEES ADP - FEES 2RPTT 6229186 61.54 08/14 CCD DEBIT, ADP WAGE PAY WAGE PAY 939810853561PTT 6,724.53 08/14 CCD DEBIT, ADP TAX ADP TAX RXPTT 081517A01 2,177.32 08/19 ACH DEBIT, WPB UTILITIES PAYMENT 3605764610 435.67 08/23 CCD DEBIT, ADP PAYROLL FEES ADP - FEES 2RPTT 9712865 61.54 08/27 ACH DEBIT, COMCAST 8535114 600118802 6581732 366.60 08/27 ACH DEBIT, COMCAST 8535114 600072033 6581055 166.92 08/28 CCD DEBIT, ADP WAGE PAY WAGE PAY 669055305600PTT 6,724.53 08/28 CCD DEBIT, ADP TAX ADP TAX RXPTT 082918A01 2,177.32 Subtotal: 22,638.46 How to Balance your Account Begin by adjusting your account register as follows: - Subtract any services charges shown on this statement. - Subtract any automatic payments, transfers or other electronic with- drawals not previously recorded. - Add any interest earned if you have an interest-bearingaccount. - Add any automatic deposit or overdraft line of credit. - Review all withdrawalsshown on this statement and check them off in your account register. - Follow instructions2-5 to verify your ending account balance. 1. 2. 3. 4. 5. Your ending balance shown on this statement is: List below the amount of deposits or credit transfers whichdo not appear on this statement. Total the deposits and enter on Line 2. Subtotal by adding lines 1 and 2. List below the total amount of withdrawalsthat do not appear on SDNV_GM_00007416 file:///C/...wlxthrer/DesktopISTAMPING/TD%20Bancl NappENTIFDI .ALTHMUTD-DOJ-00000608.(x68/4/2020 -0 7:05:40 PM] EFTA01596173  this statement. Total the withdrawals and enter on Line 4. Subtract Line 4 from 3. This adjusted balance should equal your account balance. FOR CONSUMER ACCOUNTS ONLY IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTRONIC FUNDS TRANSFERS: If you need information about an electronic fund transfer or if you believe there is an error on your bank statement or receipt relating to an electronic fund transfer, telephone the bank immediately at the phone number listed on the front of your statement or write to: TD Bank, N.A., Deposit Operations Dept, P.O. Box 1377, Lewiston, Maine 04243-1377 We must hear from you no later than sixty (60) calendar days after wesent you the first statement upon which the error or problem first appeared. When contacting the Bank, please explain as clearly as you can why you believe there is an error or why more information is needed. Please include: - Your name and account number. - A description of the error or transaction you are unsure about. - The dollar amount and date of the suspected error. When making a verbal inquiry, the Bank may ask that you send us your complaint in writing within ten (10) business days after the first telephone call. We will investigate your complaint and will correct any error promptly. If we take more than ten (10) business days to do this, we will credit your account for the amount you think is in error, so that you have the use of the money during the time it takes to complete our investigation. INTEREST NOTICE Total interest credited by the Bank to you this year will be reported by the Bank to the Internal Revenue Service and State tax authorities. The amount to be reported will be reported separately to you by the Bank. FOR CONSUMER LOAN ACCOUNTS ONLY BILLING RIGHTS SUMMARY In case of Errors or Questions About Your Bill: If you think your bill is wrong, or if you need more information about a transaction on your bill, write us at P.O. Box 1377, Lewiston, Maine 04243-1377 as soon as possible. We must hear from you no later than sixty (60) days after wesent you the FIRST bill on which the error or problem appeared. You can telephone us, but doing so will not preserve your rights. In your letter, give us the following information: - Your name and account number. - The dollar amount of the suspected error. - Describe the error and explain, if you can, why you believe there is an error. If you need more information, describe the item you are unsure about. You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. FINANCE CHARGES: Although the Bank uses the Daily Balance method to calculate the finance charge on your Moneyline/Overdraft Protection account (the term "ODP" or "OD" refers to Overdraft Protection), the Bank discloses the Average Daily Balance on the periodic statement as an easier method for you to calculate the finance charge. The finance charge begins to accrue on the date advances and other debits are posted to your account and will continue until the balance has been paid in full. To compute the finance charge, multiply the Average Daily Balance times the Days in Period times the Daily Periodic Rate (as listed in the Account Summary section on the front of the statement). The Average Daily Balance is calculated by adding the balance for each day of the billing cycle, then dividing the total balance by the number of Days in the Billing Cycle. The daily balance is the balance for the day after SDNYGM00007417 file:///C/...wIxthrer/DesktopISTANIPING/TD%20Ban ?0I - I . - . ocl ,- p co -DAl- TIMI/TD-Dal-00000608.(xt[8/4/2020 7:05:410 PM] EFTA01596174  advances have been added and payments or credits have been subtracted plus or minus any other adjustments that might have occurred that day. There is no grace period during which no finance charge accrues. Finance charge adjustments are included in your total finance charge. Page: 2 of 3 Ending Balance 2,108,992.32 Total Deposits Sub Total Total Withdrawals Adjusted Balance Total Deposits Total Withdrawals Call 1-800-937-2000 for 24-hour Bank-by-Phone services or connect to www.tdbank.com xxxxxx HBRK ASSOCIATES INC Bank Deposits FDIC Insured I TD Bank, N.A. I Equal Housing Lender STATEMENT OF ACCOUNT Page: 3 of 3 Statement Period: Aua 01 2019-Aua 31 2019 Cust Ref #: Primary Account # DAILY BALANCE SUMMARY DATE BALANCE DATE BALANCE 07/31 2,131,780.78 08/19 2,118,489.23 08/06 2,130,629.29 08/23 2,118,427.69 08/08 2,130,479.29 08/27 2,117,894.17 08/09 2,127,826.75 08/28 2,108,992.32 08/14 2,118,924.90 Call 1-800-937-2000 for 24-hour Bank-by-Phone services or connect to www.tdbank.com xxxxxx HBRK ASSOCIATES INC NEPTUNE 575 LEXINGTON AVE FL 4 NEW YORK NY 10022-6146 STATEMENT OF ACCOUNT Page: 1 of 3 Statement Period: Sep 01 2019-Sep 30 2019 Gust Ref #: Primary Account #: E SDNV_GM_00007418 file:///C/...wIxthrednesktopISTAMPING/TD%20Bancl INflSecoildDpEcNTIDI ALTHMUTD-Dal-00000608.(x88/4/2020 -0 7:05:40 PM] EFTA01596175  Bank Deposits FDIC Insured I TD Bank, N.A. I Equal Housing Lender TD now accepts Real Time Payments! We're pleased to announce that TD will soon accept Real Time Payments (RTPs), which means you can receive certain electronic payments sent through RTP almost immediately. This is good news for consumers, businesses, and government agencies who use RTPs. As a TD Customer, you are automatically enrolled. Please be advised that you may not send or receive RTPs on behalf of a person who is not a resident of, or otherwise residing in, the United States. Please visit tdbank.com/RTP to learn more. Business Analysis HBRK ASSOCIATES INC Account # ACCOUNT SUMMARY Beginning Balance 2,108,992.32 Checks Paid 6,339.08 Electronic Payments 20,113.31 Ending Balance 2,082,539.93 Average Collected Balance 2,098,904.48 Interest Earned This Period 0.00 Interest Paid Year-to-Date 0.00 Annual Percentage Yield Earned 0.00% Days in Period 30 DAILY ACCOUNT ACTIVITY Checks Paid No. Checks: 3 *Indicates break in serial sequence or check processed electronically and listed under Electronic Payments DATE SERIAL NO. AMOUNT DATE SERIAL NO. AMOUNT 09/25 1083 481.08 09/23 1085 4,108.00 09/25 1084 1,750.00 Subtotal: 6,339.08 Electronic Payments POSTING DATE DESCRIPTION AMOUNT 09/06 CCD DEBIT, ADP PAYROLL FEES ADP - FEES 2RPTT 2296427 61.54 09/09 ACH DEBIT, FPL DIRECT DEBIT ELEC PYMT 7947147075 PPDA 1,161.76 09/11 CCD DEBIT, ADP WAGE PAY WAGE PAY 592036663508PTT 6,724.57 09/11 CCD DEBIT, ADP TAX ADP TAX RXPTT 091219A01 2,177.28 09/20 CCD DEBIT, ADP PAYROLL FEES ADP - FEES 2RPTT 4209537 61.54 09/23 ACH DEBIT, WPB UTILITIES PAYMENT 3605764610 292.25 09/23 ACH DEBIT, HULETT ENVIRONME HULETTENVI 173889 1978 150.00 09/23 ACH DEBIT, HULETT ENVIRONME HULETTENVI 173889 1978 49.00 09/26 CCD DEBIT, ADP WAGE PAY WAGE PAY 559071303810PTT 6,724.53 09/26 CCD DEBIT, ADP TAX ADP TAX RXPTT 092620A01 2,177.32 09/27 ACH DEBIT, COMCAST 8535114 600118802 0265120 366.60 09/27 ACH DEBIT, COMCAST 8535114 600072033 0264405 166.92 Subtotal: 20,113.31 How to Balance your Account Begin by adjusting your account register as follows: - Subtract any services charges shown on this statement. - Subtract any automatic payments, transfers or other electronic with- drawals not previously recorded. SDNY_GM_00007419 file:///C/...wbduer/DesktopISTAMPING/TD%20BanclQINEDpENIDI ALTAMI/TD-DOJ-00000608.(xt[8/4/2020 -0 7:05:40 PM] EFTA01596176  - Add any interest earned if you have an interest-bearingaccount. - Add any automatic deposit or overdraft line of credit. - Review all withdrawalsshown on this statement and check them off in your account register. - Follow instructions2-5 to verify your ending account balance. 1. 2. 3. 4. 5. Your ending balance shown on this statement is: List below the amount of deposits or credit transfers whichdo not appear on this statement. Total the deposits and enter on Line 2. Subtotal by adding lines 1 and 2. List below the total amount of withdrawalsthat do not appear on this statement. Total the withdrawals and enter on Line 4. Subtract Line 4 from 3. This adjusted balance should equal your account balance. FOR CONSUMER ACCOUNTS ONLY IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTRONIC FUNDS TRANSFERS: If you need information about an electronic fund transfer or if you believe there is an error on your bank statement or receipt relating to an electronic fund transfer, telephone the bank immediately at the phone number listed on the front of your statement or write to: TD Bank, N.A., Deposit Operations Dept, P.O. Box 1377, Lewiston, Maine 04243-1377 We must hear from you no later than sixty (60) calendar days after wesent you the first statement upon which the error or problem first appeared. When contacting the Bank, please explain as clearly as you can why you believe there is an error or why more information is needed. Please include: - Your name and account number. - A description of the error or transaction you are unsure about. - The dollar amount and date of the suspected error. When making a verbal inquiry, the Bank may ask that you send us your complaint in writing within ten (10) business days after the first telephone call. We will investigate your complaint and will correct any error promptly. If we take more than ten (10) business days to do this, we will credit your account for the amount you think is in error, so that you have the use of the money during the time it takes to complete our investigation. INTEREST NOTICE Total interest credited by the Bank to you this year will be reported by the Bank to the Internal Revenue Service and State tax authorities. The amount to be reported will be reported separately to you by the Bank. FOR CONSUMER LOAN ACCOUNTS ONLY BILLING RIGHTS SUMMARY In case of Errors or Questions About Your Bill: If you think your bill is wrong, or if you need more information about a transaction an wiNYGM00007420 file:///C/...wIxthrednesktopISTAMPING/TD%20Bancl QINEoldppENTTDI ALTHX/I/TD-DOJ-00000608.(xt[8/4/2020 -0 7:05:40 PM]